A "low interest" loan shouldn't mean you have very little interest in paying it back!
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    We found 37 Bangalore Home Loan
    Bank Name
    Interest Rate Range
    Processing Fee Range
    Loan Amount
    Tenure Range
    9.0% - 9.50% Floating
    Up to 0.50% (min. ₹10,000 + GST) One time fee
    8L Min
    1-30 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon Voucher
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    8.90% - 9.10% Floating
    0.25% (max. ₹11,800) One time fee
    5L - 10Crs
    3-30 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon Voucher 100% PAPERLESS APPROVAL
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    8.90% Floating
    10000+GST One time fee
    -
    1-20 Years
    Response Time : Within 30 minutes
    What you'll love
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    Perks
    Fees & Charges
    Good to Know
    8.80% - 9.05% Floating
    Up to 0.5% (max. ₹11,800) One time fee
    5L - 10Crs
    1-30 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon Voucher
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    8.75% - 11.0% Floating
    Up to 0.5% One time fee
    2L - 3Crs
    1-30 Years
    Response Time : Within 30 minutes
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    8.90% - 9.55% Floating
    0.50% PF (For Salaried) to 1%(min.3000)+Tax (for Self employed)
    12L - 5Crs
    1-20 Years (10 yrs plot loan)
    Response Time : Within 30 minutes
    Rs.5,000 Amazon Voucher
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good To Know
    8.75% - 10% Fixed/Floating
    0.50% (min. ₹10,000) One time fee
    5L - 10Crs
    1-30 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon Voucher
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    9% Floating
    ₹ 10000+ taxes One time fee
    50L - 5Crs
    1 - 25 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon Voucher
    What you'll love
    Documents
    Perks
    Good to Know
    8.55% - 8.99% Floating
    ₹5,000 to ₹10,000 + applicable tax One time fee
    20L - 10Crs
    1-30 Years
    Response Time : Within 30 minutes
    What you'll love
    Documents
    Perks
    Think about
    Good to Know
    8.85% - 9.05% Floating
    0.25% (max. ₹11,800) One time fee
    5L - 10Crs
    3-30 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon Voucher 100% PAPERLESS APPROVAL
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    9.25% Floating
    0.50% (min. ₹10,000)
    1Cr - 5Crs
    1-20 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon Voucher
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    9.25% - 11.20% FIXED
    Up to 0.5% One time fee
    2L - 3Crs
    1-30 Years
    Response Time : Within 30 minutes
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
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  • Bangalore Home Loan is Rated as "Great!" by 4277 Users

    Fees & Charges

    Promised Interest Rate

    Customer Service

    Responsiveness

    Home Loan BYTES FROM OUR KITCHEN

    Bangalore Home Loan

    Bangalore also known as Bengaluru, is the capital of the Indian state of Karnataka. It is India's third-largest city.In recent years, Bangalore propelled to be the forefront of the high-tech industry boom in India, and it currently ranks as India's most developed city and one of the world's fastest growing urban areas.

    Home loans, also known as mortgages, use the borrower's home for collateral. This home can be a single-family house up to a four-unit property, as well as a cooperative unit. Lenders fund home loans, but both the lenders themselves and brokers who act on behalf of the lenders originate, or process, them.


    You’re probably eligible for an Bangalore Home Loan if you are

    01
    02
    03
    04
    Bangalore Home Loan Minimum Age

    At least 21 years old

     Bangalore Home Loan Maximum Age

    Less than 65 years old

    Bangalore Home Loan Eligible Employment Type

    Salaried / Self-employed
    with regular income

    Bangalore Home Loan Minimum Income

    Earn more than the minimum
    income required


    Your Bangalore Home Loan amount eligibility is based on these factors

    01
    02
    03
    Bangalore Home Loan Minimum Salary

    EMI limited to about 50%
    of monthly income

    Bangalore Home Loan Maximum Loan to property value

    Loan capped @ 75% - 85% on property value

    Bangalore Home Loan EMI

    EMIs of other loans lower
    your eligibility


    Increase your eligible Bangalore Home Loan amount by these steps

    01
    02
    03
    Bangalore Home Loan Add Spouse as Co-applicant

    Make your spouse a co-applicant,
    and her income will add
    to your eligibility

    Bangalore Home Loan Maximum Tenure

    Choose longer tenure loan up to 20 - 30 years

    Bangalore Home Loan Add parents as Co-applicant

    Alternatively add your parents


    Documentation needed to apply for an Bangalore Home Loan

    • 1. Photo ID and age proof
    • 2. Signed application form with photograph
    • 3. Processing fee cheque
    • 4. Last 6 months bank statement
    • 5. Documentation for salaried applicants:
      • Last 3 months salary – slips
      • Form 16 or Income Tax Returns
    • 6. Documentation for self-employed applicants:
      • Last 3 years Income Tax Returns with computation of Income
      • Last 3 years CA Certified / Audited Balance Sheet and Profit & Loss Account

    Bangalore Home Loan Interest RatesUpdated on 13 Nov 2018

    Bangalore Home Loan Details
    Interest Rate (Monthly reducing balance) 10% - 10.5%
    Processing Fees 0.50% of Loan
    Loan Tenure 1 year to 20 - 30 years
    Partial pre-payment Charges Nil
    Pre-closure Charges Nil

    Bangalore Home Loan Reviews

    • Axis Bank Home Loan
      "Good Experience"
      0.5 4.0/5 "Great!"
      I took housing loan from Axis bank, they gave me 9.25% of interest for the tenure for three years. My principal amount of Rs.2.5 lakhs, they do have foreclosure option. They disbursed the loan amount on time, the interest rate and processing amount its good. For three years they are charging Rs. 30,000 of interest its fine.
      Was this review helpful? 0
      , bangalore
      Reviewed on Nov 10, 2018
    • Bank Bazaar Home Loan
      "GOOD"
      0.5 4.5/5 "Excellent!"
      OK NICE, SAME INFO SHOULD GO TO OTHER FINANCIERS ALSO. I IMPRESSED WITH THE SERVICE NEED LIKE THIS ALWAYS. WEBSITE DESIGN IS SIMPLE AND BEAUTIFUL, LOOK LIKE AMAZING. DIFFICULTIES ARE LESS, USER FRIENDLY. ANY ONE CAN DO THIS EASILY. FLEXIBLE AND MORE SIMPLE.
      Was this review helpful? 1
      , bangalore
      Reviewed on Nov 10, 2018
    • Axis Bank Home Loan
      "AVERAGE"
      0.5 2.0/5 "Expected more"
      They will changes the rate of interest which is higher when compare to the others and it is floating. I am using from last 2007. The loan amount is sufficient and also the process is also good. The duration is for 20 years to repay the loan added on that the customer service is not good because they are not informed regarding the charges.
      Was this review helpful? 0
      , bangalore
      Reviewed on Nov 10, 2018
    • SBI Home Loan
      "Good Financial service"
      0.5 4.0/5 "Great!"
      I got my housing loan from State bank of India . Am satisfied with rate of interest which is promising one The customer service and response is good. It took 10 days for the documentation and approval process.I am making the payments through Ecs process.
      Was this review helpful? 3
      , bangalore
      Reviewed on Nov 04, 2018
    • Punjab National Bank Home Loan
      "Best Service"
      0.5 4.5/5 "Excellent!"
      My home loan experience was good with PNB, the loan amount was based on my requirement and the rate of interest was nominal when compared to others. Customer service was good with PNB and they followed up on time. The tenure period for this loan is 8 years.
      Was this review helpful? 0
      , bangalore
      Reviewed on Nov 01, 2018
    • HDFC Limited Home Loan
      "Very Good Service"
      0.5 4.0/5 "Great!"
      The experience i had with this loan has been good and the loan amount has been good. The interest rate with them has been nominal when compared with the market rate. The processing fee has been waved off as well. Their customer support has also been supportive as well.
      Was this review helpful? 0
      , bangalore
      Reviewed on Oct 31, 2018
    • Punjab National Bank Home Loan
      "Very Good Service"
      0.5 4.0/5 "Great!"
      The process in getting this loan has been smooth and easy and the loan amount which they had provided had been satisfactory as well. The interest rate with them has been nominal when compared with the market rate. There has not been any sort of additional charges which have been made by them.
      Was this review helpful? 2
      , bangalore
      Reviewed on Oct 25, 2018
    • HDFC Limited Home Loan
      "Very Good Service"
      0.5 4.0/5 "Great!"
      It has been a good experience with this loan and the loan amount whcih they had been provided also had been satisfactory as well. The interest rate with them also had been good as well when compared with the market rate. There has not been any sort of additional charges which they had been making.
      Was this review helpful? 0
      , bangalore
      Reviewed on Oct 25, 2018
    • Syndicate Bank Home Loan
      "Best Service"
      0.5 5.0/5 "Blown Away!"
      I have taken a home loan with Syndicate bank and my experience was good, the loan amount was for Rs 12 lacs with nominal interest rate when compared to others. I received my loan amount on time and the customer service was very good. The tenure period for this loan is 10 years.
      Was this review helpful? 2
      , bangalore
      Reviewed on Oct 24, 2018
    • DMI Housing Finance Home Loan
      "Good service"
      0.5 3.0/5 "Satisfactory"
      It has been a good experience in getting this loan and the loan amount which they had provided had been satisfactory. The interest rate has been nominal when compared with the market rate but the processing was a little high when compared with the market rate. They also added an insurance policy which has added with this loan which the premium was a little high.
      Was this review helpful? 1
      , bangalore
      Reviewed on Oct 23, 2018
    • Bank of Baroda Home Loan
      "Worst Experience"
      0.5 3.0/5 "Satisfactory"
      When i was in a process of applying Home Loan,It took a long time as they have not given me a first preference though I am a Govt employee. They made easier for IT professional people but for me they dragged things. There use to be big fine charges if the date gets miss.My phone number was shared to other sources and that was annoying.
      Was this review helpful? 2
      , bangalore
      Reviewed on Oct 11, 2018
    • Bank Bazaar Home Loan
      "Very good"
      0.5 5.0/5 "Blown Away!"
      My experience was really amazing with BANK BAZAAR . The customer service and responses was very good.This is my first experience and i use the website which is quite good. The web portal's accuracy and speed is good so I would like to recommend the same to others.
      Was this review helpful? 2
      , bangalore
      Reviewed on Oct 07, 2018
    • Bank Bazaar Home Loan
      "Excellent workflow"
      0.5 5.0/5 "Blown Away!"
      It was an awesome experience using the website. smooth workflow and feedback system in place. Would recommend to all my friends.Great thing is entire application process completed in few minutes and without any paperwork. Good job guys.
      Was this review helpful? 1
      , bangalore
      Reviewed on Oct 04, 2018
    • HDFC Limited Home Loan
      "Good "
      0.5 3.5/5 "Pretty good"
      HDFC LTD was overall good in the home loan services. The customer support is fine and there were no issues in the process. The rate of interest and processing charges are normal too. The after loan services are good and till date no issues with the institution.
      Was this review helpful? 0
      , bangalore
      Reviewed on Oct 02, 2018
    • City Union Bank Home Loan
      "Should be transparent"
      0.5 1.0/5 "Really Bad"
      City union bank have promised me 8.5% but they offered me 11% of interest on my home loan. Bank have taken Rs.2 lakhs of processing fee for the loan amount Rs.20 lakhs. The processing fee was too much hence I raised the complain against the bank.
      Was this review helpful? 2
      , bangalore
      Reviewed on Sep 29, 2018
    • Bank Bazaar Home Loan
      "Satisfactory"
      0.5 4.0/5 "Great!"
      My experience was really very satisfactory with BANK BAZAAR . I am happy with the customer service and responses here but the executives keep changing on call which is very difficult to communicate .Their website is amazing and its very user friendly.
      Was this review helpful? 3
      , bangalore
      Reviewed on Sep 21, 2018
    • Bank Bazaar Home Loan
      "Satisfactory"
      0.5 4.0/5 "Great!"
      My experience was really very satisfactory with BANK BAZAAR . I am happy with the customer service and responses here but the executives keep transferring hence it was pretty difficult to reach one person. As far as the website is concerned it is amazing and it is very much user friendly.
      Was this review helpful? 0
      , bangalore
      Reviewed on Sep 21, 2018
    • HDFC Limited Home Loan
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      My credit card was taken with HDFC LTD. The process was amazing and there are no issues faced.The loan amount was 1 crore and the interest rate was satisfactory . The customer service and responses was really amazing and the given tenure period was 30 years. The processing fee was pretty nominal.
      Was this review helpful? 5
      , bangalore
      Reviewed on Sep 21, 2018
    • Bank Bazaar Home Loan
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      My experience was really amazing with BANK BAZAAR. The customer service and responses was up to the mark. This is my first experience and i use the website which is quite user friendly I am pretty satisfied with the overall process and there no error faced with the web portal also.
      Was this review helpful? 1
      , bangalore
      Reviewed on Sep 21, 2018
    • HDFC Limited Home Loan
      "Average"
      0.5 3.0/5 "Satisfactory"
      I have taken my home loan with HDFC LTD . The loan amount was 35 lakhs and the interest rate was sufficient. The tenure period was 20 years . Here the process was very length and the documentation was not up to the mark. The processing fee was nominal
      Was this review helpful? 4
      , bangalore
      Reviewed on Sep 21, 2018
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