A "low interest" loan shouldn't mean you have very little interest in paying it back!
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    We found 38 Bangalore Home Loan
    Bank Name
    Interest Rate Range
    Processing Fee Range
    Loan Amount
    Tenure Range
    9.0% - 9.50% Floating
    Up to 0.50% (min. ₹10,000 + GST) One time fee
    8L Min
    1-30 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon Voucher
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    8.90% - 9.10% Floating
    0.25% (max. ₹11,800) One time fee
    5L - 10Crs
    3-30 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon Voucher 100% PAPERLESS APPROVAL
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    8.80 - 9.20% Floating
    12,000 (inclusive of GST) One-Time Fee
    20L - 5Crs
    1-30 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon Voucher
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    Fees & Charges
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    8.90% Floating
    10000+GST One time fee
    -
    1-20 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon Voucher
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    8.80% - 9.05% Floating
    Up to 0.5% (max. ₹11,800) One time fee
    5L - 10Crs
    1-30 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon Voucher
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    Fees & Charges
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    8.75% - 11.0% Floating
    Up to 0.5% One time fee
    2L - 3Crs
    1-30 Years
    Response Time : Within 30 minutes
    What you'll love
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    Perks
    Fees & Charges
    Good to Know
    8.90% - 9.50% Floating
    0.50% PF (For Salaried) to 1%(min.3000)+Tax (for Self employed)
    12L - 5Crs
    1-20 Years (10 yrs plot loan)
    Response Time : Within 30 minutes
    Rs.5,000 Amazon Voucher
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    Fees & Charges
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    8.80% - 11.75% Fixed/Floating
    0.50% (min. ₹10,000) One time fee
    5L - 10Crs
    1-30 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon Voucher
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    Fees & Charges
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    9% Floating
    ₹ 10000+ taxes One time fee
    50L - 5Crs
    1 - 25 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon Voucher
    What you'll love
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    Perks
    Good to Know
    8.55% - 8.99% Floating
    ₹5,000 to ₹10,000 + applicable tax One time fee
    20L - 10Crs
    1-30 Years
    Response Time : Within 30 minutes
    What you'll love
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    Perks
    Think about
    Good to Know
    8.85% - 9.05% Floating
    0.25% (max. ₹11,800) One time fee
    5L - 10Crs
    3-30 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon Voucher 100% PAPERLESS APPROVAL
    What you'll love
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    Perks
    Fees & Charges
    Good to Know
    9.25% Floating
    0.50% (min. ₹10,000)
    1Cr - 5Crs
    1-20 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon Voucher
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Bangalore Home Loan is Rated as "Great!" by 4350 Users

    Fees & Charges

    Promised Interest Rate

    Customer Service

    Responsiveness

    Home Loan BYTES FROM OUR KITCHEN

    Bangalore Home Loan

    Bangalore also known as Bengaluru, is the capital of the Indian state of Karnataka. It is India's third-largest city.In recent years, Bangalore propelled to be the forefront of the high-tech industry boom in India, and it currently ranks as India's most developed city and one of the world's fastest growing urban areas.

    Home loans, also known as mortgages, use the borrower's home for collateral. This home can be a single-family house up to a four-unit property, as well as a cooperative unit. Lenders fund home loans, but both the lenders themselves and brokers who act on behalf of the lenders originate, or process, them.


    You’re probably eligible for an Bangalore Home Loan if you are

    01
    02
    03
    04
    Bangalore Home Loan Minimum Age

    At least 21 years old

     Bangalore Home Loan Maximum Age

    Less than 65 years old

    Bangalore Home Loan Eligible Employment Type

    Salaried / Self-employed
    with regular income

    Bangalore Home Loan Minimum Income

    Earn more than the minimum
    income required


    Your Bangalore Home Loan amount eligibility is based on these factors

    01
    02
    03
    Bangalore Home Loan Minimum Salary

    EMI limited to about 50%
    of monthly income

    Bangalore Home Loan Maximum Loan to property value

    Loan capped @ 75% - 85% on property value

    Bangalore Home Loan EMI

    EMIs of other loans lower
    your eligibility


    Increase your eligible Bangalore Home Loan amount by these steps

    01
    02
    03
    Bangalore Home Loan Add Spouse as Co-applicant

    Make your spouse a co-applicant,
    and her income will add
    to your eligibility

    Bangalore Home Loan Maximum Tenure

    Choose longer tenure loan up to 20 - 30 years

    Bangalore Home Loan Add parents as Co-applicant

    Alternatively add your parents


    Documentation needed to apply for an Bangalore Home Loan

    • 1. Photo ID and age proof
    • 2. Signed application form with photograph
    • 3. Processing fee cheque
    • 4. Last 6 months bank statement
    • 5. Documentation for salaried applicants:
      • Last 3 months salary – slips
      • Form 16 or Income Tax Returns
    • 6. Documentation for self-employed applicants:
      • Last 3 years Income Tax Returns with computation of Income
      • Last 3 years CA Certified / Audited Balance Sheet and Profit & Loss Account

    Bangalore Home Loan Interest RatesUpdated on 20 Jan 2019

    Bangalore Home Loan Details
    Interest Rate (Monthly reducing balance) 10% - 10.5%
    Processing Fees 0.50% of Loan
    Loan Tenure 1 year to 20 - 30 years
    Partial pre-payment Charges Nil
    Pre-closure Charges Nil

    Bangalore Home Loan Reviews

    • DHFL Home Loan
      "Good service"
      0.5 5.0/5 "Blown Away!"
      I have a home loan with DHFL INSTITUTION . I got option of preclosere and it is very nominal . The process to get the loan is fine. The rate of interest is fine even processing fee nominal . The loan was provide on time and the documentation was collected on time too. I received the loan amount as expected.
      Was this review helpful? 0
      , bangalore
      Reviewed on Jan 18, 2019
    • Bank of India Home Loan
      "Average service"
      0.5 3.0/5 "Satisfactory"
      I have been using my housing loan with Bank of India, there service was good ,they have given me sufficient loan amount, and the rate of interest they have given me was up to 8.5% now,the rate of interest is not fixed it use to fluctuate according to market price, and the processing fee they have charged me was nominal,there mobile application and net bank is good, there application is user-friendly,but if i took loan from Hyderabad bank but i am in Bangalore branch then they will not help me out in this only on that bank they will be helping out if i had any issue or query.
      Was this review helpful? 0
      , bangalore
      Reviewed on Jan 17, 2019
    • Axis Bank Home Loan
      "Excellent Service"
      0.5 5.0/5 "Blown Away!"
      The experience with this loan has been quite good and the loan amount which they had provided has been sufficient as well. The interest rate with them has been around 8.75% which was nominal when compared with the market rate. The customer support team of them has also been helpful at times.
      Was this review helpful? 1
      , bangalore
      Reviewed on Jan 13, 2019
    • Punjab National Bank Home Loan
      "Good service"
      0.5 5.0/5 "Blown Away!"
      I took a home loan from PUNJAB NATINAL BANK . I got the loan amount fast, I am paying the EMI per year their service. The interest rate is also competitive when comparing to other banks in the market. The whole application process and he documentation was done in time, overall it has been a good experience.
      Was this review helpful? 5
      , bangalore
      Reviewed on Jan 11, 2019
    • LIC Housing Home Loan
      "Hassle free experience with LIC"
      0.5 5.0/5 "Blown Away!"
      My home loan running with LIC Housing I took the loan before one an half year. At that time my builder got tie up with them, LIC housing sanctioned 90% of loan, and they disbursed the amount based on the property construction . Fee and charges are reasonable.
      Was this review helpful? 2
      , bangalore
      Reviewed on Jan 09, 2019
    • Union Bank of India Home Loan
      "Good Experience"
      0.5 4.5/5 "Excellent!"
      In 2008, I took the housing loan from Union bank of india, they gave me the set of documentation list, I have submitted it got approved on time. The interest rate is good around 8.2% it was the floating one it was fine for me. The response is good, I directly deal with the bank manager.
      Was this review helpful? 3
      , bangalore
      Reviewed on Jan 09, 2019
    • SBI Home Loan
      "Communication should be transparent"
      0.5 4.0/5 "Great!"
      SBI home loan experience is good, they gave me the least interest around 9.2% for the loan amount of Rs. 15 lakhs. The bank approved the tenure of 15 years they have part payment and balance transfer option. They hide some charges on insurance amount, they keep charging the fee around 6000 on yearly basis.
      Was this review helpful? 6
      , bangalore
      Reviewed on Jan 08, 2019
    • ICICI Bank Home Loan
      "Excellent Service"
      0.5 4.5/5 "Excellent!"
      I had taken this loan a while back and the experience was quite good and the loan amount which they had provided has been sufficient as well. The interest rate with them has been nominal when compared with the market rate. There has not been any sort of additional charges which they had made so far.
      Was this review helpful? 1
      , bangalore
      Reviewed on Jan 08, 2019
    • HDFC Limited Home Loan
      "Excellent Service"
      0.5 4.5/5 "Excellent!"
      It was quite a good experience with this Home loan where the process was quite simple and smooth. The loan amount which they had provided has been sufficient and the interest rate with them has been nominal as well. There has not been any sort of additional charges which they had made so far.
      Was this review helpful? 0
      , bangalore
      Reviewed on Jan 08, 2019
    • Bank Bazaar Home Loan
      "Home loan"
      0.5 4.0/5 "Great!"
      Bankbazaar is very handy and helpful for applying loans . Really time saving and guides us exactly on wat we are eligible to get from bank . Also we can check out credit score really a good online app great service Thank you bankbazaar for all the support.
      Was this review helpful? 0
      , bangalore
      Reviewed on Jan 07, 2019
    • Bajaj Finserv Home Loan
      "Good service"
      0.5 3.0/5 "Satisfactory"
      It was a good experience with this loan where the loan amount which they had provided has been sufficient. The interest rate with them has been nominal and the charges where also been nominal. But the processing fee has been a little high and some insurance amount was also added. I had to follow up with them as well.
      Was this review helpful? 2
      , bangalore
      Reviewed on Jan 07, 2019
    • HDFC Limited Home Loan
      "Good Loan services"
      0.5 3.0/5 "Satisfactory"
      Taken my home loan with HDFC. They have taken too much of time to process the loan. I have applied the loan amount of Rs. 20 lakhs. They have given me a interest rate of 11% and there has been no processing fee. I've been paying the EMI amount of Rs. 16000 and it will be deducted through ECS.
      Was this review helpful? 0
      , bangalore
      Reviewed on Jan 07, 2019
    • HDFC Limited Home Loan
      "Excellent service"
      0.5 5.0/5 "Blown Away!"
      I have been holding my housing loan with HDFC LIMITED for long time, they loan amount they have given me was sufficient, and the rate of interest they are charged me is not fixed, it use to get varied , and i use to pay on quarterly basis,and the processing fee they have charged me was bit high, there service is good.
      Was this review helpful? 0
      , bangalore
      Reviewed on Jan 06, 2019
    • review Home Loan
      "Average service"
      0.5 2.0/5 "Expected more"
      I have been holding my housing loan with Life housing financial loan, the loan amount they have charged me was sufficient,the rate of interest they have charged me was bit higher 9.6% they have charged me, and the processing fee they have charged on market standard, the experience was not good in this bank, they have taken two time as processing fee, and even if i want to restructure the emi part then i need to pay up to 1200 for that, i am not happy with there service.
      Was this review helpful? 0
      , bangalore
      Reviewed on Jan 06, 2019
    • Syndicate Bank Home Loan
      "Very Good bank for home loan"
      0.5 5.0/5 "Blown Away!"
      I have applied the loan amount in 2012 and the same year i have closed the loan without any pre-closure charges. They have offered me a loan amount of Rs. 12 years and they have offered me a interest rate of 8.95% and the processing fee of Rs./ 1000. The documentation process is very easy.
      Was this review helpful? 3
      , bangalore
      Reviewed on Jan 04, 2019
    • Corporation Bank Home Loan
      "No hidden charges"
      0.5 5.0/5 "Blown Away!"
      I have taken my home loan in 2006. I have chosen the tenure period of the15 years and i have closed the loan in 3 years without any pre-closure charges. They have offered me a interest rate of 7.5% which is a floating interest rate and there was no processing fee.
      Was this review helpful? 4
      , bangalore
      Reviewed on Jan 04, 2019
    • Corporation Bank Home Loan
      "Customer friendly bank"
      0.5 5.0/5 "Blown Away!"
      I have purchased a home loan from Corporation Bank in 2004. I have applied the loan amount of Rs. 10 lakhs and i have received the same amount. The services with the corporation bank is really fine. Within 5 years, i have completed the loan. I have received the loan on time. There is no charges for pre-closure
      Was this review helpful? 1
      , bangalore
      Reviewed on Jan 04, 2019
    • HDFC Limited Home Loan
      "Pretty Good Loan"
      0.5 4.0/5 "Great!"
      I have bought my home loan with HDFC 1 year back. I have applied the loan amount of Rs.50 lakhs but they have provided Rs. 49 lakhs. Total tenure period the loan is 13 years. I have been paying the EMI amount of Rs. 30000 every month. They have offered me a interest rate of 8.95% and the processing fee of Rs. 6500.
      Was this review helpful? 0
      , bangalore
      Reviewed on Jan 04, 2019
    • SBI Home Loan
      "Excellent service"
      0.5 5.0/5 "Blown Away!"
      I have been holding my home loan with State bank of India, there service is good, they have given me sufficient loan amount and they have charged me rate of interest up to 8.75% which is nominal and even processing fee they have charged me was nominal ,but i dont remember they have charged me it quite long back i have taken this loan, the tenure period is up to 12-15 years, overall service is good.
      Was this review helpful? 1
      , bangalore
      Reviewed on Jan 02, 2019
    • SBI Home Loan
      "You can ahead with SBI home loan"
      0.5 5.0/5 "Blown Away!"
      5 years back, my home loan was purchased from SBI. Its a floating interested rates based on the RBI Guidelines. There was no processing fee when i purchasing the loan. I bought the loan amount of Rs. 10 lakhs. I pay the premium amount of Rs. 9000 approximately. The processing of getting a loan is little tedious and i have got the loan on time
      Was this review helpful? 6
      , bangalore
      Reviewed on Dec 28, 2018
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