A "low interest" loan shouldn't mean you have very little interest in paying it back!
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    We found 42 Bangalore Home Loan
    Bank Name
    Interest Rate Range
    Processing Fee Range
    Loan Amount
    Tenure Range
    8.6% - 8.95% Floating
    Up to 0.5% (min. ₹5,900) One time fee
    5L Min
    1-30 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.40% - 8.85% Floating
    0.5% (max. ₹11,800) One time fee
    5L - 10Crs
    3-30 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon voucher free Paperless approval available
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.35% - 8.70% Floating
    Up to 0.5% (max. ₹11,800) One time fee
    5L - 10Crs
    1-30 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.40% - 10.05% Floating
    Up to 0.5% One time fee
    2L - 3Crs
    1-30 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.35% - 9.25% Floating
    0.50% (min. ₹10,000) + applicable tax
    12L - 5Crs
    1-20 Years (10 yrs plot loan)
    Response Time : Within 30 minutes
    Rs.5,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good To Know
    Eligibility Criteria
    8.35% - 11.75% Fixed/Floating
    0.50% (min. ₹10,000) One time fee
    5L - 10Crs
    1-30 Years
    Response Time : Within 30 minutes
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.25% Floating
    0 One time fee
    40L - 5Crs
    1 - 25 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.55% - 8.99% Floating
    ₹5,000 to ₹10,000 + applicable tax One time fee
    20L - 10Crs
    1-30 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    10.67% Floating
    1% One time fee
    5L - 5Crs
    1-30 Years
    Response Time : Within 30 minutes
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.6% - 8.95% FIXED:3 years,FLOATING Thereafter
    Up to 0.5% (min. ₹5,900) One time fee
    5L Min
    1-30 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Fees & Charges
    Value Adds
    8.6% - 8.95% FIXED:5 years,FLOATING Thereafter
    Up to 0.5% (min. ₹5,900) One time fee
    5L Min
    1-30 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    9.0% - 9.25% FIXED:10 years,FLOATING Thereafter
    Up to 0.5% (min. ₹5,900) One time fee
    5L Min
    1-30 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
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  • Bangalore Home Loan is Rated as "Great!" by 3901 Users

    Fees & Charges

    Promised Interest Rate

    Customer Service

    Responsiveness

    Home Loan BYTES FROM OUR KITCHEN

    Bangalore Home Loan

    Bangalore also known as Bengaluru, is the capital of the Indian state of Karnataka. It is India's third-largest city.In recent years, Bangalore propelled to be the forefront of the high-tech industry boom in India, and it currently ranks as India's most developed city and one of the world's fastest growing urban areas.

    Home loans, also known as mortgages, use the borrower's home for collateral. This home can be a single-family house up to a four-unit property, as well as a cooperative unit. Lenders fund home loans, but both the lenders themselves and brokers who act on behalf of the lenders originate, or process, them.


    You’re probably eligible for an Bangalore Home Loan if you are

    01
    02
    03
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    Bangalore Home Loan Minimum Age

    At least 21 years old

     Bangalore Home Loan Maximum Age

    Less than 65 years old

    Bangalore Home Loan Eligible Employment Type

    Salaried / Self-employed
    with regular income

    Bangalore Home Loan Minimum Income

    Earn more than the minimum
    income required


    Your Bangalore Home Loan amount eligibility is based on these factors

    01
    02
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    Bangalore Home Loan Minimum Salary

    EMI limited to about 50%
    of monthly income

    Bangalore Home Loan Maximum Loan to property value

    Loan capped @ 75% - 85% on property value

    Bangalore Home Loan EMI

    EMIs of other loans lower
    your eligibility


    Increase your eligible Bangalore Home Loan amount by these steps

    01
    02
    03
    Bangalore Home Loan Add Spouse as Co-applicant

    Make your spouse a co-applicant,
    and her income will add
    to your eligibility

    Bangalore Home Loan Maximum Tenure

    Choose longer tenure loan up to 20 - 30 years

    Bangalore Home Loan Add parents as Co-applicant

    Alternatively add your parents


    Documentation needed to apply for an Bangalore Home Loan

    • 1. Photo ID and age proof
    • 2. Signed application form with photograph
    • 3. Processing fee cheque
    • 4. Last 6 months bank statement
    • 5. Documentation for salaried applicants:
      • Last 3 months salary – slips
      • Form 16 or Income Tax Returns
    • 6. Documentation for self-employed applicants:
      • Last 3 years Income Tax Returns with computation of Income
      • Last 3 years CA Certified / Audited Balance Sheet and Profit & Loss Account

    Bangalore Home Loan Interest RatesUpdated on 18 Oct 2017

    Bangalore Home Loan Details
    Interest Rate (Monthly reducing balance) 10% - 10.5%
    Processing Fees 0.50% of Loan
    Loan Tenure 1 year to 20 - 30 years
    Partial pre-payment Charges Nil
    Pre-closure Charges Nil

    Bangalore Home Loan Reviews

    • HDFC Limited Home Loan
      "Excellent service"
      0.5 5.0/5 "Blown Away!"
      The service was excellent with HDFC limited in concern to my home loan . They have taken longer than normal because of some documentation. The customer support was prompt with HDFC limited. The rate of interest is nominal with HDFC limited when compared with others. I am satisfied with the loan amount.
      Was this review helpful? 0
      , bangalore
      Reviewed on Oct 17, 2017
    • Bank Bazaar Home Loan
      "EXCELLENT"
      0.5 5.0/5 "Blown Away!"
      It was a very good experience with Bankbazaar. I liked the way they approached me as it was instant response and the services continued with the follow up calls as well till the end. The website is too good for every customer applying for a loan.
      Was this review helpful? 0
      , bangalore
      Reviewed on Oct 17, 2017
    • SBI Home Loan
      "EXCELLENT"
      0.5 5.0/5 "Blown Away!"
      I wish to give State Bank of India five stars for the whole package. It is from the services which was very prompt and also for the good deal they offered on the rate of interest and charges. I had applied for the home loan, just that I did not take loan now and have postponed my plan.
      Was this review helpful? 0
      , bangalore
      Reviewed on Oct 17, 2017
    • Bank Bazaar Home Loan
      "Good financial advisor"
      0.5 5.0/5 "Blown Away!"
      Bank bazaar is a best website to get required financial products.customer support executives are good and fulfilled my requirements.I had browsed bank bazaar website for last one years Its really good, get multiple follow ups from the executives.
      Was this review helpful? 0
      , bangalore
      Reviewed on Oct 17, 2017
    • HDFC Limited Home Loan
      "Great responsiveness"
      0.5 3.0/5 "Satisfactory"
      I had taken home loan from hdfc limited for an amount of 13 lakhs at the interest rate of 8.6% its nominal as compared to others in the market the process took almost two months that's really disappointing the customer its not fulfilled within the TAT.
      Was this review helpful? 0
      , bangalore
      Reviewed on Oct 17, 2017
    • ICICI Bank Home Loan
      "Needs to improve"
      0.5 1.0/5 "Really Bad"
      I have applied for the home loan from ICICI, I had a very bad experience with ICICI bank in regards to the home loan. The customer service is not good, lot of information was misguided and the processing fees was way high. They also forced me to take the insurance which i did not opt for. The process took 2 months to complete and then it was approved. When it comes to interest rate, it is satisfactory.
      Was this review helpful? 0
      , bangalore
      Reviewed on Oct 16, 2017
    • DHFL Home Loan
      "GOOD SERVICE"
      0.5 3.5/5 "Pretty good"
      I had a earlier experience with DHFL for a home loan. The drawback is the high rate of interest and the high charges. The good thing is they provide loans at locations rather restricted areas where banks do not provide. They are not recommendable for the rates.
      Was this review helpful? 0
      , bangalore
      Reviewed on Oct 16, 2017
    • Bank Bazaar Home Loan
      "GOOD SERVICE"
      0.5 4.0/5 "Great!"
      The day I applied at Bankbazaar, I received calls from them and also received a response from the concerned bank that suited my requirement. The services and response was prompt and they also clearly informed me the details of the whole process clearly. The website was also simple and easy to understand.
      Was this review helpful? 0
      , bangalore
      Reviewed on Oct 16, 2017
    • HDFC Limited Home Loan
      "EXCELLENT"
      0.5 5.0/5 "Blown Away!"
      HDFC Ltd has done a good job for the home loan. They contacted me on time and processed the loan as per my requirement too. The rate of interest was of 9.4%. The processing charges was also low when compared to other banks in the market. A very good experience for the whole process.
      Was this review helpful? 0
      , bangalore
      Reviewed on Oct 16, 2017
    • HDFC Limited Home Loan
      "Good services"
      0.5 4.0/5 "Great!"
      My home loan is with HDFC LTD and the customer services are good. There were no hassles in getting my loan through and the team was continuously following up with me. The interest rate and processing charges is also normal and there are no issues after the loan got disbursed too.
      Was this review helpful? 0
      , bangalore
      Reviewed on Oct 14, 2017
    • Bank Bazaar Home Loan
      "Services are good"
      0.5 4.0/5 "Great!"
      The experience at Bankbazaar was good. They done a good job and contacted me on time and informed me the necessary details. The customer support team was helpful and they were follow ups continuously. The website is also useful and very much informative.
      Was this review helpful? 0
      , bangalore
      Reviewed on Oct 14, 2017
    • ICICI Bank Home Loan
      "Not satisfied"
      0.5 1.0/5 "Really Bad"
      ICICI Bank contacted me pretty late for the home loan. They were not in time and I had follow up with them to get details. I was finally not provided with the loan as the property I chose was not in the city limits. No information on the interest rate and charges.
      Was this review helpful? 0
      , bangalore
      Reviewed on Oct 14, 2017
    • Bank Bazaar Home Loan
      "Good Service"
      0.5 5.0/5 "Blown Away!"
      Bank Bazaar service is quick. Customer care support staff called me in the same day itself which is a good response. The web site is very nice and user friendly. Website is very helpful for comparing the rate of interests and processing fees before selecting the loan from banks.
      Was this review helpful? 0
      , bangalore
      Reviewed on Oct 13, 2017
    • ICICI Bank Home Loan
      "Good Service"
      0.5 5.0/5 "Blown Away!"
      I applied a home loan with ICICI Bank. Later I decided to close this home loan application with ICICI Bank because I have decided to hold in getting the home loan as I have postponed the plan as of now just for 2 months. They offered me the loan with 8.7% as rate of interest and there was no processing fees.
      Was this review helpful? 0
      , bangalore
      Reviewed on Oct 13, 2017
    • Bank Bazaar Home Loan
      "Easy to access"
      0.5 4.0/5 "Great!"
      I am very much satisfied with Online information of Bank Bazaar, from my place I could view all the detailed information on the loan product like interest rate, EMI, loan period etc. I am happy about it but I am not sure about the post process of application it was nominal.
      Was this review helpful? 0
      , bangalore
      Reviewed on Oct 13, 2017
    • ICICI Bank Home Loan
      "Good Responsive bank"
      0.5 4.0/5 "Great!"
      ICICI sanctioned the loan amount of Rs. 30 lakhs for the independent house it was approved by Government. Based on the property construction they were disbursed the amount one by one shot. They gave 25% of loan with nominal interest rate as per the competitive.
      Was this review helpful? 0
      , bangalore
      Reviewed on Oct 13, 2017
    • LIC Housing Home Loan
      "Average service"
      0.5 3.0/5 "Satisfactory"
      My home loan was taken with LIC housing finance 2 years back and the promised interest rate was 8.9 % which was satisfactory for 25 lakhs loan. The EMI period was 16 years . The loan process was very easy and hassle free. Their customers service and responses was up to the mark but they did not provide door step service for the documentation collection. My overall experience was average and I would like to recommend it to others.
      Was this review helpful? 0
      , bangalore
      Reviewed on Oct 13, 2017
    • HDFC Limited Home Loan
      "excellent service"
      0.5 5.0/5 "Blown Away!"
      I have applied for a home loan from HDFC ltd ,service is very excellent from HDFC ltd. Customer service and the other representatives were very good and responsible in answering also the rate of interest was fine, I can say the overall service is excellent from HDFC ltd.
      Was this review helpful? 0
      , bangalore
      Reviewed on Oct 11, 2017
    • Bank Bazaar Home Loan
      "Good service"
      0.5 4.0/5 "Great!"
      I would certainly say that the service provided by Bankbazaar is really amazing. From the date I applied for my loan ,customer service and other representatives are very helpful and responsible I have been receiving regular followup calls from Bankbazaar regarding my loan process.
      Was this review helpful? 0
      , bangalore
      Reviewed on Oct 11, 2017
    • Axis Bank Home Loan
      "worst service"
      0.5 1.0/5 "Really Bad"
      I am not happy with their service they are not taking any ownership they are not responding properly ,they are not responding for customers service . I feel they are not agreeing for their service ,I would say it was worst service from AXIS for my loan process.
      Was this review helpful? 0
      , bangalore
      Reviewed on Oct 11, 2017
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