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  • Citibank Personal Loan Diwali Offers Oct 2017 is Rated as "Great!" by 2527 Users

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    Citibank Personal Loan Diwali Offers Oct 2017

    Citibank Personal Loan Diwali Offers October 2017 – Grab Amazon Diwali Bonus Wali and Vantage Circle Points

    Citibank personal loans can be availed for various uses such as medical expenses, furniture, travel, wedding arrangements, home renovations, etc. The bank takes a maximum of 48 hours to disburse the loan amount to the loan applicant’s bank account, thanks to its quick approval mechanism.

    You can rely on the bank to give you excellent financial assistance for meeting your numerous requirements. You may be stressed about how you will make the right festive arrangements for Diwali 2017. Worry not, you can take a Citibank personal loan through BankBazaar and have the most fun-filled celebration with your dearest friends and family members. Moreover, you will be able to obtain unique discounts and promotional offers when your loan is disbursed. So, what are you waiting for? Start preparing for this Diwali in all pomp and glory!

    Key features of Citibank Personal Loan

    • Citibank offers personal loans of up to Rs.30 lakh.
    • The rate of interest charged towards the loan is within the range of 11.49% to 18.99%. Your interest rate for this loan will be fixed when you sign the loan agreement.
    • The available tenure for Citibank personal loans is five years.
    • The minimum income requirement for Citibank personal loan application is Rs.30,000 per month.
    • Citibank charges a processing fee of 0.25% to 2% of the loan amount.
    • There is no guarantor required to avail this loan.
    • Pre-closure of Citibank personal loan is allowed only after 12 months and 2% of outstanding amount plus Service Tax, is charged as penalty.
    • Part-payment can also be done once in a year, by paying up to five times the loan’s EMI.

    BankBazaar Diwali Offer on Citibank Personal Loan 2017

    When you choose BankBazaar.com to apply for a personal loan from Citibank, you can enjoy additional benefits this Diwali. You can have a splendid festive experience by receiving exclusive offers from Amazon or Vantage Circle.

    1. Amazon Diwali Bonus Wali – Citibank Personal Loan

    When you apply for a Citibank personal loan on the website of BankBazaar, you will receive a special Amazon gift voucher worth Rs.1,000 when your personal loan gets disbursed.

    How to apply for this offer?

    • You will have to go the Citibank personal loan section on BankBazaar.com and then click ‘Get Quote’. The response time for such a quote is 30 minutes.
    • Once your personal loan application is accepted and disbursed, you will receive a gift voucher from Amazon worth Rs.1,000.
    • You will receive this voucher via email on your email ID.
    • You can visit the official website or go to the mobile app of Amazon and then redeem the points available on your Amazon gift voucher.

    Terms and conditions for this offer

    This particular offer is valid from October 1, 2017 until October 31, 2017.

    This gift voucher will be provided for personal loans disbursed on or before December 15, 2017.

    The personal loan applicant’s age should be at least 23 years old (as per the bank’s eligibility criteria).

    2. Vantage Circle Points for Citibank Personal Loan

    You can apply for Citibank personal loan through BankBazaar.com via any promotional campaign organised by Vantage Circle.

    You will receive exclusive Vantage Points worth Rs.1,000 when your personal loan gets disbursed.

    How to apply for this offer?

    • You will need to first apply for a Citibank personal loan product via the website of BankBazaar from any bank or NBFC.
    • If your personal loan gets disbursed, you will receive Vantage Points on your ID that is registered in the records of Vantage Circle.
    • You can then log on to the official website of Vantage and then redeem your points.

    Terms and conditions for this offer

    • These points will be made available to users only who apply for personal loans via promotional campaigns organised by Vantage Circle.
    • The applicant should be at least 23 years old (as per the bank’s eligibility criteria).
    • This particular offer is valid from September 15, 2017 until October 31, 2017.
    • You will be provided with this voucher worth Rs.1,000 if your personal loan product is disbursed on or before November 30, 2017.
    • You will receive the voucher via email on the email ID that is registered with BankBazaar.com.
    • The Vantage points will be registered with applicant’s ID that is registered with Vantage Circle.

    Whether you are a salaried employee or a self-employed individual, you can trust Citibank to provide you with economical personal loan solutions. You can sit at home and wait for your loan disbursal as the bank has a door-step service! You can make this Diwali special atop-und memorable by applying for a Citibank personal loan through BankBazaar.com.

    If you want to go for a personal loan balance transfer facility, you can get in touch with a representative from Citibank and get the necessary assistance. With BankBazaar, you can also enjoy e-approval of your loan. This is a great boon as you can avoid waiting in long lines at the bank branch. When you feel you need a top-up personal loan option, you can reach out to a bank representative, and follow the procedures.

    Personal Loan Reviews

    • Citibank Personal Loan
      "Good service"
      0.5 4.0/5 "Great!"
      I had closed my personal loan with Citi Bank. The interest rate was high but service wise they are pretty good. They provided a door step service for document collection. They do charge for pre closure. They have sanctioned the loan on time.
      Was this review helpful? 0
      , secunderabad
      Reviewed on Nov 23, 2017
    • Citibank Personal Loan
      "Good Communication"
      0.5 4.0/5 "Great!"
      The communication put forth by Citibank in regards to my Personal Loan was good. They called me on regular interval and gave me good amount of informations. Their Rate of Interest of 12.99% is pretty good. They informed me the reason for not getting the Loan, which I was okay with. They are top notch Bank with good communication.
      Was this review helpful? 0
      , chennai
      Reviewed on Nov 22, 2017
    • Citibank Personal Loan
      "Average service"
      0.5 3.0/5 "Satisfactory"
      The service was fine with citi for my personal loan service but there is no proper response from citi they called me but I was busy that time they said they will call me after ten days but no response from citi bank executives there is no clarity with the service no proper communications with citi executives of CITI bank.
      Was this review helpful? 0
      , bangalore
      Reviewed on Nov 22, 2017
    • Citibank Personal Loan
      "Good service"
      0.5 5.0/5 "Blown Away!"
      The Citibank personal loan service was good and I got the required loan amount. I got the loan amount within a day time. My personal loan was pre approved. I never submitted any documents with Citibank, but they have approved the loan immediately. The customer support is excellent with Citibank.
      Was this review helpful? 0
      , kolkata
      Reviewed on Nov 21, 2017
    • Citibank Personal Loan
      "Good service"
      0.5 4.0/5 "Great!"
      I have applied for the personal loan from Citi bank, my loan application was closed because i have taken loan from the Citi bank credit card and not from the Citi bank. The customer service was good and they responded on time, i liked their way of approaching. The rate of interest is way high when compared to other banks.
      Was this review helpful? 0
      , bangalore
      Reviewed on Nov 20, 2017
    • Citibank Personal Loan
      "No response"
      0.5 1.0/5 "Really Bad"
      I applied for a personal loan with CITI bank but i did not got any proper response from the bank end. Thus my application got closed. I waited for there call and no one from the bank end turned up till now. The customer service and response of the bank is not up to the mark.
      Was this review helpful? 0
      , new delhi
      Reviewed on Nov 20, 2017
    • Citibank Personal Loan
      "Good service"
      0.5 4.5/5 "Excellent!"
      I have applied for the personal loan from Citi bank, my loan application was closed because there was no proper response from the bank. They have sent an OTP code to my official email id, but i did not receive any OTP code and also i have requested for address change. Customer service was good but there was no proper response. The rate of interest was nominal when compared to other banks.
      Was this review helpful? 0
      , bangalore
      Reviewed on Nov 20, 2017
    • Citibank Personal Loan
      "Average service"
      0.5 2.0/5 "Expected more"
      It was a good experience with CITI bank for my personal loan service but I am disappointed that there is no proper information was provided during the process but the customer service was prompt and the interest rate they offered me was fine when compared to others it was nice service from CITI bank for my personal loan service.
      Was this review helpful? 0
      , mumbai
      Reviewed on Nov 20, 2017
    • Citibank Personal Loan
      "Good service"
      0.5 4.0/5 "Great!"
      I have applied for a personal loan with CITI bank. They collected the documents within the same week after submitting the application through online. My personal loan got approved and disbursed my funds very lately because there was problems in documentation from my end. They offered me the loan with 0.5% as the processing fees which I feel it's nominal and I don't exactly remember the rate of interest.
      Was this review helpful? 0
      , bangalore
      Reviewed on Nov 18, 2017
    • Citibank Personal Loan
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      Citibank has processed my personal loan on time and the customer services are excellent. The process was very convenient and the loan amount disbursed is also good. There are no hassles and I am very much happy with the banking services as they have always been perfect.
      Was this review helpful? 0
      , chennai
      Reviewed on Nov 18, 2017
    • Citibank Personal Loan
      "Good service"
      0.5 5.0/5 "Blown Away!"
      I have applied for the personal loan from Citi bank, my loan application was closed becausei have taken the personal loan from other bank. The customer service was good and i liked the ways they responded, they followed up on time. The only issue was the rate of interest which is high when compared to other banks.
      Was this review helpful? 0
      , mumbai
      Reviewed on Nov 18, 2017
    • Citibank Personal Loan
      "Excellent service"
      0.5 5.0/5 "Blown Away!"
      I have applied for a personal loan with CITI bank the service was very good with CITI bank but I was not required with the loan service currently they quoted me with a better interest rate and the customer service was also good it was totally a good experience with CITI for my personal loan service.
      Was this review helpful? 0
      , ahmedabad
      Reviewed on Nov 17, 2017
    • Citibank Personal Loan
      "GOOD SERVICE"
      0.5 4.0/5 "Great!"
      It was been eight months I using the personal loan service from CITI bank they offered me a loan amount of 1.82 lakhs. The customer service was good compare to others they offered me a interest rate of 13.49 which was fine compare to others it was a good experience with CITI bank for my personal loan service.
      Was this review helpful? 0
      , new delhi
      Reviewed on Nov 17, 2017
    • Citibank Personal Loan
      "Disappointed service"
      0.5 3.0/5 "Satisfactory"
      I have given all the details to the Citibank , but I haven't got any response from Citibank in regards to my personal loan application and I got disappointed with their bank service. The rate of interest and the charges are low with Citibank when compare with others.
      Was this review helpful? 0
      , new delhi
      Reviewed on Nov 17, 2017
    • Citibank Personal Loan
      "Average service"
      0.5 3.0/5 "Satisfactory"
      The Citibank never gave any call in regards to my personal loan application, The rate of interest which was offered by Citibank was low when compared with others, The response part need to be improved with Citibank. The follow up need to be focused with Citibank
      Was this review helpful? 0
      , bangalore
      Reviewed on Nov 17, 2017
    • Citibank Personal Loan
      "Excellent service"
      0.5 5.0/5 "Blown Away!"
      I have applied for the personal loan from Citi bank, my loan application was approved and the requested amount was disbursed. The experience was very nice and my loan amount was approved within a week. Customer service was very good and they responded on time. No documents were required as i already hold a salary account with this bank. The process was very smooth and easy. Rate of interest of 12.24% is best rate in the market.
      Was this review helpful? 0
      , chennai
      Reviewed on Nov 17, 2017
    • Citibank Personal Loan
      "Needs to improve"
      0.5 3.0/5 "Satisfactory"
      I have applied for the personal loan from Citi bank, my loan application was closed because there was an issue with my CIBIL score. When it comes to customer service, they just called once and there was no further follow up done, they did not respond. The rate of interest was nominal when compared to other banks.
      Was this review helpful? 0
      , pune
      Reviewed on Nov 17, 2017
    • Citibank Personal Loan
      "Zero response"
      0.5 1.0/5 "Really Bad"
      Citibank has not contacted me for the personal loan. It has not been a good experience as I got no response from the bank to acknowledge my details. I have no information on the interest rate and charges. It would be better if the bank contacted the customer in time of need.
      Was this review helpful? 0
      , bangalore
      Reviewed on Nov 17, 2017
    • Citibank Personal Loan
      "Best service"
      0.5 5.0/5 "Blown Away!"
      My personal loan experience with CITI bank was good, they provided door step service for the collection of documents, the process was very smooth and easy. Customer service was best and they responded well. The loan amount was for Rs 2 lakhs with the rate of interest of 12.00% which was the best rate in the market.
      Was this review helpful? 0
      , new delhi
      Reviewed on Nov 16, 2017
    • Citibank Personal Loan
      "Need Improvement"
      0.5 1.0/5 "Really Bad"
      When I have applied personal loan from Citibank I haven't got any call back from Citibank, in regards to my personal loan application. The rate of interest which Citibank was offered was average when compared with others. The response part needs to be improved with Citibank.
      Was this review helpful? 0
      , noida
      Reviewed on Nov 16, 2017
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