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  • Citibank Personal Loan Diwali Offers Nov 2018 is Rated as "Great!" by 2788 Users

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    Citibank Personal Loan Diwali Offers Nov 2018

    Apply for a Citibank Personal Loan and Get Amazing Diwali 2018 Offers

    In cash crunch situations opting for a personal loan is an ideal solution indeed. With a Citibank personal loan you can apply for up to Rs.30 lakh at an interest rate starting from 10.99% p.a. for varied purposes including medical expenses, furniture purchase, travel, home renovation, wedding arrangements, etc. Since the bank has a quick approval mechanism, it takes a maximum of 48 hours to disburse the loan amount to the applicant’s bank account. You can rely on the bank to give you excellent assistance in meeting your financial requirements.

    So, what are you waiting for? Apply for a Citibank personal loan and start preparing to celebrate a grand Diwali this year!

    Key Features of Citibank Personal Loan

    • You can apply for a personal loan amount of minimum Rs.25 thousand and maximum Rs.30 lakh from Citibank.
    • The rate of interest charged against the loan starts from 10.99% p.a. and goes up to 18.00% p.a. The interest rate applicable for you will be fixed at the time of signing the loan agreement.
    • The bank offers personal loans for a tenure ranging from 1 to 5 years.
    • Citibank charges a processing fee ranging from 2% to 3% of the loan amount.
    • There is no requirement of any guarantor or security for availing a personal loan from Citibank.
    • Pre-closure of a Citibank personal loan is allowed at a penalty of 4% of the outstanding amount plus additional tax.

    Steps to Apply for a Citibank Personal Loan through BankBazaar

    • Log on to the official website of BankBazaar at www.bankbazaar.com and check the ‘Citibank Personal Loan’ section.
    • Then click on the ‘Get Approval’ or ‘Get Quote’ tab to know your loan eligibility. You will receive a response from BankBazaar within 30 mins.
    • Next, you have to apply for the personal loan from Citibank on the official website of BankBazaar.
    • Upon the approval of the application, the loan amount will be disbursed to your bank account within a few days.
    • The applicable offers and discounts will be sent to your registered mail ID within 30 days of loan disbursal.

    Celebrate Diwali 2018 with a Citibank Personal Loan

    With Diwali round the corner, if you are worried about how to make all the festive arrangements, you can opt for a Citibank personal loan through BankBazaar. You can apply for any loan amount within the range of Rs.25 thousand and Rs.30 lakh as per your repayability. With the loan, you can buy clothes, furniture, home appliances, sweets, savouries, gifts, or can decorate/renovate your home, and do all other festive arrangements to your heart’s content without any interference of the bank.

    Whether you are a salaried employee or a self-employed individual, you can apply for a personal loan from Citibank to fulfill your additional income requirements. The best thing is, you can apply for the loan online and can get the amount disbursed in your account directly. In short, you can make this Diwali special and memorable by applying for a Citibank personal loan through BankBazaar.com.

    BankBazaar Diwali Offers on Citibank Personal Loan 2018

    By applying for a CitiBank personal Loan through BankBazaar you can enjoy several additional benefits this Diwali. To make you enjoy a fun-filled Diwali, BankBazaar is offering plenty of exclusive discounts and offers on your loan.

    So, apply for a low-interest Citibank personal loan right away and celebrate the festival of lights in a grand way with your family and friends.

    When you apply for a Citibank personal loan on the website of BankBazaar, you will receive a special Amazon gift voucher worth Rs.1,000 when your personal loan gets disbursed.

    How to apply for this offer?

    • You will have to go the Citibank personal loan section on BankBazaar.com and then click ‘Get Quote’. The response time for such a quote is 30 minutes.
    • Once your personal loan application is accepted and disbursed, you will receive a gift voucher from Amazon worth Rs.750.
    • You will receive this voucher via email on your email ID.
    • You can visit the official website or go to the mobile app of Amazon and then redeem the points available on your Amazon gift voucher.

    Terms and conditions for this offer

    This particular offer is valid from 1st November, 2018 to 30th November, 2018.

    This gift voucher will be provided for personal loans disbursed on or before 15th January,2019.

    The personal loan applicant’s age should be at least 23 years old (as per the bank’s eligibility criteria).

    Whether you are a salaried employee or a self-employed individual, you can trust Citibank to provide you with economical personal loan solutions. You can sit at home and wait for your loan disbursal as the bank has a door-step service! You can make this Diwali special atop-und memorable by applying for a Citibank personal loan through BankBazaar.com.

    If you want to go for a personal loan balance transfer facility, you can get in touch with a representative from Citibank and get the necessary assistance. With BankBazaar, you can also enjoy e-approval of your loan. This is a great boon as you can avoid waiting in long lines at the bank branch. When you feel you need a top-up personal loan option, you can reach out to a bank representative, and follow the procedures.

    Personal Loan Reviews

    • Citibank Personal Loan
      "Not satisfied"
      0.5 1.0/5 "Really Bad"
      My experience was not good with CITI bank for personal loan, the loan amount was based on my requirement and the rate of interest was very high when compared to others. Customer support was not up to the mark with CITI bank.
      Was this review helpful? 0
      , chennai
      Reviewed on Nov 15, 2018
    • Citibank Personal Loan
      "Satisfactory"
      0.5 4.0/5 "Great!"
      I have not compared the interest with other banks since I had urge, I have taken a personal loan with CITI BANK. The interest rate was 14% and the processing charge is 1.5%. The loan amount was disbursed within 36 weeks and it was very quick. Every month, I have to pay 22,200 rupees for 3 years.
      Was this review helpful? 0
      , bangalore
      Reviewed on Nov 15, 2018
    • Citibank Personal Loan
      "Charges should be reduced"
      0.5 5.0/5 "Blown Away!"
      I took personal loan based on credit card transaction, immediately they have disbursed amount to my account. But interest rate is higher than other bank. I am not happy with preclosure charges. For my first loan I paid Rs.25,000 extra as a processing fee.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Nov 13, 2018
    • Citibank Personal Loan
      "Not satisfactory"
      0.5 2.0/5 "Expected more"
      They have not even ready to reduce the interest rate. Through app, i have approached for the personal loan since its an immediate requirement there is no option for a negotiating the interest rate. I have got a loan within a day. I have got the loan amount of Rs. 3 lakhs. The customer care service is not good. They have charged me Rs. 7000 around as a processing fee.
      Was this review helpful? 0
      , chennai
      Reviewed on Nov 13, 2018
    • Citibank Personal Loan
      "Its Better"
      0.5 4.0/5 "Great!"
      CITI Bank loan taken long time to process my loan and when I approved for the personal loan they didn't tell about the charges. Finally they debited few amount from the disbursement amount. I am not sure about the charges, I am fine with the loan.
      Was this review helpful? 3
      , chennai
      Reviewed on Nov 05, 2018
    • Citibank Personal Loan
      "Its Good"
      0.5 4.0/5 "Great!"
      Compared to other bank I got less interest rate in CITI Bank for the personal loan. But they have taken minimal processing fee from the disbursement. The process was easy, the documentation was easy, they collected my papers on time there was no issue.
      Was this review helpful? 2
      , bangalore
      Reviewed on Nov 05, 2018
    • Citibank Personal Loan
      "Process is good"
      0.5 4.0/5 "Great!"
      Citibank is good in the personal loan process. The customer support and response is good. There are no hassles in getting the loan. The rate of interest is on the higher side and the processing charges too. The overall process is good overall.
      Was this review helpful? 0
      , bangalore
      Reviewed on Nov 01, 2018
    • Citibank Personal Loan
      "Best In Need"
      0.5 5.0/5 "Blown Away!"
      The best part here is that if you are in need , Citi bank understands it and you get you loan approved instantly without any delay. My application was processed on time and even the rate of interest are reasonable here. Over all i am pretty much happy the way things moved here.
      Was this review helpful? 0
      , chennai
      Reviewed on Nov 01, 2018
    • Citibank Personal Loan
      "Poor services"
      0.5 1.0/5 "Really Bad"
      My personal loan was taken with CITI BANK , my experience is too bad with this bank . I am not satisfied with loan amount also . Customer support is not up to the mark and even the service is too bad with this bank . The processing fee is 7000 and it is too high .
      Was this review helpful? 0
      , mumbai
      Reviewed on Oct 24, 2018
    • Citibank Personal Loan
      "EXCELLENT SERVICE"
      0.5 5.0/5 "Blown Away!"
      I am using the personal loan with the CITI BANK from last 1.5 years. The experience is very good and the mode of payment is also good with this bank. There is no partial payment to do pre closer apart from that customer support is good also the rate of interest is nominal.
      Was this review helpful? 0
      , bangalore
      Reviewed on Oct 24, 2018
    • Citibank Personal Loan
      "Excellent Service"
      0.5 5.0/5 "Blown Away!"
      It was completely a good experience i had with them with this personal loan where the loan amount which they had provided had been satisfactory. The interest rate with them has been nominal and there has not been any sort of additional charges which had been made by them. Even their customer support had been helpful as well.
      Was this review helpful? 4
      , pune
      Reviewed on Oct 12, 2018
    • Citibank Personal Loan
      "BEST SERVICE"
      0.5 5.0/5 "Blown Away!"
      I had taken my personal loan with CITI BANK , they charge nominal rate of interest and tenure period was 4years . The loan amount is satisfactory with this bank . I ask pretty less loan amount but they gave high so i am happy with that . It has been a smooth banking experience with the CITI BANK in all .
      Was this review helpful? 1
      , chennai
      Reviewed on Oct 07, 2018
    • Citibank Personal Loan
      "Satisfactory"
      0.5 4.0/5 "Great!"
      Citibank has also offered me a personal loan and the process to get the loan was smooth and easy. The customer support is good and they were responsive as well. I received the loan on time and the rate of interest and processing charges are normal.
      Was this review helpful? 7
      , bangalore
      Reviewed on Sep 28, 2018
    • Citibank Personal Loan
      "Excellent Service"
      0.5 5.0/5 "Blown Away!"
      I had chosen to go with them since the interest rate with them has been very low with them and the process in getting this loan had been smooth and easy. The loan amount had been satisfactory and there has not been any sort of additional charges which they had been making so far. Their customer support also had been responsive and had been helpful at times.
      Was this review helpful? 2
      , new delhi
      Reviewed on Sep 27, 2018
    • Citibank Personal Loan
      "Satisfactory"
      0.5 3.5/5 "Pretty good"
      My personal loan was taken with CITI bank 4 months back. The loan amount was 1,20,000 and the interest rate was very high . The customer service and responses was good. I have faced some difficult and they even detected some amount also. The processing fee was nominal.
      Was this review helpful? 5
      , hyderabad
      Reviewed on Sep 20, 2018
    • Citibank Personal Loan
      "GOOD SERVICE"
      0.5 4.5/5 "Excellent!"
      My personal loan was taken with CITI BANK , the tenure period is 1.5year . Customer support and their follow up is good , i can connect them easily . They charge 14% rate of interest with this bank . I did not face nay issue at the time of getting loan and even at time of documentation .
      Was this review helpful? 2
      , gurgaon
      Reviewed on Sep 17, 2018
    • Citibank Personal Loan
      "AVERAGE"
      0.5 4.0/5 "Great!"
      I got my personal loan through CITI BANK , the tenure period is 2year . The process getting the loan is quick it just take 25 days and it was very smooth i did not face issue with them . The loan amount is 3.5 lakh and it is sufficient to me and processing fee is free with this bank .
      Was this review helpful? 1
      , new delhi
      Reviewed on Sep 16, 2018
    • Citibank Personal Loan
      "Process is nice"
      0.5 5.0/5 "Blown Away!"
      I have taken a personal loan from Citibank and the process to get the loan is good and smooth. The customer services and response is good and the documentation process is satisfactory too. The after loan services are good and the interest rate and charges is fine too.
      Was this review helpful? 1
      , greater noida
      Reviewed on Sep 14, 2018
    • Citibank Personal Loan
      "GOOD SERVICE"
      0.5 4.0/5 "Great!"
      My personal loan was taken with CITI BANK , the rate of interest is 11.2% it is nominal in the market and the loan amount is sufficient to me . There is processing fee is but it will be waive off. The tenure period is 1year ,but there is no preclosere option . The loan amount is Little delayed .
      Was this review helpful? 1
      , bangalore
      Reviewed on Sep 14, 2018
    • Citibank Personal Loan
      "Good service"
      0.5 4.5/5 "Excellent!"
      My personal loan application was approved with CITI bank and the experience was very good, the loan amount was for Rs 12 lacs for 1 year with nominal interest rate. The process took more than 20 days to complete and the customer service was good with CITI bank.
      Was this review helpful? 0
      , bangalore
      Reviewed on Sep 12, 2018
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