Santa Claus comes around just once a year. In the meantime, there are Credit Cards.
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  • Bhubaneswar Credit Cards is Rated as "Excellent!" by 151 Users

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    Bhubaneswar Credit Cards

    Looking for a Credit Card in Bhubaneswar? Compare various Credit Card offers online at BankBazaar.com for Bhubaneswar city

    Bhubaneswar, the capital of the state of Odisha, is one of the most important cities in Eastern India. Its situated at a close distance from the erstwhile capital of the state, Cuttack, and together they form twin cities of great significance for the region. Bhubaneswar has a history of over 3000 years but at the same time its one of the modern planned cities in the country today. That makes it an interesting mix of the ancient and new age for people living here. Its also known as the land of temples given the large number of stunning temples that can be found here. Along with Konark and Puri, it forms the Golden Triangle in Eastern parts of India for travellers from all over the world..

    Bhubaneswar is the largest city in the state and the most important in terms of economics. While tourism is the largest industry in the city, it has gone from strength to strength in recent times, offering many employment opportunities for locals. In fact, amongst Tier II cities in the state, it was ranked highest for the employment rate. It says a lot about the professional growth people living here can see in the present scenario. The population of the city is estimated to be around 8,40,000 and its only bound to grow in the near future with the economy growing further. The government has done its best to boost the infrastructure of the city and its surrounding areas, making it a popular destination for business conglomerates from all over the country

    With so much going for the city of Bhubaneswar, its only natural that people living here want to lead their lives to the fullest. Its time for people living here to realize their dreams, sooner rather than later. It could be things they want to buy or foreign trips they want to take; now their dreams are within their means with the help of credit cards. Thats the reason its advisable for you to look for Bhubaneswar Credit Card offers and give your finances the cutting edge advantage. But of course its a decision that cannot be taken lightly and BankBazaar.com can help you make the right decision.

    Of course you can find several offers for credit cards from various banks and financial institutions. But do they really cut it for you? Have you had a chance to look at the fine print and understand what you are getting into? If not, then you getting a credit card might be more trouble for you than good. There are many who have regretted their decision of getting a credit card without due consideration. Thats something you need to avoid when looking for Bhubaneswar Credit Card options. At BankBazaar.com not only do we work with the biggest banks and credit card companies in the market, we offer you an opportunity to compare several credit card offers. You can apply for a credit card from ICICI Bank, HDFC Bank, Axis Bank, IndusInd Bank, Citibank or American Express Corporation on our website Bankbazaar.com. Hence you can not only save yourself time but make sure you are taking the best decision.

    Get BankBazaar advantages when looking for credit card offers in Bhubaneswar
    • We work with top banks and financial institutions in the country on a regular basis. Hence as soon as there is any new credit card offer that might be suitable for your needs we will have it in store for you. You wont miss out on any top credit card offer ever again. Some of the credit cards you can get include:
      • Axis Bank Credit Cards
      • HDFC Bank Credit Cards
      • Apply CitiBank Credit Cards
      • ICICI Bank Credit Cards
    • You can begin with the simple eligibility form we have for you. It helps assess your eligibility so that you can get the right offers for your requirements. You will instantly get offers that might tick the right boxes for you.
    • Once thats done you can look at these offers based on various criteria like interest rates, balance transfer facilities etc. These offers can be compared keeping your own requirements in mind and features like credit limit, the maximum cash withdrawal you can get etc. Once you have compared these offers thoroughly you will be in a better position to make the right choice for yourself.
    • You dont have to run all over the place to make your application, because we let you do it online. BankBazaar.com also keeps you in the loop about latest proceedings.
    • We are known to maintain complete objectivity and transparency throughout the process. Your personal information is also kept safe with us, just like youd want it to be.
    FAQs
    1. Who can get a Credit Card?
    2. Anyone with a fixed income, aged above 21 & favourable CIBIL credit score of over 800 can get a credit card.

    3. What will be my credit limit?
    4. The credit limit will depend on various factors like your income, repayment, CIBIL score, etc. Your credit limit can be increased or decreased depending on your last years spending and repayment history

    5. Can I get an Add-on card? And will there be a separate credit limit on the Add-on card?
    6. Yes, you can get an Add-on card but, it will totally depend on the offers the credit card issuer is running at a given point of time. There will not be a separate credit limit for the add-on card.

    7. What should I do if there is a fraud transaction on my credit card?
    8. You should immediately inform your credit card issuer about the fraud transaction.

    9. What should I do if my Credit card is lost or stolen?
    10. If your credit card is lost or stolen inform your credit card issuer within 24 hours and block your card immediately for any fraudulent transactions. Ask your card issuer to send you a new card which generally gets delivered in 3-4 working days.

    11. Which payment network credit cards are available in India?
    12. Basically, Visa, MasterCard and American Express are three popular payment networks available in India. Payment Networks are not credit card issuers your credit card is issued by banks or other financial institutes.

    13. What is a grace period?
    14. A grace period is interest free period for you to pay your credit card balance in full without any interest rate charges. The grace period is calculated based on your billing cycle and not from the date of the transaction.

    15. Will there be any joining fees for credit card?
    16. Most credit card issuers do not charge you any joining fees. Some may charge you but they might reverse those charges in your first credit card statement.

    17. Is there any annual fee associated with credit cards?
    18. Most issuers waive off annual fee for the first year and then charge a minimum amount of Rs. 500 as annual fee.

    19. What is the interest rate/finance charge for credit cards?
    20. The finance charges will wary for each card issuer and type of card like Platinum, Gold, Titanium or any special credit card. Generally credit card interest rates start at 2.5% per month (30% per annum) to 3.75% per month (45% per annum).

    21. Will there be an overdue penalty or late payment fee?
    22. Yes, every card issuer will charge you a late payment fee ranging from Rs 300 to Rs 600.

    23. Will there be a separate charge for foreign currency transactions on my credit card?
    24. Yes, every card issuer will charge you some percentage of the transaction value for the foreign currency transactions. It is generally around 3.5% of the transaction value.

    25. How can I make my credit card payment?
    26. Credit Card issuers provide the following credit card payment options:

      • Through ATMs: Make payments through your card issuing bank ATMs.
      • Through Net banking: Make Card payments using your Net banking.
      • Visa Money Transfer
      • Standing Instructions: If you have bank account with your card issuing bank then you can give standing instructions to directly debit the minimum amount due or full payment due for your monthly credit card payment.
      • National Electronic Funds Transfer (NEFT): Transfer funds from any other bank account to make your card payments.
      • Drop Box Option: You can also drop a local cheque, payable to bank card A/c followed by your card number, at any drop box located in ATMs and branches of your card issuer.
      • Over the counter: You can pay directly by visiting your card issuing bank and make the cash payment for your credit card outstanding.
    Credit Card Eligibility and Documentation
    • Card holder should be in the age bracket of 18 years to 70 years.
    • Should have a fixed monthly income.
    • Should have a good CIBIL credit score.

    Documents required for Credit Card:

    • Pan Card Photocopy OR Form 60
    • Latest Salary Slip, Form 16, Income Tax return copy as income proof
    • Passport, driving license, ration card, etc. for residence proof.
    Features & Benefits of Credit Cards
    • To fulfill dreams which cant wait, apply for credit cards and live your dreams.

    Credit Cards come with great features and benefits:

    • Save on fuel spends
    • Exiting reward programs
    • Comprehensive Insurance coverage
    • Cash back facilities
    • EMI facility on your product purchases
    • Balance Transfer facility
    • Interest Free Period
    • Special discounts on various products
    Check For Latest: Gold Price in Bhubaneswar

    Bhubaneswar Credit Cards Reviews

    • HDFC Bank Credit Card
      "Excellent service"
      0.5 5.0/5 "Blown Away!"
      It was a good experience with HDFC for my platinum credit card service the offers are good and the interest rate and the fees charges where fine compare to others in the market,it was a wonderful experience with HDFC for my platinum credit card service.
      Was this review helpful? 0
      , bhubaneshwar
      Reviewed on Nov 14, 2017
    • Bank Bazaar Credit Card
      "Easy platform of getting financial products "
      0.5 4.0/5 "Great!"
      You don't need to go anywhere, just pick up your smartphone with internet connectivity. Then choose the financial products for you and your family .very easily available the products you want. I suggest all to visit bankbazaar.com to get right product.thank yyou very much. From, ALOK KUMAR KANUNGO
      Was this review helpful? 0
      , bhubaneshwar
      Reviewed on Nov 11, 2017
    • Bank Bazaar Credit Card
      "Very nice service"
      0.5 5.0/5 "Blown Away!"
      Easily applied for credit card according to my eligibility and score.Very easily choose products with terms & conditions.There is no charges , no cheatings, only you have to provide your documents with truth.Thank you bankbazaar.com... All must prefer this... From, Alok kumar kanungo, Bhubaneswar.
      Was this review helpful? 0
      , bhubaneshwar
      Reviewed on Nov 09, 2017
    • Bank Bazaar Credit Card
      "Quick way for Credit Card"
      0.5 5.0/5 "Blown Away!"
      Good I have been dealing with many banks over a period of time but never expected and got such a quick response that I got from them. Amazing service and we can also upload the documents online without a hassle , easily within minutes. Keep it up team!!
      Was this review helpful? 0
      , bhubaneshwar
      Reviewed on Nov 07, 2017
    • Bank Bazaar Credit Card
      "Easiest way for Credit Card"
      0.5 5.0/5 "Blown Away!"
      It's the best way to get a credit card with shorter time and quick documentation and very fast verification and the best customer service that we ever had...So I am very happy to be part of it. Thanks to Bank Bazaar.com for making our life easier..
      Was this review helpful? 0
      , bhubaneshwar
      Reviewed on Nov 07, 2017
    • HDFC Bank Credit Card
      "Good service "
      0.5 5.0/5 "Blown Away!"
      I have an active credit card with hdfc bank with limit of one lakh.Since 2012 i have been using the card. Occasionally i get offers for shopping At the outlet.Net banking is quite easy and comfortable to use.phone banking don't respond on time and make customers to wait on the queue for a long time.
      Was this review helpful? 0
      , bhubaneshwar
      Reviewed on Nov 02, 2017
    • HDFC Bank Credit Card
      "Good offers and Accessible"
      0.5 5.0/5 "Blown Away!"
      I have an active card with Hdfc bank with a limit of 33 thousand.No annual fees on the card.I get a maximum of tree visits to an airport lounge access because its useful as i travel twice in a year.I have been using the card for past five years i do get the same benefit till now.
      Was this review helpful? 0
      , bhubaneshwar
      Reviewed on Oct 31, 2017
    • ICICI Bank Credit Card
      "Better banking "
      0.5 4.0/5 "Great!"
      I have an active credit card with ICICI bank with a limit of 50 thousand,it has no annual fees.I would say its the best card for online shopping .Initially they had conveyed that i will get an airport lounge access however same is not offered to me till now.I have been using the card for past two years they have not executed the promise made to me.
      Was this review helpful? 0
      , bhubaneshwar
      Reviewed on Oct 31, 2017
    • Punjab National Bank Credit Card
      "Easy to visit the branch "
      0.5 4.0/5 "Great!"
      I bank with Punjab national bank.recently i had applied for credit card they had processed it very early.its convenient to use anywhere in the market. The bank has a limit of 50 thousand and annual fees of Rs1000. Phone banking service sound very helpful for my financial needs.
      Was this review helpful? 0
      , bhubaneshwar
      Reviewed on Oct 25, 2017
    • Bank Bazaar Credit Card
      "Wow Experience"
      0.5 4.5/5 "Excellent!"
      Very nice method to search and apply online banking requirements. After apply got nice call back from customer care service guys for any difficulties or issue while uploading documents. Hope everyone felt same wow experience. Thank you Bank Bazar
      Was this review helpful? 0
      , bhubaneshwar
      Reviewed on Oct 24, 2017
    • Bank Bazaar Credit Card
      "Best service "
      0.5 5.0/5 "Blown Away!"
      Good processing. I had a very good experience with Bankbazaar. I found Bank partner for my Credit Card with Bankbazaar website. I found you guys to be useful. Thank you Bank bazar fully digital bazar and special offers is very good Idea if my application is approved I'll get Amazon gift voucher worth 5000
      Was this review helpful? 0
      , bhubaneshwar
      Reviewed on Oct 17, 2017
    • SBI Cards Credit Card
      "Convenient card "
      0.5 4.0/5 "Great!"
      I am holding IRCTC SBI credit card for last three yea.rs I have not been using it frequently. Hope I get good discounts in railway ticket, whenever I use my credit card to book the tickets, they give best discount. I am happy about it, overall fine to use.
      Was this review helpful? 0
      , bhubaneshwar
      Reviewed on Oct 17, 2017
    • HDFC Bank Credit Card
      "Satifactory credit card"
      0.5 5.0/5 "Blown Away!"
      I am having Super Premium Regalia from HDFC its very excellent, because they are providing lower interest for the credit card loans and the amount getting disbursed within 10 seconds with good reward points. They gave me the credit limit around 3 lakhs its excellent.
      Was this review helpful? 0
      , bhubaneshwar
      Reviewed on Oct 17, 2017
    • Bank Bazaar Credit Card
      "Good processing"
      0.5 5.0/5 "Blown Away!"
      Good processing. I don't have payslip. You can check my sbi account. Or other process do for me . I had a very good experience with Bankbazaar. I found Bank partner for my Personal Loan with Bankbazaar website. Only suggestion that I would like to give is that the Chatting platform in the website can be a little more active. I found you guys to be useful.
      Was this review helpful? 0
      , bhubaneshwar
      Reviewed on Oct 16, 2017
    • Bank Bazaar Credit Card
      "Quick Service"
      0.5 5.0/5 "Blown Away!"
      Faster Service, Great response, Better chance to get loan through bankbazar. I have got 2 times through bankbazar though my application was rejected through bank. Credit Card offers are very nice and they also provide freebees along with great offers.
      Was this review helpful? 0
      , bhubaneshwar
      Reviewed on Oct 13, 2017
    • Kotak Credit Card
      "Good to Hold"
      0.5 4.0/5 "Great!"
      I am holding Gold Kotak Mahindra credit card, they providing good reward points or cash back offers. I have a credit limit of Rs. 2 lakhs, I am very satisfied with their offers and their credit limit is fantastic, I don't have any issues to hold their card.
      Was this review helpful? 0
      , bhubaneshwar
      Reviewed on Oct 10, 2017
    • HDFC Bank Credit Card
      "Charges should be reduced"
      0.5 3.0/5 "Satisfactory"
      HDFC is deducting lot of charges based on the credit card transaction, they won't give any clarification about the charges. I am holding this HDFC credit card since three years, I have redeemed my points many times, its good to hold for my usage.
      Was this review helpful? 0
      , bhubaneshwar
      Reviewed on Oct 10, 2017
    • HDFC Bank Credit Card
      "Average card to use"
      0.5 4.0/5 "Great!"
      I hold a HDFC bank credit card for past 10years. I use this card for purchases, for bill payments and for other usages. I would say the credit limit is high with this card and I would say I am happy and satisfied with it. There is no annual fee with this card .
      Was this review helpful? 0
      , bhubaneshwar
      Reviewed on Oct 06, 2017
    • Axis Bank Credit Card
      "Good card to use"
      0.5 4.0/5 "Great!"
      I have started using the Axis bank Visa platinum credit card from past 2 years. At present I don't use this card . The credit limit is high with this card and I am satisfied with it. There is no annual fee for this card. I would say it is a good card to use.
      Was this review helpful? 0
      , bhubaneshwar
      Reviewed on Oct 06, 2017
    • Bank Bazaar Credit Card
      "Best in class"
      0.5 5.0/5 "Blown Away!"
      I must say it is the only one of its kind. It provides a hassle free process regarding all the types of bank process.I think everyone should try and feel happy to save their precious time. All the type of process starting from filling of application to its processing are all hassle free.
      Was this review helpful? 0
      , bhubaneshwar
      Reviewed on Sep 10, 2017
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