Fees & Charges
Promised Interest Rate
"BAJAJ FINANCE has offered a pre approved personal loan offer and I accepted for the same. I have taken this loan 2 months back. The process was smooth and submitted required docuemtns within 1.5 hrs amount was credited to my account with 1.64L with tenure period of 4 years. The rate of interest is 18% which is high. Fee was deducted of 9K. There is pre closure option after 30 days with charge of 4%. EMI need to pay the amount of 4K. The best which I would like to say is online process was done with short term. "
BAJAJ FINANCE has offered a pre approved personal loan offer and I accepted for the same. I have taken this loan 2 months back. The process was smooth and submitted required docuemtns within 1.5 hrs amount was credited to my account with 1.64L with tenure period of 4 years. The rate of interest is 18% which is high. Fee was deducted of 9K. There is pre closure option after 30 days with charge of 4%. EMI need to pay the amount of 4K. The best which I would like to say is online process was done with short term.
I got RBL card offer from BAJAJ Finance. I have been using this card past 10 months which is a life time free card. The credit limit is sufficient of 55K. EMI conversion is avail and I can convert via mobile app whenever required with nominal charge. I use this card for general purpose. Based on usage I get points but not yet redeem it.
I am using INDUSIND credit card for 3 months. The card have no offers available and also there is no rewards. The only benefit is that its a life time free card and the credit limit is only for 75000 I am not that satisfied as i expected to get around 1.5 lakh. Apart from the limit over all experience is good.
Since it is a life time free card offer from INDUSIND so I chosen it and applied through online. I received a call on time and they have done the verification process. Hence I received the card by 7 days, the credit limit is okay for me. Its easy to use for all purposes.
I taken a consumer durable loan from BAJAJ FINSERV to purchase the air conditioner. The amount which I got was sufficient to buy this product. I use to pay EMI amount around of 3K . Some time I faced an issue for the payment. The tenure period would be 8 months.
HDFC has done their service as perfect to get two wheeler loan. I taken this loan on 2.5 years back. The tenure period of 2 years. On 8 months before only I closed the loan. The amount was sufficient of 85K. The rate of interest is nominal. EMI need to pay of 5K. The customer service is good. Bike model is Yamaha FZ.
I used RBL card for twice only. I get message or call for EMI conversion from banker. It is a life time free card. Once all the process done I received the card by 15 days. I am holding this card past 6 months. The credit limit is sufficient of 30K. Once I tried to convert for EMI of 3 months it was done on time without any problem. It is Bajaj card.
Even if I forget to convert EMI conversion for the usage of my card, HDFC banker use to contact me to remain for this option. I have been using this card for more than 2 years. Since i applied a bike loan at that time I got this card offer direct from bank. The credit limit of 30K at initial now they enhanced up to 60K. It is a life time free card. They provide movie ticket offer but I didn't prefer. The customer service is good and they make to understand on easy.
EMI option is not easy to convert, for each time I need to contact INDUSIND banker and need to raise a request where there was a language barrier issue with them. I would suggest to provide many Tamil executives. They provided a life time free card. I received the card by 10 days. The credit limit is low of only 30K. Since there is good benefits based on that, I chosen this card.
I am using this paytm more than 5 years. KYC process completed near by shop. Some time I faced refund issue within 7 days amount will be credit to my account. I use for recharge, shopping and bill payment. Mobile app is user friendly to access. I get voucher of 200 rupees for bus and flight ticket but not use. I would suggest they need to provide cash back rather than voucher.
Standard Chartered customer service delayed to reach me and when I call them there was a language barrier other than this their response is good. I am using this card for 15 years and it is a life time free card, the limit is sufficient more than one lakh. I use this card for many purposes and it is useful for an emergency purpose too.
I am unhappy with ICICI customer service because there is no proper response from their end. The limit which was provided from bank was not sufficient and low of only 16K. Since 16 years I am using this card not even a single time I got a call from bank for enhancement. It is a life time free card. The best which I would like to say is this card is acceptable in many places.
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