Santa Claus comes around just once a year. In the meantime, there are Credit Cards.
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    We found 62 Cochin Credit Cards

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  • Cochin Credit Cards Reviews

    • ICICI Bank Credit Card
      "Average "
      0.5 4.0/5 "Great!"
      Had an experience with ICICI bank platinum coral credit card for past 1 year. I get benefit like reward points, which can be redeemed as the coupons with the book my show offers and with other movie tickets. The fuel surcharge waiver is also available with this card. I was happy about the credit limit. I have closed this card because I got a new card with HDFC bank. I would like to end up saying that I am satisified with their service.
      Was this review helpful? 0
      , kochi
      Reviewed on Jun 08, 2017
    • HDFC Bank Credit Card
      "Very good card to use"
      0.5 4.0/5 "Great!"
      This card has the benefits of fuel surcharge waiver, reward points and the cash back offers and the rewards points is not up to the mark, when compared with other banks. The rate of interest is nominal with this card. I am holding this card for past 3 years. I am happy with the credit limit and I am satisfied with their service.
      Was this review helpful? 0
      , kochi
      Reviewed on Jun 08, 2017
    • HDFC Bank Credit Card
      "Excellent "
      0.5 4.0/5 "Great!"
      HDFC bank credit card is a good one, because they have provided good services to me at that time. Credit limit value was good with them like it was around 1.5 lakh Rupees. Offers were also good with them and the annual charges were also nil on my HDFC bank credit card.
      Was this review helpful? 0
      , kochi
      Reviewed on May 05, 2017
    • ICICI Bank Credit Card
      "Need to improve"
      0.5 4.0/5 "Great!"
      I am having credit card with the ICICI bank and am with them from the last one year of time. Services are okay with them and the offers are nil with them. I would like to suggest that they need to be more flexible with the customers.
      Was this review helpful? 0
      , kochi
      Reviewed on Apr 25, 2017
    • Axis Bank Credit Card
      "Good Service"
      0.5 3.5/5 "Pretty good"
      I had a very good experience with Axis bank on my credit card because they are clear in what they provide me with respect to offers. The credit limit value provided by Axis bank is around 47 thousand the offers there are very much beneficial and no hassles faced till now. I had opted for this card in 2011 they had called to enhance my limit but I wasn't Interested.I use this card for online payments and for booking flight ticket and at IRCTC.
      Was this review helpful? 0
      , kochi
      Reviewed on Apr 13, 2017
    • HDFC Bank Credit Card
      "Good Service"
      0.5 3.5/5 "Pretty good"
      My experience with HDFC bank is fine and it is very much up to my expectations,3 to 4 years before I used the product of a credit card and they were not so up to the mark in the offers but had reward points and the credit limit it was kind of okay. Its because I am undergoing some financial crisis I had stopped using the card credit limit they had offered is 1 lakhs and Initially they offered me 85k.
      Was this review helpful? 0
      , kochi
      Reviewed on Apr 13, 2017
    • SBI Cards Credit Card
      "Better Service"
      0.5 3.0/5 "Satisfactory"
      SBI card is not that much convenient for me. The annual fee is five hundred rupees. I regularly receive reward points and cash back offers while I am using the card. But I never tried to redeem the reward points. Also, I received vouchers from the bank for worth 400 and 500. They should improve their customer service to serve the customer in a better way.
      Was this review helpful? 1
      , kochi
      Reviewed on Apr 06, 2017
    • ICICI Bank Credit Card
      "Comfortable to use"
      0.5 5.0/5 "Blown Away!"
      I am using credit card with ICICI bank for past one year. Credit limit is pretty good according to my requirement and my usage. The card which I am holding is a life time free card. Interest rate is very normal, it is not higher like other private banks so I am very much comfortable to use this card.
      Was this review helpful? 0
      , kochi
      Reviewed on Apr 06, 2017
    • Standard Chartered Bank Credit Card
      "VERY GOOD"
      0.5 5.0/5 "Blown Away!"
      Standard Chartered bank is giving good service to the customer related to the credit card.They have given a good limit in the card while compared with other card.For Every 100 Purchase they give 5 reward points and it can be converted to cash back.Credit limit is around 1 lakh.
      Was this review helpful? 0
      , kochi
      Reviewed on Mar 07, 2017
    • ICICI Bank Credit Card
      "GOOD"
      0.5 3.0/5 "Satisfactory"
      Being a good customer of ICICI , I am not that much satisfied with the service provided by ICICI, Initially it was good The card is never upgraded and I do not get any features on it as well before, they give offers like when they give discount on fuel but its chargeable now like 25 rupees approximately. Their services were okay when compared with other banks.
      Was this review helpful? 1
      , kochi
      Reviewed on Mar 07, 2017
    • HDFC Bank Credit Card
      "VERY GOOD"
      0.5 4.0/5 "Great!"
      The credit card of HDFC bank can be used all over. I can use it for bookings online and also for shopping. There are other benefits where I get discounts as well and most of the time there are new offers for this bank. I got a good credit limit which is 1 lakh and its a life time free card and I am very much happy with their services.
      Was this review helpful? 0
      , kochi
      Reviewed on Mar 07, 2017
    • HDFC Bank Credit Card
      "Good Money Back"
      0.5 4.0/5 "Great!"
      Currently, I am holding a HDFC Titanium Money back card for a period of five years. Its a life time free credit card. I could pay my out standing balance on time. I have earned good reward points. There is an option like PAYZ APP, I could link my credit card with that application to get cash back for the transactions and I am very much happy with my Credit limit offered on my HDFC card.
      Was this review helpful? 0
      , kochi
      Reviewed on Feb 20, 2017
    • HDFC Bank Credit Card
      "Good to go"
      0.5 3.0/5 "Satisfactory"
      Process is a long one with the HDFC bank credit card and the credit limit value is around 50000 Rupees. Customer service is fair enough and I have not faced any hiccups with them. Interest rate is nominal one with the HDFC credit card.
      Was this review helpful? 4
      , kochi
      Reviewed on Feb 17, 2017
    • ICICI Bank Credit Card
      "Good experience with long term"
      0.5 5.0/5 "Blown Away!"
      I do have ICICI bank credit card from the last seven to eight years of time, also am really happy with that. Response is good with the ICICI bank credit card and the credit limit value is around 85000 Rupees. Charges are nil while it comes to matter of regular payment.
      Was this review helpful? 1
      , kochi
      Reviewed on Feb 17, 2017
    • ICICI Bank Credit Card
      "Excellent"
      0.5 4.0/5 "Great!"
      I am having credit card with the ICICI bank and the offers are not much keen from my end. Credit limit value is good for me and the response is very good and their services too. Online portal of the ICICI bank credit card is working fine but the interest rate are very huge.
      Was this review helpful? 1
      , kochi
      Reviewed on Feb 15, 2017
    • HDFC Bank Credit Card
      "Very good"
      0.5 4.0/5 "Great!"
      HDFC Credit card is a good one very helpful and service is also too good. Name of the HDFC Bank credit card is Money back credit card. No issues nor any challenges as such. The best part is the limit on the card which is 50k and they had also provided a cash limit of 20k
      Was this review helpful? 0
      , kochi
      Reviewed on Feb 07, 2017
    • Bank Bazaar Customer Support
      "Very fast response in online. Application form is also simpl"
      0.5 5.0/5 "Blown Away!"
      It is very intresting that within short span of time I filled the on line application form. It was very simple steps. And they will send the otp to varify the telephone number. After completing the application form page will lead immediately to track application. It is excellent.
      Was this review helpful? 0
      , kochi
      Reviewed on Jan 17, 2017
    • ICICI Bank Credit Card
      "Low limit and not helpful"
      0.5 4.0/5 "Great!"
      I had a credit card earlier with ICICI bank. The only problem I faced with the card was the low credit limit. It was only of 20 to 25k and it did not serve the purpose of it. Though it was accessible all over and it had offers on it. I could not make use of it much because of the limit. So I closed the card with the bank.
      Was this review helpful? 0
      , kochi
      Reviewed on Sep 26, 2016
    • HDFC Bank Credit Card
      "Good features. But need improvement"
      0.5 4.0/5 "Great!"
      Though HDFC Bank has offered me a life time free credit card and the features are good on it. They have also provided me a decent limit. But they need to be more clear on the charges they taken. I see a difference when compared to other banks.
      Was this review helpful? 1
      , kochi
      Reviewed on Sep 08, 2016
    • SBI Cards Credit Card
      "Be more clear in details"
      0.5 4.0/5 "Great!"
      For the credit card that I use at SBI, I need to recheck my statements as there are a lot of hidden charges and they are not clear on it. The services and response is equivalent. They provide good offers and the limit is also good. But an improvement is needed on the clarity.
      Was this review helpful? 0
      , kochi
      Reviewed on Sep 08, 2016
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    Cochin Credit Cards is Rated as "Excellent!" by 120 Users

    Fees & Charges

    Promised Interest Rate

    Customer Service

    Responsiveness

    Credit Card BYTES FROM OUR KITCHEN

    Looking for a Credit Card in Kochi? Compare various Credit Card offers online at BankBazaar.com for Kochi city

    Looking for a credit card in Kochi? You are at the right place as Bankbazaar is the only 100% neutral finance portal in the online world that can provide you with the best and the most number of credit solutions in the market. We can help you get offers from top card providers in the country and ensure that you get the best buying power in plastic. Our aim is to

    • Enlighten you about your exact card requirements
    • Search out the best options as per your eligibility
    • Enable you to compare card features and benefits correctly
    • Help you choose the right card
    At Bankbazaar you can also get instant e-approval for credit cards.

    Kochi or Cochin is an important port city located on the western coastline of India, along the fringes of the Arabian Sea. It constitutes a part of Keralas Ernakulam district and consequently often termed as Ernakulam too. The pulsating beauty of Kerala infiltrates into Kochi as well and the place is rated amongst the topmost tourist destinations in the whole world. On the same note, it is often informally called the Gateway to Kerala and taken to be the point to begin the exploration of the deep and profound beauty of the state. Like most Indian cities, Kochi too is credited with an illustrious past. But yet still, the source of its name is still an enigma. Some noted historians are of the opinion that Kochi is a made to order form of the Malayalam word 'Cochazhi', meaning the 'small sea'. Some again say that 'Kochi' got its name from the Chinese. The atypical Chinese fishing-nets that are found in the area can perhaps be accredited to the profound Chinese influence that the city experienced in the past. Some other theories also point out that the name

    Kochi is sourced from 'Kaci', a word that means 'harbor'.
    2011 Census records the population of Kochi as 601,574 with a literacy rate of 97.5%. Geographical area of the city constitutes 94.88 km2. Mostly Malayalis live here but there is a cosmopolitan base in the city too consisting of Tamils, Tulus, Gujaratis, Sikhs, Anglo-Indians, Jews and Konkanis. Malayalam is the official language of the area followed by English. Hindi and Tamil are also in use. Some important facts about Kochi are as follows:

    • Kochi is one of the Indian cities that contain the largest volume of Christian population in the nation
    • Kochi ranks at # 1 in the overall number of tourist (both international & domestic) influx in Kerala
    • Kochi has been rated as the 6th topmost tourist spot in India via a survey carried out by the Nielsen Company
    • Kochi has been positioned amongst the top 28 Indian cities that are considered to be a part of the 440 emerging global cities that are estimated to put in 50% of the world GDP within 2025 ( by McKinsey Global Institute)
    • Kochi contributes the maximum portion, i.e. 14.47%, of Keralas GDP.
    • The Kochi Metro is under construction at the moment and supposed to ease out the traffic jamming in the city very soon
    • Kochi houses the Cochin Stock Exchange, which is incidentally the singular stock exchange that exists in Kerala.

    Kochi is supposed to be the next boom town to emerge in India. Its economic base is formed of industries like tourism, ship-building, manufacturing, construction, spice/seafood export, IT, health services and chemical production. The International Pepper Exchange, Kochi Refineries, TELK (electrical industry), TCC, FACT, HOC, IREL (chemical industries) are based in Kochi. The Cochin SEZ and the Info Park of Kochi are also famously known. Important educational institutes like CUSAT, the Indian Maritime University and the Amrita School of Business exist here. Bankbazaar is a trustworthy finance portal in the online world, providing free service to patrons for finding out the best funding and investment solutions in the market. We can help you find a respectable credit card in Cochin and drive home the most beneficial Rewards programs too. We partner with the best financial institutions in the country like HDFC Bank, ICICI Bank, IndusInd Bank, etc. and take special efforts in searching out the best credit solutions for our clients. Fill up our e-form to help us lead you to the most reputable Kochi Credit Card offers. Check your Eligibility Now!

    Get the BankBazaar advantage when looking for credit cards

    • BankBazaar.com can help you get the best options if you are looking for credit cards in the city. We have a strong network of credit card companies and banks we work with so that you dont have to do the leg work of looking for offers available in the market. Here are some of the major credit card companies we work with
      • Axis Bank Credit Cards
      • HDFC Bank Credit Cards
      • CitiBank Credit Cards
      • ICICI Bank Credit Cards
      • IndusInd Bank Credit Cards
    • All you have to do is fill out the form that will establish your eligibility. Once you have done that you will be sent credit card options that you are eligible for. Since they come from the best banks and financial institutions you wont miss out on the offers out there.
    • BankBazaar.com then encourages you to compare these offers based on wide ranging factors like interest rates, finance fees, credit limit, cash advance limit etc. Balance transfer facility is something you might want to look at if you are trying to get rid of your old card. Only when you have compared these offers based on your individual requirements should you make your choice.
    • We then let you make a simple application online and offer you updates along the way so that you know how things are progressing.
    • Your personal information is protected with us and we only send it to your chosen credit card company.
    How to get Kochi Credit Card on BankBazaar.com in 3 simple steps?
    • Fill up the e-form to initiate search for card offers
    • Compare card offers from our partner financial institutions
    • Apply for your credit card right from here
    • Privacy: Your application is sent only to the card provider you choose, and is never shared with anyone else.
    • BankBazaar.com will update you on your credit card application status via email & SMS alerts.
    FAQs
    1. Who can get a Credit Card?
    2. Anyone with a fixed income, aged above 21 & favourable CIBIL credit score of over 800 can get a credit card.

    3. What will be my credit limit?
    4. The credit limit will depend on various factors like your income, repayment, CIBIL score, etc. Your credit limit can be increased or decreased depending on your last years spending and repayment history

    5. Can I get an Add-on card? And will there be a separate credit limit on the Add-on card?
    6. Yes, you can get an Add-on card but, it will totally depend on the offers the credit card issuer is running at a given point of time. There will not be a separate credit limit for the add-on card.

    7. What should I do if there is a fraud transaction on my credit card?
    8. You should immediately inform your credit card issuer about the fraud transaction.

    9. What should I do if my Credit card is lost or stolen?
    10. If your credit card is lost or stolen inform your credit card issuer within 24 hours and block your card immediately for any fraudulent transactions. Ask your card issuer to send you a new card which generally gets delivered in 3-4 working days.

    11. Which payment network credit cards are available in India?
    12. Basically, Visa, MasterCard and American Express are three popular payment networks available in India. Payment Networks are not credit card issuers your credit card is issued by banks or other financial institutes.

    13. What is a grace period?
    14. A grace period is interest free period for you to pay your credit card balance in full without any interest rate charges. The grace period is calculated based on your billing cycle and not from the date of the transaction.

    15. Will there be any joining fees for credit card?
    16. Most credit card issuers do not charge you any joining fees. Some may charge you but they might reverse those charges in your first credit card statement.

    17. Is there any annual fee associated with credit cards?
    18. Most issuers waive off annual fee for the first year and then charge a minimum amount of Rs. 500 as annual fee.

    19. What is the interest rate/finance charge for credit cards?
    20. The finance charges will wary for each card issuer and type of card like Platinum, Gold, Titanium or any special credit card. Generally credit card interest rates start at 2.5% per month (30% per annum) to 3.75% per month (45% per annum).

    21. Will there be an overdue penalty or late payment fee?
    22. Yes, every card issuer will charge you a late payment fee ranging from Rs 300 to Rs 600.

    23. Will there be a separate charge for foreign currency transactions on my credit card?
    24. Yes, every card issuer will charge you some percentage of the transaction value for the foreign currency transactions. It is generally around 3.5% of the transaction value.

    25. How can I make my credit card payment?
    26. Credit Card issuers provide the following credit card payment options:

      • Through ATMs: Make payments through your card issuing bank ATMs.
      • Through Net banking: Make Card payments using your Net banking.
      • Visa Money Transfer
      • Standing Instructions: If you have bank account with your card issuing bank then you can give standing instructions to directly debit the minimum amount due or full payment due for your monthly credit card payment.
      • National Electronic Funds Transfer (NEFT): Transfer funds from any other bank account to make your card payments.
      • Drop Box Option: You can also drop a local cheque, payable to bank card A/c followed by your card number, at any drop box located in ATMs and branches of your card issuer.
      • Over the counter: You can pay directly by visiting your card issuing bank and make the cash payment for your credit card outstanding.
    Credit Card Eligibility and Documentation
    • Card holder should be in the age bracket of 18 years to 70 years.
    • Should have a fixed monthly income.
    • Should have a good CIBIL credit score.

    Documents required for Credit Card:

    • Pan Card Photocopy OR Form 60
    • Latest Salary Slip, Form 16, Income Tax return copy as income proof
    • Passport, driving license, ration card, etc. for residence proof.
    Features & Benefits of Credit Cards
    • To fulfill dreams which cant wait, apply for credit cards and live your dreams.

    Credit Cards Charges

    • Save on fuel spends
    • Exiting reward programs
    • Comprehensive Insurance coverage
    • Cash back facilities
    • EMI facility on your product purchases
    • Balance Transfer facility
    • Interest Free Period
    • Special discounts on various productsSave on fuel spends
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