A "low interest" loan shouldn't mean you have very little interest in paying it back!
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  • City Union Bank Home Loan

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  • City Union Bank offers home loans of up to Rs.1 crore at competitive rates starting from 10.50% p.a. for a maximum tenure of 15 years. The processing fee charged is 1% of the loan amount plus applicable taxes.

    City Union Bank Home Loan Schemes

    1. CUB Swayam Graha
      • Maximum loan of Rs.25 lakh
      • Low processing fee
      • Attractive rates starting from 10.50% p.a.
      Interest Rate 9.75% p.a. to 12.50% p.a.
      Processing Fee 1% of the loan amount + applicable taxes
    2. City Union Bank Home Loans
      • Maximum loan of Rs.1 crore
      • Low processing charges
      • Flexible repayment tenure of 15 years
      Interest Rate 11% p.a. to 13% p.a. (for loans above Rs.25 lakh)
      Processing Fee 1% of the loan amount + applicable taxes
    3. Housing Loan against NRI deposits
      • Maximum loan of Rs.25 lakh
      • Loan tenure of 15 years
      • Financing of up to 25% of the property value
      Interest Rate

      • 9.75% p.a. to 13% p.a. (Swayam Graha scheme)

      • 11% p.a. to 13% p.a. (for loans above Rs.25 lakh)

      Processing Fee 1% of the loan amount + applicable taxes

    City Union Bank Home Loan EMI Calculator

    Your home loan EMI (Equated Monthly Instalment) depends on multiple factors, including the amount, interest rate, and tenure. It’s recommended that you check your EMI beforehand to manage your finances in a better way.

    In order to compute, you can use Home Loan EMI Calculator. This online calculator facilitates a hassle-free EMI computation process with a quick turnaround time. Enter all the details pertaining to your loan, including the amount, tenure, interest rate, and processing fee. Hit the “calculate” button to check your monthly instalment along with the applicable processing fee. You can also view your entire repayment schedule through the repayment table.

    City Union Bank Home Loan Eligibility Criteria

    Age 23 years to 65 years
    Type of Employment Salaried or self-employed
    Nationality Indian or NRI

    Documents Required

    • PAN card
    • Voter ID card
    • Driving licence
    • Employment details
    • Passport copy
    • Latest salary slips
    • Quotation from the vendor
    • Estimation from the engineer
    • Construction agreement
    • Agreement of purchase
    • Demand Promissory Note

    City Union Bank offers loans at attractive rates and flexible tenures. The documentation required is minimal and hassle-free. Read the fine print thoroughly before signing up to avoid any confusion in the future.

      

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    City Union Bank Home Loan Reviews

    • City Union Bank Home Loan
      "Should be transparent"
      0.5 1.0/5 "Really Bad"
      City union bank have promised me 8.5% but they offered me 11% of interest on my home loan. Bank have taken Rs.2 lakhs of processing fee for the loan amount Rs.20 lakhs. The processing fee was too much hence I raised the complain against the bank.
      Was this review helpful? 12
      , bangalore
      Reviewed on Sep 29, 2018
    • City Union Bank
      City Union Bank Home Loan
      "Average!!!"
      0.5 3.0/5 "Satisfactory"
      It was good with City Union bank, they have taken 1 week for the disbursal. Interest rate was pretty high, it was around 14% fixed. Even the service was not that good. However it would be better if CUB improve their customer support and they should compete with the other bank.
      Was this review helpful? 1
      , hyderabad
      Reviewed on Nov 04, 2015
    • City Union Bank Home Loan
      "Execellent"
      0.5 5.0/5 "Blown Away!"
      I have taken a Housing loan from City Union Bank before 4 years. It was quite aesthetic. Their response towards the application was very quick. The effort which I took to get the loan to be processed was minimum. I got a loan of Rs 10 Lakhs with a tenure of 10 years. The interest rate is 11.25%. Even now they treat me well and as a customer I am very much happy with their services.
      Was this review helpful? 8
      , chennai
      Reviewed on Jul 10, 2015
    • City Union Bank Home Loan
      "Excellent job"
      0.5 5.0/5 "Blown Away!"
      I got House loan from Citi union bank before 1 year and I feel its quite wonderful. I wanted to mention few things about the loan disbursement, where the property was visited by the manager in person and the whole cycle took 15 days but got my loan disbursed within 7 days of time. I am really thankful to the manager G.Viswanathan who took an initiative for my loan processing. Interest rate is quite higher but that can be compensated with satisfactory service provided by them.
      Was this review helpful? 3
      , kolkata
      Reviewed on Jun 02, 2014
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