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  • Central Bank Of India Personal Loan Diwali Offers Nov 2018

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  • Diwali Offers on Central Bank of India Personal Loan November 2018

    Personal loans from Central Bank of India cater to the unique needs of customers - be it for regular expenses or festive occasions like Diwali. The bank offers a wide range of personal loans, such as loans for Corporate Employees, Cent Personal Loan Scheme, Cent Personal Gold Loan, Cent Ratna, Cent Suvidha, Cent Teacher, Cent Liquid, and Cent Doctor.

    Since the particulars for each type of loan will vary, you can choose a personal loan of your choice based on your needs and demographic. If Diwali-related expenses are a concern for you, these loans can help you celebrate the festival the way you want to, without worrying about finances. Hence, opt for a personal loan of your choice from Central Bank of India in time for Diwali and manage your expenses with ease.

    Features and Benefits of Central Bank of India Personal Loan

    • Personal loans from Central Bank of India can be availed at an interest rate ranging between 10.35% p.a. and 12.60% p.a.
    • The maximum loan tenure varies from 1 year to 10 years, depending on the scheme.
    • Corporate Personal Loan – Central Bank of India grants these loans to employees working in large corporations that are clients of the bank.
    • Cent Personal Loan Scheme – Central Bank of India provides this loan to employees of Central and State Governments, Railways, Hospitals, etc., provided they are permanent employees and have completed at least one year of service.
    • Cent Ratna Scheme – The Central Bank of India grants this loan to permanent employees of major PSUs, Navratna, or Maharatna. This loan is not meant for speculative purposes.
    • Cent Personal Gold Loan – This loan can be availed by individuals as a demand draft/overdraft, against the pledge of gold.
    • Cent Teacher – The bank grants these loans to permanent employees of academic institutes, who have their salaries credited to the bank’s savings account.
    • Cent Suvidha – This loan is meant for salaried individuals of schools, corporate clients, universities, etc., whose salary is credited/routed via one of Central Bank of India’s branches for a minimum period of 1 year.
    • Cent Liquid: Share/debenture owners can apply for a loan against their shares, up to a maximum of Rs.20 lakh.
    • Cent Doctor: Medical professionals, companies, or trusts that are in need of financing to purchase medical equipment or setup a lab/clinic, etc. can apply for this loan.

    Things to Know before Applying for a Personal Loan from Central Bank of India

    • If you need to compare between various personal loans in the market, or if you want to view the details of the Central Bank of India personal loan, you can visit BankBazaar.com. Once you are on the Bank Bazaar website, you can navigate to the ‘Central Bank of India’ page, where you will be able to view the particulars of the said loan.
    • You can also check what documents you will need to submit when applying for the loan.
    • You can click on the ‘Enquire’ tab, if you would like to know more about the personal loan, and you will receive a response within 30 minutes.
    • Lastly, ensure you speak with a Central Bank of India representative to find out if they have any offers running on personal loans for Diwali.

    Celebrate this Diwali with a Central Bank of India Personal Loan

    With its wide array of personal loan products, Central Bank of India is an ideal choice for many at the time of Diwali. The bank’s personal loan schemes are customised to meet the requirements of different sets of people, making it extremely sought after. So worry not, whether it is purchasing gifts for your family or redecorating your house, a personal loan from Central Bank of India is all you need.


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