Santa Claus comes around just once a year. In the meantime, there are Credit Cards.
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    We found 60 Bhubaneswar Credit Cards
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    Rs.750 Amazon voucher free Ad Paperless approval available
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    499
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    3500
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    750
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    499
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    1000
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  • Bhubaneswar Credit Cards Reviews

    • Bank Bazaar Credit Card
      "Best in class"
      0.5 5.0/5 "Blown Away!"
      I must say it is the only one of its kind. It provides a hassle free process regarding all the types of bank process.I think everyone should try and feel happy to save their precious time. All the type of process starting from filling of application to its processing are all hassle free.
      Was this review helpful? 0
      , bhubaneshwar
      Reviewed on Sep 10, 2017
    • IndusInd Bank Credit Card
      "Its fine"
      0.5 3.0/5 "Satisfactory"
      I would say my INDUSIND is neither good nor bad its kind of average experience. I do make the payment through online and it takes about 3 to 4 days of time for the payment to get reflected on the system. I am holding this credit card for about 3 years now.
      Was this review helpful? 0
      , bhubaneshwar
      Reviewed on Sep 07, 2017
    • ICICI Bank Credit Card
      "Happy to use this card"
      0.5 4.0/5 "Great!"
      I am very much happy with the line of credit which is offered on my ICICI bank credit card. The limit which is offered on my card is 1.7 lakhs also I dont use the limit much. I am holding this credit card for about 3 years. Name of the credit card is Coral credit card
      Was this review helpful? 0
      , bhubaneshwar
      Reviewed on Sep 07, 2017
    • HDFC Bank Credit Card
      "Very good experience"
      0.5 4.0/5 "Great!"
      I am glad to use the offers which I get on my HDFC credit card also they intimate me about the offers which they provide. I am holding this credit card for about 10 years. The most interesting part being I am very much happy with the experience that I have with HDFC,
      Was this review helpful? 0
      , bhubaneshwar
      Reviewed on Sep 07, 2017
    • Bank Bazaar Credit Card
      "CREDIT CARD APPLICATION EXPERIENCE REVIEW"
      0.5 4.5/5 "Excellent!"
      IT'S SUPER FAST AND EASY TO SUBMIT DOCUMENTS FOR VERIFICATION AND I LIKE THE INTERFACE OF THE WEBSITE . I CAN FIND VARIOUS FINANCIAL INSTITUTIONS FOR ANY FINANCIAL NEED. I DON'T HAVE TO VISIT BRANCHES OF EVERY BANK NEAR BY. I CAN ACCESS A FINANCIAL INSTITUTION WHICH IS VERY FAR FROM MY PLACE.BANK BAZAAR REPRESENTATIVES ARE VERY HELPFUL. OVERALL GREAT EXPERIENCE VIRTUALLY.
      Was this review helpful? 0
      , bhubaneshwar
      Reviewed on Aug 10, 2017
    • ICICI Bank Credit Card
      "Good Service"
      0.5 4.0/5 "Great!"
      I got a platinum chip card from ICICI bank. I pay the credit bill through the ECS mode. The rate of interest is high with this card. The customer service with ICICI bank is good . I am happy about the credit limit , still they can increase the credit limit in future. I am satisfied using the ICICI bank Platinum Chip Cisa Credit Card.
      Was this review helpful? 0
      , bhubaneshwar
      Reviewed on Jun 15, 2017
    • ICICI Bank Credit Card
      "No Response"
      0.5 1.0/5 "Really Bad"
      For more than two times, I had applied for the credit card with ICICI bank. But every time the bank is not bothered to reply back or to respond on my application. I have not received any confirmation or information with regards to my credit card application. I had been trying to get the credit card .
      Was this review helpful? 0
      , bhubaneshwar
      Reviewed on Jun 13, 2017
    • HDFC Bank Credit Card
      "Better Service"
      0.5 4.0/5 "Great!"
      I got a life time free credit card of HDFC bank. My credit score is pretty good. I used to make the payment on time so I never gone through interest rate for my credit card. My credit limit is three lakhs. The bank provides a good service for my credit card.
      Was this review helpful? 0
      , bhubaneshwar
      Reviewed on May 09, 2017
    • SBI Cards Credit Card
      "Good but customer service can be improved"
      0.5 4.0/5 "Great!"
      My credit card is Gold plus. It is a free of annual cost. SBI are good in interest rate. On my credit card, I could avail reward points and cash back offers based on my usage. But the customer service is not really supportive, there are always delay in responding the customers.
      Was this review helpful? 0
      , bhubaneshwar
      Reviewed on Mar 30, 2017
    • Bank Bazaar Credit Card
      "credit card"
      0.5 5.0/5 "Blown Away!"
      it is good to process..and easy to apply...Good to know how are the customers, what they want and their thought in taking a credit card. Detailed information was provided about the card, its features etc. Also information about the terms and conditions plus the scheduled time was provided. Thanks
      Was this review helpful? 0
      , bhubaneshwar
      Reviewed on Mar 09, 2017
    • SBI Cards Credit Card
      "Good Service"
      0.5 4.0/5 "Great!"
      I want to say that I am very much comfortable with SBI credit card. They are good in providing offers, benefits to the customer. The credit limit offered by them is 1.27L which is quite good amount. Also, I had not faced any kind of issues with them.
      Was this review helpful? 0
      , bhubaneshwar
      Reviewed on Mar 08, 2017
    • HDFC Bank Credit Card
      "Not Satisfactory"
      0.5 1.0/5 "Really Bad"
      I do not know the policy and the norms followed by HDFC bank on my credit card. HDFC Bank has offered me a decent credit limit at the beginning stage, after which they had reduced my credit limit without even sending any kind of notifications to me. I had tried to get clarification many times, but there was no proper response from HDFC. It is not at all satisfactory.
      Was this review helpful? 0
      , bhubaneshwar
      Reviewed on Mar 08, 2017
    • Citibank Credit Card
      "User Friendly"
      0.5 5.0/5 "Blown Away!"
      CITI Bank is transparent in billing process for credit card. I am using CITI card for past 5 years, They offered more offers like reward pints, cash back offers and all. They had given sufficient credit limit of 3 lakhs. Annual fees is 1000rs, but If I spent more on my credit card, annual fees would get waived off.
      Was this review helpful? 0
      , bhubaneshwar
      Reviewed on Feb 24, 2017
    • SBI Cards Credit Card
      "Very high charges "
      0.5 1.0/5 "Really Bad"
      All credit cards are one and the same. My SBI card is still active and service is very poor they are not customer centric. They are not providing proper customer support . I am holding this card for about one year. This card is acceptable at all places all the credit card and this card is charging very high interest rate.
      Was this review helpful? 3
      , bhubaneshwar
      Reviewed on Jan 06, 2017
    • HDFC Bank Credit Card
      "Very high charges "
      0.5 1.0/5 "Really Bad"
      HDFC Bank credit card is charging very high charges and they will deduct some taxes too after billing date . If we make the payment late they will charge exorbitant charges which is double the transacted amount. Nothing interesting about them and this card is still active
      Was this review helpful? 1
      , bhubaneshwar
      Reviewed on Jan 06, 2017
    • HDFC Bank Credit Card
      "Very good"
      0.5 5.0/5 "Blown Away!"
      I have very good experience . the service that you are providing is very good for all customer. We are really enjoying while applying for the credit card application.and the facilities that you are providing through snap deal is very good..
      Was this review helpful? 0
      , bhubaneshwar
      Reviewed on Dec 11, 2016
    • Bank Bazaar Credit Card
      "Very good"
      0.5 5.0/5 "Blown Away!"
      It was a very good experience with bankbazaar the service that you are providing is very good for all customer. We are really enjoying while applying for the credit card application.and the facilities that you are providing through snap deal is very good..
      Was this review helpful? 0
      , bhubaneshwar
      Reviewed on Dec 11, 2016
    • HDFC Bank Credit Card
      "Not Recommendable"
      0.5 2.0/5 "Expected more"
      HDFC Bank is not recommendable for the credit card as they have not given me a better credit limit though I have asked them to upgrade the same. The offers are also not provided to me. It has not been a good experience as I am an existing customer.
      Was this review helpful? 1
      , bhubaneshwar
      Reviewed on Dec 01, 2016
    • Bank Bazaar Credit Card
      "Bank bazar service"
      0.5 3.5/5 "Pretty good"
      I feel very comfortable with bankbazar service. I had applied for loans , savings account & credit card always through bankabazar site . I advise all my friends to apply through only bankbazar site only . Even they have started to apply through bank bazar site itself. Thnks.
      Was this review helpful? 0
      , bhubaneshwar
      Reviewed on Oct 23, 2016
    • Bank Bazaar Credit Card
      "Great experience on banking and services the same should hav"
      0.5 5.0/5 "Blown Away!"
      It is excellent on the go application. I am happy to apply through bank bazaar but on receiving the card I would be more happy bankbazaar experience is terrific even the same I will share with my friends and Colleague excellent application to experience.
      Was this review helpful? 0
      , bhubaneshwar
      Reviewed on Oct 18, 2016
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    Bhubaneswar Credit Cards is Rated as "Excellent!" by 132 Users

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    Bhubaneswar Credit Cards

    Looking for a Credit Card in Bhubaneswar? Compare various Credit Card offers online at BankBazaar.com for Bhubaneswar city

    Bhubaneswar, the capital of the state of Odisha, is one of the most important cities in Eastern India. Its situated at a close distance from the erstwhile capital of the state, Cuttack, and together they form twin cities of great significance for the region. Bhubaneswar has a history of over 3000 years but at the same time its one of the modern planned cities in the country today. That makes it an interesting mix of the ancient and new age for people living here. Its also known as the land of temples given the large number of stunning temples that can be found here. Along with Konark and Puri, it forms the Golden Triangle in Eastern parts of India for travellers from all over the world..

    Bhubaneswar is the largest city in the state and the most important in terms of economics. While tourism is the largest industry in the city, it has gone from strength to strength in recent times, offering many employment opportunities for locals. In fact, amongst Tier II cities in the state, it was ranked highest for the employment rate. It says a lot about the professional growth people living here can see in the present scenario. The population of the city is estimated to be around 8,40,000 and its only bound to grow in the near future with the economy growing further. The government has done its best to boost the infrastructure of the city and its surrounding areas, making it a popular destination for business conglomerates from all over the country

    With so much going for the city of Bhubaneswar, its only natural that people living here want to lead their lives to the fullest. Its time for people living here to realize their dreams, sooner rather than later. It could be things they want to buy or foreign trips they want to take; now their dreams are within their means with the help of credit cards. Thats the reason its advisable for you to look for Bhubaneswar Credit Card offers and give your finances the cutting edge advantage. But of course its a decision that cannot be taken lightly and BankBazaar.com can help you make the right decision.

    Of course you can find several offers for credit cards from various banks and financial institutions. But do they really cut it for you? Have you had a chance to look at the fine print and understand what you are getting into? If not, then you getting a credit card might be more trouble for you than good. There are many who have regretted their decision of getting a credit card without due consideration. Thats something you need to avoid when looking for Bhubaneswar Credit Card options. At BankBazaar.com not only do we work with the biggest banks and credit card companies in the market, we offer you an opportunity to compare several credit card offers. You can apply for a credit card from ICICI Bank, HDFC Bank, Axis Bank, IndusInd Bank, Citibank or American Express Corporation on our website Bankbazaar.com. Hence you can not only save yourself time but make sure you are taking the best decision.

    Get BankBazaar advantages when looking for credit card offers in Bhubaneswar
    • We work with top banks and financial institutions in the country on a regular basis. Hence as soon as there is any new credit card offer that might be suitable for your needs we will have it in store for you. You wont miss out on any top credit card offer ever again. Some of the credit cards you can get include:
      • Axis Bank Credit Cards
      • HDFC Bank Credit Cards
      • Apply CitiBank Credit Cards
      • ICICI Bank Credit Cards
    • You can begin with the simple eligibility form we have for you. It helps assess your eligibility so that you can get the right offers for your requirements. You will instantly get offers that might tick the right boxes for you.
    • Once thats done you can look at these offers based on various criteria like interest rates, balance transfer facilities etc. These offers can be compared keeping your own requirements in mind and features like credit limit, the maximum cash withdrawal you can get etc. Once you have compared these offers thoroughly you will be in a better position to make the right choice for yourself.
    • You dont have to run all over the place to make your application, because we let you do it online. BankBazaar.com also keeps you in the loop about latest proceedings.
    • We are known to maintain complete objectivity and transparency throughout the process. Your personal information is also kept safe with us, just like youd want it to be.
    FAQs
    1. Who can get a Credit Card?
    2. Anyone with a fixed income, aged above 21 & favourable CIBIL credit score of over 800 can get a credit card.

    3. What will be my credit limit?
    4. The credit limit will depend on various factors like your income, repayment, CIBIL score, etc. Your credit limit can be increased or decreased depending on your last years spending and repayment history

    5. Can I get an Add-on card? And will there be a separate credit limit on the Add-on card?
    6. Yes, you can get an Add-on card but, it will totally depend on the offers the credit card issuer is running at a given point of time. There will not be a separate credit limit for the add-on card.

    7. What should I do if there is a fraud transaction on my credit card?
    8. You should immediately inform your credit card issuer about the fraud transaction.

    9. What should I do if my Credit card is lost or stolen?
    10. If your credit card is lost or stolen inform your credit card issuer within 24 hours and block your card immediately for any fraudulent transactions. Ask your card issuer to send you a new card which generally gets delivered in 3-4 working days.

    11. Which payment network credit cards are available in India?
    12. Basically, Visa, MasterCard and American Express are three popular payment networks available in India. Payment Networks are not credit card issuers your credit card is issued by banks or other financial institutes.

    13. What is a grace period?
    14. A grace period is interest free period for you to pay your credit card balance in full without any interest rate charges. The grace period is calculated based on your billing cycle and not from the date of the transaction.

    15. Will there be any joining fees for credit card?
    16. Most credit card issuers do not charge you any joining fees. Some may charge you but they might reverse those charges in your first credit card statement.

    17. Is there any annual fee associated with credit cards?
    18. Most issuers waive off annual fee for the first year and then charge a minimum amount of Rs. 500 as annual fee.

    19. What is the interest rate/finance charge for credit cards?
    20. The finance charges will wary for each card issuer and type of card like Platinum, Gold, Titanium or any special credit card. Generally credit card interest rates start at 2.5% per month (30% per annum) to 3.75% per month (45% per annum).

    21. Will there be an overdue penalty or late payment fee?
    22. Yes, every card issuer will charge you a late payment fee ranging from Rs 300 to Rs 600.

    23. Will there be a separate charge for foreign currency transactions on my credit card?
    24. Yes, every card issuer will charge you some percentage of the transaction value for the foreign currency transactions. It is generally around 3.5% of the transaction value.

    25. How can I make my credit card payment?
    26. Credit Card issuers provide the following credit card payment options:

      • Through ATMs: Make payments through your card issuing bank ATMs.
      • Through Net banking: Make Card payments using your Net banking.
      • Visa Money Transfer
      • Standing Instructions: If you have bank account with your card issuing bank then you can give standing instructions to directly debit the minimum amount due or full payment due for your monthly credit card payment.
      • National Electronic Funds Transfer (NEFT): Transfer funds from any other bank account to make your card payments.
      • Drop Box Option: You can also drop a local cheque, payable to bank card A/c followed by your card number, at any drop box located in ATMs and branches of your card issuer.
      • Over the counter: You can pay directly by visiting your card issuing bank and make the cash payment for your credit card outstanding.
    Credit Card Eligibility and Documentation
    • Card holder should be in the age bracket of 18 years to 70 years.
    • Should have a fixed monthly income.
    • Should have a good CIBIL credit score.

    Documents required for Credit Card:

    • Pan Card Photocopy OR Form 60
    • Latest Salary Slip, Form 16, Income Tax return copy as income proof
    • Passport, driving license, ration card, etc. for residence proof.
    Features & Benefits of Credit Cards
    • To fulfill dreams which cant wait, apply for credit cards and live your dreams.

    Credit Cards come with great features and benefits:

    • Save on fuel spends
    • Exiting reward programs
    • Comprehensive Insurance coverage
    • Cash back facilities
    • EMI facility on your product purchases
    • Balance Transfer facility
    • Interest Free Period
    • Special discounts on various products
    Check For Latest: Gold Price in Bhubaneswar
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