The American Express Platinum Card is a product designed for the connoisseur who believes in living their life in style. A high on rewards card which gives you access to the finest deals and premium travel benefits across the globe. As an icing on the cake, a host of platinum benefits are available round the clock at your service. If you’re a frequent traveller and loves enjoying vacations, this is the ideal card for you.
The American Express Platinum Card comes with little frills on the Eligibility front. This card is available on satisfaction of the below conditions.
Details of documentation will be provided at the time application. It can vary from Identity to Income proof.
- What type of product is the American Express Platinum card?
This is a Charge Card, a subcategory of credit cards. The most distinctive feature of Charge cards is that they do not come with a specific credit limit. The limit is generally determined by spending and payment patterns. No interest is billed if the balance is paid off before the statement close date.
- What are the services offered under Platinum Concierge?
Primary services such as assistance with sourcing goods at select locations in India or abroad. The concierge also helps with personal arrangements, organising events, flower/gift delivery, dining/golf reservations, movie ticket booking etc.
- Can the Membership points be earned for all types of purchases?
No. Points cannot be earned for spends on insurance and utility bills payments. This includes all utility services such as electricity, water and gas bills provided by government and private agencies.
- Is there a limit on cash withdrawals for the American Express Platinum card?
The limit is Rs.25,000 for withdrawals in India for every 14 days and US$750 for the same time period for withdrawals abroad.
- Please list the modes of credit card bill payment available.
Bill payments can be made via NEFT, Direct Debit, Online over Netbanking and By Cheque/Draft. Cash payments are also accepted at Standard Chartered bank branches.
- How do I contact American Express for queries regarding my Platinum Charge card?
You can call the 24 hours call center on dedicated the phone numbers listed below.
1800-180-1255, 0124-280-1444 or 1800-419-1255
- Is there a surcharge levied for purchasing Railway Tickets online?
Yes. A surcharge of 1.8% of transaction value(Min. of Rs.10) is levied for tickets booked on IRCTC’s web portal. Applicable taxes are additional.