A "low interest" loan shouldn't mean you have very little interest in paying it back!
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    We found 43 Bangalore Home Loan

    Bank Name
    Interest Rate Range
    Processing Fee Range
    Loan Amount
    Tenure Range
    8.6% - 8.95% Floating
    Up to 0.5% (min. ₹5900) One time fee
    5L Min
    1-30 Years
    Response Time Within 30 minutes
    Rs.5,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.40% - 8.85% Floating
    0.5% (max. ₹11,800) One time fee
    5L - 10Crs
    3-30 Years
    Response Time Within 30 minutes
    Rs.5,000 Amazon voucher free Paperless Approval Option Available
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.35% - 8.60% Floating
    Up to 0.5% (max. ₹11,800) One time fee
    5L - 10Crs
    1-30 Years
    Response Time Within 30 minutes
    Rs.5,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.40% - 10.05% Floating
    Up to 0.5% One time fee
    2L - 3Crs
    1-30 Years
    Response Time Within 30 minutes
    Rs.5,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.35% - 9.25% Floating
    0.50% (min. ₹10,000) + applicable tax
    12L - 5Crs
    1-20 Years (10 yrs plot loan)
    Response Time Within 30 minutes
    Rs.5,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good To Know
    Eligibility Criteria
    8.35% - 11.75% Fixed/Floating
    0.50% (min. ₹10000) One time fee
    5L - 10Crs
    1-30 Years
    Response Time Within 30 minutes
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.25% Floating
    5,000 + applicable tax One time fee
    40L - 5Crs
    1 - 25 Years
    Response Time Within 30 minutes
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    11.5% - 13% Floating
    2% One time fee
    25L - 3Cr
    1-20 Years
    Response Time Within 30 minutes
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good To Know
    Eligibility Criteria
    8.55% - 8.99% Floating
    ₹5,000 to ₹10,000 + applicable tax One time fee
    20L - 10Crs
    1-30 Years
    Response Time Within 30 minutes
    Rs.5,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    10.67% Floating
    1% One time fee
    5L - 5Crs
    1-30 Years
    Response Time Within 30 minutes
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.55% - 8.65% Floating
    0.5%
    20L - 10Crs
    1-30 Years
    Response Time Within 30 minutes
    Rs.5,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good To Know
    Eligibility Criteria
    8.6% - 8.95% FIXED:3 years,FLOATING Thereafter
    Up to 0.5% (min. ₹5900) One time fee
    5L Min
    1-30 Years
    Response Time Within 30 minutes
    Rs.5,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Fees & Charges
    Value Adds
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  • Bangalore Home Loan Reviews

    • SBI Home Loan
      "Needs improvement when it comes to service"
      0.5 5.0/5 "Blown Away!"
      Everything is fine, however they have a very lenghty process I was made to visit the branch for each and every thing. Otherwise I am happy with the customer service however they are not doing good when it comes to overall service
      Was this review helpful? 0
      , bangalore
      Reviewed on Aug 18, 2017
    • ICICI Bank Home Loan
      "Very Good service"
      0.5 5.0/5 "Blown Away!"
      I have applied Home loan with ICICI bank. They are fast in their process, they fixed an appointment to collect the documents after that they told the required documents were missing so that was the reason I haven't proceed with ICICI bank. The rate of interest is low when compared with others banks.
      Was this review helpful? 0
      , bangalore
      Reviewed on Aug 16, 2017
    • ICICI Bank Home Loan
      "Great "
      0.5 4.0/5 "Great!"
      Experience was good one with the ICICI bank for the home loan,which I have applied. Response was good and the process was quick one. Customer service and other things were really good one with them. Turn around time could be get updated.
      Was this review helpful? 0
      , bangalore
      Reviewed on Aug 10, 2017
    • DHFL Home Loan
      "Worst LOCAL Bank"
      0.5 0.5/5 "Unacceptable"
      They don't have a proper process. They will change the process as per their wish. Please never approach this bank; They grab your 3000 DD beginning... Never believe this bank. Its Pakka LOCAL bank. .... You will regret later as i am doing now.
      Was this review helpful? 0
      , bangalore
      Reviewed on Aug 10, 2017
    • Bank Bazaar Customer Support
      "Good in Followups"
      0.5 4.5/5 "Excellent!"
      Bankbazaar people called me and they were asking me about the status of the loan once they transferred my application to the bank. I received a good response from bankbazaar. The website is quite good and it is informative. Nothing negative to comment about them.
      Was this review helpful? 0
      , bangalore
      Reviewed on Aug 09, 2017
    • HDFC Limited Home Loan
      "No Response"
      0.5 3.5/5 "Pretty good"
      I got good service from HDFC Ltd pre loan disbursement. They processed the loan without any hassles and it was good. But post disbursement, I am running behind them for the acknowledgement of the documents I had submitted. There is no response from the HDFC Ltd, I had to go to the branch. If I call them either they wonâ??t pick up or they will put my call on hold. But no proper resolution from them. Even it had been two months when I availed the loan but still they did not provide loan sanction letter.
      Was this review helpful? 0
      , bangalore
      Reviewed on Aug 09, 2017
    • Bank Bazaar Customer Support
      "Thank You"
      0.5 5.0/5 "Blown Away!"
      Its very easy to upload documents. fast and reliable process. We can submit our documents from where ever we are. Thank for your help to get home loan on time. Customer care executive are very friendly they will help you to make work easy and faster. Thanks Jayaraj V
      Was this review helpful? 0
      , bangalore
      Reviewed on Aug 09, 2017
    • Canara Bank Home Loan
      "Ease of Service"
      0.5 5.0/5 "Blown Away!"
      I availed home loan from Canara bank last year. Actually I approached the bank through builders. For the loan work, overall I went to the bank for two times because the rest of the work was done by the builders so it was very easy to get the loan. The interest rate is 9.95% and I spoke with the bank in order to reduce the interest rate.
      Was this review helpful? 0
      , bangalore
      Reviewed on Aug 09, 2017
    • Bank Bazaar Customer Support
      "GOOD EXPERIENCE"
      0.5 4.0/5 "Great!"
      BB has very good information & user friendly, it has given an valuable information within few clicks. I was able to evaluate & compare with various banks to get good deal which suit's my need. Customer reps has given good support & information regarding products & helped me to align with bank officers. Many Thanks to BB.
      Was this review helpful? 0
      , bangalore
      Reviewed on Aug 08, 2017
    • Bank Bazaar Customer Support
      "Quick and prompt service"
      0.5 4.0/5 "Great!"
      I logged into Bank Bazaar site for the home loan, I got first response from them then they have connected with the bank for further process and also they have sent me the ICICI contact number. The navigation tool of Bank Bazaar is so simple to apply for loan products.
      Was this review helpful? 0
      , bangalore
      Reviewed on Aug 07, 2017
    • ICICI Bank Home Loan
      "Highly customer friendly"
      0.5 5.0/5 "Blown Away!"
      ICICI interest rate is bit high because other competitors are giving lesser than this, but their loan process was flexible and also they have done the process within the time. They didn't take any processing fee from the disbursement that is best part. I requested the loan amount of Rs.72 lakhs, the same amount got disbursed.
      Was this review helpful? 0
      , bangalore
      Reviewed on Aug 07, 2017
    • SBI Home Loan
      "Trusted housing loan"
      0.5 4.0/5 "Great!"
      SBI loan process is good, but customer response is not upto the mark. Rate of interest which SBI provided was good and the charges was nominal. But I didn't get new reversal interest rate after RBI cuts off. But SBI gives benefits to the loan borrower and the builder.
      Was this review helpful? 0
      , bangalore
      Reviewed on Aug 05, 2017
    • SBI Home Loan
      "Can be improved"
      0.5 3.0/5 "Satisfactory"
      I did not avail home loan from State bank of India because they are providing the home loan up to twenty five to twenty six lakhs but where in other banks like HDFC they are ready to provide the loan between thirty to fourty lakhs. Hence I availed the loan from HDFC Ltd.
      Was this review helpful? 0
      , bangalore
      Reviewed on Aug 02, 2017
    • Bank Bazaar Customer Support
      "Approachable "
      0.5 5.0/5 "Blown Away!"
      Bankbazaar was my choice and I had approached them for my housing loan. I had received a proper service from bankbazaar. Actually I am waiting for other loan disbursement too. As far as their site is concerned it is simple and easy to navigate.
      Was this review helpful? 0
      , bangalore
      Reviewed on Aug 02, 2017
    • HDFC Limited Home Loan
      "Satisfactory"
      0.5 5.0/5 "Blown Away!"
      My home loan process went good with HDFC Ltd. Interest rate is quite good and satisfactory. I had received a good service from HDFC Ltd throughout the loan process. I am completely satisfied with the service and their customer service is approachable.
      Was this review helpful? 0
      , bangalore
      Reviewed on Aug 02, 2017
    • Bank Bazaar Customer Support
      "Excellent response"
      0.5 5.0/5 "Blown Away!"
      Thanks for the quick response from bank bazaar. I never expected such fast results.Also full details about loan, interest, which bank does, I can get the loan comparision offered by diff banks also verification would be done within seconds.Thank you bankbazaar. It is a helpful website for the people who are struggling to know whether they are eligible or not. It was a great experience indeed!!
      Was this review helpful? 0
      , bangalore
      Reviewed on Jul 31, 2017
    • DHFL Home Loan
      "Worst bank please don't waste your time"
      0.5 0.5/5 "Unacceptable"
      Please don't go for this DHFL. Worst bank I have ever seen in my life. Sales team are blackmailers. Be carefull at the beginning try ask you 3000 to process and they take their own sweet time and finally say it did not work. Not a organised company. No proper process nothing they give in proper documents. Verbal communication is not valid remember that.
      Was this review helpful? 0
      , bangalore
      Reviewed on Jul 29, 2017
    • Axis Bank Home Loan
      "Very good service"
      0.5 5.0/5 "Blown Away!"
      The axis bank had very good communication in regards to my home loan application. They have disbursed my home loan within 3 days of time. The customer service and the response was good with Axis bank. The required loan amount has been approved and disbursed by axis bank. I am happy with the loan amount. The rate of interest of interest is nominal with the axis bank. I am satisfied with Axis bank service.
      Was this review helpful? 0
      , bangalore
      Reviewed on Jul 19, 2017
    • LIC Housing Home Loan
      "HIGH Interest rate and NO service"
      0.5 0.5/5 "Unacceptable"
      After 5 years of fixed rate of interest tenure, without any notification or information LICHFL started charging sky high interest, which nowhere near to market rate. When contacted they asked to pay Rs 1050 and I had to fill and submit manual form, which is added head ache. After that also the rate of interest is quite high than the market rate. Again after one and half year, they are asking to submit manual form to their office and pay Rs 1180, to correct the interest rate. This rate is also quite high than the current market rate. YOU WILL END UP PAYING MORE INTEREST AND CHARGES FOR SURE. I would NOT recommend to take home loan from LICHFL.
      Was this review helpful? 0
      , bangalore
      Reviewed on Jul 19, 2017
    • Bank Bazaar Customer Support
      "Extraordinary assistance"
      0.5 5.0/5 "Blown Away!"
      I had an impressive conversation with Bank bazaar team and getting instant loan approval. Bankbazaar team is maintaining really a good and consistent workflow for getting the loan approved. I will recommend friends and family to get loans from Bank bazar.com if needed.
      Was this review helpful? 0
      , bangalore
      Reviewed on Jul 16, 2017
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    Bangalore Home Loan is Rated as "Great!" by 3618 Users

    Fees & Charges

    Promised Interest Rate

    Customer Service

    Responsiveness

    Home Loan BYTES FROM OUR KITCHEN

    Bangalore also known as Bengaluru, is the capital of the Indian state of Karnataka. It is India's third-largest city.In recent years, Bangalore propelled to be the forefront of the high-tech industry boom in India, and it currently ranks as India's most developed city and one of the world's fastest growing urban areas.

    Home loans, also known as mortgages, use the borrower's home for collateral. This home can be a single-family house up to a four-unit property, as well as a cooperative unit. Lenders fund home loans, but both the lenders themselves and brokers who act on behalf of the lenders originate, or process, them.


    You’re probably eligible for an Bangalore Home Loan if you are

    01
    02
    03
    04
    Bangalore Home Loan Minimum Age

    At least 21 years old

     Bangalore Home Loan Maximum Age

    Less than 65 years old

    Bangalore Home Loan Eligible Employment Type

    Salaried / Self-employed
    with regular income

    Bangalore Home Loan Minimum Income

    Earn more than the minimum
    income required


    Your Bangalore Home Loan amount eligibility is based on these factors

    01
    02
    03
    Bangalore Home Loan Minimum Salary

    EMI limited to about 50%
    of monthly income

    Bangalore Home Loan Maximum Loan to property value

    Loan capped @ 75% - 85% on property value

    Bangalore Home Loan EMI

    EMIs of other loans lower
    your eligibility


    Increase your eligible Bangalore Home Loan amount by these steps

    01
    02
    03
    Bangalore Home Loan Add Spouse as Co-applicant

    Make your spouse a co-applicant,
    and her income will add
    to your eligibility

    Bangalore Home Loan Maximum Tenure

    Choose longer tenure loan up to 20 - 30 years

    Bangalore Home Loan Add parents as Co-applicant

    Alternatively add your parents


    Documentation needed to apply for an Bangalore Home Loan

    • 1. Photo ID and age proof
    • 2. Signed application form with photograph
    • 3. Processing fee cheque
    • 4. Last 6 months bank statement
    • 5. Documentation for salaried applicants:
      • Last 3 months salary – slips
      • Form 16 or Income Tax Returns
    • 6. Documentation for self-employed applicants:
      • Last 3 years Income Tax Returns with computation of Income
      • Last 3 years CA Certified / Audited Balance Sheet and Profit & Loss Account

    Bangalore Home Loan Interest RatesUpdated on 20 Aug 2017

    Bangalore Home Loan Details
    Interest Rate (Monthly reducing balance) 10% - 10.5%
    Processing Fees 0.50% of Loan
    Loan Tenure 1 year to 20 - 30 years
    Partial pre-payment Charges Nil
    Pre-closure Charges Nil

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