Multiple banks. Different interest rates. Call it a "conflict of interest".
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  • Citifinancial personal loan Reviews

    • CitiFinancial Personal Loan
      "Its average"
      0.5 3.0/5 "Satisfactory"
      I would describe my experience with CITI FINANCIAL as neither good nor bad. It is a very good financial company however they charge for documentation charge and interest rate the charges what ever they levy is way too high besides that they dont levy any other charges.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Nov 08, 2016
    • CitiFinancial Personal Loan
      "Very good"
      0.5 5.0/5 "Blown Away!"
      I am narrating my entire experience of availing the personal loan through CITI Financial, the company took only seven days of time to disburse the personal loan. Documentation process was very good and they required only simple papers for the process.Rate of interest charged was 12%-13%. After completing the loan NOC documents was send within two days.
      Was this review helpful? 0
      , pune
      Reviewed on Jul 09, 2016
    • CitiFinancial Personal Loan
      "Not good..."
      0.5 1.0/5 "Really Bad"
      I have taken my personal loan from CITIfinancial. They called me up and made this loan. I took it for 30years tenure. I did not received any my paper work. I received it after 4 months and they mentioned 36months. Their charges are higher side. They should be more transparent.
      Was this review helpful? 0
      , kolkata
      Reviewed on Feb 24, 2016
    • CitiFinancial Personal Loan
      "Average service "
      0.5 3.0/5 "Satisfactory"
      The service provided was quite good with CITI Bank based on the personal loan process.The interest rate applied was on the higher side.They have applied zero charges for the processing of the loan.They have taken long time to respond for the application.
      Was this review helpful? 0
      , new delhi
      Reviewed on Feb 10, 2016
    • CitiFinancial Personal Loan
      "Good services"
      0.5 4.0/5 "Great!"
      I have taken a personal loan five years back from Citifinancial. The services was good. They have responded on time. And I received the loan on time too. But they offered a high rate of interest. The processing charges was normal. Good experience over all.
      Was this review helpful? 0
      , new delhi
      Reviewed on Jan 04, 2016
    • CitiFinancial Personal Loan
      "satisfactory.."
      0.5 4.0/5 "Great!"
      I had transferred the personal loan to Citifinancial with the same of interest. Interest rate is about 18%. Citifinancial helped me to pre close the personal loan. Pre closure percentage was about 2% to 3% on the out standing principal amount.
      Was this review helpful? 1
      , pune
      Reviewed on Nov 17, 2015
    • CitiFinancial Personal Loan
      "Pretty okay..."
      0.5 2.0/5 "Expected more"
      I have taken the personal loan from CITIFINANCIAL. I closed that loan at last 6 years back. I had a bad experience with them. Till now I did not received my NOC letter from them. Process wise good. They offered 72000rs but interest part was too higher side on that time.
      Was this review helpful? 0
      , namakkal
      Reviewed on Nov 06, 2015
    • CitiFinancial Personal Loan
      "Costly in charge..."
      0.5 3.5/5 "Pretty good"
      The interest rate is too much and Citifinancial is costly for the personal loan. I don't have option at that time so I took and used the funds for business purpose. The rate of interest is 3.5% per month approximately. More or less all the financial institutes are maintaining same policy as differences are very little.
      Was this review helpful? 2
      , kolkata
      Reviewed on Oct 31, 2015
    • CitiFinancial Personal Loan
      "Make it hassel free "
      0.5 2.5/5 "Just OK"
      CITI Financial was little hassle during the pre closing my personal loan as they want to continue the loan . The interest rate was high than syndicate. Initially the response was good but later it was not the up to the mark. They did not took much document and the process was fast.
      Was this review helpful? 3
      , kolkata
      Reviewed on Oct 30, 2015
    • CitiFinancial Personal Loan
      "Need to reduce ROI"
      0.5 4.0/5 "Great!"
      Rate of interest is very high with CITIFINANCIAL for the personal loan. I liked their processing very much. I got the rate of interest 32% which is very high when compared with other banks. I felt they have reduce the interest rate to get more business.
      Was this review helpful? 2
      , chennai
      Reviewed on Oct 16, 2015
    • CitiFinancial Personal Loan
      "My Experience With Citifinancial....."
      0.5 3.0/5 "Satisfactory"
      I took this loan long back from citifinancial. The process was good. I submitted all my official documents. The processing fee was very high. Even the interest rate charged for this personal loan was very high. It would have been better if they could have reduced the charges.
      Was this review helpful? 1
      , new delhi
      Reviewed on Sep 29, 2015
    • CitiFinancial Personal Loan
      "Its fine "
      0.5 2.0/5 "Expected more"
      I have taken a personal loan with CITI Financial. The loan amount which I have taken was 30000 however I ended up paying about 90k. I was in need of the loan urgently that why I have opted for it. Later, I was unable to make the payment it was left unpaid. I got call from them stating that I have not made the payment and my track records will get affected. So I went to their branch in person and I have asked me to settle my account . Eventually I paid off the loan successfully and I got NOC as well.
      Was this review helpful? 2
      , madurai
      Reviewed on Jun 02, 2015
    • CitiFinancial Personal Loan
      "Good"
      0.5 5.0/5 "Blown Away!"
      To avail two wheeler loan in CitiFinancial I just paid 500-600 as processing charge. My friend worked in Citifiancial so with the help of him I availed it smoothly but at that period the interest rate was very high. I foreclosed the loan without paying extra charge. To foreclose the loan, officers asked me to pay around 30k but I informed that only of 16k and closed with the same amount.
      Was this review helpful? 3
      , coimbatore
      Reviewed on May 06, 2015
    • CitiFinancial Personal Loan
      "Excellent staff and customer service"
      0.5 5.0/5 "Blown Away!"
      they are being quite old and very successfull financial company, i have been taken personal loan and wanted to close, meet the manager and discussed and he was very helpfull and co-operative, they not even waived off pre-payment charges but the interest for that month also waived off, even they followed up with CIBIL clearlance and give a letter with in 2 days of loan closer.
      Was this review helpful? 8
    • CitiFinancial Personal Loan
      "EXCELLENT"
      0.5 5.0/5 "Blown Away!"
      CITI Personal loan is splendid, they got my loan sanctioned with in 3 days its speedy, their customer support executives are really good they gave a clear picture within 2 hours they explained the entire process and took the documents from me to conclude splendid job by CITI.
      Was this review helpful? 3
      , chennai
      Reviewed on May 26, 2014
    • CitiFinancial Personal Loan
      "THEY MADE IT SIMPLE"
      0.5 3.0/5 "Satisfactory"
      Reason why I have taken a personal loan from CITI Bank is because, they require very less documents to process the request, and its very speedy process also and I did not face any problem as I was holding a CITI Bank credit card. They made it simple for me and when compared with other Banks its good.
      Was this review helpful? 1
      , thane
      Reviewed on May 24, 2014
    • CitiFinancial Personal Loan
      "complexed documentation"
      0.5 5.0/5 "Blown Away!"
      Documentation is very complicated when it comes to CITI BANK as they have rejected my personal loan application ,I am always happy to take a loan with CITI Bank and it could be better if they are some what flexible when it comes to documents, they try and ask for alternative documents which might be better.
      Was this review helpful? 11
      , pune
      Reviewed on May 14, 2014
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    Citifinancial personal loan is Rated as "Great!" by 17 Users

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