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  • Bharti AXA Life eAajeevan Sampatti+ Plan

    Bharti AXA Life Insurance
     4.0 / 5.0   by 112 users
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    Bharti AXA Life eAajeevan Sampatti+ is a non-linked savings plan, which can be applied for, online. This policy is intended to offer your family and you with double advantages that includes guaranteed annual pay-outs. It offers life insurance cover for up to 100 years of age. The plan allows its policyholders to receive additional (non-guaranteed) cash bonuses until the date of the policy maturity.


    Eligibility Requirements for Bharti AXA Life eAajeevan Sampatti+ Plan

    The following are the basic and most important eligibility criterias for the Bharti AXA Life eAajeevan Sampatti+ plan:

    Minimum entry age 91 days.
    Maximum entry age ‘To age 100’ Policy: 60 years. ‘To age 85’ Policy: 50 years.
    Maximum age at maturity 100 or 85 years which is completely based on the Policy Term selected.

    Key Features of Bharti AXA Life eAajeevan Sampatti+ Plan

    Plan type Non-linked savings plan..
    Plan basis Individual
    Premium paying terms 10 and 15 years.
    Policy term Upto the age of 85 years or 100 years of the policyholder.
    Death Benefits Amount Assured at the date of maturity OR 11 times of the Annualised Base Premium. (Note:The base annualized premium paid will not include ‘modal factors and underwriting extra’.)
    Annual Benefits
    Policy Term Guaranteed Annual payout in Percentage of the Sum assured
    Upto 85 years policy 5.5% of the amount assured at maturity
    Upto 100 years policy 6.% of the amount assured at maturity
    Maturity benefits Sum assured for payment when the policy matures.
    Premium payment frequency Monthly and quarterly are payable through autopay only. Annual and half yearly is also available.
    Guaranteed Additions 5.5% annual payout for the To 85 years policy and 6% for the To 100 years policy
    No Medicals No medical examination required for this policy
    Free-look period 15 days for manually purchased policy 30 days for policies purchased online.
    Grace period 15 days for all modes of payment and for all policies
    Policy revival The policy can revived within 2 years from the date of 1st premium missed. But you would need to provide Bharti AXA the following: A written application from you for the policy revival Satisfactory evidence of insurability based on the company’s discretion. Payment of all overdue premiums with interest as specified by company from time to time.
    Alterations The policy allows alteration of premium paying frequency.
    Nomination Nomination is accepted under this policy.
    Sum Assured Minimum: Rs. 50,000. Maximum: There is no limit.
    Policy coverage Death benefits, maturity benefits and guaranteed annual payouts.
    Loans Against Policy Loans against this policy can be taken.

    Benefits and Advantages of Bharti AXA Life eAajeevan Sampatti+ Plan

    The main advantages of this life insurance plan from Bharti AXA includes:

    • Life Insurance Cover: This amount will be paid out in the case of unfortunate event of death of the policyholder. The claimant will receive either of the following amounts, whichever is higher:
      • Sum Assured on Maturity OR
      • 11 x Annualised Premium (excluding any modal factors and underwriting extra premium).
    • Maturity Benefit: The Sum or amount that has been assured on the date of maturity.
    • Survival Benefits:
      • Guaranteed annual payout of 5.5% of the Sum Assured on Maturity starting from the end of 10th Policy year for ‘To age 100’ policy term
      • Guaranteed annual payout of 6% of the Sum Assured on Maturity paid every year starting from the end of 10th Policy year for ‘To age 85’ policy term.
      • Non-guaranteed Cash bonuses paid annually starting from end of 6th Policy year onwards.
    • Tax benefits: Tax benefits are available on the premiums paid and also the the benefits received as per the prevailing tax laws under Section 80C and Section 10 (10D) of the Income Tax Act, 1961. The tax benefits are subject to change based on the prevailing tax laws at the time.
    • Discounts on Premium: You can avail discounts on premium amounts if your sum assured is Rs. 4 lakhs or more.
    • Loans Against Policy: The maximum amount of loan has to be 70% or less of the acquired Surrender Value. The loans given under the Policy are as per the Policy provisions under Bharti AXA Life Insurance.

    How Does Bharti AXA Life eAajeevan Sampatti+ Plan Work?

    An individual starts paying their premiums from the initiation time of the policy term. From the sixth year, the policyholder starts receiving non-guaranteed bonuses. He or she would finish paying the premiums by the 10 year or 15 year based on the policy term chosen. From then on, the policy holder starts receiving annual payouts which are guaranteed. In case, the policyholder expires before the age of 85 or 100 as mentioned on their term, they will receive 105% of the sum assured on maturity or 11 x times the guaranteed annual payout, whichever is the higher amount. If he survive up to maturity, he will receive the amount assured for maturity.

    Riders Applicable on Bharti AXA Life eAajeevan Sampatti+ Plan

    The following riders are applicable on this policy:

    • Premium Waiver rider: 100% of all future premiums under the base policy are waived and paid by the company on the death & total permanent disability or critical illness of Proposer, depending on the chosen option.
    • Bharti AXA Life Accidental Death Benefit Rider:This is a non-linked and regular pay rider that provides 100% Sum Assured in case of death of the Life Insured due to an accident subject to the rider policy being in-force.

    Bharti AXA Life eAajeevan Sampatti+ Plan Reviews

  • Page 1 of 6 1 2 3 4 5
    • Bharti Axa Life Life Insurance
      "Peace life"
      0.5 5.0/5 "Blown Away!"
      I have taken a policy with BHARTI-AXA LIFE INSURANCE on 2011 and this policy is called JEEVAN SAMPTHI insurance. It has the tenure of 10 years. The premium, I pay Rs. 20,000 per annum, after the maturity I will be getting bulk amount. Based on the interest I will be getting fixed amount, after the 11 th year. The plan benefits and the policy coverages are really good with this policy , I can even suggest this policy to other members.
      Was this review helpful? 0
      , jamshedpur
      Reviewed on May 19, 2017
    • Bharti Axa Life Life Insurance
      "Good saving investment"
      0.5 4.0/5 "Great!"
      Its a saving investment plan, I used to pay Rs.30,000 on yearly basis has the tenure of 10 years. After maturity period I would be getting Rs. 10 lakhs and this policy name is called Bharti AXA Life sumruthi . They are providing Tax benefits, accidental coverage and disability coverage.
      Was this review helpful? 0
      , indore
      Reviewed on May 04, 2017
    • Bharti Axa Life Life Insurance
      "Better Insurance"
      0.5 5.0/5 "Blown Away!"
      Almost all the benefits that I derive from Bharathi Axa are really good. This insurance was taken for a period of 4 years. The premium amount what I am paying currently is Rs.9387. It is very easy to do transactions. I pay via 3 modes of payment like cheque, cash and online mode. The normal term plan is for a period of 35 years. It provides maturity benefits and the coverage amount is around 80 lakhs.
      Was this review helpful? 0
      , raipur
      Reviewed on Apr 12, 2017
    • Bharti Axa Life Life Insurance
      "Very good "
      0.5 5.0/5 "Blown Away!"
      I do have life insurance policy with the Bharti Axa insurance company and the premium is around 3000 Rupees per month. Total tenure of the policy is around fifteen years of time. I took agi jivan sampatti policy and it works like, after five years of time the premium amount will be get reduced, also after ten years of time there is nothing to pay and there is an option to take out the amount entirely, else I can continue with twenty years of time.
      Was this review helpful? 0
      , aurangabad
      Reviewed on Mar 18, 2017
    • Bharti Axa Life Life Insurance
      "The best in benefits"
      0.5 5.0/5 "Blown Away!"
      It is a long term insurance with Bharthi -Axa life insurance. I have other insurances too, but this one stands first in my list. They are providing me better benefits and a far better coverage. The premiums are paid online and it has been easy with the many options to make my payments as well.
      Was this review helpful? 0
      , kolkata
      Reviewed on Dec 07, 2016
    • Bharti Axa Life Life Insurance
      "Cheats!!"
      0.5 0.5/5 "Unacceptable"
      Was called, promised a lot of things!! I called back and checked again, everything confirmed again!! When the policy documents come home, things are really different, than what I expected, considering canceling the policy. Not recommending this to anyone
      Was this review helpful? 0
      , mumbai
      Reviewed on Oct 24, 2016
    • Bharti Axa Life Life Insurance
      "Good benefits"
      0.5 5.0/5 "Blown Away!"
      Bharthi -Axa life insurance has been good in their services. They send me the reminders regularly so I do not skip paying my premiums. The policy is kind of a pension plan, it is a long term policy where I could get benefits after my retirement. My premiums are paid on a annual basis.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Sep 16, 2016
    • Bharti Axa Life Life Insurance
      "Not recommended "
      0.5 1.0/5 "Really Bad"
      I am not happy with the support found in Bharthi -Axa related to a Life Insurance.They apply more hidden charges.Its not a market based plan and purely a life coverage with returns plan.I am not finding any growth in the amount invested in the Insurance.
      Was this review helpful? 1
      , new delhi
      Reviewed on Jul 26, 2016
    • Bharti Axa Life Life Insurance
      "transparent service "
      0.5 4.0/5 "Great!"
      The service and support provided by Bharthi-Axa was good related to the life Insurance.They are clear about explaining the plan benefits to the customer.Its basically a investment plan I have taken with Bharthi-Axa.The payment options given are vast.
      Was this review helpful? 0
      , mumbai
      Reviewed on Jul 04, 2016
    • Bharti Axa Life Life Insurance
      "Neds improvement "
      0.5 2.0/5 "Expected more"
      I have taken the life Insurance with bhrathi axa from online.They have provided the documents related to the Insurance on time.Still now I have not received any call related to the Insurance which is a drawback.Its basically a life coverage plan with bharthi-axa.
      Was this review helpful? 0
      , mumbai
      Reviewed on Jun 25, 2016
    • Bharti Axa Life Life Insurance
      "Good policy"
      0.5 4.0/5 "Great!"
      I do have life insurance policy with the Bharti Axa life insurance company and I took it long back ago. The customer service is fine with them and they used to be in touch with customer. The premium is around 4000 Rupees per annum and the total policy coverage value is around five lakh Rupees.
      Was this review helpful? 0
      , bangalore
      Reviewed on May 14, 2016
    • Bharti Axa Life Life Insurance
      "Excellent Services"
      0.5 5.0/5 "Blown Away!"
      I have taken my life insurance from Bharti-Axa. The services are good. As soon as I paid my first premium. They contacted me and informed me all the details about the policy. It is a monthly income plan. The premium is on a yearly basis. The tenure is for 30 years. They have a online payment option as well.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Apr 16, 2016
    • Bharti Axa Life Life Insurance
      "Better"
      0.5 4.0/5 "Great!"
      I do have term life insurance policy with Bharti Axa insurance company and the premium is around 9000 Rupees per annum. The total policy coverage value is around 1 crore Rupees. I can say the response is fine one, also I been with them from the last four to five years of time.
      Was this review helpful? 0
      , kanpur
      Reviewed on Mar 30, 2016
    • Bharti Axa Life Life Insurance
      "Better"
      0.5 4.0/5 "Great!"
      I have the life insurance policy with the Bharti Axa insurance company. Policy coverage last long for 85 years of time and the premium is around 50000 Rupees per annum. They used to provide the good response to the customers.
      Was this review helpful? 0
      , bangalore
      Reviewed on Mar 21, 2016
    • Bharti Axa Life Life Insurance
      "Good enough"
      0.5 4.0/5 "Great!"
      Its overall good service with bharthi-Axa related to the Life Insurance.I would like to recommend the service related to the Insurance.They have all convenient option available for the customer.Customer can make the payment through the credit card.Its basically term plan with Bharthi Axa
      Was this review helpful? 0
      , kolkata
      Reviewed on Mar 18, 2016
    • Bharti Axa Life Life Insurance
      "Great!!!"
      0.5 4.0/5 "Great!"
      I have taken a life insurance plan from bharati axa for the tenure of 16 years. In which after the maturity will get sum assured amount.. Risk coverage is given under the plan. They are very transparency in giving the information . Payment can be made through online.
      Was this review helpful? 0
      , guwahati
      Reviewed on Mar 12, 2016
    • Bharti Axa Life Life Insurance
      "Good...."
      0.5 5.0/5 "Blown Away!"
      This Bharti Axa life insurance been provided by my organization. Actually it is a kind of death insurance and the death comes on basis accident the coverage would be provided to the nominee. Coverage it is 17lakhs. And the coverage increases as per my salary.
      Was this review helpful? 0
      , bangalore
      Reviewed on Mar 12, 2016
    • Bharti Axa Life Life Insurance
      "Good Services"
      0.5 4.0/5 "Great!"
      My life insurance is from Bharti-Axa life insurance. I am happy with the policy benefits and returns they have provided to me. The services are good. They send me alerts for the payments. My premiums are paid on a yearly basis. The tenure is for 11 years. Overall it has been good.
      Was this review helpful? 1
      , bangalore
      Reviewed on Mar 09, 2016
    • Bharti Axa Life Life Insurance
      "Good..."
      0.5 3.0/5 "Satisfactory"
      Five years ago the Bharti Axa life insurance gave some offers and on that basis this life insurance been opened. As the company itself paid premium for three months. That is an unit link plan and they told it would be great for investment. Fixed returns will be there for death and accident.
      Was this review helpful? 0
      , chennai
      Reviewed on Mar 04, 2016
    • Bharti Axa Life Life Insurance
      "Good Services"
      0.5 4.0/5 "Great!"
      I have taken my life insurance Bharti Axa Life insurance. I have not had any problem with the services. I am receiving my invoices on time. If they require any information from me they email me the same. The payments are convenient. It happens on a ECS mode. I do not wish to comment on the benefits and coverage as I have not compared it with any other policy and I might find something better too.
      Was this review helpful? 0
      , pune
      Reviewed on Mar 04, 2016
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