Travel in style with the Air India SBI Signature Card. The first-year fee on this card is Rs.4,999 and the annual fee from the second year onwards is Rs.4,999. If you have any outstanding balance you will be charged up to 3.35% per month (40.2% p.a.) as interest.
| Travel Benefits |
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| Fuel Benefits |
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| Bill Pay Benefits | Pay your electricity, telephone, insurance, and other utility bills with the Easy Bill Pay facility on the credit card. |
| EMI Benefits | Purchases with your credit card worth more than Rs.2,500 can be converted into EMIs within 30 days with Flexipay. |
| Railway Booking Benefits | Book your railway tickets with this credit card and get them delivered to your home. |
| Reward Point Benefits |
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| Emergency Card Replacement | State Bank of India also provides the benefit of card replacement anywhere in the world with a 24/7 helpline. |
The limit of this credit card is at the discretion of the State Bank of India. The bank decides the credit limit depending on a number of factors such as the credit score of the applicant, the credit history, and the repayment of past and ongoing debts.
Travel and Hotel Offers
Shopping Offers
Dining Offers
You can redeem your reward points through net banking, phone banking as well as by contacting the SBI credit card customer care.
Here are the steps which you need to follow to redeem your points through net banking:
Fees and Charges of the Air India SBI Signature Card
| Type of charges | Amount |
|---|---|
| Annual fee | Rs.4,999 per annum (from 2nd year onwards) |
| Joining fee | Rs.4,999 |
| Add-on card fee | Nil |
| Cash advance charges |
|
| Interest rate | Up to 3.35% per month |
| Rewards redemption fee | Rs.99. Nil for redemption on Air India Miles |
| Cash payment fee | Rs.100 |
| Statement Retrieval fee | Rs.100 per statement (more than 2 months old) |
| Late payment fee |
|
| Cheque pickup | Rs.100 |
| Payment dishonour fee | 2% of the payment amount (minimum of Rs.450 |
| Card replacement charge | India - Rs.100, Abroad - Nil. |
| Cheque payment fee | Rs.100 (For cheque payments up to Rs.10,000) |
| Over limit charges | 2.5% of the amount (minimum of Rs.500) |
| Foreign currency transaction fee | 3.5% of the transaction amount |
You can apply for this card from the website of the State of Bank of India. However, you can also apply for the credit card through the BankBazaar website.
Here are the steps to apply for this card through BankBazaar:
You can use the tracking ID under the option of 'Track Application' on the webpage.
Yes, being a chip and pin enabled card, it is a safe credit card that you can use without worrying about security. This feature of the card protects it from counterfeiting and skimming.
For railway tickets through counters, the surcharge is Rs. 30 + 2.5% of the transaction amount. For railway tickets through the Indian Railways website, it’s 1.8% of the transaction amount + service charge.
Yes, whenever you visit any Priority Pass member lounge, a usage fee would be charged on your Air India SBI Signature Card. This charge can be up to $27.
You can enjoy an interest-free credit period of 20 to 50 days on your Air India SBI Signature Card. However, the interest-free period is applicable to retail spends on your credit card only. Moreover, to avail the interest-free period, you need to pay the full amount of the previous month’s outstanding balance.
You get multiple online and offline options for paying the dues on your Air India SBI Signature Card. The online methods include NEFT, Auto Debit facility, Internet Banking, Mobile Banking, Visa Credit Card Pay, National Automated Clearing House, etc.
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