If you really think about it, it's easier getting a loan for a car than a loan for bus fare!
  • Axis Bank Car Loan Diwali Offers is Rated as "Great!" by 4446 Users

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    Axis Bank Car Loan Diwali Offers

    When Diwali is just round the corner it is time to treat yourself and your family with something memorable. Just after clothes, crackers and sweets, the next thing that comes to your mind to bring home on Diwali is a brand new car. If you and your family have been longing for a car since long this is the time to gift yourself and your beloved ones a luxurious car as this festive season it is raining car loan offers.

    Axis Bank is offering car loans to customers at an affordable interest rate to fulfil their desire to buy a car this Diwali. The bank is providing up to 100% on-road funding and up to 95% funding on the ex-showroom price of the vehicles for some selected models. In some specific cases, there is offer of up to 150% financing. The interest is charged at a reasonable rate of 9.25% p.a. based on the loan amount. Under an exclusive offer it is currently giving up to 100% funding on the purchase of Ford cars. Axis Bank is not charging any processing fee to sanction the loan to the borrowers. The best thing is, if you apply for an Axis Bank car loan on BankBazaar website, you will receive exclusive Diwali gifts and discounts after the disbursal of the loan amount.

    Key Features of Axis Bank Car Loan

    Axis Bank car loan comes with a number of attractive features that makes it an ideal borrowing option for the car lovers to buy their desired car.

    • You can avail a loan amount of minimum Rs.1 lakh to maximum Rs.15 lakh with low EMI option.
    • The loan is disbursed quickly in the borrower’s account after approval.
    • There are very flexible repayment options starting from 1 year to 7 years.
    • A processing fee ranging between Rs.3500 to Rs.5,500 is charged on the basis of the loan amount.
    • Part-payment and pre-closure of the loan is allowed with a minimal fee.
    • No requirement of any guarantor or any kind collateral to apply for the loan.
    • An affordable interest rate of 11% - 12% p.a. is charged on the loan.
    • Salaried individuals within the age group of 21 to 70 years and self-employed persons within 18 and 75 years of age are eligible for the loan.
    • Minimum income required for salaried individuals to apply for the loan is Rs.2.4 lakhs p.a. and for self-employed persons it is Rs.1.8 lakhs p.a. for some car models and Rs.2 lakh p.a. for other models.
    • Salaried individuals should have minimum 1 year of continuous employment and self-employed persons need to have minimum 3 years of experience in the same business.
    • Axis Bank car loan is available on the purchase of pre-owned cars as well. 

    Car Loan Reviews

    • Axis Bank Car Loan
      "Excellent Service"
      0.5 5.0/5 "Blown Away!"
      It was quite a good experience i had with this Car loan and the process had been pretty simple. The loan amount which they had provided was sufficient and the interest rate with them has been nominal as well. There has not been any sort of extra charges which they had made as well.
      Was this review helpful? 1
      , hyderabad
      Reviewed on Mar 12, 2019
    • Axis Bank Car Loan
      "Good service"
      0.5 4.0/5 "Great!"
      I have been holding my car loan with Axis bank for an while,They have given me good credit limit based on my requirement , and the rate of interest they have charged me was nominal compare to the market value, even processing fee which they have charged me was nominal,Still this loan is running.
      Was this review helpful? 0
      , pune
      Reviewed on Mar 11, 2019
    • Axis Bank Car Loan
      "good process "
      0.5 4.0/5 "Great!"
      I have taken a car loan in Axis Bank. The loan amount was Rs .5,86,000 , there is a no pr-Closure charges. Rate of interested they charged 9%. Second time i have taken a top up loan amount of Rs. 8lakhs interest hey charged 13% . All documents are collected door step service. Its very easy process for the documentation. Car loan rate of interest is ok for me.interest 13%. All the documents are collected in door step . Car loan rate of interested is ok for me.
      Was this review helpful? 1
      , bangalore
      Reviewed on Mar 08, 2019
    • Axis Bank Car Loan
      "EXCELLENT"
      0.5 5.0/5 "Blown Away!"
      I have a goos experience with the AXIS BANK and i am using the car loan with this bank they have given the loan within 4-5 days a;so the domination process was simple and easy. The rate of interest is above 9% which is lower when compared to the others.
      Was this review helpful? 0
      , new delhi
      Reviewed on Feb 25, 2019
    • Axis Bank Car Loan
      "Good service"
      0.5 5.0/5 "Blown Away!"
      I have taken a car loan with AXIS BANK . The tenuity period is sufficient , my application was taken care by AXIS and they processed it keeping my documents . Rate of interest if i see its reasonable compare to market value. I am happy with Overall services.
      Was this review helpful? 0
      , new delhi
      Reviewed on Feb 23, 2019
    • Axis Bank Car Loan
      "Satisfactory"
      0.5 4.0/5 "Great!"
      The interest rate is reasonable in Axis Bank so have opted the car loan with them. I took the car loan before one year back. They need to improve the customer service. There was no processing fee. I made some down payment and bank has provided 80% funding. The loan duration is 5 years.
      Was this review helpful? 0
      , bangalore
      Reviewed on Feb 23, 2019
    • Axis Bank Car Loan
      "Good car loan experience"
      0.5 5.0/5 "Blown Away!"
      When i try to purchase a car, The axis bank guy approached me and i have accepted the loan from them. The showroom has a tie up with this guy and he came up and processed all the procedure to get the loan. I have received the loan in 4 days. I don't remember about the interest rate right now. Through ECS, i used to make the EMI.
      Was this review helpful? 2
      , hyderabad
      Reviewed on Feb 20, 2019
    • Axis Bank Car Loan
      "Its Excellent"
      0.5 5.0/5 "Blown Away!"
      I bought Dustar car for the cost of Rs. 14 lakhs, however I approached the loan amount of Rs. 7 lakhs for the tenure period of three years. I took the standard interest its good. The customer care is good they helped on the car loan queries. Finally the loan got closed I got the NOC.
      Was this review helpful? 1
      , hyderabad
      Reviewed on Feb 18, 2019
    • Axis Bank Car Loan
      "Best financial Service"
      0.5 5.0/5 "Blown Away!"
      Based on the good rate of interest i have chosen Axis bank for car loan . There is nominal charges for the processing fees for approval and documentation. They instantly approved the loan in 2 days . I make the payments through Ecs process . Overall am satisfied with service and response.
      Was this review helpful? 1
      , chennai
      Reviewed on Feb 15, 2019
    • Axis Bank Car Loan
      "Good service"
      0.5 4.0/5 "Great!"
      I have been holding for car loan with Axis bank. Based on my requirement they have given me good loan amount, it was sufficient for me, and the rate of interest they have charged me was nominal. they have charged me up to 10.25% that was nominal to me.and even they have charged me nominal processing fee.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Feb 14, 2019
    • Axis Bank Car Loan
      "Good service"
      0.5 4.0/5 "Great!"
      I had taken this Car loan from them a very long time back and the experience has been quite good. The loan amount was sufficient but the interest rate has been high. Their customer support team has been quite helpful and their staffs had been responsive as well and overall it was a good experience.
      Was this review helpful? 1
      , chennai
      Reviewed on Feb 13, 2019
    • Axis Bank Car Loan
      "Good Experience and satisfactory"
      0.5 4.5/5 "Excellent!"
      Recently I took Car loan from AXIS, they are very good in response and they are doing good job. I would say they treating the customer in nice manner, the interest rate is very good compared to bank. I have purchased Maruthi suzuki dezire its fine.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Feb 12, 2019
    • Axis Bank Car Loan
      "Not satisfied"
      0.5 2.0/5 "Expected more"
      My car loan experience was not up to the mark with AXIS bank, i took a used car loan with nominal interest rate when compared to other banks. Customer service was not good as they opened a savings account without my knowledge. Tenure period for this loan is for 5 years.
      Was this review helpful? 1
      , jodhpur
      Reviewed on Feb 12, 2019
    • Axis Bank Car Loan
      "Excellent "
      0.5 5.0/5 "Blown Away!"
      The interest rate is quite nominal for the car loan with Axis Bank. It was taken 2 years back. The customer service is very good. I have purchased a new car and made some down payment, they have given the required loan amount. The loan tenure is 7 years.
      Was this review helpful? 4
      , ahmedabad
      Reviewed on Feb 01, 2019
    • Axis Bank Car Loan
      "Very prompt and customer friendly services"
      0.5 5.0/5 "Blown Away!"
      I have taken a car loan from Axis bank and the service has been very prompt. I have got the disbursal in 24 hours. The documentation process was very nice, They have came to my office and collected all the documents in one shots and they have informed the process also very clearly. As per the market rates, they are charging the interest rates also.
      Was this review helpful? 2
      , kolkata
      Reviewed on Feb 01, 2019
    • Axis Bank Car Loan
      "Excellent"
      0.5 4.5/5 "Excellent!"
      I have taken a car loan in Axis Bank and the interest rate is so good. The customer service and response was excellent. I took this loan by last year and the tenure is 7 years. There was no processing fee. I can do part payment and foreclosure anytime. They have given 100% funding to buy a car.
      Was this review helpful? 0
      , kochi
      Reviewed on Jan 25, 2019
    • Axis Bank Car Loan
      "Its Good"
      0.5 5.0/5 "Blown Away!"
      To whom which I bought the car, the dealer got tie up with AXIS, I submitted the papers to them. The bank sanctioned the car loan within 7 days of time. I got the better interest, they sanctioned the on road price Rs. 5.31 lakhs for the tenure of 7 years.
      Was this review helpful? 0
      , chandigarh
      Reviewed on Jan 25, 2019
    • Axis Bank Car Loan
      "Hassle free car loan"
      0.5 4.0/5 "Great!"
      They have nice app to check the outstanding balance and this is a user friendly app. They have sanctioned the loan on time and the documentation process was very simple actually the dealer has taken care of everything. The processing fee was very nominal and the interest rates very competitive.
      Was this review helpful? 0
      , bangalore
      Reviewed on Jan 21, 2019
    • Axis Bank Car Loan
      "Its Good"
      0.5 4.0/5 "Great!"
      I have closed AXIS car loan, the paper work was smooth at the time. I paid the all the emi and closed it. Finally I got the NOC letter from the bank. They responded well at the time of taking loan however I approached the bank through the dealer. Interest was almost same as other bank for my first car it was Hyundai I10.
      Was this review helpful? 0
      , secunderabad
      Reviewed on Jan 19, 2019
    • Axis Bank Car Loan
      "Satisfactory"
      0.5 4.0/5 "Great!"
      For my Mahindra verito car, AXIS bank sanctioned the loan which I was required for the purchased and they gave me the flexible emi as per my preference. I got the NOC letter from the bank for the car loan. I have taken two car loans from the same bank.
      Was this review helpful? 0
      , secunderabad
      Reviewed on Jan 19, 2019
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