Multiple banks. Different interest rates. Call it a "conflict of interest".
  • Citibank Personal Loan Diwali Offers Nov 2018 is Rated as "Great!" by 2865 Users

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    Citibank Personal Loan Diwali Offers Nov 2018

    Apply for a Citibank Personal Loan and Get Amazing Diwali 2018 Offers

    In cash crunch situations opting for a personal loan is an ideal solution indeed. With a Citibank personal loan you can apply for up to Rs.30 lakh at an interest rate starting from 10.99% p.a. for varied purposes including medical expenses, furniture purchase, travel, home renovation, wedding arrangements, etc. Since the bank has a quick approval mechanism, it takes a maximum of 48 hours to disburse the loan amount to the applicant’s bank account. You can rely on the bank to give you excellent assistance in meeting your financial requirements.

    So, what are you waiting for? Apply for a Citibank personal loan and start preparing to celebrate a grand Diwali this year!

    Key Features of Citibank Personal Loan

    • You can apply for a personal loan amount of minimum Rs.25 thousand and maximum Rs.30 lakh from Citibank.
    • The rate of interest charged against the loan starts from 10.99% p.a. and goes up to 18.00% p.a. The interest rate applicable for you will be fixed at the time of signing the loan agreement.
    • The bank offers personal loans for a tenure ranging from 1 to 5 years.
    • Citibank charges a processing fee ranging from 2% to 3% of the loan amount.
    • There is no requirement of any guarantor or security for availing a personal loan from Citibank.
    • Pre-closure of a Citibank personal loan is allowed at a penalty of 4% of the outstanding amount plus additional tax.

    Steps to Apply for a Citibank Personal Loan through BankBazaar

    • Log on to the official website of BankBazaar at www.bankbazaar.com and check the ‘Citibank Personal Loan’ section.
    • Then click on the ‘Get Approval’ or ‘Get Quote’ tab to know your loan eligibility. You will receive a response from BankBazaar within 30 mins.
    • Next, you have to apply for the personal loan from Citibank on the official website of BankBazaar.
    • Upon the approval of the application, the loan amount will be disbursed to your bank account within a few days.
    • The applicable offers and discounts will be sent to your registered mail ID within 30 days of loan disbursal.

    Celebrate Diwali 2018 with a Citibank Personal Loan

    With Diwali round the corner, if you are worried about how to make all the festive arrangements, you can opt for a Citibank personal loan through BankBazaar. You can apply for any loan amount within the range of Rs.25 thousand and Rs.30 lakh as per your repayability. With the loan, you can buy clothes, furniture, home appliances, sweets, savouries, gifts, or can decorate/renovate your home, and do all other festive arrangements to your heart’s content without any interference of the bank.

    Whether you are a salaried employee or a self-employed individual, you can apply for a personal loan from Citibank to fulfill your additional income requirements. The best thing is, you can apply for the loan online and can get the amount disbursed in your account directly. In short, you can make this Diwali special and memorable by applying for a Citibank personal loan through BankBazaar.com.

    BankBazaar Diwali Offers on Citibank Personal Loan 2018

    By applying for a CitiBank personal Loan through BankBazaar you can enjoy several additional benefits this Diwali. To make you enjoy a fun-filled Diwali, BankBazaar is offering plenty of exclusive discounts and offers on your loan.

    So, apply for a low-interest Citibank personal loan right away and celebrate the festival of lights in a grand way with your family and friends.

    When you apply for a Citibank personal loan on the website of BankBazaar, you will receive a special Amazon gift voucher worth Rs.1,000 when your personal loan gets disbursed.

    How to apply for this offer?

    • You will have to go the Citibank personal loan section on BankBazaar.com and then click ‘Get Quote’. The response time for such a quote is 30 minutes.
    • Once your personal loan application is accepted and disbursed, you will receive a gift voucher from Amazon worth Rs.750.
    • You will receive this voucher via email on your email ID.
    • You can visit the official website or go to the mobile app of Amazon and then redeem the points available on your Amazon gift voucher.

    Terms and conditions for this offer

    This particular offer is valid from 1st November, 2018 to 30th November, 2018.

    This gift voucher will be provided for personal loans disbursed on or before 15th January,2019.

    The personal loan applicant’s age should be at least 23 years old (as per the bank’s eligibility criteria).

    Whether you are a salaried employee or a self-employed individual, you can trust Citibank to provide you with economical personal loan solutions. You can sit at home and wait for your loan disbursal as the bank has a door-step service! You can make this Diwali special atop-und memorable by applying for a Citibank personal loan through BankBazaar.com.

    If you want to go for a personal loan balance transfer facility, you can get in touch with a representative from Citibank and get the necessary assistance. With BankBazaar, you can also enjoy e-approval of your loan. This is a great boon as you can avoid waiting in long lines at the bank branch. When you feel you need a top-up personal loan option, you can reach out to a bank representative, and follow the procedures.

    Personal Loan Reviews

    • Citibank Personal Loan
      "Good"
      0.5 4.0/5 "Great!"
      I have taken my personal loan from Citi Bank through online channel. I think the interest rate which can be lower compare to other banks. I believe they have charged the processing fee which is minor amount because have not received the whole amount on my loan. They took 3 to 4 days for the disbursement. My documents are collected by the executive.
      Was this review helpful? 1
      , mumbai
      Reviewed on Jan 14, 2019
    • Citibank Personal Loan
      "Good"
      0.5 2.0/5 "Expected more"
      The rate of interest and charges are good. There was no proper communication between the bank. They took 2 weeks to complete the process. I need to followup every time. The documents are uploaded online and also executive came to collect, they have explained the terms and conditions of part payment. I have opted the loan for 3 years.
      Was this review helpful? 0
      , mumbai
      Reviewed on Jan 12, 2019
    • Citibank Personal Loan
      "Okay loan services"
      0.5 4.0/5 "Great!"
      The interest rates are very much competitive thats the reason i have chosen CITI bank. Within a short span of time, they have given me a loan. The interest rates are economical and processing fee was competitive. I have chosen the tenure period of 5 years. Documentation process was went smoothly.
      Was this review helpful? 1
      , new delhi
      Reviewed on Jan 10, 2019
    • Citibank Personal Loan
      "Good Experience"
      0.5 3.0/5 "Satisfactory"
      My personal loan was taken from CITI bank. There is no reason for choosing this bank. The interest rates are too high and there is no processing fee. There is a charges for pre-closure after 1 year i can able to do. I can able to make a partial payments 3 times in a year. Overall, i had a good experience with them.
      Was this review helpful? 2
      , bangalore
      Reviewed on Jan 09, 2019
    • Citibank Personal Loan
      "Good service"
      0.5 3.0/5 "Satisfactory"
      The process in getting this loan has been good and the loan amount which they had provided has been sufficient. The interest rate with them has been nominal and there has not been any hassle faced with their banking service where their customer support has also been helpful.
      Was this review helpful? 4
      , new delhi
      Reviewed on Jan 08, 2019
    • Citibank Personal Loan
      "Communication should be clear"
      0.5 1.0/5 "Really Bad"
      They have collected all the documents from my end, while processing my loan due to some mismatch they have rejected it. The person who collected the documents, asked me to update the land mark of the address which was not mentioned in my address proof. At last the processing team have rejected it without any information very dis satisfactory service from the Citi.
      Was this review helpful? 2
      , bangalore
      Reviewed on Jan 08, 2019
    • Citibank Personal Loan
      "Process is good"
      0.5 4.0/5 "Great!"
      I have taken a personal loan with Citibank. The process to get the loan is good and there are no hassles in the process. The documentation was collected on time and I am also okay with the rate of interest and processing charges. It is nominal too.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Jan 07, 2019
    • Citibank Personal Loan
      "Good Loan Experience"
      0.5 4.0/5 "Great!"
      Citi gave me the good experience on the personal loan, they taken only a weeks time to disburse the loan amount. I done the process through online. My principle amount is Rs.2 lakhs for the tenure of 3 years, they gave me the nominal interest, I am very satisfied with them.
      Was this review helpful? 2
      , chennai
      Reviewed on Jan 05, 2019
    • Citibank Personal Loan
      "Its Good"
      0.5 4.0/5 "Great!"
      There was no issues with the citi bank the loan process went very smooth. The bank was quoted me the standard interest for the amount Rs. 5 lakhs for 2 years they gave me the part and preclosure option after one year. If would be if they provide option for preclosure after 6 months.
      Was this review helpful? 2
      , mumbai
      Reviewed on Jan 05, 2019
    • Citibank Personal Loan
      "Good in Service"
      0.5 5.0/5 "Blown Away!"
      I carry a salary account in Citibank and at the time of in need of a personal loan i had applied with Citibank. My application was taken care and was processed on a quick note. I am happy with its overall services. The response system is quick over here.
      Was this review helpful? 1
      , bangalore
      Reviewed on Jan 05, 2019
    • Citibank Personal Loan
      "Good"
      0.5 4.0/5 "Great!"
      Earlier I took a personal loan with Citi Bank and it has been closed. The loan period was 2015 to 2016. I did not give any single document for the loan, it was offered by the bank based on credit card. The customer service is pretty good. The rate of interest was average.
      Was this review helpful? 1
      , mumbai
      Reviewed on Jan 04, 2019
    • Citibank Personal Loan
      "Average"
      0.5 4.0/5 "Great!"
      I took my personal loan from Citi Bank through online channel. The customer service is good. The rate of interest is something different when compared to others. HDFC is giving 12.75 and where Citi charged me 13.25%. They took longer time to disburse the loan amount from the bank end.
      Was this review helpful? 3
      , mumbai
      Reviewed on Jan 04, 2019
    • Citibank Personal Loan
      "Not satifactory "
      0.5 4.0/5 "Great!"
      My personal account was taken with CITI BANK , they charged nominal rate of interest with this account . I did not face any issue at the time of documentation . I ask them that can i repay before the tenure period but they have not given me option of preclosure . Tenure period is 1 year .
      Was this review helpful? 2
      , new delhi
      Reviewed on Jan 04, 2019
    • Citibank Personal Loan
      "Looking for less interest rate"
      0.5 3.0/5 "Satisfactory"
      My personal loan experience was not up to the mark with CITI bank, loan amount was based on my requirement and the rate of interest was high when compared to other banks. Customer service was good. Tenure period or this loan was 24 months but i preclosed in 7 months and they charged 4% as penalty.
      Was this review helpful? 7
      , bangalore
      Reviewed on Jan 03, 2019
    • Citibank Personal Loan
      "Experience is fine"
      0.5 4.5/5 "Excellent!"
      I have also taken a personal loan from Citibank. They were very fast in the process and I got this loan on time. The document process was good and timely as well. The process was normal and the rate of interest and processing charges is nominal too. Good overall.
      Was this review helpful? 5
      , bangalore
      Reviewed on Jan 03, 2019
    • Citibank Personal Loan
      "Quick process and received the loan in week"
      0.5 5.0/5 "Blown Away!"
      From January, my EMI is going to deduct through ECS and i have to check with the customer care whether its activated or not. I have called the customer care, but its showing that the number is incorrect. I don't want to face any problem for paying the EMI and the last moment, if i receive any message in ECS deduction not activation and i have to maintain a sufficient amount also. Compared to other bank CITI bank the interest rates were bit higher which is 13%
      Was this review helpful? 7
      , chennai
      Reviewed on Dec 21, 2018
    • Citibank Personal Loan
      "Interest rate should be reduced"
      0.5 3.5/5 "Pretty good"
      In Citi bank they gave me the interest around around13% for the principal Rs. 2 lakhs it has the tenure of 48 months. My EMI amount is Rs. 6700 on monthly basis, the loan process was excellent, they sanctioned loan immediately because I am an existing customer of the bank.
      Was this review helpful? 4
      , chennai
      Reviewed on Dec 20, 2018
    • Citibank Personal Loan
      "Excellent Service"
      0.5 5.0/5 "Blown Away!"
      I had taken this loan a long time back and the process in getting this loan has been smooth. The loan amount which they had provided has been sufficient and the interest rate with them has been good when compared with the market rate. There has been some charges which has been made by them which has been nominal.
      Was this review helpful? 3
      , new delhi
      Reviewed on Dec 19, 2018
    • Citibank Personal Loan
      "Good service"
      0.5 4.0/5 "Great!"
      I have been using my personal loan with Citi bank , there service is quite okay, the loan amount they have given me was sufficient, and the rate of interest they have charged me up to 13.99% i felt it is bit high for me and they have not charged me processing fee in this loan, and there was no delay in the loan amount,but without my knowledge they have deducted 999 rupees .
      Was this review helpful? 5
      , noida
      Reviewed on Dec 18, 2018
    • Citibank Personal Loan
      "Quite fast loan"
      0.5 5.0/5 "Blown Away!"
      Since i was a salary account holder, the overall process was smooth and i have got the loan within a week. Interest rate were little higher and the processing fee was nominal. They have offered me a interest rate of 12%. 6 months back, i have got this loan and total tenure period of loan 3 years. The EMI was directly deducted from my account.
      Was this review helpful? 0
      , bangalore
      Reviewed on Dec 17, 2018
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