Multiple banks. Different interest rates. Call it a "conflict of interest".
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    We found 1 Citibank Personal Loan Diwali Offers Oct 2016
    Bank Name
    Interest Rate Range
    Processing Fee Range
    Loan Amount
    Tenure Range
    10.99% - 15.99% Fixed
    Up to 2%
    30L Max
    1-5 Years
    Response Time : Within 30 minutes
    Rs.1,000 Amazon voucher free Ad
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    Customer Reviews
    Citibank Personal Loan Diwali Offers Oct 2016 is Rated as "Great!" by 2189 Users

    Fees & Charges

    Promised Interest Rate

    Customer Service

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    Personal Loan BYTES FROM OUR KITCHEN

    Citibank Personal Loan Diwali Offers Oct 2016

    Citibank Personal Loan Diwali Offers Oct 2016 – Grab Amazon Gift Card & Gocash

    Citibank personal loan can be availed for various uses such as medical expenses, travel, home renovations, etc. The bank takes a maximum of 48 hours to disburse the loan amount into the loan applicant’s bank account, thanks to its quick approval mechanism.

    Key features of Citibank Personal Loan

    • Citibank offers personal loans of up to Rs.30 lakhs.
    • The rate of interest charged towards the loan is within the range of 11.49% to 17%.
    • Available loan tenure is five years.
    • Citibank charges a processing fee of 0.25% to 2% of the loan amount.
    • There is no guarantor required to avail this loan.
    • Pre-closure of Citibank personal loan is allowed only after 12 months and 2% of outstanding amount plus Service Tax, is charged as penalty.
    • Part-payment can also be done once in a year, by paying up to five times the loan’s EMI.

    BankBazaar Diwali Offer on Citibank Personal Loan 2016

    The Dhamal Diwali Flash Sale of BankBazaar from 6th October, 2016 to 30th October, 2016 allows you to avail exciting offers and benefits such as:

    • An Amazon Gift Card of Rs.1,000, which can be redeemed from the Amazon website while making a purchase.
    • Rs.1,000 worth Gocash from Goibibo, which can be redeemed when you book hotels or flights through Goibibo’s website.

    How to get BankBazaar offer on Citibank Personal Loans?

    In order to avail the BankBazaar offer on Citibank personal loans:

    • Choose the personal loan product you are eligible for, on the website.
    • When your loan amount is disbursed, you will get a gift voucher worth Rs.1,000 from Amazon, and a Go-cash voucher from Goibibo.
    • A coupon is sent to the email ID mentioned in the loan application upon disbursal of the personal loan.
    • Visit www.amazon.in or the Amazon app to redeem the gift voucher from Amazon.
    • Visit the Goibibo app to redeem the Go-cash points.

    How to use the Goibibo coupon code and Terms of Usage

    To avail the Goibibo coupon code:

    • Open the Goibibo app and open the ‘My Go-cash’ section.
    • Apply the coupon code from the voucher that is within the validity period.
    • Ensure the coupon sent to you via e-mail is within the validity period.
    • Once the Go-cash points are added to your account, the validity period is for 180 days from the date they are added.
    • To find out more about the usage of Go-cash and its terms and conditions, you can visit www.goibibo.com/gocash.

    How to use the Amazon Coupon Code and Terms of Usage:

    To avail the Amazon coupon code:

    • Log on to Amazon’s website or open the app on the mobile.
    • Choose the products that you wish to purchase on the Amazon website, and enter the coupon code at the time of billing.
    • Ensure the coupon sent to you via e-mail has not expired.
    • To understand the usage as well as the terms and conditions of the coupon, you can visit the Amazon website.

    Additional Reading: Diwali Offers on Personal Loan

    Terms & Conditions:

    • Welcome to Dhamaal Diwali Offer on BankBazaar.com (“Program”), co-programmed by Amazon and Goibibo (“Merchant”) and effective from 6th October, 2016 to 30th October, 2016 (“Program Period”).
    • Get Amazon gift voucher worth Rs.500 (Rupees Five Hundred only) and Go-Cash Vouchers worth Rs.500 (Rupees Five Hundred only) (“Vouchers” / “e-Cash” interchangeably), on Approval of Credit Card product on or before 15th December, 2016.
    • Get Amazon gift voucher worth Rs.1000 (Rupees One Thousand only) and Go-Cash Vouchers worth Rs.1000 (Rupees One Thousand only) (“Vouchers” / “e-Cash” interchangeably), on Disbursal of Personal Loan product on or before 15th December, 2016.
    • Get Amazon gift voucher worth Rs.2500 (Rupees Two Thousand and five Hundred only) and Go-Cash Vouchers worth Rs.2500 (Rupees Two Thousand and five Hundred only) (“Vouchers” / “e-Cash” interchangeably), on Disbursal of Personal Loan product on or before 15th December, 2016.
    • Get Amazon gift voucher worth Rs.10,000 (Rupees Ten Thousand only) (“Vouchers”), on Disbursal of Home Loan product on or before 15th December, 2016.
    • On approval or issuance of the products as the case may be, the Vouchers and/or e-Cash will be emailed to your email address registered with BankBazaar.com. Please note that the Vouchers offered may be either promotional or gift Vouchers or both depending on the product against which they are issued. For more details of promotional Go-Cash Vouchers and usage limitations, please refer to the Go-Cash T&C below or visit www.goibibo.com. Similarly, for more details of Amazon Gift Vouchers and usage limitations, please visit www.amazon.in.
    • Descriptions of the Merchant’s Voucher advertised on BankBazaar.com are provided solely by the Merchant. BankBazaar.com does not investigate or vet any Merchant or Merchant’s Vouchers and is not responsible for any performance or quality claims associated with such description of the Merchant’s Voucher. All information provided on the Merchants Voucher is for informational purposes only and we encourage you to read all information presented on the Merchant’s website www.amazon.in and www.goibibo.com/gocash for warnings and directions that accompany the Voucher before use.
    • Redemption of the Voucher shall be completely governed by the Merchant’s Terms & Conditions and any query/claim/dispute may be referred to the Merchant alone. By use of this Voucher, you agree specifically to the terms on the Voucher and any additional terms as may be determined by the Merchant.
    • As the issuer of the Voucher, the Merchant shall be fully responsible to honour the Voucher, deliver customer services associated with it and resolve disputes, if any, in relation to the Voucher. BankBazaar.com does not make any warranty in relation to the Voucher, including, without limitation, their validity and/or value.
    • BankBazaar.com is not a party to any transaction that the Merchant and you may enter into as a result of you redeeming the Voucher. Shipment and tracking options may be stated in the Merchant terms and conditions and BankBazaar.com owns no liability on the same.
    • No Voucher requests will be entertained for any Personal Loan, Personal Loan, or Home Loan product disbursed after the expiry of the time lines mentioned above.
    • No Voucher requests will be entertained for any Credit Card product approved after the expiry of the time lines mentioned above.
    • The voucher is valid for select partners only. A banner displaying the Dhamaal Diwali Badge indicates that the offer is applicable for that particular product.
    • Participants should be 18 years and above as on date of submission of their application.
    • By obtaining the Vouchers through BankBazaar, you acquire only the right to use the same as per terms and conditions stipulated therein.
    • Participant must qualify the eligibility criteria, as may be laid down by partners and which may vary on product to product basis, for being eligible to participate and avail the offers under this Program.
    • BankBazaar shall not be liable for loss or damage of the Voucher once issued. Vouchers cannot be replaced or cancelled after issue.
    • This Program is valid for 1 order per product for a customer/participant during the Program Period.
    • In addition to the above, the Voucher is subject to the terms of use of BankBazaar and these additional terms and conditions
      • No cash or credit alternative in lieu of the Voucher is available under the Program.
      • Reproduction, resale, modification or trade of Voucher is prohibited.
      • Voucher once used cannot be reused.
      • BankBazaar reserves the right to add, modify or discontinue the terms and conditions of this Program at any time without prior notice.
      • BankBazaar reserves the right to verify the eligibility of participants. By taking part in this Program, participants confirm that they accept the terms and conditions set out herein.
    • The decision with respect to purchase of any financial product like Credit Card, Personal Loan, Personal Loan or Home Loan suitability or choice or the viability of any financial product or service shall always be the sole responsibility and decision of the user /subscriber/participant.
    • BankBazaar.com shall not be liable for any losses suffered by any participant/customer due to rejection of any application by the Partner Banks.
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  • Personal Loan Reviews

    • Citibank Personal Loan
      "Not bad"
      0.5 3.0/5 "Satisfactory"
      I have approached CITI bank for my personal loan.Their rate of interest was 15-16% which is high when comparing to other banks in the market and they wont decrease the interest rate so I have cancelled the request. Their customer service and responses was up to the mark . My overall experience was not bad.
      Was this review helpful? 0
      , bangalore
      Reviewed on Sep 21, 2017
    • Citibank Personal Loan
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      I have taken my personal loan with CITI bank. I am really satisfied with their rapid process and excellent customer service. My personal loan process was hassle free .They have provided door step service for the documentation collection and understood my urgency which was satisfactory. However the rate of interest was 11.25% for 5 lacks which is bit high than standard charter bank.
      Was this review helpful? 0
      , new delhi
      Reviewed on Sep 21, 2017
    • Citibank Personal Loan
      "Looking for better offer"
      0.5 4.0/5 "Great!"
      I have requirements around 20 lakhs but CITI bank ready to sanction the amount of Rs.10 lakhs. There was no use to take low principal . Hence I dropped the plan because my needs was not fulfilled. I would like to suggest them to process high principal amount.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Sep 21, 2017
    • Citibank Personal Loan
      "Response part should be improved"
      0.5 3.0/5 "Satisfactory"
      When I applied for the loan I didn't get the call from CITI for the documentation collection. I would like to suggest them to proper response part on customer request, what ever it may be their executive should call and confirm their requirements.
      Was this review helpful? 0
      , pune
      Reviewed on Sep 21, 2017
    • Citibank Personal Loan
      "Good"
      0.5 4.0/5 "Great!"
      Rate of interest is really okay one with the CITI bank for the personal loan but the processing charges were really huge one and that's the reason, why I have not taken the loan from them. Rest of the things are really fine.
      Was this review helpful? 0
      , bangalore
      Reviewed on Sep 21, 2017
    • Citibank Personal Loan
      "Good service"
      0.5 5.0/5 "Blown Away!"
      The excepted loan amount was not approved by Citibank, so that was the reason I have got the loan from Citibank. The rate of interest is nominal .the customer service gave prompt response in regards to my personal loan application. I could say I am fine with the service.
      Was this review helpful? 0
      , bangalore
      Reviewed on Sep 21, 2017
    • Citibank Personal Loan
      "Fast process and high ROI"
      0.5 5.0/5 "Blown Away!"
      The process was good at Citibank for the personal loan. I got the loan within two days. It was that quick as I am privileged customer of the bank. The interest rate was high. It was around 12.49% and the processing charges was normal. The rate could have been lesser.
      Was this review helpful? 0
      , bangalore
      Reviewed on Sep 21, 2017
    • Citibank Personal Loan
      "Good service"
      0.5 3.0/5 "Satisfactory"
      I have applied for a personal loan application with Citibank. And later i did not had any requirement for the personal loan and i cancelled the application from my end. I did not had any conversation with the CITI bank team regarding the loan application.
      Was this review helpful? 0
      , greater noida
      Reviewed on Sep 20, 2017
    • Citibank Personal Loan
      "Good"
      0.5 4.0/5 "Great!"
      I have approached CITI bank for my personal loan. They were ready to sanction my loan but due to my personal reason I have postponed it other than that my experience was good and I would like to recommend it to others because their rate of interest was 10.59% which was satisfactory and they provide door step services for the documentation collection.
      Was this review helpful? 0
      , bangalore
      Reviewed on Sep 20, 2017
    • Citibank Personal Loan
      "Not too EASY"
      0.5 2.0/5 "Expected more"
      With CITIBANK i have applied for a personal loan and i did not received any response from the bank end. A good service provider should be responsible for every individual customers. They should have properly responded at the right time. Since i have applied a loan with INDUSIND BANK.
      Was this review helpful? 0
      , chennai
      Reviewed on Sep 20, 2017
    • Citibank Personal Loan
      "Good service"
      0.5 5.0/5 "Blown Away!"
      I have withdrawn the personal loan proposal at present so that was the reason I haven;t got the loan with Citibank bank. I have already told to Citibank executives that I am not requirement at present, The rate of interest is high when compared with others.
      Was this review helpful? 0
      , kolkata
      Reviewed on Sep 20, 2017
    • Citibank Personal Loan
      "For personal Loan its poor service"
      0.5 1.0/5 "Really Bad"
      I applied for a personal loan application with CITIBANK were i hold my salary account for the past 7 years. The rate of interest promised by the bank is 10.99%. Their is no partial payment or any preclosure option available with the bank. So i am very much disappointed with the response given for my personal loan application and i cancelled the loan and took it from one of the competitors.
      Was this review helpful? 0
      , bangalore
      Reviewed on Sep 20, 2017
    • Citibank Personal Loan
      "Process is quick and high ROI"
      0.5 5.0/5 "Blown Away!"
      I have taken a personal loan from Citibank and the process was good as I got the loan within couple of hours. The documentation was simple as well. The interest rate and processing charges could have been lesser, at least because I am a existing customer and when in comparison with other banks. I got a rate of 11.99%, there were banks offering me around 10%.
      Was this review helpful? 0
      , new delhi
      Reviewed on Sep 20, 2017
    • Citibank Personal Loan
      "Good service"
      0.5 4.0/5 "Great!"
      At the time when I have applied for the loan I have different plans so that was the reason I haven't got the loan from Citibank and I have postponed the personal loan plan as well. The customer service was good with Citibank. The rate of interest is nominal and same when compared with other banks.
      Was this review helpful? 0
      , chennai
      Reviewed on Sep 20, 2017
    • Citibank Personal Loan
      "Nice experience and fast process"
      0.5 5.0/5 "Blown Away!"
      Citibank has been really good in the process of a personal loan. It served my need of taking a loan. I got the funds on time and the interest rate and processing charges was on the higher side. The after loan services are also good and on time and smooth.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Sep 20, 2017
    • Citibank Personal Loan
      "Average"
      0.5 4.0/5 "Great!"
      I would like to say that the rate of interest for the personal loan with the CITI bank and the customer service was good one with them. I would like to say that the loan amount got disbursed to my account within two weeks of time.
      Was this review helpful? 0
      , bangalore
      Reviewed on Sep 20, 2017
    • Citibank Personal Loan
      "Very Good"
      0.5 4.5/5 "Excellent!"
      I am having the personal loan with the CITI bank and am using it from the last five months of time. I would like to say that the rate of interest is around 10.99%, also their customer service is very good and their responsiveness too.
      Was this review helpful? 0
      , chennai
      Reviewed on Sep 20, 2017
    • Citibank Personal Loan
      "Not good not bad"
      0.5 3.0/5 "Satisfactory"
      I have approached CITI bank for my personal loan. They have tried reaching me twice but I couldn't respond to them so my personal loan application was rejected .I would like to give 4 stars for their customer service and responses. Their rate of interest and fees and charges was not much better than other banks so I would like to rate 2.5 out of 5.
      Was this review helpful? 0
      , chennai
      Reviewed on Sep 19, 2017
    • Citibank Personal Loan
      "Average"
      0.5 3.0/5 "Satisfactory"
      I have approached CITI bank for my personal loan.Their rate of interet was 11.59% which was high than KOTAK bank so I have taken with with KOTAK. They need to improve much on their customer service and responses as because after processing my application through online but I dint receive any calls from CITI bank.
      Was this review helpful? 0
      , new delhi
      Reviewed on Sep 19, 2017
    • Citibank Personal Loan
      "Average service"
      0.5 3.0/5 "Satisfactory"
      I felt that the Citibank executives are not giving proper response to the customer. In regards to my personal loan application they never gave any response. They have collected the documents on time and later on they told that I am lacking in my credit score. The rate of interest is high when compared with others. The fee and charges are also high with the Citibank personal loan.
      Was this review helpful? 0
      , bangalore
      Reviewed on Sep 19, 2017
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