Santa Claus comes around just once a year. In the meantime, there are Credit Cards.
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    We found 1 American Express Platinum Credit Card

    Card
    1st Year Fee
    Rewards
    Joining Perks
    50000
    Response Time Within 30 minutes
    What you'll love
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    Fee Details

    American Express Platinum Credit Card is Rated as "Just OK" by 2 Users

    Fees & Charges

    Promised Interest Rate

    Customer Service

    Responsiveness

    Credit Card BYTES FROM OUR KITCHEN

    Overview:

    The American Express Platinum Card is a product designed for the connoisseur who believes in living their life in style. A high on rewards card which gives you access to the finest deals and premium travel benefits across the globe. As an icing on the cake, a host of platinum benefits are available round the clock at your service. If you’re a frequent traveller and loves enjoying vacations, this is the ideal card for you.

    Benefits:

    • The Platinum Card is Charge card that comes with a unique benefit of no set limits on purchases. A one of its kind card that bills no interest charges if the balance is paid in full every month, before the billing date.
    • A massive range of Platinum services such as Concierge, Travel Services, 24/7 Assistance, Global Assist, Travel Emergency Assistance etc. are available at your disposal.
    • Reward points galore with potential to earn 1 Membership Rewards Point for every Rs.40 spent ! Supplementary cards also qualify to earn points at the same rate.
    • Potential to earn 20 Bonus points for every Rs.100 billed to your card when you shop or charge your card at EXTRA Membership Rewards Program Partners.
    • Showering of deals continue with Complimentary access to premium airport lounges across the world and Golf sessions at 12 premium courses across India.

    Features:

    • It auto adjusts the spending level on the basis of spending & payment pattern, thereby giving you the flexibility to use the card, as you like.
    • Enjoy true Platinum experiences that gives you access to a world of leisure and entertainment like ‘Invitation Only’ events, Tailor made Dining Deals, Golf Deals and Taj Epicure Plus Membership.
    • Exclusive benefits and discounts at over 800 + Hotels and Resorts worldwide. Plus, complimentary membership to Le Club Accorhotels, Taj Inner Circle, Club Carlson and Starwood Preferred Guest Gold Programme.
    • The Fine Dining program under Platinum rewards option gives you deals at over 100 + restaurants across the country.

    Eligibility and Documentation: 

    The American Express Platinum Card comes with little frills on the Eligibility front. This card is available on satisfaction of the below conditions.

    • The applicant is aged 18 years and above.
    • Is salaried or self employed with sound credit history and no instances of defaults.
    • Self employed applicants should be trading for at least for 18 months. For existing Amex credit card holders(other cards), this clause is relaxed at 12 months.

    Details of documentation will be provided at the time application. It can vary from Identity to Income proof.

    Fees & Charges: 

    Type of Fee Charges
    AnnualRs.50,000
    Add On CardRs.5,000
    Cash Advance3.5% of the amount subject to a min. of Rs.250
    How to redeem reward points?
    • The Membership Reward Points can be redeemed across a host of channels. The never expiring reward points can be redeemed for massive range of luxury goods from premium partners.
    • The accumulated rewards can also be redeemed for buying air tickets by calling the customer support.
    • The points can be exchanged for exciting rewards from a little over 500+ redemption options provided by American Express.

    American Express Platinum Credit Card FAQs:

    1. What type of product is the American Express Platinum card?
    2. This is a Charge Card, a subcategory of credit cards. The most distinctive feature of Charge cards is that they do not come with a specific credit limit. The limit is generally determined by spending and payment patterns. No interest is billed if the balance is paid off before the statement close date.

    3. What are the services offered under Platinum Concierge?
    4. Primary services such as assistance with sourcing goods at select locations in India or abroad. The concierge also helps with personal arrangements, organising events, flower/gift delivery, dining/golf reservations, movie ticket booking etc.

    5. Can the Membership points be earned for all types of purchases?
    6. No. Points cannot be earned for spends on insurance and utility bills payments. This includes all utility services such as electricity, water and gas bills provided by government and private agencies.

    7. Is there a limit on cash withdrawals for the American Express Platinum card?
    8. The limit is Rs.25,000 for withdrawals in India for every 14 days and US$750 for the same time period for withdrawals abroad.

    9. Please list the modes of credit card bill payment available.
    10. Bill payments can be made via NEFT, Direct Debit, Online over Netbanking and By Cheque/Draft. Cash payments are also accepted at Standard Chartered bank branches.

    11. How do I contact American Express for queries regarding my Platinum Charge card?
    12. You can call the 24 hours call center on dedicated the phone numbers listed below.

      1800-180-1255, 0124-280-1444 or 1800-419-1255

    13. Is there a surcharge levied for purchasing Railway Tickets online?
    14. Yes. A surcharge of 1.8% of transaction value(Min. of Rs.10) is levied for tickets booked on IRCTC’s web portal. Applicable taxes are additional.

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  • American Express Platinum Credit Card Reviews

    • American Express Credit Card
      "Looking for a better feature"
      0.5 2.0/5 "Expected more"
      I had a Amex credit card they were charging Rs 4000 per annum. I am not fine with that even they didn't provide much offer also, they give only discount on flight ticket. Hence I surrender the card but their customer service is good, when I have called them to block the credit card , they guided on it.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Jul 06, 2017
    • American Express Credit Card
      "Better card to use but not used in many places"
      0.5 3.0/5 "Satisfactory"
      I can't use this card in all places because it is not acceptable in many point of sales. The service is really good with American express banking corporation. The rate of interest is low when compared with others. I am not happy with the Amex master card credit limit , still they can increase my credit limit in future.
      Was this review helpful? 0
      , indore
      Reviewed on Jul 05, 2017
    • American Express Credit Card
      "Best for Credit card"
      0.5 5.0/5 "Blown Away!"
      I bank with Amex bank for a credit card and I am happy to use the services. The customer services are excellent in communicating to the their customers and they are prompt to sorting out my queries. Though there are charges for the card it is worth the fee.
      Was this review helpful? 0
      , new delhi
      Reviewed on Jun 30, 2017
    • American Express Credit Card
      "Excellent "
      0.5 5.0/5 "Blown Away!"
      American express credit card is working in a good way but its not accessible everywhere and that's the major drawback, rest of the things were really good. Customer service is an excellent one for me till now, also I am very much happy with the responsiveness too.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Jun 24, 2017
    • American Express Credit Card
      "Not Satisfactory"
      0.5 1.0/5 "Really Bad"
      I have used a credit card with Amex Bank and I am not happy with this bank. The charges are high and the offers are also not to my satisfaction. It has not been a good experience. The customer services is also average. There are no benefits at all on the card.
      Was this review helpful? 0
      , jaipur
      Reviewed on Jun 22, 2017
    • American Express Credit Card
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      American express credit card is the best one because they are excellent in the communication. Though the card is costly there are a lot of reward points from which I can benefit off. It has been a hassle free experience till date.The offers provided are timely.They apply annual charges around 4000Rs in the card.I am a customer of American express corporation for just 6 to 7 months
      Was this review helpful? 0
      , surat
      Reviewed on Jun 19, 2017
    • American Express Credit Card
      "Average"
      0.5 4.0/5 "Great!"
      I am using make my AMEX Platinum Credit card, I don't have good experience on my AMEX card. I am unable to use it at normal shops, they deny getting the card and I have told the guy who gave me this card clearly that I am not into travelling, so provide me with best card but still very bad experience. The credit limit what they had offered is 4 lakhs.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Jun 18, 2017
    • American Express Credit Card
      "Overprice"
      0.5 1.0/5 "Really Bad"
      I have stopped to use the American express credit card because they are charging something as hidden charges, also they are making delay on sending the statement. I mean to say that their customer service is very poor. Annual charges were charges and they are not justify the charges to compensate it.
      Was this review helpful? 0
      , mumbai
      Reviewed on Jun 16, 2017
    • American Express Credit Card
      "Real express"
      0.5 5.0/5 "Blown Away!"
      I am using American express credit card and its the best one for me, also its a kind of life saver one. Response with the American express credit card and I would like to say that they are best in Industry. Credit limit value is good one and the processing charges are very much expensive one.
      Was this review helpful? 0
      , bangalore
      Reviewed on Jun 16, 2017
    • American Express Credit Card
      "Good bank"
      0.5 5.0/5 "Blown Away!"
      American express credit card is the best one because of the good reward points and I can get everything by redeeming reward points. Credit limit is unlimited one with them and am using this card from the last five years of time. Reaching the customer service is really a toughest task, also part of the service is not up to the mark.
      Was this review helpful? 0
      , new delhi
      Reviewed on Jun 16, 2017
    • American Express Credit Card
      "Complicated"
      0.5 2.0/5 "Expected more"
      American express credit card was the one , which I had opted before two years of time, also they used to keep on asking lot of documents, which were not really a fair one.I would like to suggest that they need to make the process in a simple and in an organized way.
      Was this review helpful? 0
      , bangalore
      Reviewed on Jun 16, 2017
    • American Express Credit Card
      "Too good to use"
      0.5 5.0/5 "Blown Away!"
      I got American express gold card for past 2 years. The benefits like reward points, cash back offers and fuel surcharge waiver is available with this card. If I accumulate more than 18,000 reward points we can buy gold with those reward points. If I make 4 transactions in a months for Rs.1000. I will be getting 1000 points and If a refer any of my friend and he is also getting the same card I will be getting 8,000 reward points.
      Was this review helpful? 0
      , bangalore
      Reviewed on Jun 15, 2017
    • American Express Credit Card
      "Too good"
      0.5 5.0/5 "Blown Away!"
      The service which was offered on my American express corporate cards is extra ordinary, that is the reason I gave 5 rating for all the parameters . It always gives the excellent service to their customers. I can say it is a limitless card. I am happy using my Corporate Credit card.
      Was this review helpful? 0
      , bangalore
      Reviewed on Jun 15, 2017
    • American Express Credit Card
      "Good"
      0.5 4.0/5 "Great!"
      AMEX credit card was not acceptable mostly to the Indian retailers but its widely acceptable overseas i.e., across the globe. Customer service is a similar one and the accessibility is the only constraint, therefore they need to expand their coverage.
      Was this review helpful? 0
      , aurangabad
      Reviewed on Jun 12, 2017
    • American Express Credit Card
      "Satisfactory"
      0.5 3.0/5 "Satisfactory"
      Though the credit card of Amex Bank is not accepted every where because they charge some percentage for everything,I hardly use this bank credit card I do get reward points but i aint sure how much it is,if it come to fee,it is 10000 per annum and Iam holding this account for more than four years..
      Was this review helpful? 0
      , hyderabad
      Reviewed on Jun 12, 2017
    • American Express Credit Card
      "Average Service"
      0.5 1.0/5 "Really Bad"
      I have applied for an credit card with American express, but they have rejected my application, saying that my salary not met their eligibility criteria. The rate of interest is nominal with this platinum card. The service rendered by American express was average.
      Was this review helpful? 0
      , mumbai
      Reviewed on Jun 08, 2017
    • American Express Credit Card
      "Good rewards to fly"
      0.5 4.0/5 "Great!"
      I am getting a very good good value on the Jet privileges from the American express credit card as I am using it from the last six months of time. Customer service is pretty good with them , also the relationship managers were really working in a very good way.
      Was this review helpful? 0
      , mumbai
      Reviewed on Jun 08, 2017
    • American Express Credit Card
      "Excellent communication"
      0.5 5.0/5 "Blown Away!"
      I bank with Amex Bank for a credit card and I am very happy with the customer services. They are excellent in the communication. Though the card is costly there are a lot of reward points from which I can benefit off. It has been a hassle free experience till date.
      Was this review helpful? 1
      , new delhi
      Reviewed on Jun 07, 2017
    • American Express Credit Card
      "Good Credit card"
      0.5 4.0/5 "Great!"
      Its my corporate card, their interest rate is very less for the monthly usage and their foreign exchange value is also less. If goes to any out of station if I use my card for the transaction purpose, they charge very less. Their customer service and responsiveness is good and they gave me life time free credit card.
      Was this review helpful? 0
      , bangalore
      Reviewed on Jun 06, 2017
    • American Express Credit Card
      "Excellent Card to use"
      0.5 5.0/5 "Blown Away!"
      The Amex corporate card is very good to use.The positive is that, they will not disturb the customers at any cost, they don't even give a call, even if we miss to pay the bill within the due date, they just send a text message and intimates the customer, which is really professional . I am happy with the credit limit which was offered by AMEX. The rate of interest is low, when compared with other cards. They did not deduct any hidden charges, they will deduct the money as per the promise what ever they have made. Overall I am satisfied with their service.
      Was this review helpful? 0
      , lucknow
      Reviewed on Jun 03, 2017
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