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    Bhubaneswar Credit Cards

    1st Year Fee
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    Response Time Within 30 minutes
    Paperless approval option available
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    Response Time Within 30 minutes
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    Response Time Within 30 minutes
    Response Time Within 30 minutes
    Response Time Within 30 minutes
    Response Time Within 30 minutes
    Paperless approval option available

    Compare, check your eligibility and apply for credit cards online.

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    Looking for a Credit Card in Bhubaneswar? Compare various Credit Card offers online at for Bhubaneswar city

    Bhubaneswar, the capital of the state of Odisha, is one of the most important cities in Eastern India. Its situated at a close distance from the erstwhile capital of the state, Cuttack, and together they form twin cities of great significance for the region. Bhubaneswar has a history of over 3000 years but at the same time its one of the modern planned cities in the country today. That makes it an interesting mix of the ancient and new age for people living here. Its also known as the land of temples given the large number of stunning temples that can be found here. Along with Konark and Puri, it forms the Golden Triangle in Eastern parts of India for travellers from all over the world..

    Bhubaneswar is the largest city in the state and the most important in terms of economics. While tourism is the largest industry in the city, it has gone from strength to strength in recent times, offering many employment opportunities for locals. In fact, amongst Tier II cities in the state, it was ranked highest for the employment rate. It says a lot about the professional growth people living here can see in the present scenario. The population of the city is estimated to be around 8,40,000 and its only bound to grow in the near future with the economy growing further. The government has done its best to boost the infrastructure of the city and its surrounding areas, making it a popular destination for business conglomerates from all over the country

    With so much going for the city of Bhubaneswar, its only natural that people living here want to lead their lives to the fullest. Its time for people living here to realize their dreams, sooner rather than later. It could be things they want to buy or foreign trips they want to take; now their dreams are within their means with the help of credit cards. Thats the reason its advisable for you to look for Bhubaneswar Credit Card offers and give your finances the cutting edge advantage. But of course its a decision that cannot be taken lightly and can help you make the right decision.

    Of course you can find several offers for credit cards from various banks and financial institutions. But do they really cut it for you? Have you had a chance to look at the fine print and understand what you are getting into? If not, then you getting a credit card might be more trouble for you than good. There are many who have regretted their decision of getting a credit card without due consideration. Thats something you need to avoid when looking for Bhubaneswar Credit Card options. At not only do we work with the biggest banks and credit card companies in the market, we offer you an opportunity to compare several credit card offers. You can apply for a credit card from ICICI Bank, HDFC Bank, Axis Bank, IndusInd Bank, Citibank or American Express Corporation on our website Hence you can not only save yourself time but make sure you are taking the best decision.

    Get BankBazaar advantages when looking for credit card offers in Bhubaneswar
    • We work with top banks and financial institutions in the country on a regular basis. Hence as soon as there is any new credit card offer that might be suitable for your needs we will have it in store for you. You wont miss out on any top credit card offer ever again. Some of the credit cards you can get include:
      • Axis Bank Credit Cards
      • HDFC Bank Credit Cards
      • Apply CitiBank Credit Cards
      • ICICI Bank Credit Cards
    • You can begin with the simple eligibility form we have for you. It helps assess your eligibility so that you can get the right offers for your requirements. You will instantly get offers that might tick the right boxes for you.
    • Once thats done you can look at these offers based on various criteria like interest rates, balance transfer facilities etc. These offers can be compared keeping your own requirements in mind and features like credit limit, the maximum cash withdrawal you can get etc. Once you have compared these offers thoroughly you will be in a better position to make the right choice for yourself.
    • You dont have to run all over the place to make your application, because we let you do it online. also keeps you in the loop about latest proceedings.
    • We are known to maintain complete objectivity and transparency throughout the process. Your personal information is also kept safe with us, just like youd want it to be.
    1. Who can get a Credit Card?
    2. Anyone with a fixed income, aged above 21 & favourable CIBIL credit score of over 800 can get a credit card.

    3. What will be my credit limit?
    4. The credit limit will depend on various factors like your income, repayment, CIBIL score, etc. Your credit limit can be increased or decreased depending on your last years spending and repayment history

    5. Can I get an Add-on card? And will there be a separate credit limit on the Add-on card?
    6. Yes, you can get an Add-on card but, it will totally depend on the offers the credit card issuer is running at a given point of time. There will not be a separate credit limit for the add-on card.

    7. What should I do if there is a fraud transaction on my credit card?
    8. You should immediately inform your credit card issuer about the fraud transaction.

    9. What should I do if my Credit card is lost or stolen?
    10. If your credit card is lost or stolen inform your credit card issuer within 24 hours and block your card immediately for any fraudulent transactions. Ask your card issuer to send you a new card which generally gets delivered in 3-4 working days.

    11. Which payment network credit cards are available in India?
    12. Basically, Visa, MasterCard and American Express are three popular payment networks available in India. Payment Networks are not credit card issuers your credit card is issued by banks or other financial institutes.

    13. What is a grace period?
    14. A grace period is interest free period for you to pay your credit card balance in full without any interest rate charges. The grace period is calculated based on your billing cycle and not from the date of the transaction.

    15. Will there be any joining fees for credit card?
    16. Most credit card issuers do not charge you any joining fees. Some may charge you but they might reverse those charges in your first credit card statement.

    17. Is there any annual fee associated with credit cards?
    18. Most issuers waive off annual fee for the first year and then charge a minimum amount of Rs. 500 as annual fee.

    19. What is the interest rate/finance charge for credit cards?
    20. The finance charges will wary for each card issuer and type of card like Platinum, Gold, Titanium or any special credit card. Generally credit card interest rates start at 2.5% per month (30% per annum) to 3.75% per month (45% per annum).

    21. Will there be an overdue penalty or late payment fee?
    22. Yes, every card issuer will charge you a late payment fee ranging from Rs 300 to Rs 600.

    23. Will there be a separate charge for foreign currency transactions on my credit card?
    24. Yes, every card issuer will charge you some percentage of the transaction value for the foreign currency transactions. It is generally around 3.5% of the transaction value.

    25. How can I make my credit card payment?
    26. Credit Card issuers provide the following credit card payment options:

      • Through ATMs: Make payments through your card issuing bank ATMs.
      • Through Net banking: Make Card payments using your Net banking.
      • Visa Money Transfer
      • Standing Instructions: If you have bank account with your card issuing bank then you can give standing instructions to directly debit the minimum amount due or full payment due for your monthly credit card payment.
      • National Electronic Funds Transfer (NEFT): Transfer funds from any other bank account to make your card payments.
      • Drop Box Option: You can also drop a local cheque, payable to bank card A/c followed by your card number, at any drop box located in ATMs and branches of your card issuer.
      • Over the counter: You can pay directly by visiting your card issuing bank and make the cash payment for your credit card outstanding.
    Credit Card Eligibility and Documentation
    • Card holder should be in the age bracket of 18 years to 70 years.
    • Should have a fixed monthly income.
    • Should have a good CIBIL credit score.

    Documents required for Credit Card:

    • Pan Card Photocopy OR Form 60
    • Latest Salary Slip, Form 16, Income Tax return copy as income proof
    • Passport, driving license, ration card, etc. for residence proof.
    Features & Benefits of Credit Cards
    • To fulfill dreams which cant wait, apply for credit cards and live your dreams.

    Credit Cards come with great features and benefits:

    • Save on fuel spends
    • Exiting reward programs
    • Comprehensive Insurance coverage
    • Cash back facilities
    • EMI facility on your product purchases
    • Balance Transfer facility
    • Interest Free Period
    • Special discounts on various products
    Check For Latest: Gold Price in Bhubaneswar
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