Audi Car Insurance


The world of automobiles is a rather fascinating one. With new innovations and inventions being carried out in the field every day, each automobile that rolls out from the factory’s assembly line is indeed a work of art, involving some complex mechanics and intricate engineering. Speaking about automobiles, there are a few names which have established themselves, over the years, to be among the world’s greatest. One among them, is, Audi, a German luxury automobile maker. Founded all the way back in 1932, Audi, a majority owned subsidiary of the Volkswagen Group, not only engineers it’s own vehicles but also undertakes various other aspects like designing, producing, marketing and distribution of its vehicles from 9 production facilities located worldwide. As a part of its fleet, Audi manufacturers vehicles in different categories like sedans, coupés and SUVs.

There is definitely much more to an Audi, besides the thrill of owning and driving one. To ensure that your vehicle stays in impeccable condition and protected from any potential risk or damage, Audi has introduced Drive Assure, a dedicated insurance service. You can choose between two comprehensive insurance plans, which are, Elite Plus and Silver Plus Plan.

Features – Audi Car Insurance

Audi Drive Assure brings you two different but well-appointed insurance plans. Both the plans listed above combine different coverage elements to provide optimum protection to your vehicle, wherever you may be. Listed below are the overall coverage features offered by both these plans.

Vehicle Replacement

Under the Elite Plus plan, Audi Drive Assure offers a unique feature known as ‘Vehicle Replacement’. The sheer brilliance of this feature lies in the fact that in the event of an accident, if your vehicle has been declared a ‘Total Loss’ by the insurance company, Audi Drive Assure will provide you with a brand new Audi as a replacement for your now damaged vehicle. The difference between the IDV i.e. insured declared value of the vehicle and its ex-showroom price will be borne by Audi India. This feature also covers any cost incurred towards the procurement of a fresh vehicle insurance policy, cost of registration (including road tax) or any other taxes which may be applicable on a new Audi vehicle.

Depreciation Shield

Another great feature from Audi Drive Assure is the Depreciation Shield cover. Take the instance, if your Audi has been damaged following an accident and cost of repairs overshoots the amount of damage claim that you are entitled to. In such a case, Audi Drive Assure ensures that you don’t have to bear the burden of the additional expenses.

As per the ‘Depreciation Shield’ feature, the Audi Drive Assure will bear the additional cost difference between the damage claim and the actual cost of repairs. The feature also covers the cost of depreciation applicable on any of the vehicle’s replaced parts.

Engine Protector

The heart of an Audi lies in its engine. Which is why, it requires special attention and protection. The ‘Engine Protector’ feature takes care of exactly that. This feature compensates for any cost which may be incurred towards restoration or repair of engine damage occurring due to: (i) leakage of lubrication oil, or (ii) water ingression, or (iii) any damage the undercarriage of the Audi which results in leakage of the lubricating oil, which in turn damages the gear box.

Rim & Tyre Coverage

Considering the overall complex mechanics which go into the making of an Audi, the tyres and its various parts are no exception. However, given the terrible condition of roads prevailing, tyres run the risk of damage or deformation which can greatly affect the performance and functionality of your Audi. The ‘Rim and Tyre Coverage’ feature will take care of any expense incurred in the replacement of the alloy wheels or alloy wheel rims of your vehicle. Also as a part of this feature, if any (one or more) of the tyres of your vehicle are damaged after bursting or cut due to the vehicle being driven on deflated tyres, Audi India will bear the cost applicable on the remaining tread depth of the damaged tyres.

Audi Car - Price*

Audi A3 Sedan
Type Engine Capacity Price (Grade)
35 TDI (Diesel) 1968 CC Rs 29,29,000 (Premium);
Rs 33,03,000 (Premium+);
Rs 34,90,000 (Technology Pack)
40 TFSI (Petrol) 1798 CC Rs 32,19,000 (Premium+)
Audi A3 Cabriolet
Type Engine Capacity Price (Grade)
40 TFSI (petrol) 1798 CC Rs 45,83,000 (Premium+)
Audi A4
Type Engine Capacity Price (Grade)
35 TDI (Diesel) 1968 CC Rs 37,30,000 (Premium);
Rs 39,86,000 (Premium Sport);
Rs 41,73,750 (Technology Pack)
35 TFSI (Petrol) 1798 CC Rs 33,49,000 (Premium)
Audi A6
Type Engine Capacity Price (Grade)
35 TDI (Diesel) 1968 CC Rs 50,65,000 (Matrix Edition)
35 TFSI (Petrol) 1798 CC Rs 46,99,000 (Premium)
Audi A8 L
Type Engine Capacity Price (Grade)
50 TDI Quattro (diesel) 2967 CC Rs 1,11,53,225 (Premium);
Rs 1,16,73,351 (Premium+)
60 TDI Quattro (diesel) 4134 CC Rs 1,35,77,230 (Standard)
60 TFSI Quattro (petrol) 3993 CC Rs 1,40,84,111 (Standard)
W12 Quattro (petrol) 6299 CC Rs 1,91,15,185 (Standard)
Audi Q3
Type Engine Capacity Price (Grade)
S Edition (diesel) 1968 CC Rs 29,73,000 (Standard)
35 TDI Quattro (diesel) 1968 CC Rs 36,45,000 (Premium);
Rs 38,39,000 (Premium+)
Audi Q5
Type Engine Capacity Price (Grade)
30 TDI Quattro (diesel) 1968 CC Rs 50,59,500 (Premium);
Rs 52,59,500 (Premium+);
Rs 57,27,000 (Technology Pack)
45 TDI Quattro (diesel) 2967 CC Rs 64,32,000 (Technology Pack)
Audi Q7
Type Engine Capacity Price (Grade)
35 TDI Quattro (diesel) 2967 CC Rs 65,81,000 (Premium);
Rs 71,41,000 (Premium+);
Rs 81,43,750 (Technology Pack)
Audi RS 5 Coupé
Type Engine Capacity Price (Grade)
4.2 FSI Quattro (petrol) 4163 CC Rs 1,11,26,750 (Standard)
Audi R8 Coupé
Type Engine Capacity Price (Grade)
V8 4.2 FSI (petrol) 4163 CC Rs 1,74,38,000 (Standard)
V10 5.2 FSI (petrol) 5204 CC Rs 2,03,94,000 (Standard)
Audi R8 Spyder
Type Engine Capacity Price** (Grade)
RS 8 5.2 FSI (petrol) 5204 CC
Audi RS 7 Sportback
Type Engine Capacity Price (Grade)
4.0 TFSI Quattro (petrol) 3993 CC Rs 1,43,26,750 (Standard)
Audi S5 Sportback
Type Engine Capacity Price (Grade)
3.0 TFSI Quattro (petrol) 5204 CC Rs 64,34,000 (Standard)

* Prices mentioned are ex-showroom and for Bangalore, Karnataka.

** Price of vehicle not available for Bangalore, Karnataka.

News About Audi Car Insurance

  • Luxury Car Brands Offering Pre-GST Discount On India Assembled Models

    Prior to the implementation of the Goods and Services Tax (GST) which comes into effect on July 1, several luxury car manufacturers have lowered the prices of their models which are assembled in India. As per the current tax structure, SUVs and other luxury cars are taxed at a rate of more than 50%. However, after the GST takes effect, from July 1, the prices of such luxury cars are expected to drop down almost to 43%, including the cess. While the GST is only going to marginally bring down the price of luxury cars and SUVs, automakers like Isuzu and Ford are planning to offer pre-GST discounts on their mid-sized and small-sized vehicles.

    German luxury automaker, Audi is offering several of its models at prices that have discounts up to Rs.10 lakh up to June 30th. Models like the Audi A3 and the A8 are currently priced between Rs 30.5 lakh and Rs 1.15 crore. Rahil Ansari, India Head for Audi assured that this move by the company is not in line with market trends of clearing old inventory. The company wishes to extend the benefits to their customers. The price reductions on Audi vehicles will range from Rs.50,000 to Rs.1.5 lakh for the entry level A3 sedan and up to Rs.10 lakh on the flagship A8 sedan.

    7 June 2017

GST Update: GST of 18% is applicable on car insurance effective from the 1st of July, 2017

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