Santa Claus comes around just once a year. In the meantime, there are Credit Cards.
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    We found 62 Chandigarh Credit Cards

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  • Chandigarh Credit Cards Reviews

    • HDFC Bank Credit Card
      "Good Service"
      0.5 5.0/5 "Blown Away!"
      I got life time free credit card from HDFC bank. Interest rate is very normal and I am very much satisfied with the credit limit offered by the bank. I receive reward points which is redeemable and not only that, I have an option to convert those reward points in to cash. Also, the bank provides cash back offers regularly.
      Was this review helpful? 0
      , chandigarh
      Reviewed on May 15, 2017
    • Kotak Credit Card
      "The best bank"
      0.5 5.0/5 "Blown Away!"
      The benefit that I receive on my credit card is really great where the offers are very much useful to me. I recently received a call from Kotak mahindra bank informing me that I am eligible for a loan on card, likewise I get other benefits like cash back and reward points as well on this card.
      Was this review helpful? 0
      , chandigarh
      Reviewed on May 03, 2017
    • ICICI Bank Credit Card
      "Excellent services"
      0.5 5.0/5 "Blown Away!"
      I hold a credit card with ICICI Bank and the card is accepted at all merchandises. There had never been any technical issues too. The statements are sent to me on time and no errors in my bills too. The offers are many and I have not had any hassles till date.
      Was this review helpful? 1
      , chandigarh
      Reviewed on Apr 28, 2017
    • HDFC Bank Credit Card
      "Very good services"
      0.5 5.0/5 "Blown Away!"
      HDFC Bank has offered me a credit card with a lot of decent features. The transactions I do on my card could be seen clearly at my online banking and it makes it convenient to make my payments as well. The offers like cash back and various deals are also availiable there.
      Was this review helpful? 0
      , chandigarh
      Reviewed on Apr 28, 2017
    • Bank Bazaar Customer Support
      "Good service"
      0.5 4.5/5 "Excellent!"
      Great thought all process done through online and very quick. Good going keep it up .Good going no harassment any sale person all done by telephonic I recommend to all my friends to join bank bazaar for further because they do very well for process all applications .
      Was this review helpful? 0
      , chandigarh
      Reviewed on Apr 11, 2017
    • HDFC Bank Credit Card
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      HDFC bank gives me the best of offers on the credit card, though I have not used much of it. The customer services and response is good and the card has no charges. The limit is above a lakh. Normally I use this card for shopping and others as well.
      Was this review helpful? 0
      , chandigarh
      Reviewed on Apr 10, 2017
    • SBI Cards Credit Card
      "Satisfied"
      0.5 4.0/5 "Great!"
      Based on what I had observed I would say, SBI credit card is better because of they have provided very good credit limit to the customer and they have good promotional offers too. I am using this credit card from the last two months of time and I have not faced any drawbacks with them till date.
      Was this review helpful? 1
      , chandigarh
      Reviewed on Apr 07, 2017
    • HDFC Bank Credit Card
      "Needs more improvement"
      0.5 1.0/5 "Really Bad"
      I would like to say credit card is not a good one and am using HDFC bank credit card , also their response is not a good one. Charges are on a higher end and the credit limit value is a fine one. I would like to suggest that they need to update their system according to customer flexibility, also payment needs to get updated immediately.
      Was this review helpful? 0
      , chandigarh
      Reviewed on Apr 01, 2017
    • Kotak Credit Card
      "Its Average"
      0.5 4.0/5 "Great!"
      Kotak offered me Royale credit card, I used to get free lounge on Airport and on every Saturday they provided 50% off on movie ticket, for two movie tickets buy one+ get one free. The drawback of this card does not have much reward points, though if I accumulate 1000 = Rs.50, Everything month I used to do the expensive of Rs. 50,000 to 60,000 but I wont wish to get cash backs for online shopping like flipkart or amazon.
      Was this review helpful? 0
      , chandigarh
      Reviewed on Mar 30, 2017
    • HDFC Bank Credit Card
      "Nice benefits"
      0.5 5.0/5 "Blown Away!"
      HDFC Bank calls me every year and increases my credit card limit and informed me about the offers for I am eligible for. I had been using it for five years now and till date I have not faced any hassles. They had always been transparent in the details they provide.
      Was this review helpful? 0
      , chandigarh
      Reviewed on Mar 21, 2017
    • ICICI Bank Credit Card
      "On the right path"
      0.5 4.0/5 "Great!"
      Credit limit with the ICICI bank credit card is around 50000 Rupees and am happy with them. ICICI credit card used to provide vouchers for getting the watch and it will be purchased through online like I can say its a kind of welcome. Offers are not much with the ICICI bank credit card and they are on the right path.
      Was this review helpful? 0
      , chandigarh
      Reviewed on Mar 16, 2017
    • HDFC Bank Credit Card
      "Good services"
      0.5 5.0/5 "Blown Away!"
      I would like to say that HDFC bank credit card is the best credit card because they have provided me with the much credit limit and offers too.I can redeem points to get the flight ticket with some discounts. I do have the option to get the cash from the card without any charges. Response is an immediate one with the HDFC bank credit card.
      Was this review helpful? 0
      , chandigarh
      Reviewed on Mar 16, 2017
    • ICICI Bank Credit Card
      "Smooth process"
      0.5 4.0/5 "Great!"
      It was a smooth process to receive my credit card from ICICI Bank. The features on the card is also good and I had been using my credit card all over and it has never let me down with technical issues. The offers are much and the credit limit is also to what I need.
      Was this review helpful? 0
      , chandigarh
      Reviewed on Mar 10, 2017
    • HDFC Bank Credit Card
      "Good support provided"
      0.5 5.0/5 "Blown Away!"
      I also use a credit card of HDFC bank and I am happy with their services. They are supportive not just with the offers, but also with the statements also they are enhancing my cards limit. They are nominal on the charges and I also make use of the EMI facilities.
      Was this review helpful? 0
      , chandigarh
      Reviewed on Mar 06, 2017
    • ICICI Bank Credit Card
      "Very good services"
      0.5 5.0/5 "Blown Away!"
      ICICI bank has offered me the best on the credit card. The best is that the card can be used all over and is accepted at any outlet and online as well. The offers are always provided like cash back and the reward points could also be redeemed online again.
      Was this review helpful? 0
      , chandigarh
      Reviewed on Mar 06, 2017
    • YES Bank Credit Card
      "Amazing Card"
      0.5 5.0/5 "Blown Away!"
      YES bank has lot of offers with good features. They gave petrol and fuel surcharges. If I pay that surcharges through credit card they debit some money from my credit card. I got Rs. 200 of reward points to my account, When I crossed the credit limit of Rs.60,000 in YES Bank. Now they had increased my credit limit because I used upto Rs. 1 Lakh in 6 months. YES Bank gave amazing surprises and lot more.
      Was this review helpful? 0
      , chandigarh
      Reviewed on Feb 18, 2017
    • Kotak Credit Card
      "Good Service and No hidden charges"
      0.5 4.0/5 "Great!"
      I did not face any inconvenient with Kotak. There were no hidden charges or any annual charges on my Kotak credit card. I am using Kotak Urbane card, It is in golden color that gives me good unique feelings. Second thing is, they wont give any inconvenient service, I used it for complete one year, For past nine months, I did not use this card, I thought of closing my ICICI credit card then I planned to use this Kotak card. They did not add any charges on my bill after my transactions Kotak increased my credit limit.
      Was this review helpful? 0
      , chandigarh
      Reviewed on Feb 18, 2017
    • ICICI Bank Credit Card
      "Credit limit and Best offer should be provided"
      0.5 2.0/5 "Expected more"
      ICICI gave less offers when compared with other competitors. I hold ICICI credit card but mostly I use YES or Kotak credit card. Credit limit is also very less when compared with ICICI bank, my credit limit is the same for more than two years. But still they did not upgrade the card. Earlier there was an annual charges of Rs.500. Now I blocked that and I got ICICI Platinum credit card there will not be any charges on that.
      Was this review helpful? 0
      , chandigarh
      Reviewed on Feb 18, 2017
    • review Credit Card
      "Outstanding"
      0.5 5.0/5 "Blown Away!"
      SBI credit card is a very good card,Iam holding this credit card for the past 4 to 5 years till now,I get all the facilities from this SBI bank.I can transfer amount how much ever i want like 70 thousand,And the transactions happens instantly.
      Was this review helpful? 1
      , chandigarh
      Reviewed on Feb 01, 2017
    • ICICI Bank Credit Card
      "Excellent"
      0.5 4.0/5 "Great!"
      ICICI Platinum Credit card was good and convenient,They have given me life time free card and the credit limit also very good as expected and i do get good offers and discounts It has been a nice experience and smooth transactions from ICICI.
      Was this review helpful? 0
      , chandigarh
      Reviewed on Feb 01, 2017
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    Chandigarh Credit Cards is Rated as "Excellent!" by 165 Users

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    Credit Card BYTES FROM OUR KITCHEN

    Looking for a Credit Card in Chandigarh? Compare various Credit Card offers online at BankBazaar.com for Chandigarh city

    Chandigarh is a Union Territory and has the unique distinction of being the capital of two states; Punjab and Haryana. Its also the first planned city in the country after the Independence and revels in the design of some the most well known architects of the time. There are several major installations and sites in the city that have become a landmark here. Chandigarh is not only considered to be a beautiful city but it was also voted the cleanest city in the country by a recent survey. Not a major tourist attraction on its own, it draws travellers in transit as it falls on the foothills of the Shivalik range of the Himalayas. Besides being the capital of two prosperous states, its proximity to New Delhi makes it one of the most important cities in North India.

    Chandigarh is home to three Governments, who are the biggest employers in the city. But theres a lot more to the city today with IT parks opening new avenues for professionals here. There are many National and International businesses who have set up offices here and that has provided locals with exciting employment opportunities. The population of the city is over 1 million and many of them also work in the small to large scale industries that are thriving in the city. Per capita income of Chandigarh is around Rs. 1 lakh, which makes it the richest city in the country. Its gross state domestic product about a decade ago was estimated at $2.2 billion and RBI has ranked it the twelfth largest deposit centre in the country

    These are just some of the markers of prosperity that Chandigarh is known for. Hence its only natural that the locals are looking to make the most of the opportunities in front of them and lead a good life. You can easily do that do with the help of credit cards that give you much needed financial freedom. You have the option of buying anything you want without having to pay for it outright. The payments can then be made over a certain period of time, according to your convenience. If thats what making you look for Chandigarh Credit Card options then BankBazaar.com can help you make the right choice.

    You have to understand that though everything seems like a cakewalk when it comes to using credit cards, problems arise when you get charged high interest rates if your payments are not made on time. Hence the interest rate is one of the factors you have to consider when choosing between Chandigarh Credit Card options. BankBazaar.com gives you all the information you need regarding credit cards and the crucial criteria that you have to consider before opting for them. We also work with the biggest banks and credit card companies in the country. You can apply for a credit card from ICICI Bank, HDFC Bank, Axis Bank, IndusInd Bank, Citibank or American Express Corporation on our website Bankbazaar.com. Thats why we are confident that we bring you best possible credit card offers online. You can go through them, compare them and make the right choice for yourself.

    Get BankBazaar advantages when looking for credit card offers in Chandigarh
    • We work with top banks and financial institutions in the country on a regular basis. Hence as soon as there is any new credit card offer that might be suitable for your needs we will have it in store for you. You wont miss out on any top credit card offer ever again. Some of the credit cards you can get include:
      • Axis Bank Credit Cards
      • HDFC Bank Credit Cards
      • Apply CitiBank Credit Cards
      • ICICI Bank Credit Cards
    • Of course your eligibility for different offers from credit card companies is important, which is why we make you fill out a simple form. Based on the information provided you will get credit card offers from reputed names in the country.
    • BankBazaar makes your task of choosing between these offers a lot easier for you. All you need to do is compare them based on different factors like interest rates, credit limit, cash withdrawal limit etc. It will help you make up your mind about opting for a card that is more suited to your requirements.
    • Once you have made your decision you can make your credit card application online. BankBazaar.com will give you vital information along the way so that you know exactly whats going on.
    • You wont have to worry about your personal information because its kept safe with us. We ensure that we maintain transparency throughout the process for your convenience.
    FAQs
    1. Who can get a Credit Card?
    2. Anyone with a fixed income, aged above 21 & favourable CIBIL credit score of over 800 can get a credit card.

    3. What will be my credit limit?
    4. The credit limit will depend on various factors like your income, repayment, CIBIL score, etc. Your credit limit can be increased or decreased depending on your last years spending and repayment history

    5. Can I get an Add-on card? And will there be a separate credit limit on the Add-on card?
    6. Yes, you can get an Add-on card but, it will totally depend on the offers the credit card issuer is running at a given point of time. There will not be a separate credit limit for the add-on card.

    7. What should I do if there is a fraud transaction on my credit card?
    8. You should immediately inform your credit card issuer about the fraud transaction.

    9. What should I do if my Credit card is lost or stolen?
    10. If your credit card is lost or stolen inform your credit card issuer within 24 hours and block your card immediately for any fraudulent transactions. Ask your card issuer to send you a new card which generally gets delivered in 3-4 working days.

    11. Which payment network credit cards are available in India?
    12. Basically, Visa, MasterCard and American Express are three popular payment networks available in India. Payment Networks are not credit card issuers your credit card is issued by banks or other financial institutes.

    13. What is a grace period?
    14. A grace period is interest free period for you to pay your credit card balance in full without any interest rate charges. The grace period is calculated based on your billing cycle and not from the date of the transaction.

    15. Will there be any joining fees for credit card?
    16. Most credit card issuers do not charge you any joining fees. Some may charge you but they might reverse those charges in your first credit card statement.

    17. Is there any annual fee associated with credit cards?
    18. Most issuers waive off annual fee for the first year and then charge a minimum amount of Rs. 500 as annual fee.

    19. What is the interest rate/finance charge for credit cards?
    20. The finance charges will wary for each card issuer and type of card like Platinum, Gold, Titanium or any special credit card. Generally credit card interest rates start at 2.5% per month (30% per annum) to 3.75% per month (45% per annum).

    21. Will there be an overdue penalty or late payment fee?
    22. Yes, every card issuer will charge you a late payment fee ranging from Rs 300 to Rs 600.

    23. Will there be a separate charge for foreign currency transactions on my credit card?
    24. Yes, every card issuer will charge you some percentage of the transaction value for the foreign currency transactions. It is generally around 3.5% of the transaction value.

    25. How can I make my credit card payment?
    26. Credit Card issuers provide the following credit card payment options:

      • Through ATMs: Make payments through your card issuing bank ATMs.
      • Through Net banking: Make Card payments using your Net banking.
      • Visa Money Transfer
      • Standing Instructions: If you have bank account with your card issuing bank then you can give standing instructions to directly debit the minimum amount due or full payment due for your monthly credit card payment.
      • National Electronic Funds Transfer (NEFT): Transfer funds from any other bank account to make your card payments.
      • Drop Box Option: You can also drop a local cheque, payable to bank card A/c followed by your card number, at any drop box located in ATMs and branches of your card issuer.
      • Over the counter: You can pay directly by visiting your card issuing bank and make the cash payment for your credit card outstanding.
    Credit Card Eligibility and Documentation
    • Card holder should be in the age bracket of 18 years to 70 years.
    • Should have a fixed monthly income.
    • Should have a good CIBIL credit score.

    Documents required for Credit Card:

    • Pan Card Photocopy OR Form 60
    • Latest Salary Slip, Form 16, Income Tax return copy as income proof
    • Passport, driving license, ration card, etc. for residence proof.
    Features & Benefits of Credit Cards
    • To fulfill dreams which cant wait, apply for credit cards and live your dreams.

    Credit Cards come with great features and benefits:

    • Save on fuel spends
    • Exiting reward programs
    • Comprehensive Insurance coverage
    • Cash back facilities
    • EMI facility on your product purchases
    • Balance Transfer facility
    • Interest Free Period
    • Special discounts on various products
    Check For Latest: Gold Price in Chandigarh Or Silver Price in Chandigarh
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