•  Loading your search... Loading your search...
  • Citibank Personal Loan Diwali Offers Oct 2017 is Rated as "Great!" by 2696 Users

    Fees & Charges

    Promised Interest Rate

    Customer Service

    Responsiveness

    Personal Loan BYTES FROM OUR KITCHEN

    Citibank Personal Loan Diwali Offers Oct 2017

    Citibank Personal Loan Diwali Offers October 2017 – Grab Amazon Diwali Bonus Wali and Vantage Circle Points

    Citibank personal loans can be availed for various uses such as medical expenses, furniture, travel, wedding arrangements, home renovations, etc. The bank takes a maximum of 48 hours to disburse the loan amount to the loan applicant’s bank account, thanks to its quick approval mechanism.

    You can rely on the bank to give you excellent financial assistance for meeting your numerous requirements. You may be stressed about how you will make the right festive arrangements for Diwali 2017. Worry not, you can take a Citibank personal loan through BankBazaar and have the most fun-filled celebration with your dearest friends and family members. Moreover, you will be able to obtain unique discounts and promotional offers when your loan is disbursed. So, what are you waiting for? Start preparing for this Diwali in all pomp and glory!

    Key features of Citibank Personal Loan

    • Citibank offers personal loans of up to Rs.30 lakh.
    • The rate of interest charged towards the loan is within the range of 11.49% to 18.99%. Your interest rate for this loan will be fixed when you sign the loan agreement.
    • The available tenure for Citibank personal loans is five years.
    • The minimum income requirement for Citibank personal loan application is Rs.30,000 per month.
    • Citibank charges a processing fee of 0.25% to 2% of the loan amount.
    • There is no guarantor required to avail this loan.
    • Pre-closure of Citibank personal loan is allowed only after 12 months and 2% of outstanding amount plus Service Tax, is charged as penalty.
    • Part-payment can also be done once in a year, by paying up to five times the loan’s EMI.

    BankBazaar Diwali Offer on Citibank Personal Loan 2017

    When you choose BankBazaar.com to apply for a personal loan from Citibank, you can enjoy additional benefits this Diwali. You can have a splendid festive experience by receiving exclusive offers from Amazon or Vantage Circle.

    1. Amazon Diwali Bonus Wali – Citibank Personal Loan

    When you apply for a Citibank personal loan on the website of BankBazaar, you will receive a special Amazon gift voucher worth Rs.1,000 when your personal loan gets disbursed.

    How to apply for this offer?

    • You will have to go the Citibank personal loan section on BankBazaar.com and then click ‘Get Quote’. The response time for such a quote is 30 minutes.
    • Once your personal loan application is accepted and disbursed, you will receive a gift voucher from Amazon worth Rs.1,000.
    • You will receive this voucher via email on your email ID.
    • You can visit the official website or go to the mobile app of Amazon and then redeem the points available on your Amazon gift voucher.

    Terms and conditions for this offer

    This particular offer is valid from October 1, 2017 until October 31, 2017.

    This gift voucher will be provided for personal loans disbursed on or before December 15, 2017.

    The personal loan applicant’s age should be at least 23 years old (as per the bank’s eligibility criteria).

    2. Vantage Circle Points for Citibank Personal Loan

    You can apply for Citibank personal loan through BankBazaar.com via any promotional campaign organised by Vantage Circle.

    You will receive exclusive Vantage Points worth Rs.1,000 when your personal loan gets disbursed.

    How to apply for this offer?

    • You will need to first apply for a Citibank personal loan product via the website of BankBazaar from any bank or NBFC.
    • If your personal loan gets disbursed, you will receive Vantage Points on your ID that is registered in the records of Vantage Circle.
    • You can then log on to the official website of Vantage and then redeem your points.

    Terms and conditions for this offer

    • These points will be made available to users only who apply for personal loans via promotional campaigns organised by Vantage Circle.
    • The applicant should be at least 23 years old (as per the bank’s eligibility criteria).
    • This particular offer is valid from September 15, 2017 until October 31, 2017.
    • You will be provided with this voucher worth Rs.1,000 if your personal loan product is disbursed on or before November 30, 2017.
    • You will receive the voucher via email on the email ID that is registered with BankBazaar.com.
    • The Vantage points will be registered with applicant’s ID that is registered with Vantage Circle.

    Whether you are a salaried employee or a self-employed individual, you can trust Citibank to provide you with economical personal loan solutions. You can sit at home and wait for your loan disbursal as the bank has a door-step service! You can make this Diwali special atop-und memorable by applying for a Citibank personal loan through BankBazaar.com.

    If you want to go for a personal loan balance transfer facility, you can get in touch with a representative from Citibank and get the necessary assistance. With BankBazaar, you can also enjoy e-approval of your loan. This is a great boon as you can avoid waiting in long lines at the bank branch. When you feel you need a top-up personal loan option, you can reach out to a bank representative, and follow the procedures.

    Personal Loan Reviews

    • Citibank Personal Loan
      "Not satisfied"
      0.5 1.0/5 "Really Bad"
      I have approached CITI bank for my personal loan . Their interest rate was very high so I have canceled and taken with HDFC bank. I was looking for 8 lakhs and the interest rate was 15.85% which si very high . The customer service and responses was good.
      Was this review helpful? 0
      , pune
      Reviewed on May 20, 2018
    • Citibank Personal Loan
      "Not satisfied"
      0.5 1.0/5 "Really Bad"
      I have approached CITI bank for my personal loan but their interest rate was very high so i have canceled here and taken with ICICI bank.I was looking fir 4 lakhs and the interest rate was 12.24% which is very high . I am satisfied with the customer service and responses.
      Was this review helpful? 0
      , bangalore
      Reviewed on May 20, 2018
    • Citibank Personal Loan
      "Excellent service"
      0.5 5.0/5 "Blown Away!"
      I have taken this loan almost seven years back for my personal use. The services which they have provided had been good. It was a paperless approval and i had submitted the documents online and it was an easy and smooth process. The rate of interest was nominal and also the loan amount was satisfactory.
      Was this review helpful? 0
      , bangalore
      Reviewed on May 18, 2018
    • Citibank Personal Loan
      "Average"
      0.5 3.0/5 "Satisfactory"
      I have approached CITI bank for my personal loan .I have just enquired about the loan and i did not submit the documents . The loan amount i was looking for was 7 lakhs ad the interest rate is 14.49% which is very high so I have canceled the request. I am not satisfied the customer service and responses.,
      Was this review helpful? 0
      , new delhi
      Reviewed on May 17, 2018
    • Citibank Personal Loan
      "Good service"
      0.5 5.0/5 "Blown Away!"
      The service was good from the Citibank in regards to my personal loan application. I have got the loan amount within a week time. The customer support service and the response is good from the Citibank. The rate of interest and the charges are average here.
      Was this review helpful? 0
      , mumbai
      Reviewed on May 16, 2018
    • Citibank Personal Loan
      "Excellent services"
      0.5 5.0/5 "Blown Away!"
      I have taken a personal loan with Citibank. The customer services and response was prompt. The process is good and on time and the loan amount I received was as needed. The rate of interest was of 10.99% and the processing fee is minimal. Satisfactory overall.
      Was this review helpful? 0
      , bangalore
      Reviewed on May 14, 2018
    • Citibank Personal Loan
      "Good service"
      0.5 4.0/5 "Great!"
      I have tried getting the personal loan from the Citibank. I have got better loan amount with the good interest rate so that was the reason I have cancelled the personal loan application with Citibank . The customer support service and the response is good with the Citibank and they gave me good approach in regards to my personal loan.
      Was this review helpful? 0
      , navi mumbai
      Reviewed on May 14, 2018
    • Citibank Personal Loan
      "Interest was high"
      0.5 4.5/5 "Excellent!"
      I had taken a personal loan from CITI bank and the approved loan amount was 2 lakhs.The interest was 15% which was very high. The monthly EMI is 8000 for 3 years. But i have close the loan by part payment. There was no part payment charges with CITI.
      Was this review helpful? 0
      , new delhi
      Reviewed on May 13, 2018
    • Citibank Personal Loan
      "Excellent service"
      0.5 4.0/5 "Great!"
      I was in need of a personal loan for which i have applied, where i had a nice experience with them. It was a good response that they had given for my application. Even the rate of interest which they where offering during that time was very minimum compared to the other banks which was available in the market.
      Was this review helpful? 0
      , mumbai
      Reviewed on May 12, 2018
    • Citibank Personal Loan
      "Unhappy with the services"
      0.5 1.0/5 "Really Bad"
      The personal loan at Citibank was not up to the mark. After collecting the documents they have informed me that their bank is not available in my area. The bank needs to be more flexible. Not sure on the rate of interest and processing charges.
      Was this review helpful? 0
      , ahmedabad
      Reviewed on May 12, 2018
    • Citibank Personal Loan
      "Good service"
      0.5 4.0/5 "Great!"
      I have chosen this particular institution since because of the interest rate which they were offering was very low during that particular time. The whole process was even good with them where i did not faced any hassles. From the customer service team there has been frequent calls and follow ups. I have applied for the loan for the marriage purpose.
      Was this review helpful? 0
      , new delhi
      Reviewed on May 12, 2018
    • Citibank Personal Loan
      "Citi bank personal loan"
      0.5 4.0/5 "Great!"
      I have applied for a personal loan with CITI but it has got rejected since they need the local address proof and at the time of submitting my application. I had an out standing balance on my credit card. So i could not able to proceed further with my personal loan application.
      Was this review helpful? 0
      , hyderabad
      Reviewed on May 11, 2018
    • Citibank Personal Loan
      "Average service"
      0.5 2.0/5 "Expected more"
      The interest rate with this personal loan was quite good and comfortable. When i was having the conversation with the customer service executive of the bank, but there was no follow ups from their side. It was not satisfactory experience overall.
      Was this review helpful? 0
      , mumbai
      Reviewed on May 11, 2018
    • Citibank Personal Loan
      "No response"
      0.5 3.0/5 "Satisfactory"
      It has not been a very good experience with Citibank. I had applied for a personal loan. It was a complete zero response and I was not informed the details as well as to why the loan was closed. I only got a SMS that it is declined. No paper work was collected.
      Was this review helpful? 0
      , mumbai
      Reviewed on May 11, 2018
    • Citibank Personal Loan
      "Unhappy with the services"
      0.5 1.0/5 "Really Bad"
      I had applied for a personal loan with Citibank and I just got one call informing me that the application has been submitted. After which the verification did not happen and there was no information as to why the loan got declined. Not sure on the interest rate and charges.
      Was this review helpful? 0
      , gurgaon
      Reviewed on May 11, 2018
    • Citibank Personal Loan
      "Need to be clear in the process"
      0.5 1.0/5 "Really Bad"
      I had applied for a personal loan with Citibank. It has not been a good experience. Though I provided all the documents, the loan was not processed. I was also not given a valid reason as to why I could not get the loan. I am not sure on the interest rate and processing charges.
      Was this review helpful? 0
      , hyderabad
      Reviewed on May 10, 2018
    • Citibank Personal Loan
      "Average service"
      0.5 3.0/5 "Satisfactory"
      The response part is not up to the mark with the Citibank in concern to my personal loan application. The customer support service is average here, there was no much conversation from them,. The customer support service and the response need to be improved from the Citibank.
      Was this review helpful? 0
      , bangalore
      Reviewed on May 10, 2018
    • Citibank Personal Loan
      "Good"
      0.5 3.5/5 "Pretty good"
      I have approached CITI bank for my personal loan . They have rejected my application due to my eligibility criteria. The loan amount was 4 lakhs and the interest rate was 13.25% which is high so I am not satisfied, i have 24/7 helpline number.The customer service and response was good.
      Was this review helpful? 0
      , mumbai
      Reviewed on May 09, 2018
    • Citibank Personal Loan
      "Average"
      0.5 3.0/5 "Satisfactory"
      I had a plan to take my personal loan with CITI bank. I had some document issues so they have rejected the application. The loan amount was 4 lakhs and the interest rate was 12.99% which is very high. The customer service and responses was very good. I have 24/7 helpline number.
      Was this review helpful? 0
      , bangalore
      Reviewed on May 09, 2018
    • Citibank Personal Loan
      "Good service"
      0.5 4.0/5 "Great!"
      The Citibank gave me good response in regards to my personal loan application. They haven't collected the documents, The customer support service and the response is average with the Citibank. They need to focus in the customers requirement.
      Was this review helpful? 0
      , hyderabad
      Reviewed on May 09, 2018
    Common Loader Icon
  • reTH65gcmBgCJ7k
    This Page is BLOCKED as it is using Iframes.