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  • Central Bank Of India Personal Loan Diwali Offers Oct 2017 is Rated as "Excellent!" by 16 Users

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    Central Bank Of India Personal Loan Diwali Offers Oct 2017

    Diwali Offers on Central Bank of India Personal Loan October 2017

    Personal loans from Central Bank of India cater to the unique needs of customers - be it for regular expenses or festive occasions like Diwali. The bank offers a wide range of personal loans, such as loans for Corporate Employees, Cent Personal Loan Scheme, Cent Personal Gold Loan, Cent Ratna, Cent Suvidha, Cent Teacher, Cent Liquid, and Cent Doctor.

    Since the particulars for each type of loan will vary, you can choose a personal loan of your choice based on your needs and demographic. If Diwali-related expenses are a concern for you, these loans can help you celebrate the festival the way you want to, without worrying about finances. Hence, opt for a personal loan of your choice from Central Bank of India in time for Diwali and manage your expenses with ease.

    Features and Benefits of Central Bank of India Personal Loan

    • Personal loans from Central Bank of India can be availed at a floating interest rate of 11.3% p.a.
    • The maximum loan tenure is 4 years.
    • Corporate Personal Loan – Central Bank of India grants these loans to employees working in large corporations that are clients of the bank.
    • Cent Personal Loan Scheme – Central Bank of India provides this loan to employees of Central and State Governments, Railways, Hospitals, etc., provided they are permanent employees and have completed at least one year of service.
    • Cent Ratna Scheme – The Central Bank of India grants this loan to permanent employees of major PSUs, Navratna, or Maharatna. This loan is not meant for speculative purposes.
    • Cent Personal Gold Loan – This loan can be availed by individuals as a demand draft/overdraft, against the pledge of gold.
    • Cent Teacher – The bank grants these loans to permanent employees of academic institutes, who have their salaries credited to the bank’s savings account.
    • Cent Suvidha – This loan is meant for salaried individuals of schools, corporate clients, universities, etc., whose salary is credited/routed via one of Central Bank of India’s branches for a minimum period of 1 year.
    • Cent Liquid: Share/debenture owners can apply for a loan against their shares, up to a maximum of Rs.20 lakh.
    • Cent Doctor: Medical professionals, companies, or trusts that are in need of financing to purchase medical equipment or setup a lab/clinic, etc. can apply for this loan.

    Things to Know before Applying for a Personal Loan from Central Bank of India

    • If you need to compare between various personal loans in the market, or if you want to view the details of the Central Bank of India personal loan, you can visit BankBazaar.com. Once you are on the Bank Bazaar website, you can navigate to the ‘Central Bank of India’ page, where you will be able to view the particulars of the said loan.
    • You can also check what documents you will need to submit when applying for the loan.
    • You can click on the ‘Enquire’ tab, if you would like to know more about the personal loan, and you will receive a response within 30 minutes.
    • Lastly, ensure you speak with a Central Bank of India representative to find out if they have any offers running on personal loans for Diwali.

    Celebrate this Diwali with a Central Bank of India Personal Loan

    With its wide array of personal loan products, Central Bank of India is an ideal choice for many at the time of Diwali. The bank’s personal loan schemes are customised to meet the requirements of different sets of people, making it extremely sought after. So worry not, whether it is purchasing gifts for your family or redecorating your house, a personal loan from Central Bank of India is all you need.

    Personal Loan Reviews

    • Central Bank of India Personal Loan
      "Good service"
      0.5 4.0/5 "Great!"
      The rate of interest offered from CENTRAL BANK for my personal loan service was 11 % which is very low compare to others in the market the documents have been collected from my door step and the payments where deducted from my savings account ,overall it was a very good experience from CENTRAL bank for my personal loan service.
      Was this review helpful? 0
      , raipur
      Reviewed on Oct 29, 2017
    • Central Bank of India Personal Loan
      "Perfect service"
      0.5 5.0/5 "Blown Away!"
      I have got the personal loan from central bank of India around 6months ago,They have disbursed my loan amount within 2days of time. They have me more than the required loan amount. The rate of interest is low with central bank of India when compared with other banks.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Oct 10, 2017
    • Central Bank of India Personal Loan
      "Fast loan process"
      0.5 3.5/5 "Pretty good"
      I am fine with Central Bank, documentation process was good, they done the formalities on time and done the personal loan disbursement within two days of time. Service of centralized bank is not upto the mark like HDFC, they should work on it, other than that interest rate was excellent.
      Was this review helpful? 0
      , mumbai
      Reviewed on Aug 22, 2017
    • Central Bank of India Personal Loan
      "Good service but need to decrease the interest rate"
      0.5 3.0/5 "Satisfactory"
      The rate of interest offered by central bank was high , even though I have submitted the IT certificates. Central bank of India took a week time to disburse my personal loan. The documentation process was very good with Central bank. I am happy about the loan amount . This loan has the tenure of 8 years. I am satisfied with the central bank of India service.
      Was this review helpful? 2
      , coimbatore
      Reviewed on Jun 13, 2017
    • Central Bank of India Personal Loan
      "Very fast"
      0.5 5.0/5 "Blown Away!"
      The loan processing is very fast and quick with Central bank. As I had taken loan from Central bank before 5 years. Its still an ongoing loan and I am left with 15K to clear the loan completely. All is good with Central bank be it service or processing and everything is absolutely fine with them.
      Was this review helpful? 2
      , tirupur
      Reviewed on Nov 28, 2016
    • Central Bank of India Personal Loan
      "Less rates applied "
      0.5 2.0/5 "Expected more"
      Central Bank of India has offered the best quote for the loan along with the charges . It was average service provided by Central bank of India related to the personal loan application.Their branch is situated in our office campus.Their service differ from person to person.For some they process it within 4days, but for other it will take even 1month to complete the loan process.
      Was this review helpful? 2
      , vijayawada
      Reviewed on Jun 14, 2016
    • Central Bank of India Personal Loan
      "Easy process "
      0.5 5.0/5 "Blown Away!"
      The loan process was not good with Central bank related to the personal loan process.The application was processed through the company.The documetns requried very simple documents.The interest rate applied was very less.They are updating about the loan process in a clear manner.
      Was this review helpful? 1
      , chennai
      Reviewed on Mar 05, 2016
    • Central Bank of India Personal Loan
      "Nice bank to avail loan "
      0.5 5.0/5 "Blown Away!"
      The service provided was very nice with Central bank of India related to personal loan.Once I provided the document they are processing the loan in easy manner.The interest rate applied was very good.They have not applied any additional charges in the account.
      Was this review helpful? 0
      , chennai
      Reviewed on Feb 25, 2016
    • Central Bank of India Personal Loan
      "Best interest ...."
      0.5 3.5/5 "Pretty good"
      Last 2 years back I got personal loan from Central bank of India. Interest rate offered by them was 12% which is very less compare to HDFC bank. They have collected simple documents from my end. Being a account holder they did not charged processing fees.
      Was this review helpful? 1
      , bangalore
      Reviewed on Nov 26, 2015
    • Central Bank of India Personal Loan
      "Good ROI"
      0.5 4.0/5 "Great!"
      One year has been completed now after taking the personal loan from CENTRAL BANK OF INDIA. It is my salary account so I personally approached the bank manger. I got 14% as the rate of interest. They are following the customers very well. They came to me for my verification at the right time. It find little difficult in submitting my salary certificate with them.
      Was this review helpful? 1
      , coimbatore
      Reviewed on Oct 26, 2015
    • Central Bank of India Personal Loan
      "Charge is nil and rate is very less..."
      0.5 5.0/5 "Blown Away!"
      No processing charge in Central Bank of India and the interest rate for personal loan is only 12%. I am holding an account but still I submitted number of documents to get processed the loan. According to me the bank is not collecting relevant and required documents.
      Was this review helpful? 0
      , chennai
      Reviewed on Oct 12, 2015
    • Central Bank of India Personal Loan
      "Got A Loan..."
      0.5 4.0/5 "Great!"
      Central bank of India provided me a personal loan. The response was immediate. I got my loan sanctioned with 4 to 5 days. The documentation part was very easy. The customer service was good. They are also allow part payments and fore closure.
      Was this review helpful? 5
      , chennai
      Reviewed on Aug 14, 2015
    • Central Bank of India Personal Loan
      "Good"
      0.5 5.0/5 "Blown Away!"
      The whole experience was good with Central bank of India for my home loan. The process was really good and fast and its almost been a year I am banking with them. I am even planning to close my loan this year. The response was always prompt from them.
      Was this review helpful? 3
      , bangalore
      Reviewed on Jun 18, 2015
    • Central Bank of India Personal Loan
      "Excellent service"
      0.5 5.0/5 "Blown Away!"
      I have taken a Personal loan from Central Bank Of India before 2 years for my daughters marriage and its been 23 years completed and I have no issues with them and I also hold my salary account with this bank. The customer service executives response is good if I approach the bank directly. The best part about the bank is the rate of interest charged is less and there is no processing fees as well.
      Was this review helpful? 3
      , bangalore
      Reviewed on Mar 11, 2015
    • Central Bank of India Personal Loan
      "Best bank"
      0.5 4.0/5 "Great!"
      When I applied personal loan from central bank of india response was quite good. Within 3 - 4 days the loan got disbursed. I got very good interest rates which was comparatively less than other banks. ATM and branch facilities are really good
      Was this review helpful? 7
      , chennai
      Reviewed on Oct 03, 2014
    • Central Bank of India Personal Loan
      "Great experience"
      0.5 5.0/5 "Blown Away!"
      It was a wonderful experience of availing a personal loan from Central bank of India in the month of Apr'2014. Bank people was very co-operative in making my loan disbursed within just 7 days. Everything was simple and the process was much faster. Rate of interest & processing fees are pretty good.
      Was this review helpful? 6
      , mumbai
      Reviewed on Jul 08, 2014
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