Fees & Charges
Promised Interest Rate
"I applied a Consumer durable loan with Citi Financial. They are new in the market still they were able to provide the loan without any delay and disbursed within that day itself after submitting my online application. They provide the e-mail copies and the not hard copies like Bajaj Finserv, so it is easy to maintain. "
I had a personal loan with Citi Financial Bank and it was under taken by Kotak. While applying the loan they have not revealed the charges and later it was deducted form the loan amount. The interest rate was too much high. The customer service and response is average.
I applied a Consumer durable loan with Citi Financial. They are new in the market still they were able to provide the loan without any delay and disbursed within that day itself after submitting my online application. They provide the e-mail copies and the not hard copies like Bajaj Finserv, so it is easy to maintain.
Earlier I had personal loan from CITI finance, I took the amount of Rs. 75,000 with huge interest rate and also they took some processing fee from the disbursement. Loan process was smooth and also their post process was good I paid all the dues and closed the loan.
I would describe my experience with CITI FINANCIAL as neither good nor bad. It is a very good financial company however they charge for documentation charge and interest rate the charges what ever they levy is way too high besides that they dont levy any other charges.
I am narrating my entire experience of availing the personal loan through CITI Financial, the company took only seven days of time to disburse the personal loan. Documentation process was very good and they required only simple papers for the process.Rate of interest charged was 12%-13%. After completing the loan NOC documents was send within two days.
CITI financial service is good. I have taken two home loan with them . When i took the second loan in 2009 the interest rate charged was 13.5% and the amount was disbursed in four days . They took 1% processing fee. Documentation was hassle free. Customer derive is good.
I have taken my personal loan from CITIfinancial. They called me up and made this loan. I took it for 30years tenure. I did not received any my paper work. I received it after 4 months and they mentioned 36months. Their charges are higher side. They should be more transparent.
The service provided was quite good with CITI Bank based on the personal loan process.The interest rate applied was on the higher side.They have applied zero charges for the processing of the loan.They have taken long time to respond for the application.
I have taken a personal loan five years back from Citifinancial. The services was good. They have responded on time. And I received the loan on time too. But they offered a high rate of interest. The processing charges was normal. Good experience over all.
I had transferred the personal loan to Citifinancial with the same of interest. Interest rate is about 18%. Citifinancial helped me to pre close the personal loan. Pre closure percentage was about 2% to 3% on the out standing principal amount.
Overall I am not happy with Citifinacial anyways I availed the home loan and continuing with them. Basically I have no trust in financial institutes ad I believe in government organizations. Rate is not competitive in comparing with market. CitiFinacial could be more friendly.
I have taken the personal loan from CITIFINANCIAL. I closed that loan at last 6 years back. I had a bad experience with them. Till now I did not received my NOC letter from them. Process wise good. They offered 72000rs but interest part was too higher side on that time.
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