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  • Citibank Personal Loan Diwali Offers Oct 2017 is Rated as "Great!" by 2774 Users

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    Citibank Personal Loan Diwali Offers Oct 2017

    Citibank Personal Loan Diwali Offers October 2017 – Grab Amazon Diwali Bonus Wali and Vantage Circle Points

    Citibank personal loans can be availed for various uses such as medical expenses, furniture, travel, wedding arrangements, home renovations, etc. The bank takes a maximum of 48 hours to disburse the loan amount to the loan applicant’s bank account, thanks to its quick approval mechanism.

    You can rely on the bank to give you excellent financial assistance for meeting your numerous requirements. You may be stressed about how you will make the right festive arrangements for Diwali 2017. Worry not, you can take a Citibank personal loan through BankBazaar and have the most fun-filled celebration with your dearest friends and family members. Moreover, you will be able to obtain unique discounts and promotional offers when your loan is disbursed. So, what are you waiting for? Start preparing for this Diwali in all pomp and glory!

    Key features of Citibank Personal Loan

    • Citibank offers personal loans of up to Rs.30 lakh.
    • The rate of interest charged towards the loan is within the range of 11.49% to 18.99%. Your interest rate for this loan will be fixed when you sign the loan agreement.
    • The available tenure for Citibank personal loans is five years.
    • The minimum income requirement for Citibank personal loan application is Rs.30,000 per month.
    • Citibank charges a processing fee of 0.25% to 2% of the loan amount.
    • There is no guarantor required to avail this loan.
    • Pre-closure of Citibank personal loan is allowed only after 12 months and 2% of outstanding amount plus Service Tax, is charged as penalty.
    • Part-payment can also be done once in a year, by paying up to five times the loan’s EMI.

    BankBazaar Diwali Offer on Citibank Personal Loan 2017

    When you choose BankBazaar.com to apply for a personal loan from Citibank, you can enjoy additional benefits this Diwali. You can have a splendid festive experience by receiving exclusive offers from Amazon or Vantage Circle.

    1. Amazon Diwali Bonus Wali – Citibank Personal Loan

    When you apply for a Citibank personal loan on the website of BankBazaar, you will receive a special Amazon gift voucher worth Rs.1,000 when your personal loan gets disbursed.

    How to apply for this offer?

    • You will have to go the Citibank personal loan section on BankBazaar.com and then click ‘Get Quote’. The response time for such a quote is 30 minutes.
    • Once your personal loan application is accepted and disbursed, you will receive a gift voucher from Amazon worth Rs.1,000.
    • You will receive this voucher via email on your email ID.
    • You can visit the official website or go to the mobile app of Amazon and then redeem the points available on your Amazon gift voucher.

    Terms and conditions for this offer

    This particular offer is valid from October 1, 2017 until October 31, 2017.

    This gift voucher will be provided for personal loans disbursed on or before December 15, 2017.

    The personal loan applicant’s age should be at least 23 years old (as per the bank’s eligibility criteria).

    2. Vantage Circle Points for Citibank Personal Loan

    You can apply for Citibank personal loan through BankBazaar.com via any promotional campaign organised by Vantage Circle.

    You will receive exclusive Vantage Points worth Rs.1,000 when your personal loan gets disbursed.

    How to apply for this offer?

    • You will need to first apply for a Citibank personal loan product via the website of BankBazaar from any bank or NBFC.
    • If your personal loan gets disbursed, you will receive Vantage Points on your ID that is registered in the records of Vantage Circle.
    • You can then log on to the official website of Vantage and then redeem your points.

    Terms and conditions for this offer

    • These points will be made available to users only who apply for personal loans via promotional campaigns organised by Vantage Circle.
    • The applicant should be at least 23 years old (as per the bank’s eligibility criteria).
    • This particular offer is valid from September 15, 2017 until October 31, 2017.
    • You will be provided with this voucher worth Rs.1,000 if your personal loan product is disbursed on or before November 30, 2017.
    • You will receive the voucher via email on the email ID that is registered with BankBazaar.com.
    • The Vantage points will be registered with applicant’s ID that is registered with Vantage Circle.

    Whether you are a salaried employee or a self-employed individual, you can trust Citibank to provide you with economical personal loan solutions. You can sit at home and wait for your loan disbursal as the bank has a door-step service! You can make this Diwali special atop-und memorable by applying for a Citibank personal loan through BankBazaar.com.

    If you want to go for a personal loan balance transfer facility, you can get in touch with a representative from Citibank and get the necessary assistance. With BankBazaar, you can also enjoy e-approval of your loan. This is a great boon as you can avoid waiting in long lines at the bank branch. When you feel you need a top-up personal loan option, you can reach out to a bank representative, and follow the procedures.

    Personal Loan Reviews

    • Citibank Personal Loan
      "AVERAGE"
      0.5 4.0/5 "Great!"
      I got my personal loan through CITI BANK , the tenure period is 2year . The process getting the loan is quick it just take 25 days and it was very smooth i did not face issue with them . The loan amount is 3.5 lakh and it is sufficient to me and processing fee is free with this bank .
      Was this review helpful? 1
      , new delhi
      Reviewed on Sep 16, 2018
    • Citibank Personal Loan
      "Process is nice"
      0.5 5.0/5 "Blown Away!"
      I have taken a personal loan from Citibank and the process to get the loan is good and smooth. The customer services and response is good and the documentation process is satisfactory too. The after loan services are good and the interest rate and charges is fine too.
      Was this review helpful? 1
      , greater noida
      Reviewed on Sep 14, 2018
    • Citibank Personal Loan
      "GOOD SERVICE"
      0.5 4.0/5 "Great!"
      My personal loan was taken with CITI BANK , the rate of interest is 11.2% it is nominal in the market and the loan amount is sufficient to me . There is processing fee is but it will be waive off. The tenure period is 1year ,but there is no preclosere option . The loan amount is Little delayed .
      Was this review helpful? 1
      , bangalore
      Reviewed on Sep 14, 2018
    • Citibank Personal Loan
      "Good service"
      0.5 4.5/5 "Excellent!"
      My personal loan application was approved with CITI bank and the experience was very good, the loan amount was for Rs 12 lacs for 1 year with nominal interest rate. The process took more than 20 days to complete and the customer service was good with CITI bank.
      Was this review helpful? 0
      , bangalore
      Reviewed on Sep 12, 2018
    • Citibank Personal Loan
      "EXCELLENT"
      0.5 4.0/5 "Great!"
      I have taken personal loan through CITI BANK , the tenure period is 16month . I did no face any issue while getting the loan , i receive my loan amount on time , there is no processing fee with this bank and rate of interest is 11.5% and it is nominal in the market. Customer support is up to the mark .
      Was this review helpful? 0
      , mumbai
      Reviewed on Sep 12, 2018
    • Citibank Personal Loan
      "GOOD SERVICE"
      0.5 4.0/5 "Great!"
      My personal loan amount was taken with CITI BANK , the customer support is excellent with this bank , i can connect them easily with them . The tenure period is 4year and loan amount is up to the mark . They provide interest rate with 11.75% initially the said 11.05% so i am not happy with interest rate .
      Was this review helpful? 0
      , pune
      Reviewed on Sep 12, 2018
    • Citibank Personal Loan
      "Nice experience"
      0.5 4.0/5 "Great!"
      My personal loan is with Citibank and the experience is good and there are no hassles in the process. The loan was processed on time as well. The rate of interest is around 12% and the processing charges was zero. The overall customer services and response is good.
      Was this review helpful? 2
      , pune
      Reviewed on Sep 10, 2018
    • Citibank Personal Loan
      "Best Service"
      0.5 5.0/5 "Blown Away!"
      I have taken a personal loan from CITI bank and my experience was good, the loan amount was for Rs 2.34 lacs with nominal interest rate when compared to other banks. The process was smooth and i received my loan amount on time. Customer service was good and they responded on time. The tenure period for this loan is 4 years.
      Was this review helpful? 1
      , new delhi
      Reviewed on Sep 05, 2018
    • Citibank Personal Loan
      "Hassle free"
      0.5 4.0/5 "Great!"
      I have also taken a personal loan from Citibank. The customer services and response is good. There was a slight delay in the process, but it is manageable. The loan was provide as per my requirement. In all a good experience, it could have been more sooner.
      Was this review helpful? 2
      , bangalore
      Reviewed on Sep 04, 2018
    • Citibank Personal Loan
      "Average Service"
      0.5 2.5/5 "Just OK"
      I've taken a personal loan from CITI bank. The experience was not that great, I had to follow up a lot. The interest rate is fine. The whole process was irritating. I got the loan amount with in 20 days.
      Was this review helpful? 0
      , mumbai
      Reviewed on Aug 31, 2018
    • Citibank Personal Loan
      "AVERAGE"
      0.5 4.0/5 "Great!"
      My loan amount was taken with CITI BANK , the services is not so satisfactory because even though i have salary account with citi bank they as me so much of documents at the time of providing loan , so it took so long time . My loan amount is satisfactory and rate of interest is 11.24% . There have charged processing fee but it will be waive off .
      Was this review helpful? 1
      , bangalore
      Reviewed on Aug 30, 2018
    • Citibank Personal Loan
      "Best Service"
      0.5 5.0/5 "Blown Away!"
      It was a good experience with CITI bank for personal loan, the loan amount was based on my requirement and the rate of interest was nominal when compared to other banks. Customer service was good and they responded on time. The tenure period was 4 years and they charge 3% for preclosure charges.
      Was this review helpful? 1
      , hyderabad
      Reviewed on Aug 30, 2018
    • Citibank Personal Loan
      "Fast and easy service"
      0.5 5.0/5 "Blown Away!"
      I have taken personal loan from CITI BANK , the services and the process was excellent with this bank and i did not face nay issues at the time of documentation . Rate of interest is nominal in the market and tenure period is 5year . There is option of preclosere .
      Was this review helpful? 0
      , bangalore
      Reviewed on Aug 30, 2018
    • Citibank Personal Loan
      "Good service"
      0.5 4.0/5 "Great!"
      I have taken a personal loan with CITI bank and my experience was good, the loan amount was for Rs 5 lacs with nominal interest rate when compared to other banks. Customer service was good and they responded on time. Tenure period is 4 years and they charge 4% of principal amount for preclosure.
      Was this review helpful? 1
      , kolkata
      Reviewed on Aug 28, 2018
    • Citibank Personal Loan
      "Good service"
      0.5 4.0/5 "Great!"
      I have my application for personal loan approved with CITI bank, the process was smooth and i received my loan amount on time. The loan amount was for Rs 3.5 lacs for 4 years with nominal interest rate in the market. Customer service was good and they responded on time.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Aug 27, 2018
    • Citibank Personal Loan
      "Good service"
      0.5 4.0/5 "Great!"
      My experience for personal loan with CITI bank was good, the loan amount was for Rs 1.3 lakhs with the tenure period of 1 year. The process was smooth and i received my loan amount on time. Customer service was good and they followed up on time. The rate of interest was nominal when compared to others.
      Was this review helpful? 0
      , bangalore
      Reviewed on Aug 27, 2018
    • Citibank Personal Loan
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      I have taken my personal loan with CITI bank.The loan process was very good and satisfactory . I have taken 10 lakhs and the interest rate was also average . The tenure period was 5 years. There is no processing fee at all and there is no issues faced with the process .
      Was this review helpful? 0
      , chennai
      Reviewed on Aug 27, 2018
    • Citibank Personal Loan
      "Good"
      0.5 4.0/5 "Great!"
      I have take my personal loan with CITI bank. I had a good process and there is no delay at all. The customer service and responses was very good. The loan amount was 5 lakhs and the interest rate was satisfactory . The EMI period was 2 years . The pre closure is allowed after 1 year and the processing fee was also very much nominal.
      Was this review helpful? 1
      , new delhi
      Reviewed on Aug 27, 2018
    • Citibank Personal Loan
      "Good overall"
      0.5 4.0/5 "Great!"
      It was a smooth process with Citibank. I have taken a personal loan and I got the loan in three days. They collected the documents on time from my work place. Since I am a long time customer of the bank , I expected a lesser rate of interest. I got a rate of 11.75% and processing fee it was waived off.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Aug 27, 2018
    • Citibank Personal Loan
      "Good loan"
      0.5 5.0/5 "Blown Away!"
      Processing and documentation was fine. rate of interest more or less ok, also i did not have any issues in fund transfer, customer service in this bank is really good, every month EMIs will get debited from my savings account, i have taken it for 3 years loan, online banking for this loan is also good.
      Was this review helpful? 1
      , bangalore
      Reviewed on Aug 25, 2018
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