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  • Citibank Personal Loan Diwali Offers Oct 2017 is Rated as "Great!" by 2741 Users

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    Citibank Personal Loan Diwali Offers Oct 2017

    Citibank Personal Loan Diwali Offers October 2017 – Grab Amazon Diwali Bonus Wali and Vantage Circle Points

    Citibank personal loans can be availed for various uses such as medical expenses, furniture, travel, wedding arrangements, home renovations, etc. The bank takes a maximum of 48 hours to disburse the loan amount to the loan applicant’s bank account, thanks to its quick approval mechanism.

    You can rely on the bank to give you excellent financial assistance for meeting your numerous requirements. You may be stressed about how you will make the right festive arrangements for Diwali 2017. Worry not, you can take a Citibank personal loan through BankBazaar and have the most fun-filled celebration with your dearest friends and family members. Moreover, you will be able to obtain unique discounts and promotional offers when your loan is disbursed. So, what are you waiting for? Start preparing for this Diwali in all pomp and glory!

    Key features of Citibank Personal Loan

    • Citibank offers personal loans of up to Rs.30 lakh.
    • The rate of interest charged towards the loan is within the range of 11.49% to 18.99%. Your interest rate for this loan will be fixed when you sign the loan agreement.
    • The available tenure for Citibank personal loans is five years.
    • The minimum income requirement for Citibank personal loan application is Rs.30,000 per month.
    • Citibank charges a processing fee of 0.25% to 2% of the loan amount.
    • There is no guarantor required to avail this loan.
    • Pre-closure of Citibank personal loan is allowed only after 12 months and 2% of outstanding amount plus Service Tax, is charged as penalty.
    • Part-payment can also be done once in a year, by paying up to five times the loan’s EMI.

    BankBazaar Diwali Offer on Citibank Personal Loan 2017

    When you choose BankBazaar.com to apply for a personal loan from Citibank, you can enjoy additional benefits this Diwali. You can have a splendid festive experience by receiving exclusive offers from Amazon or Vantage Circle.

    1. Amazon Diwali Bonus Wali – Citibank Personal Loan

    When you apply for a Citibank personal loan on the website of BankBazaar, you will receive a special Amazon gift voucher worth Rs.1,000 when your personal loan gets disbursed.

    How to apply for this offer?

    • You will have to go the Citibank personal loan section on BankBazaar.com and then click ‘Get Quote’. The response time for such a quote is 30 minutes.
    • Once your personal loan application is accepted and disbursed, you will receive a gift voucher from Amazon worth Rs.1,000.
    • You will receive this voucher via email on your email ID.
    • You can visit the official website or go to the mobile app of Amazon and then redeem the points available on your Amazon gift voucher.

    Terms and conditions for this offer

    This particular offer is valid from October 1, 2017 until October 31, 2017.

    This gift voucher will be provided for personal loans disbursed on or before December 15, 2017.

    The personal loan applicant’s age should be at least 23 years old (as per the bank’s eligibility criteria).

    2. Vantage Circle Points for Citibank Personal Loan

    You can apply for Citibank personal loan through BankBazaar.com via any promotional campaign organised by Vantage Circle.

    You will receive exclusive Vantage Points worth Rs.1,000 when your personal loan gets disbursed.

    How to apply for this offer?

    • You will need to first apply for a Citibank personal loan product via the website of BankBazaar from any bank or NBFC.
    • If your personal loan gets disbursed, you will receive Vantage Points on your ID that is registered in the records of Vantage Circle.
    • You can then log on to the official website of Vantage and then redeem your points.

    Terms and conditions for this offer

    • These points will be made available to users only who apply for personal loans via promotional campaigns organised by Vantage Circle.
    • The applicant should be at least 23 years old (as per the bank’s eligibility criteria).
    • This particular offer is valid from September 15, 2017 until October 31, 2017.
    • You will be provided with this voucher worth Rs.1,000 if your personal loan product is disbursed on or before November 30, 2017.
    • You will receive the voucher via email on the email ID that is registered with BankBazaar.com.
    • The Vantage points will be registered with applicant’s ID that is registered with Vantage Circle.

    Whether you are a salaried employee or a self-employed individual, you can trust Citibank to provide you with economical personal loan solutions. You can sit at home and wait for your loan disbursal as the bank has a door-step service! You can make this Diwali special atop-und memorable by applying for a Citibank personal loan through BankBazaar.com.

    If you want to go for a personal loan balance transfer facility, you can get in touch with a representative from Citibank and get the necessary assistance. With BankBazaar, you can also enjoy e-approval of your loan. This is a great boon as you can avoid waiting in long lines at the bank branch. When you feel you need a top-up personal loan option, you can reach out to a bank representative, and follow the procedures.

    Personal Loan Reviews

    • Citibank Personal Loan
      "Excellent Service"
      0.5 5.0/5 "Blown Away!"
      It had been a very good experience i had with them in taking this personal loan where the process in getting the loan had been easy and smooth where the loan amount also had been satisfactory. The interest rate had been good with them where it was not much higher. There has not been any hassle so far.
      Was this review helpful? 2
      , kolkata
      Reviewed on Jul 12, 2018
    • Citibank Personal Loan
      "Very Good Service"
      0.5 3.5/5 "Pretty good"
      I had taken this loan almost a year back and it had been a very good experience with them. The loan amount which they where providing had been satisfactory and the interest rate with them has been okay and it was not that high. There has not been any issues faced with the services of them.
      Was this review helpful? 0
      , mumbai
      Reviewed on Jul 12, 2018
    • Citibank Personal Loan
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      My personal loan was taken with CITI bank 1 month back. The rate of interest was very high and the loan amount was 1 lakh . The EMI period is 2 years . The process was quite easy and i had a simple documentation since i am holding a card here. The processing fee was 1% and the followup's done properly.
      Was this review helpful? 1
      , chennai
      Reviewed on Jul 12, 2018
    • Citibank Personal Loan
      "Best Service"
      0.5 5.0/5 "Blown Away!"
      I have taken a personal loan with CITI bank and my loan experience was good, the loan amount was for Rs 1.5 lakhs with nominal interest rate when compared to other banks. Customer service was good and the tenure for this loan is 4 years. No preclosure is allowed for first 6 months.
      Was this review helpful? 0
      , mumbai
      Reviewed on Jul 11, 2018
    • Citibank Personal Loan
      "Good service"
      0.5 4.0/5 "Great!"
      I had taken this loan from them in the year of 2015 and the process in getting the loan had been easy and smooth. The loan amount which they had provided had been satisfactory but the interest rate with them had been on the higher end but it has not been a problem.
      Was this review helpful? 0
      , kolkata
      Reviewed on Jul 07, 2018
    • Citibank Personal Loan
      "Very nice experience"
      0.5 5.0/5 "Blown Away!"
      I have applied the personal loan of 1.20 lakhs and they have sanctioned the same amount. They have offered me a interest rate of 22% per annum. Their is no processing fee for this loan. I have done the online documentation process. They have sanctioned the loan on time. Everything fine with the CITI personal loan.
      Was this review helpful? 0
      , mumbai
      Reviewed on Jul 06, 2018
    • Citibank Personal Loan
      "Average"
      0.5 2.0/5 "Expected more"
      I have approached CITI bank for my personal loan process. I got a call once and later they did not taken the process forward. I am not satisfied with the customer service and responses . The loan amount was 2 lakhs and the interest rate was satisfactory . They did not contact me for the documentation process itself which was disappointing ,
      Was this review helpful? 0
      , noida
      Reviewed on Jul 06, 2018
    • Citibank Personal Loan
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      My personal loan was taken with CITI bank. I tried applying through the website but later i couldn't apply due to the technical error, the application was closed. I was expecting 4 lakhs loan amount and i have got loans from the banks. The customer service and responses was good.
      Was this review helpful? 0
      , chennai
      Reviewed on Jul 05, 2018
    • Citibank Personal Loan
      "Good"
      0.5 4.0/5 "Great!"
      My personal loan was taken with INDUSIND bank 2 months back. The loan amount was 1,50,000 and the interest rate was very high . The customer service and responses was up to the mark. Its a paperless process and the processing fee was very high . They have sanctioned the loan with the committed time .
      Was this review helpful? 0
      , chennai
      Reviewed on Jul 03, 2018
    • Citibank Personal Loan
      "Best Service"
      0.5 5.0/5 "Blown Away!"
      I have take personal loan from the citi which they approved and the amount is reflected in 15 days ,its instant approve process. As am satisfied with the rate of interest 13%which is quiet high. They provided the tenure period of 4 year and i make the payment monthly though ECS.. There is no processing fees also,
      Was this review helpful? 0
      , chennai
      Reviewed on Jul 03, 2018
    • Citibank Personal Loan
      "Good service"
      0.5 4.0/5 "Great!"
      From Citi bank i got personal loan , where the rate of interest is high when compared to other banks . Its instant loan approval process where the documentation has been done so quick and the amount reflected in my account . There processing fees is so high . I have chosen the tenure period of 3 years . Customer service and response is good compared to other bank.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Jul 03, 2018
    • Citibank Personal Loan
      "Documentation process has to improved"
      0.5 2.0/5 "Expected more"
      I have applied a personal loan in CITI bank. They have rejected the loan due to address proof. I have given my company id proof as address proof. They have Government address i said i don't have the current address proof with me. They have done a documentation through phone calls. Actually i have applied the loan around 1.5 lakhs and they have offered me a interest rate of 11.25%. Any way i will recommend this bank to my friends.
      Was this review helpful? 0
      , coimbatore
      Reviewed on Jun 29, 2018
    • Citibank Personal Loan
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      Rate of interest was around 10.99% for the personal loan with the CITI bank. I would like to say that the customer service is perfectly fine one for me with the CITI bank and everything is good too with the CITI bank.
      Was this review helpful? 0
      , noida
      Reviewed on Jun 29, 2018
    • Citibank Personal Loan
      "Excellent Service/Response"
      0.5 5.0/5 "Blown Away!"
      Delivered what i was told during initial calls. Minimum interest rate(10.49%) with 0.5% processing fees. This is the lowest that i came across . No hidden charges and no hidden terms and conditions. Amount got processed with in 5 days. Just make sure all the documents are correct and you are not providing any false information.
      Was this review helpful? 0
      , gurgaon
      Reviewed on Jun 28, 2018
    • Citibank Personal Loan
      "Very good"
      0.5 4.0/5 "Great!"
      My personal loan was taken with CITI bank. The process was very good and the loan amount was 5 lakhs . The interest rate was satisfactory . The customer service and responses was good.I was not getting the proper status update here so I am bit disappointed with the service .
      Was this review helpful? 0
      , bangalore
      Reviewed on Jun 27, 2018
    • Citibank Personal Loan
      "Good"
      0.5 4.0/5 "Great!"
      My personal loan was taken with CITI bank. The precess was very good and the loan amount was 1.2 lakhs . The interest rate was satisfactory . The tenrue period was 1 year . The customer service and responses was up to the mark. They have sanctioned the loan with the committed time and the processing fee is also nominal.
      Was this review helpful? 0
      , bangalore
      Reviewed on Jun 23, 2018
    • Citibank Personal Loan
      "Very good"
      0.5 4.0/5 "Great!"
      My personal loan was taken with CITI bank.. The loan process was very good and the loan mount was 1.5 lakhs which is satisfactory and the interest rate was good . The customer service and responses was up to the mark.They have sanctioned the loan on time.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Jun 23, 2018
    • Citibank Personal Loan
      "On time Loan Process"
      0.5 4.0/5 "Great!"
      The Overall loan experience was good. The interest rate was little bit higher than compared to other banks. I have applied for 1 lakhs as loan amount. They charged me a interest of 12.5 and processing is 4%. I used to pay the EMI around of Rs. 9000. Totally its a average service from CITI bank.
      Was this review helpful? 0
      , pune
      Reviewed on Jun 22, 2018
    • Citibank Personal Loan
      "Good service"
      0.5 4.0/5 "Great!"
      Got my personal loan from Citi bank where the rate of interest is promising one which is 11% . They gave tenure period of 4 years . There are some charges for processing fees . They approved the loan in 10 days . Overall, I am satisfied with the customer service and response .
      Was this review helpful? 0
      , bangalore
      Reviewed on Jun 22, 2018
    • Citibank Personal Loan
      "GOOD"
      0.5 5.0/5 "Blown Away!"
      I have been using the personal loan from the citi bank. Limit i am not satisfied. Rate of interest is 14% which is high when compared to others. Documentation i have done at the on line with simple and easy. I have to pay for the 3 years. I pay through the credit card.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Jun 22, 2018
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