Santa Claus comes around just once a year. In the meantime, there are Credit Cards.
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    We found 58 Coimbatore Credit Cards
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  • Coimbatore Credit Cards is Rated as "Excellent!" by 508 Users

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    Coimbatore Credit Cards

    Looking for a Credit Card in Coimbatore? Compare various Credit Card offers online at BankBazaar.com for Coimbatore city

    Coimbatore is the second largest urban agglomeration in Tamil Nadu. Its known as the Manchester of South India and its also the second largest software producer in the state. The city has a population of over 2 million, with a large Tamil speaking population. However, the city is famous for its cosmopolitan nature, as there are several people from nearby states of Kerala and Karnataka. The city is a huge metropolitan city spread over 250 kms of area. The city is home to more than 25,000 small and medium enterprises. The city has two special economic zones the Coimbatore Hi-Tech Infrastructure (CHIL) SEZ at Saravanampatti and the TIDEL Park near Peelamedu, and there are another half a dozen SEZs in the pipeline. In the year 2010, Coimbatore was rated as the 15th most suited city for business. The city is also the second largest software exporter in the state of Tamilnadu. The city has a huge population less than 30 years in age, who are employed in major software giants like Tata Consultancy Services, Cognizant Technology Systems, Dell, Wipro etc
    In this upcoming city there is a huge population that could make use of the credit card schemes. Credit cards can help you retain your routine even when you are short on finances. They give you time to sort out your finances before you affected by your problems.

    Credit card system is one where the banks allot you a certain amount of money which belongs to the bank into your account, which you can use throughout the month. At the end of the month a bill is generated for the amount utilized by you from the credited amount. You are required to pay off your bill along with a particular interest on the amount used. What this does is that it allows you to use money even when you dont have any! These days, credit cards have become fancier and more attractive because that banks offer benefits like cash back, reward points, interest free credit and discounts when you make purchases from certain outlets.
    Another advantage is that you dont need to be carrying huge sums of money. Its easy to carry around and buying things is just a swipe away. When you make a purchase and produce the card to make the payment, the merchant swipes the card in a Point of Sale (POS) system. This action makes a call to the acquirer, which is a bank that collects all the swipes made by the merchant and guaranties him payment for them and generates a code that has to be typed in by the merchant. Once the code is keyed in, two slips containing details of the transaction are generated of which one copy lies with merchant and the other is given to you. The acquirer in turn checks for the validity and authenticity of the card swiped. The acquirer makes contact with your credit card bank and takes the purchase amount from your bank. The bank in turn sends you a bill at the end of the month.

    Get BankBazaar advantages when looking for credit card offers in Coimbatore
    • BankBazaar is your one- stop-guide to all the banks offering Credit Card facilities. You get to compare the various schemes offered by different banks, and apply for a credit card from one of our partner banks. You can apply for a credit card from ICICI Bank, HDFC Bank, Axis Bank, IndusInd Bank, Citibank or American Express Corporation on our website Bankbazaar.com. and choose the best deals for yourself in a hassle-free manner here at banks offering credit cards facilities in Coimbatore are
      • Axis Bank Credit Cards
      • HDFC Bank Credit Cards
      • CitiBank Credit Cards
      • ICICI Bank Credit Cards
    FAQs
    1. Who can get a Credit Card?
    2. Anyone with a fixed income, aged above 21 & favourable CIBIL credit score of over 800 can get a credit card.

    3. What will be my credit limit?
    4. The credit limit will depend on various factors like your income, repayment, CIBIL score, etc. Your credit limit can be increased or decreased depending on your last years spending and repayment history

    5. Can I get an Add-on card? And will there be a separate credit limit on the Add-on card?
    6. Yes, you can get an Add-on card but, it will totally depend on the offers the credit card issuer is running at a given point of time. There will not be a separate credit limit for the add-on card.

    7. What should I do if there is a fraud transaction on my credit card?
    8. You should immediately inform your credit card issuer about the fraud transaction.

    9. What should I do if my Credit card is lost or stolen?
    10. If your credit card is lost or stolen inform your credit card issuer within 24 hours and block your card immediately for any fraudulent transactions. Ask your card issuer to send you a new card which generally gets delivered in 3-4 working days.

    11. Which payment network credit cards are available in India?
    12. Basically, Visa, MasterCard and American Express are three popular payment networks available in India. Payment Networks are not credit card issuers your credit card is issued by banks or other financial institutes.

    13. What is a grace period?
    14. A grace period is interest free period for you to pay your credit card balance in full without any interest rate charges. The grace period is calculated based on your billing cycle and not from the date of the transaction.

    15. Will there be any joining fees for credit card?
    16. Most credit card issuers do not charge you any joining fees. Some may charge you but they might reverse those charges in your first credit card statement.

    17. Is there any annual fee associated with credit cards?
    18. Most issuers waive off annual fee for the first year and then charge a minimum amount of Rs. 500 as annual fee.

    19. What is the interest rate/finance charge for credit cards?
    20. The finance charges will wary for each card issuer and type of card like Platinum, Gold, Titanium or any special credit card. Generally credit card interest rates start at 2.5% per month (30% per annum) to 3.75% per month (45% per annum).

    21. Will there be an overdue penalty or late payment fee?
    22. Yes, every card issuer will charge you a late payment fee ranging from Rs 300 to Rs 600.

    23. Will there be a separate charge for foreign currency transactions on my credit card?
    24. Yes, every card issuer will charge you some percentage of the transaction value for the foreign currency transactions. It is generally around 3.5% of the transaction value.

    25. How can I make my credit card payment?
    26. Credit Card issuers provide the following credit card payment options:

      • Through ATMs: Make payments through your card issuing bank ATMs.
      • Through Net banking: Make Card payments using your Net banking.
      • Visa Money Transfer
      • Standing Instructions: If you have bank account with your card issuing bank then you can give standing instructions to directly debit the minimum amount due or full payment due for your monthly credit card payment.
      • National Electronic Funds Transfer (NEFT): Transfer funds from any other bank account to make your card payments.
      • Drop Box Option: You can also drop a local cheque, payable to bank card A/c followed by your card number, at any drop box located in ATMs and branches of your card issuer.
      • Over the counter: You can pay directly by visiting your card issuing bank and make the cash payment for your credit card outstanding.
    Credit Card Eligibility and Documentation
    • Card holder should be in the age bracket of 18 years to 70 years.
    • Should have a fixed monthly income.
    • Should have a good CIBIL credit score.

    Documents required for Credit Card:

    • Pan Card Photocopy OR Form 60
    • Latest Salary Slip, Form 16, Income Tax return copy as income proof
    • Passport, driving license, ration card, etc. for residence proof.
    Features & Benefits of Credit Cards
    • To fulfill dreams which cant wait, apply for credit cards and live your dreams.

    Credit Cards come with great features and benefits:

    • Save on fuel spends
    • Exiting reward programs
    • Comprehensive Insurance coverage
    • Cash back facilities
    • EMI facility on your product purchases
    • Balance Transfer facility
    • Interest Free Period
    • Special discounts on various products
    Check For Latest: Gold Price in Coimbatore Or Silver Rate in Coimbatore

    Coimbatore Credit Cards Reviews

    • IndusInd Bank Credit Card
      "Aura platinum"
      0.5 4.0/5 "Great!"
      I am holding an AURA platinum credit card with INDUSIND BANK. They provide reward points. The annual charge is 5000. The have promised me some gift voucher worth 5000 with United colors of Beniton. I have taken this card for the past 2 months also their application is very much friendly.
      Was this review helpful? 0
      , coimbatore
      Reviewed on Nov 21, 2017
    • Bank Bazaar Credit Card
      "Satisfactory"
      0.5 4.0/5 "Great!"
      The service is good with bankbazaar and the application is also good. But the thing is i used to get frequent calls from bankbazaar. I probably suggest one customer should be handled by one agent. The customer service and response was satisfactory.
      Was this review helpful? 0
      , coimbatore
      Reviewed on Nov 21, 2017
    • SBI Cards Credit Card
      "Good card to use"
      0.5 4.0/5 "Great!"
      I have a credit card with State bank of India. I have been using this FBB SBI Styleup credit card only for the past 3 to 4 months. Mostly I use this credit card for groceries and fuels. There are reward points for this card. The annual fees is not applicable in this credit card too.
      Was this review helpful? 0
      , coimbatore
      Reviewed on Nov 21, 2017
    • HDFC Bank Credit Card
      "Very good card to use"
      0.5 5.0/5 "Blown Away!"
      I have a all miles credit card with HDFC bank. Their customer care division helped me out in dispute handling and settlement is very fast and solved a important query when a hacking happened from USA to my credit card they resolved the problem quicker than expected. So they are excellent. There are no annual fees applicable for this card. I mostly use this card for transport. There are reward points, discounts in flight ticket bookings.
      Was this review helpful? 0
      , coimbatore
      Reviewed on Nov 21, 2017
    • Axis Bank Credit Card
      "MY zone with AXIS"
      0.5 4.0/5 "Great!"
      I hold a my zone credit card with AXIS bank. For every 100 rupees i am spending they will give 1 point. The customer service and the application with the bank is friendly. I am holding this account for more than 1 year. Easy EMI options were we can convert the amount to installments.
      Was this review helpful? 0
      , coimbatore
      Reviewed on Nov 18, 2017
    • ICICI Bank Credit Card
      "Good card"
      0.5 5.0/5 "Blown Away!"
      I hold a coral credit card with ICICI bank. I get 100 rupees discount with book my show app. I am using this card for more than one and half years. I get reward points with this card. Easy EMI option available. The application of this bank is very good.
      Was this review helpful? 0
      , coimbatore
      Reviewed on Nov 18, 2017
    • Axis Bank Credit Card
      "Best service"
      0.5 5.0/5 "Blown Away!"
      I have taken a credit card with Axis bank.The limit on the card is 30,000 is sufficient to transact.No annual fees to hold this card.They respond on time any time we land in the line of customer service .Net banking is convenient to make payment.
      Was this review helpful? 0
      , coimbatore
      Reviewed on Nov 17, 2017
    • Bank Bazaar Credit Card
      "Very good"
      0.5 5.0/5 "Blown Away!"
      I am using the bank bazaar website for more than a year. This is not my first experience. They are providing good response and service. I am using mobile application. It is user friendly and convenient to access. It is easy to check my credit score.
      Was this review helpful? 0
      , coimbatore
      Reviewed on Nov 16, 2017
    • HDFC Bank Credit Card
      "Good"
      0.5 5.0/5 "Blown Away!"
      My credit card was taken with HDFC Bank. Customer support was not easily approachable, need to call them many times. I hold Diners Credit card. I am not happy with the credit limit, they offered only 70k. It would be best if they provide above 1L. It is a lifetime free credit card.
      Was this review helpful? 0
      , coimbatore
      Reviewed on Nov 16, 2017
    • ICICI Bank Credit Card
      "Better card to use"
      0.5 3.0/5 "Satisfactory"
      The platinum chip credit card has been used by me from ICICI bank. I got the platinum credit card very recently. I am not satisfied with the credit limit,s till they need to increase the credit limit in future. The rate of interest and the charges are nominal with this card. There is no annual fee to this card.
      Was this review helpful? 0
      , coimbatore
      Reviewed on Nov 15, 2017
    • HDFC Bank Credit Card
      "Better card to use"
      0.5 4.5/5 "Excellent!"
      I am using HDFC credit card from last 5.5 years, the services provided by HDFC credit card is good when compared to all other credit cards. They charged an annual fee for the first year and later the fees will be waived off. Offers like cash back and reward points are good in this credit card. I use this card mainly for online shopping and the credit limit is sufficient.
      Was this review helpful? 0
      , coimbatore
      Reviewed on Nov 11, 2017
    • SBI Cards Credit Card
      "Simply save card"
      0.5 5.0/5 "Blown Away!"
      I am using a simple save credit card with State bank of India. They have balance transfer options. My current limit is 60000. I used to get reward points and the annual charge for maintaining the card is 499. The credit card facility with the bank is also good.
      Was this review helpful? 0
      , coimbatore
      Reviewed on Nov 11, 2017
    • Kotak Credit Card
      "KOTAK Credit card"
      0.5 3.0/5 "Satisfactory"
      Majorly of SBI credit card I had closed my KOTAK credit card also the credit limit offered by KOTAK too low . I had initiated the request for the closure of credit card at the branch by giving a written request. Further they took around 3 days to cancel the card from the date of placing the request.
      Was this review helpful? 0
      , coimbatore
      Reviewed on Nov 11, 2017
    • SBI Cards Credit Card
      "Credit card"
      0.5 4.0/5 "Great!"
      SBI credit card options are really very good. I am holding this credit card for a period of 6 months. I am getting offers on EMI / BT based on this card i don't use that often. They provide EMI options for 6 MONTHS no drawback on this card till date.
      Was this review helpful? 0
      , coimbatore
      Reviewed on Nov 11, 2017
    • HDFC Bank Credit Card
      "Good usage and offers"
      0.5 3.0/5 "Satisfactory"
      I have a credit card with HDFC and i can say the experience using the card so far has been good. The limit on my card is okay but feel that they could provide a higher limit now. I have not seen any hidden charges till date and also have good offers on the card.
      Was this review helpful? 0
      , coimbatore
      Reviewed on Nov 08, 2017
    • Bank Bazaar Credit Card
      "Fast and good service"
      0.5 4.5/5 "Excellent!"
      I had the experience of applying for a credit card. The response was so fast and all verification took harely a day's time. Really it was a fast service. I really appreciate this quick service. I hope that the processing will also be as quick as verification.
      Was this review helpful? 0
      , coimbatore
      Reviewed on Nov 08, 2017
    • HDFC Bank Credit Card
      "Good card to use"
      0.5 4.0/5 "Great!"
      I use the HDFC bank money back credit card for Phone bill payments , purchases and for other bill payments. I use this card for past 7 months. The customer support is good with HDFC bank credit card department. I am not satisfied with the credit limit, still they need to increase the credit limit.
      Was this review helpful? 0
      , coimbatore
      Reviewed on Nov 06, 2017
    • Citibank Credit Card
      "Excellent"
      0.5 4.5/5 "Excellent!"
      I have my credit card with CITI bank for about 4 years. The credit limit was 2.8 lakhs which was satisfactory. They have offered platinum International card. The validity of the card is till 2020 and I have 24/7 helpline number here. The rate of interest and charges is average in the market. .
      Was this review helpful? 0
      , coimbatore
      Reviewed on Nov 01, 2017
    • ICICI Bank Credit Card
      "Not easy to Access"
      0.5 3.0/5 "Satisfactory"
      I bank with ICICI,have a credit card with a limit of 50 thousand. It has been six months since I am using the card.Payment options are convenient because i do hold an account with them the amount gets manually transferred for the card payment.Zero fees credit card.Phone banking and Application is very good to use. Further, I feel the card is not easy to access.
      Was this review helpful? 0
      , coimbatore
      Reviewed on Nov 01, 2017
    • SBI Cards Credit Card
      "Best banking "
      0.5 3.0/5 "Satisfactory"
      I bank with state bank of India.I do have an active credit card taken for the bank for the past seven years it had-s a limit of 70 thousand.Zero fees credit card. Its the basic card for shopping , further I get offers for shopping online etc.I can redeem my reward points at online stores too.
      Was this review helpful? 0
      , coimbatore
      Reviewed on Nov 01, 2017
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