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    Bhopal Credit Cards

    Card
    1st Year Fee
    Rewards
    Joining Perks
    499
    Response Time Within 30 minutes
    Paperless approval option available
    0
    Response Time Within 30 minutes
    3000
    Response Time Within 30 minutes
    1000
    Response Time Within 30 minutes
    Instant Decision
    0
    Response Time Within 30 minutes
    2500
    Response Time Within 30 minutes
    10000
    Response Time Within 30 minutes
    0
    Response Time Within 30 minutes
    9999
    Response Time Within 30 minutes
    2500
    Response Time Within 30 minutes
    10000
    Response Time Within 30 minutes
    499
    Response Time Within 30 minutes
    Paperless approval option available
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    Bhopal Credit Cards Reviews

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    Bhopal Credit Cards is Rated as "Excellent!" by 69 Users

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    Looking for a Credit Card in Bhopal? Compare various Credit Card offers online at BankBazaar.com for Bhopal city

    Bhopal is the capital of the Indian state of Madhya Pradesh and the administrative headquarters of Bhopal district and Bhopal division. The city was the capital of the former Bhopal State. Bhopal is known as the City of Lakes for its various natural as well as artificial lakes and is also one of the greenest cities in India. Bhopal is the 16th largest city in India and 134th largest city in the world. It is basically divided into two parts - old Bhopal and new Bhopal.
    Bhopal is said to have been founded by the king Bhoja of the Paramara dynasty (AD 10001055), who ruled from his capital at Dhar. This theory states that Bhopal was originally known as Bhojpal after the king and the dam ("pal") constructed by him. Bhopal State was the second-largest Muslim-ruled princely state, the first being Hyderabad. After the independence of India in 1947, the last Nawab expressed his wish to retain Bhopal as a separate unit. Later, According to the States Reorganization Act of 1956, the Bhopal state was integrated into the state of Madhya Pradesh, and Bhopal was declared as its capital.

    Credit cards are a powerful credit tool to help you tide over short term financial requirements. Card issuing banks offer many types of benefits like cash back, reward points, interest free credit and discount offers on purchases made at select stores. If you are looking to apply for a Bhopal Credit Card you can do it right here at BankBazaar in a few simple steps. Once you fill in the form we will provide you with detailed information on the banks which offer Bhopal Credit Card.

    Get BankBazaar advantages when looking for credit card offers in Bhopal
    • Some of the major banks which issue Bhopal credit cards include:
      • Axis Bank Credit Cards
      • HDFC Bank Credit Cards
      • Apply CitiBank Credit Cards
      • ICICI Bank Credit Cards
    Advantages of applying for your Bhopal Credit Card via BankBazaar
    • Simple process: The process of finding details about various credit card types and their features available in Bhopal can be done by simple filling up a form with your basic details.
    • Instant response: Since the processing is done online, Bankbazaar helps you to quickly look up your options while applying for a credit card in Bhopal.
    • Easy Comparison: Since most banks offer more than one type of credit card and the advantages and features which come along with different banks arent the same, BankBazaar helps you to compare the crucial elements which can determine your choice of credit card.
    • Limited documentation: One of the main advantages of applying for your credit card via BankBazaar is that there is not much documentation required.
    • Apply and get approval quickly: The online E-Approval of your credit card application will be done almost instantly; this saves you a whole lot of time!
    • Your information is secure: BankBazaar guarantees a secure experience. All your personal details and information provided by you is secured. The details are electronically forwarded to the bank you choose to make your dealings with.
    FAQs
    1. Who can get a Credit Card?
    2. Anyone with a fixed income, aged above 21 & favourable CIBIL credit score of over 800 can get a credit card.

    3. What will be my credit limit?
    4. The credit limit will depend on various factors like your income, repayment, CIBIL score, etc. Your credit limit can be increased or decreased depending on your last years spending and repayment history

    5. Can I get an Add-on card? And will there be a separate credit limit on the Add-on card?
    6. Yes, you can get an Add-on card but, it will totally depend on the offers the credit card issuer is running at a given point of time. There will not be a separate credit limit for the add-on card.

    7. What should I do if there is a fraud transaction on my credit card?
    8. You should immediately inform your credit card issuer about the fraud transaction.

    9. What should I do if my Credit card is lost or stolen?
    10. If your credit card is lost or stolen inform your credit card issuer within 24 hours and block your card immediately for any fraudulent transactions. Ask your card issuer to send you a new card which generally gets delivered in 3-4 working days.

    11. Which payment network credit cards are available in India?
    12. Basically, Visa, MasterCard and American Express are three popular payment networks available in India. Payment Networks are not credit card issuers your credit card is issued by banks or other financial institutes.

    13. What is a grace period?
    14. A grace period is interest free period for you to pay your credit card balance in full without any interest rate charges. The grace period is calculated based on your billing cycle and not from the date of the transaction.

    15. Will there be any joining fees for credit card?
    16. Most credit card issuers do not charge you any joining fees. Some may charge you but they might reverse those charges in your first credit card statement.

    17. Is there any annual fee associated with credit cards?
    18. Most issuers waive off annual fee for the first year and then charge a minimum amount of Rs. 500 as annual fee.

    19. What is the interest rate/finance charge for credit cards?
    20. The finance charges will wary for each card issuer and type of card like Platinum, Gold, Titanium or any special credit card. Generally credit card interest rates start at 2.5% per month (30% per annum) to 3.75% per month (45% per annum).

    21. Will there be an overdue penalty or late payment fee?
    22. Yes, every card issuer will charge you a late payment fee ranging from Rs 300 to Rs 600.

    23. Will there be a separate charge for foreign currency transactions on my credit card?
    24. Yes, every card issuer will charge you some percentage of the transaction value for the foreign currency transactions. It is generally around 3.5% of the transaction value.

    25. How can I make my credit card payment?
    26. Credit Card issuers provide the following credit card payment options:

      • Through ATMs: Make payments through your card issuing bank ATMs.
      • Through Net banking: Make Card payments using your Net banking.
      • Visa Money Transfer
      • Standing Instructions: If you have bank account with your card issuing bank then you can give standing instructions to directly debit the minimum amount due or full payment due for your monthly credit card payment.
      • National Electronic Funds Transfer (NEFT): Transfer funds from any other bank account to make your card payments.
      • Drop Box Option: You can also drop a local cheque, payable to bank card A/c followed by your card number, at any drop box located in ATMs and branches of your card issuer.
      • Over the counter: You can pay directly by visiting your card issuing bank and make the cash payment for your credit card outstanding.
    Credit Card Eligibility and Documentation
    • Card holder should be in the age bracket of 18 years to 70 years.
    • Should have a fixed monthly income.
    • Should have a good CIBIL credit score.

    Documents required for Credit Card:

    • Pan Card Photocopy OR Form 60
    • Latest Salary Slip, Form 16, Income Tax return copy as income proof
    • Passport, driving license, ration card, etc. for residence proof.
    Features & Benefits of Credit Cards
    • To fulfill dreams which cant wait, apply for credit cards and live your dreams.

    Credit Cards come with great features and benefits:

    • Save on fuel spends
    • Exiting reward programs
    • Comprehensive Insurance coverage
    • Cash back facilities
    • EMI facility on your product purchases
    • Balance Transfer facility
    • Interest Free Period
    • Special discounts on various products

    Some of the various credit cards available are GOLD, SILVER, PLATINUM and several others. The features and offers which come along with each category of credit card will depend entirely on the Bank which issues it. The terms and conditions of issue of credit card and other details regarding payment and interest is likely to be different for each bank.

    Check For Latest: Gold Price in Bhopal
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