If you really think about it, it's easier getting a loan for a car than a loan for bus fare!
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    Compare the best car loan offers in town and locate the lowest rates!

    Over 25 offers to compare!

    This is our forte- helping you compare the finest deals. Additionally, we'll handpick offers that suit your profile and present the best rates from several banks, so you can make a thoroughly-informed decision.

    Breaking down offers

    We're obsessed with giving you a 365 degree view of offers. So, we'll break it down for you - EMIs, eligibility, maximum amount that can be borrowed, fees, hidden charges... no more getting fooled by the fine print!

    Cheaper than dealer

    There's a good reason why thousands of customers choose BankBazaar- we're cheaper than most dealers. Best part- by applying here, you can get the lowest rates AND still demand all those freebies from your car dealer!

    Why apply online?

    You don't have to fight for parking space! Jokes apart, applying online will help you save time and money; plus, you'll be able to use the services of our super-friendly customer service team at anytime and get all your queries answered.

    Done comparing! Now what?

    We showcase the best loan offers and help you compare them... what next? Well, we'll aid you in applying to the bank of your choice and work with you right up to the delivery of the loan!

    Still have a gazillion questions?

    Think of BankBazaar as your loan-savvy buddy! Our customer support team is at your service to clear doubts on eligibility, offers, procedures and documentation, and help you apply. They'll even co-ordinate with the bank to get you your loan on time.

    We'll connect you to the bank

    We know the bank guys really well! So, if you want to talk to a bank representative or get help on your loan application, we won't just connect you to them; we'll also do the follow-up on your behalf.

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    Bankbazaar Car Loan - Overview

    We found 34 Car Loan - Overview
    Bank Name
    Interest Rate Range
    Processing Fee Range
    Loan Amount
    Tenure Range
    8.5% - 10% Fixed
    Up to ₹4,720 One time fee
    1L Min
    1-7 Years
    Response Time : Within 30 minutes
    Rs.2,500 Amazon voucher free Paperless approval available
    What you'll love
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    Perks
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    Fees & Charges
    Good to Know
    8.90% Floating
    0
    1Cr Max
    7 Years
    Response Time : Within 30 minutes
    Rs.2,500 Amazon voucher free Paperless approval available
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    13.1% - 15% Floating
    Up to 2%
    20K - 10L
    1-5 Years
    Response Time : Within 30 minutes
    Rs.2,500 Amazon voucher free Paperless approval available
    What you'll love
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    Perks
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    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.80% Floating
    0
    1Cr Max
    7 Years
    Response Time : Within 30 minutes
    Rs.2,500 Amazon voucher free SPECIAL OFFER FOR WOMEN
    What you'll love
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    Eligibility Criteria
    8.75% - 11.50% Fixed
    Up to ₹5,500
    1L Min
    1-7 Years
    Response Time : Within 30 minutes
    Rs.2,500 Amazon voucher free
    What you'll love
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    Perks
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    Fees & Charges
    Good to Know
    Eligibility Criteria
    12.5% - 14.5% Floating
    2% One time fee
    1.5L - 25L
    1-7 Years
    Response Time : Within 30 minutes
    Rs.2,500 Amazon voucher free 100% financing on car value
    What you'll love
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    Fees & Charges
    Good To Know
    Eligibility Criteria
    12% - 15.5% Fixed
    Up to ₹5,310 One time fee
    75K Min
    1-7 Years
    Response Time : Within 30 minutes
    Rs.2,500 Amazon voucher free Paperless approval available
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    11.40% Floating
    0
    35K - 25L
    5 Years
    Response Time : Within 30 minutes
    Rs.2,500 Amazon voucher free
    What you'll love
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    Perks
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    Fees & Charges
    Good to Know
    Eligibility Criteria
    9.50% - 11% Fixed
    2,500 One time fee
    1L Min
    1-5 Years Tenure
    Response Time : Within 30 minutes
    Rs.2,500 Amazon voucher free
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    12% - 14% Fixed
    2,500 One time fee
    1L Min
    1-3 Years Tenure
    Response Time : Within 30 minutes
    Rs.2,500 Amazon voucher free
    What you'll love
    Documents
    Perks
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    Fees & Charges
    Good to Know
    Eligibility Criteria
    16% Floating
    1% One time fee
    50K - 15L
    1-4 Years
    Response Time : Within 30 minutes
    What you'll love
    Documents
    Perks
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    Fees & Charges
    Good to Know
    Eligibility Criteria
    12% - 13% Fixed
    1% One time fee
    50K - 10L
    1-4 Years
    Response Time : Within 30 minutes
    What you'll love
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    Car Loan - Overview

    You're eligible for a Car Loan if you:

    01
    02
    03
    04

    Are legally adult enough to handle it

    Have still got it

    Get a regular pay check

    Make more than a basic buck


    Your eligibility depends on

    01
    02
    03

    Earn more than minimum income
    required

    Loan capped @
    85% Ex-Showroom price

    EMIs of other loans lower
    your eligibility


    Boost your eligibility by

    01
    02

    Pay off your credit card bills

    Choose longer tenure loan up to 7 years


    Nothing gets done without that paperwork (which we'll happily carry over to the bank for you, no sweat). Here's what you'll need:

    • 1. Photo ID and age proof
    • 2. Signed application form with photograph
    • 3. Residence proof
    • 4. Last 6 months bank statement
    • 5. Documentation for salaried applicants:
      • Last 3 months salary - slips
      • Form 16 or Income Tax Returns
    • 6. Documentation for self-employed applicants:
      • Last 3 years Income Tax Returns with computation of Income
      • Last 3 years CA Certified / Audited Balance Sheet and Profit & Loss Account

    Car Loan Interest RatesUpdated on 22 Oct 2017

    Car Loan Details
    Interest Rate (Monthly reducing balance) 8.60% to 16.25%
    Processing Fees Varies with bank
    Loan Tenure 1 year to 7 years
    Pre-closure Charges Varies with bank
    Guarantor Requirement Varies with bank

    Car Loan - Overview

    Car loans are the simple means to a glorious life milestone- owning your dream car. Almost all of us want to own that shiny set of wheels and drive it triumphantly, into the sunset. However, owning a car (vehicle in general) in India is a costly proposition, one that usually demands the impetus of a sizable financial assistance from banks/ financial institutions that have dedicated loan products in this regard. Almost all private/public sector lenders in India offer car loan options with terms and conditions that are highly customer friendly, affordable and scalable. By qualifying against a very simple list of identity, income and credit history qualifications, you can be the proud owner of your own brand new car.

    Apply for Car Loan Online

    Good news for potential new car buyers!!!

    Repo Rate will have a proportional effect on EMIs that are paid to repay a car loan borrowed from a lender .Banks and lenders are now working on festive season schemes which can be offered on home car loans. Individuals who have been waiting for the opportune time to purchase a loan will not have to wait any longer. Capitalize on these festive offers to avail car loans at lower interest rates.

    Why Choose a Car Loan?

    Choosing a car loan in India has two distinct reasons and advantages. Firstly, cars are expensive. This is a costly investment that is usually not completely affordable in the case of a typical middle class Indian. While his/her savings may account for a sizable portion of the purchase amount of the vehicle, a significant portion of the aforementioned purchase must be covered by the amount as provided by the car loan. Secondly, massive purchases (such as buying a car) with liquid cash could get you on the IT department’s radar, plus, you lose the chance to build up crucial credit history by subscribing to a car loan and religiously adhering to the repayment cycle. The credit history thus built, will help you procure more loans in the future. Hence, car loan in India are the surest and safest way to purchase your ideal vehicle.

    Car Loans - Features and Benefits

    When it comes to car loans in India, in general, the following features and benefits are freely offered. Note that, the following is a generalized look at the advantages offered by car loans in general. Individually, car loan lenders may have highly customized and specialized offerings for their customer base.

    • Helps you purchase a better car than the one available in your budget. While this may not be a rule, it holds true for a vast majority of car purchasers in India.
    • Allows you to procure a vehicle quickly- without spending too much time arranging for the money through the time tested concept of ‘saving for it’.
    • Helps you manage the cost of purchase of the new car by spreading it across a longer duration of time. Thereby, this keeps you in control of your spending and makes the car much easier to pay for.
    • Most car loan offerings in India are secured loans, meaning, the car serves as the security/collateral for the loan. This poses little financial risk for you- at worst, you default on the repayments and lose the car, plus your credit score is damaged to smithereens. However, you do have a measure of control over the proceedings. PS- Don’t default on your car loan EMIs.
    • Procuring a car loan is usually simpler as compared to other loan products. Individuals with slightly unsavory credit scores can also hope to nail one down. However, this option differs from bank to bank.
    • Car loans in India often utilize the fixed interest rate option when it comes to repayment via EMIs. This means, you are always assured of a fixed amount that needs to be repaid on a monthly basis. This takes the surprise out of the financial planning that goes into the car purchase process. Thank god for that!!
    • The actual maximum loan amount depends on the vehicle to be purchased and varies from bank to bank. Mostly however, this is 100% of the vehicle’s on-road price. The repayment tenure usually stretches from 5-10 years and offers different interest scales for different tenure slabs.
    • Most importantly, a car loan helps you buy your dream car. Aside from being a purely transport option, the car serves as a confidence booster and your means to assert the hard earned financial freedom.

    Car Loan - Why Apply with BankBazaar.com?

    BankBazaar.com is an online aggregator of car loan products as offered by banks and other financial institutions across India. Perceptively, checking out and applying for a car loan on this customer friendly website offers the following unbeatable advantages-

    • Comprehensive List of Car Loans

      Browse through and get all the information about the most popular car loans available in India. Having so many options before you allows for informed decision making, based on the analysis of the various features, pros and cons offered by the car loans.

    • Compare and Select

      Breeze through all the car loan options before you and select the one that best satisfies your requirements and respects your limitations. Traditionally, this step would entail a lot of running around and enquiries, however, BankBazaar.com turns this into an intensely informative, interactive and private affair that could be completed from the comforts of your home or office.

    • Check your Eligibility

      A simple and interactive wizard helps to ascertain your qualification for the car loan and throws up the best options in line with your requirements. This saves time and cuts out the middlemen.

    • Easy Application Process

      Applying for a car loan on BankBazaar.com is as simple as simple can be. After selecting your car loan and furnishing some essential details on the website, the process is taken over by the bank offering the car loan. Save on all the leg-work, get your car loan with a few clicks on the computer mouse.

    • Robust Customer Support

      Have a query or concern with regards to the car loan in question? The expert customer support team from BankBazaar.com is always at hand to sort all your issues. Procuring that ideal car loan was never more simpler.

    • 100% Free

      Making use of the various offerings from BankBazaar.com, including friendly tools like ‘Car Loan EMI Calculator’ is completely free of charge. Convenience meets simplicity, at 0% monetary investment.

    Applying for a car loan on BankBazaar.com involves the following steps,

    • On the BankBazaar.com homepage, browse through the various menu items listed on the navigation bar at the top of the page. Select the first item on the list named ‘Loans’. Herein, select ‘Car Loan’. ed
    • Immediately, on the adjoining drop-down, you can see a whole listing of car loan offerings from various lenders in India. Alongside this, the options ‘Get Quote’ and ‘Explore’ are also easily visible.
    • ‘Get Quote’ and ‘Explore’- Clicking on either of these options will unveil an interactive wizard that will help us determine your exact requirements and expectations with regards to the car loan. Complete the forms before you and provide specific information as and when required. Next, choose from the various car loan options that are suggested as best fit scenarios for your requirements.
    • Continuing from point 3 (post the choice of a car loan product) and point 2 (selecting a car loan product directly from the main dropdown without running through the wizard), the page spread before you provides complete information about the selected car loan product.
    • The page details almost everything you need to know about the car loan, plus offers additional details through helpful links like ‘Check Eligible Loan Amount’ and ‘Check if you’re Eligible’. The ‘Apply Now’ button is prominently displayed on this page (the exception being in cases where BankBazaar.com isn’t a partner of the concerned bank/financial institution and thus, isn’t authorized to facilitate the application for the respective car loan product). Click on this button to set your car loan application process in motion.
    • Spread before you is an interactive loan application form. Complete the same and provide all the information as required. This form is next forwarded to the concerned bank for further processing. Ideally, the concerned bank will get in touch with you within the next 48 hours.
    • From this point on, the concerned bank will keep it touch and will provide you express details about the status of your loan application. Routine SMS and email intimations will constantly keep you in the loop, and our dedicated customer support team can be reached 24x7 in case of any concerns or queries with regards to your loan application.

    In terms of popularity, the following banks offer the most sought after car loan products in India,

    HDFC Bank Car Loan- Funding 100% of the intended car’s on-road price and offering a repayment tenure of upto 7 years, HDFC bank has always been a solid option when it comes to car loans in India. The terms offered by this loan product is very flexible, and the cake gets even more sweeter for existing HDFC bank customers who get the option of pre-approved car loans. Whilst the bank offers a very competitive interest rate on its car loan product, the prospect of EMIs amounting to just Rs.1671/lakh makes the deal that much more lucrative. No wonder car loans from HDFC bank have always remained an enduring favorite amongst the Indian public.

    Aside from the features listed above, HDFC Car Loan offers quick and hassle free loan processing, fixed interest rates that aren’t affected by market fluctuations, the option for car loans without the necessity for income proof and associated documents, car loans amounting to 6x of your annual income, and other such customer friendly features that are backed by a robust customer support initiative. Indeed, car loans from HDFC bank are feature rich, affordable, immensely popular and worth your undivided attention.

    ICICI Bank Car Loan- When it comes to a complete, feature-rich car loan option in India, few can match upto the versatility and simplicity as afforded by the ICICI Bank Car Loan. Offering funding to match 100% of the ex-showroom price of the vehicle, the car loan experience at ICICI is driven by powerful 24x7 customer support and ICICI’s brand of customer relationship management. The other pleasing features include loan tenure of upto 7 years, pre-approved car loans for existing ICICI customers, minimal documentation, hassle free application process and a simple option to apply for the car loan online. ICICI bank has configured its car loan product to be as customer friendly and approachable as possible.

    When it comes to a typical Indian customer, the applicable interest rate and the other associated charges holds great prominence with regards to the prospective car loan. In both these cases, the car loan from ICICI bank rules the roost. Alongside these factors, the consistent goodwill enjoyed by the ICICI bank and the positive feedback that it consistently receives with regards to its loan products must prove ample reasons to invest your interest in ICICI bank car loans, when you are out looking for one.

    SBI Car Loan- As India’s premier public sector bank, the State Bank of India (SBI) enjoys a level of popularity and support from the general public that few other public/private sector Indian banks can match upto. In this light, the SBI Car Loan is an intensely customer centric loan product. Offering very competitive interest rates, comfortable repayment tenure of upto 7 years, loan amounts that match upto 85% of the proposed vehicle’s on-road price and 0% pre-payment or foreclosure charges, the SBI car loan has its legion of loyal and enduring fans. Unique features such as the overdraft facility and the provision of optional SBI life insurance cover has contributed to SBI car loans’ lasting popularity.

    For a typical, first time car loan subscriber, the numero uno priority is in relation to the confidence, comfort and simplicity that his/her choice of car loan provider can elicit. In this regard, the public sector behemoth named SBI has little competition in India. Known for its people centric approach, the car loan product from SBI is highly sought after and will continue to remain a premier choice in the years to come.

    Axis Bank Car Loan- A premier private sector bank, the car loan product from Axis Bank is commended for its simple application procedures, customer friendly terms and conditions, robust customer support initiatives and adherence to the modern ways of personal banking. The bank offers upto 85% of the proposed vehicle’s on-road price, and in the case of some select car models, this number can hit 95%. Other friendly features include an attractive interest rate, comfortable repayment tenure ranging from 1-7 years, provision of loan to a wide demographic of individuals including salaried, self-employed, partnership firms, corporates, limited liability partnerships, etc. The true strength of the Axis Bank Car Loan is the wide popularity it enjoys amongst its target audience.

    Simplified eligibility criteria, minimal documentation and the ease of online application are some of the features that work strongly in favor of the Axis bank car loan. The bank has in store, car loan offerings that match upto the most discerning tastes and complies with the most budget conscious requirements. Configured to emerge as the most ideal car loan product available in the Indian market today, the Axis bank car loan will surely engage 100% of your undivided attention.

    Comparing Car Loans from Different Banks

    Bank. Loan Amount.Tenure.Interest Rate.Features.
    HDFC Bank100% (ex-showroom price)Upto 7 years10.50%-12.50% (depending on individual factors)
    • Fixed interest rates.
    • Loan approval in 30 minutes flat.
    • Low down payment and lower EMIs.
    ICICI Bank100% (ex-showroom price)Upto 7 years10.75%-12.75% (depends on the loan tenure)
    • 100% funding matching vehicle’s ex-showroom price.
    • Very streamlined loan application, approval and disbursement process.
    • Easy online application process.
    SBI 85% (On-road price, when net annual income is upto or above Rs.10 lakhs)Upto 7 years10.30% (may range upto 11.10% for differing conditions)
    • Interest calculated on daily reducing balance.
    • Financing based on the vehicle’s ‘on-road’ price.
    • No advance EMI.
    Axis Bank85% (ex-showroom price) 95% (on select models)Upto 7 years11.50%-12.50% (depending on individual factors)
    • One of the best interest rates offered in India.
    • Special schemes for Axis Bank salary account holders.
    • Loans offered from a minimum of Rs.1 lakh onwards.
    Magma Fincorp100% (ex-showroom price)Upto 5 years12%-16% (depending on individual factors)
    • Min loan amount- 3x annual income (salaried), 6x annual income (self-employed).
    • Minimal documentation.
    • Easy online, offline application process.

    When it comes to selecting the car loan that works best for you, some fundamentals will come in handy. The following list explains the do’s and don’ts when choosing the right car loan,

    Compare, Compare, Compare

    Check out the maximum number of options available to you. Not all car loans are created equally- and finding the best loan could involve some work. BankBazaar.com can help you here by helping you check out and compare between the various car loan and used car loan options available to you.

    What’s the Interest?

    The applicable interest rate is potentially the biggest factor when it comes to choosing the right car loan. Not surprisingly, the lower the interest rate, the better. This condition holds true even when a lower interest rate would mean that some of the expected features aren’t available in the loan.

    Keep it Simple

    Pay heed to your financial limitations and choose a car model that perfectly suits your budget. This will imply that your car loan is in line with your set requirements. Don’t fall prey to up-selling tricks at the car showroom.

    Hidden Fees and Charges

    Sometimes, what appears as obvious will have a hidden component. Be completely aware of the hidden fees and charges concerning the car loan, as also be cautious of time bound incentives and packages- they will expire soon and you may be left with a lesser deal than you hoped for.

    When applying for a car loan in India, across any of the possible lenders, the following documents must be submitted for verification. Note that, in their individual capacity, the lender may request you for more proofs and documents.

    • Know Your Customer (KYC) Documents, including, identity proof, address proof, age verification, completed application form with photographs and substantiated signatures. The associative documents could include PAN card, Voter’s ID, Ration Card, Aadhaar Card, etc. (any government issued document).
    • Income Proof as proved by 6 months bank statement, upto 3 months salary slips and income tax returns.
    • PAN Card- this helps to establish the potential borrower’s credit history.
    • If the applicant is self-employed professional/ non professional or a business/partnership firm, the bank may demand for a number of additional documents including business ownership proof, profit-loss documentation, etc.

    In order to be eligible for a car loan in India, the applicant must qualify against a certain set of expectations. Generally, car loan eligibility is dependent upon the following factors-

    • The applicant must be an Indian citizen.
    • He/she must not be younger than 21 years and older than 60 years at loan maturity.
    • The applicant must have a secure employment, with regular income and tenure at the same job for atleast 2 years.
    • He/she must have a respectable annual income that properly demonstrates his/her capacity for loan repayment. If spouse is signing up as co-applicant, then his/her salary is also considered.
    • Must possess a landline/cellphone that marks his address, and occupation of that address for an expected duration of time.

    Kindly note that all the numbers and variables here may differ from bank to bank. In their individual capacity, banks may have additional qualification procedures.

    The interest rates applicable to car loans in India will differ from bank to bank. These lenders depend on their unique criteria and base lending rates to decide upon the applicable car loan interest rates. However, in India, car loan interest rates ranging between 9%-15% are generally expected and considered competitive. Kindly refer to individual banks’ car loan pages on BankBazaar.com for more information in this regard.

    When we speak of a Car Loan EMI Calculator, we are referencing to an online tool that assists in the electronic computation of the Equated Monthly Installments (EMI) as applicable to your car loan. On BankBazaar.com, the interactive, time saving and informative Car Loan EMI Calculator will simplify this otherwise tedious and uninspiring task. This calculator exhibits the following characteristics,

    • Speed- Precise, informative EMI calculations in mere seconds.
    • Comprehensive Information- Get info on EMI, amortization details and much more.
    • 100% Free- Making complete use of this friendly tool costs you nothing, now and forever.

    Case Study

    Mr. Singh has had a lot of experience in dealing with loans. It wouldn’t be the first time he has applied for a loan and it wouldn’t be the first dire situation that a loan has come to his aid. It all started when Mr. Singh didn’t have the capital required to finance his daughter’s high school education. He was on the verge of selling his vehicle to pay his daughter’s fees, but thanks to a friend, he didn’t have to sell a single thing to get the money that was required. His friend spoke to him and made him understand the benefits offered with an education loan. As Mr. Singh had a good credit score with CIBIL, it was easy for Mr. Singh to procure an education loan from a leading bank in India in a matter of days.

    Years later, Mr. Singh would use the services of a bank to apply and procure a two-wheeler loan to purchase a new two-wheeler for his daughter. Lucky for him, the education loan which he had taken earlier, was paid back to the bank without any delays. This, along with a good credit card history, improved his credit score which made it easy for Mr. Singh to procure a second loan to purchase a new two-wheeler.

    Years went by and it was time for Mr. Singh’s daughter to get married. There are a lot of expenses that a marriage can demand and it is the dream of any parent to try and provide their children with the best marriage ceremony possible. But, Mr. Singh was financially strapped and he didn’t know how to come up with the capital that was required.

    That’s when Mr. Singh decided to apply for a personal loan with the same bank that has helped him out generously in the past. The personal loan was offered to Mr. Singh at an affordable interest rate. Mr. Singh was so satisfied that he even procured a car loan to help him purchase a new car for his daughter and her soon-to-be husband.

    At the end of it all, Mr. Singh was able to provide a comfortable life for his daughter and also repaid all his debts to the bank on time. A loan can be of great help in hard times and banks now offer different types of loans such as car loans, two-wheeler loans, personal loans, and education loans at affordable interest rates. Some banks even do not require a collateral to be provided when applying for a loan. Loans can be a valuable safety net for a person that provides financial security as well as finance an individual’s needs.

    Car Loan Application Checklist

    Step.Requirement.Inference.
    Submit Income ProofBank Statement (last 6 months)
    Pay-Slips (last 3 months)
    IT- Returns (last 2 years)
    Lender wants to establish your ability to repay the borrowed amount.
    Submit Proof of Address and IdentityPAN Card, Voter’s ID, Aadhaar Card, Passport, etc. Lender wants to establish your nationality, identity and permanent address.
    Credit HistoryPAN Card Lender wants to check your past credit records and establish if you can be trusted to make regular repayments.
    Information About VehicleSales Receipts from the Showroom from wherein the Vehicle was Purchased.Lender must confirm that the deal was affected as intended.
    Proof of Insurance and Driving LicenseCopies of the Vehicle’s Motor Insurance and your Driving License.Lender must establish that all laws and protocols are followed with regards to the purchased vehicle.

    Car Prices in India

    With the automobile industry expanding at a rapid pace and with more and more car manufacturers establishing their bases in India, buying a car has become a hassle-free procedure. Car prices in India vary depending on the segment of the car purchased and also with the additional features provided by the manufacturer. BankBazaar offers a comprehensive list on car prices across various models of cars sold in India. Be it a hatchback, sedan, luxury sedan, SUV or MUV, we equip you with the necessary pricing information to help you decide on the right car suited for your needs and current financial situation.

    Car Dealers

    Car dealerships in India are committed to providing quality services across all areas of car servicing and maintenance. Majority of car showrooms in India have tie-ups with the automakers to impart training to their technicians in maintenance, diagnostics, system check, etc. Staff training and mushrooming the facilities is a continuous process taken up by dealers to ensure that customers receive the best value for the money they pay. Right from sales of brand new cars and used cars to periodic maintenance and customer support, the dealership outlets offer a wide variety of services. Nowadays, most dealers list out their services online to ensure a seamless customer experience without requiring face-to-face interactions.

    Car Loan

    Car Loan Tips

    Buying a car has become much easier these days with a variety of loans offered by banks and other financial institutions. So, if you are planning for to get your favorite vehicle financed, here are some tips for making the right decision.

    Negotiate with the Dealer

    If you plan to avail a car loan through dealership finance, it’s always advisable that you negotiate for the best offer. Dealers usually have a sizeable margin on new car sales which can come in the form of discounts if properly negotiated.

    Compare Interest Rates

    You dealer is more likely to suggest you the bank they have tied up with. But as a buyer, you must compare offers from different banks and choose the one that suits your requirements.

    Know your Credit Score

    Know your credit score before applying for a car loan as incongruities in the report may often affect your credit profiles. Banks, most of the time, quote a higher interest rate if the credit score is found to be ranking low.

    Choose a Shorter Repayment Tenure

    Do not stretch the tenure of your loan unnecessarily. Like any other form of debt, a car loan too should be repaid at the earliest to secure your finances. While long tenures have low EMIs, the total premium outgo when calculated at the end of the loan term would be much higher than a loan with a short tenure.

    Read the Fine Print Carefully

    Make sure you have read the loan document carefully before signing the contract. Factors such as interest rate, foreclosure charges, and other important terms and conditions should be given a thorough read.

    Car Loan Checklist

    While applying for a car loan, providing the right documents can simplify the entire loan approval process. Some banks may ask you for additional set of documents which other banks may not require. Here’s a general checklist of documents that most banks ask while applying for car loans:

    Proof of Income

    Take copies of your salary slip and account statement from the bank along with proof of additional source of income, if any.

    Your Loan History

    Your bank may want to know the details of loans that you have taken in the past. The lender may ask you for your credit card statements and/or no objection certificates from other banks, in case you have an outstanding loan payment.

    Proof of Residence

    You have to submit a valid government issued document as a proof of your residence. Make sure that the document you submit shows your name and permanent address. You can provide documents such as Aadhaar card, Passport, Voter ID card, etc.

    Details of Your Vehicle

    While purchasing a new car, you may be required to submit the buyer’s order or copies of other purchase documents to your lender. It should include the price of your car, its identification number, year of manufacture, make and model, etc.

    Insurance Proof

    You should submit copies of your vehicle insurance documents as a proof that your new car is adequately covered for all road mishaps and eventualities.

    How much funding can I expect in terms of the car loan?

    This factor differs from bank to bank. While some banks offer the complete 100% of the vehicle’s ex-showroom price, banks such as SBI offer upto 85% of the vehicle’s ‘on-road’ price. Generally however, the minimum loan amount will be equal to Rs.1,00,000.

    Can I pre-pay the entire loan amount? What are the conditions involved?

    Yes, you can prepay the entire car loan and save on vital interest payments in the future. However, most banks will allow the pre-payment option after you have chalked off 6 months on your loan tenure. Plus, you will be expected to pay a small fee as pre-payment penalty that will be dependent on the leftover loan amount.

    What car models are financed by the standard car loan in India?

    Unless otherwise specified, almost all small to medium sized cars, Sports Utility Vehicles (SUV) and Multi Utility Vehicles (MUV) come under the purview of car loans available in India. However, as mentioned, refer to the loan brochure for exceptions to this rule.

    When applying for the car loan, do I need a guarantor/ security?

    Almost all car loan products available in India are secured loans, with the procured vehicle itself acting as the customary security. Most lenders in India will not insist upon any guarantors, however, if your annual income does not match upto the expected requirement, then you may be expected to sign-up a co-applicant and/or guarantor.

    What are the commonly available car loan repayment tenures?

    Repayment tenures usually range from 12 months to 84 months (1-7 years).

    Diwali Bonus Wali: Apply for Car Loan from BankBazaar & Get Rs.2500 worth of Amazon Gift Voucher

    How to get the offer for Car Loan?

    • Apply for an eligible Car Loan product on BankBazaar.com.
    • Get an Amazon gift voucher worth Rs. 2500 on disbursal of your Car Loan.
    • The voucher will be sent to the email ID provided in the application on disbursal of your Car Loan.
    • User can visit amazon.in or Amazon app to redeem the Amazon gift voucher.
    • To view the complete terms and conditions of the offer please visit: Terms & Conditions

    How to use the gift voucher at the Amazon website?

    • Given below is the step-by-step process to claim your gift voucher on Amazon:
    • Find the claim code provided in the e-gift voucher from Amazon
    • Login to your Amazon account
    • Choose the option “Apply a Gift Card to Your Account”
    • Enter the claim code in the space provided and select “Apply to Your Balance”

    Important points to note

    You will not be able to redeem your gift card using the Amazon.com 1-Click service unless you redeem the card and add the funds to your account first

    • Super Duper Deals is an offer launched by BankBazaar in partnership with Amazon and it is effective from 1st of October 2017
    • The offer will end on 31st of October 2017
    • For details on Amazon Gift Vouchers and the usage limits, visit the Amazon website
    • Redemption of the voucher shall be governed completely by the terms and conditions set out by the merchant
    • The participants should be above 18 years of age as on the date of submission of their application for car loan

    *Partnering Banks Include*:

    The gift vouchers will be dispatched on approval of a Car Loan application made through BankBazaar portal in any of the participating banks:

    • DENA BANK
    • ICICI BANK
    • HDFC BANK
    • SUNDARAM FINANCE
    • TVS CREDIT SERVICES
    • CAPITAL FIRST
    • AU SMALL FINANCE BANK

    Articles on Car Loan

    Getting the Real Cost of Ownership

    There's a lot to consider when purchasing a car of your own. One of the main things that you would consider is the cost of the car. What do we really know about the cost of purchasing and maintaining a four-wheeler? The real cost of ownership includes more than just the price of the car. There are other expenses that need to be taken care of too. Read on to find out what the real cost of ownership is all about, ways to finance your car purchase, important features to look for in a car, car insurance, and much more. Read More

    Car Loans for NRIs

    It can be difficult for an Indian to restart their life when they return back to India from abroad. Apart from searching for a place to stay, purchasing a vehicle to help in commuting from one place to another is an important thing to do to make life easy. But can a Non-Resident Indian (NRI) apply for a car loan if they fall short in funds for purchasing a car? Read on to see the features and requirements that are needed for an NRI to apply for a car loan in India. You will also be briefed on the documents that are required to apply for a car loan. Read More

    All you need to know when applying for a car loan

    Falling short on funds to purchase your dream car? Apply for a car loan on the BankBazaar website. Get your application for a car loan verified and sanctioned without submitting any hard copies of your documents or application form. That's right! BankBazaar helps in having your loan sanctioned through paperless approval. Find out more about car loans, the interest rates offered on car loans, banks that sanction car loans, documents that you will have to submit, and the eligibility criteria that needs to be met when applying for a car loan. Read More

    Guide to Car Loan Interest Rate

    Depending on the public transportation network for travelling from one place to another can be quite a task. Applying for a car loan is a simple procedure that takes the minimum time needed for the approval of a loan. Read on to know more about the documents required, car loan interest rates, and much more. This article comes to the aid of first time borrowers as it briefly explains the various uses of a car loan. Read More

    Applying for a Used Car Loan

    Used Car Loans are gaining popularity by the minute with a lot of people opting to purchase a used car instead of a new one. Read further to find out the various factors that go into applying for a used car loan on the BankBazaar website. The article also talks about the difference between a used car loan and a new car loan and also talks about the critical points that you should keep in mind when applying for a used car loan. Read More

    Happy Shopping!

    Disclaimer*:

    BankBazaar reserves the right to modify, add or discontinue the terms and conditions at any time without any notice.



    • Everything You Need To Know About Car Loans

      Did you know? Most Car Loans in India are secured loans (the car serves as the security/collateral). Also, the maximum loan amount depends on the vehicle you wish to purchase, but most banks offer up to 100% of the vehicle’s on-road price. So, are you eligible? You are eligible if you’re over 21 years and less than 60 years at loan maturity and have a secure job with a regular income (at least Rs. 2,40,000 per annum). If you are co-applying for it with your spouse, then their salary is also taken into consideration. A little insight into interest rate and fees: Interest rates - 9.85% to 13.65%, processing fees - Rs. 500 to Rs. 5,000 and Pre-Closure Charges - 2% to 4% of the outstanding loan amount. Keep these documents handy: Photo ID and age proof, Signed application form with photograph, Residence proof and Bank statement for the last 6 months. Salaried applicants need last 3 months salary slips and Form 16/Income Tax Returns. Self-employed applicants need Last 3 years Income Tax Returns with computation of income and last 3 years CA Certified / Audited Balance Sheet and Profit & Loss Account. Got it? You are now buckled up to choose the right Car Loan for you. Go ahead!

      Stay up to date! Daily finance news at your fingertips. Explore Car Loans on Mobile App

      BankBazaar News About Loan

      22nd August 2016

    Read Car Loan news or Enjoy it on the go Google Play

    • Volvo's Polestar showcased its first hybrid model

      Polestar which is an electric car brand of Volvo, unveiled its first hybrid car yesterday in Shanghai. Polestar 1 is expected to be produced in western China and launched in 2019. The Volvo company has reportedly decided to make only hybrid and electric cars from 2019 onwards. Polestar was designed to get an edge on sporty performance cars. The company will launch 3 all-electric models by 2021.

      Polestar 2 will compete with Tesla's Model 3. BMW AG's BMW i electric models, General Motors Company's Chevrolet Bold, and Volkswagen AG's electric SUV are competitors to Volvo's Polestar. The sale of electric and hybrid vehicles has increased. According to a research firm, about 3.7 million growth in sales is expected by 2018 and an additional 9 million by 2025. China had double the demand for electric and hybrid vehicles to 3,36,000 units last year more than the US at 1,59,620 units.

      18th October 2017

    • One Million Global Sales Recorded in a Single Month by Volkswagen

      Despite the fact that automotive market in the United States is beginning to contract, the Volkswagen group recently announced that its car sales exceeded a million units in just a single month. Overall, 1.01 million SUVs, compact cars, vans and crossovers were brought in from Saudi Arabia to Cincinnati. The automaker’s Head of Group Sales, Fred Kappler, said that the result shows the Group’s strength, adding that the vehicles produced by Volkswagen are exciting an increasing number of customers from across the globe. The SUVs, he said, are becoming more and more popular, and that China is playing a crucial role in helping the company generate sales.

      17th October 2017

    • Automobile companies provide exclusive Diwali discounts of up to Rs.1 lakh for higher sales

      The Diwali season is a popular season for car purchasers across India. Car companies have started offering special promotions and discounts of up to Rs.1 lakh in order to maximise car sales.

      Maruti Suzuki is providing discounts of up to Rs.50,000 on Alto 800. On Celerio, there is a discount of Rs.54,000 on automatic transmission and Rs.44,000 on manual transmission. The Alto K10 AMT comes with a discount of Rs.47,000.

      If you go for a Hyundai Eon, you will receive a discount of Rs.50,000 and if you choose the Hyundai Grand i10, you will get a discount of Rs.40,000.

      The other car companies that are offering discounts include Tata Motors, Honda Cars, Mahindra, and more.

      16th October 2017

    • Kia’s first car made in Andhra plant to be released by Jan 2019

      Kia Motors, leading South Korean auto manufacturer, intends to set up a plant in Andhra Pradesh, and the first car produced in this plant will soon be launched in January 2019.

      This plant is the first of Kia in India. It will soon be set up in Penugonda in Anantapur district. Chandrababu Naidu, the Chief Minister of the state, is closely coordinating and administering the project.

      The first lithium-ion battery manufacturing plant of India will also be set in Renigunta. The state of Andhra Pradesh aims to have 2 lakh jobs along with investment in electronics worth $5 billion by 2019.

      12th October 2017

    • Renault's Pulse, Koleos, Fluence, and Scala discontinued in India

      As a result of poor sales, Renault is discontinuing Pulse, Koleos, Fluence, and Scala in India. Currently, only 3 vehicles Lodgy, Duster, and Kwid are available in the market. Renault's new Captur is to be launched at the end of this month. The CEO and MD of Renault, Sumit Sawhney said that the company will launch one model each year. In the course of 6 years, Renault is the seventh largest company in the market with an annual sales of 1 lakh units and a market share of 4%.

      The highest selling, Kwid falls in the small car segment while Lodgy and Duster fall in the MPV and SUV segments. Renault India is waiting for the right policy decision in order to launch electric cars here. The company has its product base in Chennai and 2 design centres in Mumbai and Chennai, and one technology centre in Chennai. While the growth is higher in the SUV segment, the company is currently exploring more opportunities in the sub-four metres segment.

      10th October 2017

    • Mercedes-Benz continued with its growth in luxury car sales

      In spite of the slow Indian economy, Mercedes Benz India continued to lead the Indian luxury car segment in 2017. This top luxury car manufacturer has posted a sales record of 11,869 units during the period of January to September which is 19% more than last year. The company has witnessed a phenomenal growth in the last quarter of July to September when its sales surpassed previous year’s record by 41%.

      The rise in Mercedes-Benz sales is attributed to its varied product portfolio which is the biggest among all the luxury car makers in India. Adding more to it, the company has launched 10 new luxury cars this calendar year among which GLC has been the top selling SUV in the country. This is not all. With the highest number of service centers, Mercedes offers great ownership experience to all the customers.

      After the huge sales success of Mercedes E-Class featuring long wheelbase, Mercedes is now going to launch C-Class by the year end. According to Roland Folger, the CEO and MD of Mercedes-Benz India, the company is happy with the increased sales record and working towards further improvements.

      10th October 2017

    • 3 new luxury cars launched by Audi India at a starting price of Rs.54 lakh

      Audi India Pvt. Ltd recently launched two new sedans namely Audi A5 Sportback and S5 Sportback and one convertible named as A5 Cabriolet. Coming with competitive price-tags, these cars have created ripples in the Indian luxury car market just after their release.

      A5 Sportback built on MLB platform is priced at Rs.54.02 lakh and is expected to give tough competition to its market rivals like BMW 5-Series, Volvo S60 and Mercedes-Benz E-Class. On the other hand, the petrol-engine driven S5 Sportback coming with a price tag of Rs.70.6 lakh is likely to take over the market of mid-size sedans and sportier such as Volvo S60 Polestar and Mercedes-Benz C43 AMG. However, A5 Cabriolet which costs Rs.67.51 lakh is anticipated to beat the popularity of Mercedes C300 Cabriolet.

      As per Rahil Ansari, Head of Audi India, with these new competitively priced new launches, Audi is focussing to top Indian luxury car segment which is currently occupied by Mercedes-Benz India Pvt. Ltd and BMW India Pvt. Ltd.

      9th October 2017

    • SBI waived 100% processing fee on car loans till 31 December

      State Bank of India has waived 100% processing fee on car loans till 31 December, 2017. The bank has even decided not to levy pre-payment fees on the early payment of the loans. Under this new scheme, SBI is lending car loans to the borrowers at a low interest rate with extended repayment tenure of 7 years. Any regular employee with net annual income of Rs.2.50 lakh is eligible to apply for car loans from SBI.

      The bank has further decided to reimburse the purchase amount of cars to the borrowers which they bought using personal funds at an interest rate pertinent to new car financing. However, this policy is only applicable to vehicles that are up to 3 months old. SBI has also made announcements to waive 50% of personal gold loan processing fee till 31 October, 2017.

      By offering low EMI, affordable interest rate, and long repayment tenure, SBI is targeting to increase their base of happy customers. Following this line of thought, SBI has launched its ‘Festival Loans program’ under which people can apply for funds to meet all their festival related expenses.

      9th October 2017

    • CEO of Ford Motor Company to cut $14 billion in automotive costs

      Ford has fallen short of reaching 8% profit margin with its automotive operations mainly due to rising automotive costs and capital spending. Since 2010, the costs have increased 30% as much as the revenue. Jim Hackett, the CEO of Ford Motor Company has decided to focus on reducing engineering and material expenses in order to cut the growth of the automotive cost by 50% ($14 billion) over the next 5 years. The development time will be cut by 20% so that the new models can be launched faster.

      By 2020, out of the 17 different engines that Ford builds, 5 will be gotten rid of and some car models will be dropped from the lineup. Capital spending on powertrains will be cut from $1.7 billion last year to $1.2 billion this year. Ford is focused on producing sport utility vehicles, electrification, and trucks for the future. Ford has partnered with India and China on electric vehicles.

      5th October 2017

    • Car sales increase in September due to festive season and new releases

      In India, car sales rose up extensively due to the festive period of Navaratri and Dussehra. With the auspicious time for buying new vehicles or goods during this season, many auto manufacturers reported that several people bought cars.

      It is anticipated that sales will remain high in the month of October also because many people will be celebrating Diwali and Dhanteras.

      Many car companies’ car models saw a rise in sales due to these special occasions. Maruti Vitara Brezza raised the sale of utility vehicles by 8%.

      Verna of Hyundai Motor India Ltd witnessed sales of 50,028 units with an increase of 17.4%, compared to last year.

      4th October 2017


    Car Loan Reviews

    • Bank Bazaar Car Loan
      "One stop solution"
      0.5 5.0/5 "Blown Away!"
      I have applied car loan via bank bazaar website. I known this website through one of my friend. It is easy to compare the interest rate with all the banks. The customer service and response was very good. The website was very user friendly. Overall experience was excellent.
      Was this review helpful? 0
      , bangalore
      Reviewed on Oct 21, 2017
    • HDFC Bank Car Loan
      "Good response"
      0.5 5.0/5 "Blown Away!"
      The loan process with HDFC Bank was excellent. The customer service and response was good. The rate of interest was nominal and satisfactory and there is no processing fee.The documents collected by the executive at doorstep. I have taken a loan of 6.5lakhs with tenure of 5 years. The payment goes through ECS.
      Was this review helpful? 0
      , bangalore
      Reviewed on Oct 21, 2017
    • Bank Bazaar Car Loan
      "Good finacial advisor"
      0.5 4.0/5 "Great!"
      Initial process of Bank Bazaar is really good for my car loan. They called me again and again and gave me proper follow up. I am using Bank Bazaar website its good to check the banking information, to calculate EMI etc. Its a good to place to check bank details, meanwhile Bank Bazaar should take care of post process.
      Was this review helpful? 0
      , bangalore
      Reviewed on Oct 21, 2017
    • HDFC Bank Car Loan
      "Its Good"
      0.5 4.0/5 "Great!"
      HDFC done good car loan process, I purchased Hyundai I 20, they sanctioned Rs.8.37 lakhs for the tenure period of seven years. I am asked them give flexible loan option to close the loan, but 24 months only I could close the loan without any charges. It would be great if bank coordinate with the car showroom dealer loan process get complete without any hassle.
      Was this review helpful? 0
      , bangalore
      Reviewed on Oct 21, 2017
    • Bank Bazaar Car Loan
      "Good website"
      0.5 4.0/5 "Great!"
      I know bankbazaar.com from last 6 months, the services provided by bankbazaar is good when compared to all other banking websites. The customer service is good and prompt. I am using mobile application, it is easy to access and it is user friendly. I also check my CIBIL score in the mobile app.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Oct 21, 2017
    • Capital First Car Loan
      "Good customer service"
      0.5 3.0/5 "Satisfactory"
      I have applied for the car loan from Capital First, I did not take the loan because there is additional charges on late payment. When it comes to customer service, it is good and they were responsive, they were in touch all the time. The rate of interest is little high when compared to all other sources.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Oct 21, 2017
    • Bank Bazaar Car Loan
      "Good website"
      0.5 4.0/5 "Great!"
      I know bankbazaar.com from more than 1 year, Bankbazaar provides good services when compared to all other banking websites. The customer service is excellent and prompt. The website is easy to navigate and it is user friendly. This website helped me to choose the right product.
      Was this review helpful? 0
      , chennai
      Reviewed on Oct 21, 2017
    • Axis Bank Car Loan
      "Good customer service"
      0.5 4.0/5 "Great!"
      I have applied for the car loan from Axis bank, i have not taken the loan because it was kept on hold for personal reason. The customer service was good and responsive, they followed up on regular intervals. I am not sure with the rate of interest but it was satisfactory.
      Was this review helpful? 0
      , chennai
      Reviewed on Oct 21, 2017
    • Bank Bazaar Car Loan
      "Good website"
      0.5 4.0/5 "Great!"
      I know bankbazaar.com from last 2 to 3 years, Bankbazaar provides good services when compared to all other banking websites. The customer service is good and prompt. I am using the mobile application, it is easy to navigate and it is user friendly. I did not find any issues while using the mobile application.
      Was this review helpful? 0
      , amritsar
      Reviewed on Oct 21, 2017
    • Oriental Bank of Commerce Car Loan
      "Good customer service"
      0.5 3.0/5 "Satisfactory"
      I have applied for the car loan from Oriental Bank of Commerce, i did not get the loan because i changed my plan to get the loan. When it comes to customer service, it was good and they were responsive, The rate of interest is very less when compared to all other banks and i have also recommended few of my friends for the car loan.
      Was this review helpful? 0
      , amritsar
      Reviewed on Oct 21, 2017
    • Bank Bazaar Car Loan
      "Good website"
      0.5 4.0/5 "Great!"
      I know bankbazaar.com from last 1 year, Bankbazaar provides good services when compared to all other banking websites. The customer service was good and prompt. I am using the website, it is easy to navigate and it is user friendly. I did not find any issues while visiting the website.
      Was this review helpful? 0
      , ahmedabad
      Reviewed on Oct 21, 2017
    • Axis Bank Car Loan
      "Good customer service"
      0.5 4.0/5 "Great!"
      I have applied for the car loan from Axis Bank, i have not taken the loan because i postponed my plan to get the car loan. When it comes to customer service, it was good and they were responsive, they followed up on regular intervals. The rate of interest was nominal when compared to other banks.
      Was this review helpful? 0
      , ahmedabad
      Reviewed on Oct 21, 2017
    • Bank Bazaar Car Loan
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      The website of Bank bazaar is really amazing because the options on bank and interest rates are really helpful. The customer service is the best and responses was Immediate. Its a very good platform to choose the best banks in the market. My overall experience was excellent
      Was this review helpful? 0
      , mumbai
      Reviewed on Oct 21, 2017
    • ICICI Bank Car Loan
      "Good"
      0.5 3.5/5 "Pretty good"
      I have applied for my car loan with ICICI bank. I was looking for 7-8 lakhs amount but they have offered me 5 lakhs so I have dropped the loan plan and purchased second hand car. The customer service and responses was satisfactory . My overall experience was good and Its recommendable also.
      Was this review helpful? 0
      , mumbai
      Reviewed on Oct 21, 2017
    • Bank Bazaar Car Loan
      "Good website"
      0.5 5.0/5 "Blown Away!"
      I know bankbazaar.com from last 3 years, Bankbazaar provides excellent services on financial products when compared to all other banking websites. The customer service was good and they were very helpful. I use mobile application, it is easy to access and it is user friendly.
      Was this review helpful? 0
      , chennai
      Reviewed on Oct 21, 2017
    • ICICI Bank Car Loan
      "Good customer service"
      0.5 3.0/5 "Satisfactory"
      I have applied for the car loan from ICICI bank, i did not take the loan because i postponed the plan to get the loan. I am planning to take the car loan on the month of January. The customer service was good and responsive, they were in touch all the time. The rate of interest is high when compared to all other banks.
      Was this review helpful? 0
      , chennai
      Reviewed on Oct 21, 2017
    • Bank Bazaar Car Loan
      "Good website"
      0.5 4.0/5 "Great!"
      I know bankbazaar.com from last 1 year, Bankbazaar provides one of the best services when compared to all other banking websites. The customer service is excellent and prompt. I find all the necessary information on this website and it is one stop solution. This website also helps me to compare with the banks for ongoing offers.
      Was this review helpful? 0
      , mumbai
      Reviewed on Oct 21, 2017
    • Bank Bazaar Car Loan
      "Easy to navigate"
      0.5 5.0/5 "Blown Away!"
      Bank Bazaar.com is really good in term of serving to the customer and the responsiveness is also good. Bank Bazaar portal is really useful I found all the information related to the personal loan. I could access the site very conveniently..
      Was this review helpful? 0
      , chennai
      Reviewed on Oct 21, 2017
    • Axis Bank Car Loan
      "Needs to improve"
      0.5 3.5/5 "Pretty good"
      I have applied for the car loan from Axis Bank, i did not take the car loan because i postponed my plan to get the loan. When it comes to customer service, it was good and i need to approach them twice or thrice to get to know more information. My only suggestion is there should be negotiation in the rate of interest.
      Was this review helpful? 0
      , mumbai
      Reviewed on Oct 21, 2017
    • Mahaveer Finance Limited Car Loan
      "Its Good"
      0.5 4.0/5 "Great!"
      Due to financial crisis, I have postponed the plan to purchase a car right now. I am planning to buy a vehicle after six months, I am fine with Mahaveer finance, they gave me good response , called on my loan request. But I denied to process with them now.
      Was this review helpful? 0
      , chennai
      Reviewed on Oct 21, 2017
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