A "low interest" loan shouldn't mean you have very little interest in paying it back!
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    We found 45 Bangalore Home Loan

    Bank Name
    Interest Rate Range
    Processing Fee Range
    Loan Amount
    Tenure Range
    8.5% - 8.7% Floating
    Up to 0.5% (min. ₹5750) One time fee
    5L Min
    1-30 Years
    Response Time Within 30 minutes
    Rs.5,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.40% - 8.75% Floating
    0.35% (max. 10,000) + S.T.
    15L - 10Crs
    1-30 Years
    Response Time Within 30 minutes
    Rs.5,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.40% - 8.85% Floating
    0.5% (min. ₹11,500) One time fee
    5L - 10Crs
    3-30 Years
    Response Time Within 30 minutes
    Rs.5,000 Amazon voucher free Paperless Approval Option Available
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.35% - 8.60% Floating
    Up to 0.5% (max. ₹11,500) One time fee
    5L - 10Crs
    1-30 Years
    Response Time Within 30 minutes
    Rs.5,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.40% - 10.05% Floating
    Up to 0.5% One time fee
    2L - 3Crs
    1-30 Years
    Response Time Within 30 minutes
    Rs.5,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.70% - 9.25% Floating
    0.50% (min. ₹10,000) + S.T.
    12L - 5Crs
    1-20 Years (10 yrs plot loan)
    Response Time Within 30 minutes
    Rs.5,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good To Know
    Eligibility Criteria
    8.35% - 11.75% Fixed/Floating
    0.50% (min. ₹10000) One time fee
    5L - 10Crs
    1-30 Years
    Response Time Within 30 minutes
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.5% - 8.55% Floating
    10,000 + S.T. One time fee
    40L - 5Crs
    1 - 25 Years
    Response Time Within 30 minutes
    Rs.5,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    12.5% - 17% Fixed/Floating
    2% One time fee
    2L - 1Cr
    1-20 Years
    Response Time Within 30 minutes
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good To Know
    Eligibility Criteria
    8.55% - 8.99% Floating
    ₹5,000 to ₹10,000 + S.T. One time fee
    20L - 10Crs
    1-30 Years
    Response Time Within 30 minutes
    Rs.5,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    10.67% Floating
    1% One time fee
    5L - 5Crs
    1-30 Years
    Response Time Within 30 minutes
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.65% - 8.85% Floating
    0.5%
    20L - 10Crs
    1-30 Years
    Response Time Within 30 minutes
    Rs.5,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good To Know
    Eligibility Criteria
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  • Bangalore Home Loan Reviews

    • Bank Bazaar Customer Support
      "Processing Home loan transfer"
      0.5 5.0/5 "Blown Away!"
      Application process is completed within 20minutes. Still I am unable to believe. Let me see how it goes. Interaction with the team is very nice. Expect the whole transfer in the same way to be smooth. seems to be very easy than manual data collection enquiry and all the stuffs.
      Was this review helpful? 0
      , bangalore
      Reviewed on Jun 22, 2017
    • Bank of Baroda Home Loan
      "Nationalized bank gives service like private bank"
      0.5 5.0/5 "Blown Away!"
      I got the home loan from Bank Of Baroda. I got it, around a year ago.The process was smooth with home loan. They took around 2 weeks to disburse my loan. The required loan amount has been disbursed by bank of Baroda. The Interest rate which, I got from bank of Baroda was really lowest in the market. The customer service is good with this bank.
      Was this review helpful? 0
      , bangalore
      Reviewed on Jun 22, 2017
    • Punjab National Bank Home Loan
      "Excellent and very quick NRI Home Loan Service"
      0.5 5.0/5 "Blown Away!"
      Completely thrilled by the quick service and transparency of PNB HFL. For a property in Bangalore, loan amount (>1cr) was disbursed in 21 days! Thanks to Mr. Sachin Kumar, Mr. Moorthi and Mr. Girish Shetty for their very efficient services
      Was this review helpful? 1
      , bangalore
      Reviewed on Jun 22, 2017
    • ICICI Bank Home Loan
      "Good bank has flexible loan process"
      0.5 5.0/5 "Blown Away!"
      ICICI loan process is very much flexible. I felt ICICI is much better than HDFC Ltd. I could check the loan transaction through netbanking, Interest rate is also quite normal, and it is quite similar to other banks. I had taken the loan amount of Rs.32 lakhs this is for a tenure of 20 years. I am completely fine with the loan process.
      Was this review helpful? 0
      , bangalore
      Reviewed on Jun 20, 2017
    • HDFC Limited Home Loan
      "Its Average"
      0.5 3.0/5 "Satisfactory"
      My first home loan was taken from HDFC Ltd, second loan with ICICI. But I felt ICICI is better than HDFC ltd, because HDFC ltd is not clear when it comes to loan transaction, I cant see the pending principle amount through netbanking properly. I took the amount of 11 lakhs and this is for a tenure of 15 years.
      Was this review helpful? 0
      , bangalore
      Reviewed on Jun 20, 2017
    • Bank Bazaar Customer Support
      "User friendly to capture the data with pictorial or animated"
      0.5 5.0/5 "Blown Away!"
      Just i typed in google whether will get loan to purchase vacant land cum construction, immediately bank bazar link came and applied for loan, i impressed on comparing quotes between banks page very much. Hope bank lending team will see this data and provide loan to us.
      Was this review helpful? 0
      , bangalore
      Reviewed on Jun 19, 2017
    • Bank Bazaar Customer Support
      "SERVICE"
      0.5 4.5/5 "Excellent!"
      VERY GOOD SERVICE AND IMMEDIATE RESPONSE..KEEP IMPROVING AND MAKE THE CUSTOMER TO FEEL HAPPY AND I WILL REFER MY FRIENDS TO PROCEED WITH THIS SERVICE. THANK A LOT FOR YOUR SUPPORT AND MAKE MY DREAM COME TRUE. Also bank bazaar's customer care is very polite, very respectful and all my responsibilities are done here,Thanks!!!
      Was this review helpful? 0
      , bangalore
      Reviewed on Jun 19, 2017
    • Bank Bazaar Customer Support
      "Awesome technic "
      0.5 5.0/5 "Blown Away!"
      Bank bazaar has made financial things very easy, this site helped all Indians who want to apply any loan or in getting financial assistance, great going bank bazaar team. God bless him who created this site and we are also getting lots of benefits too.
      Was this review helpful? 0
      , bangalore
      Reviewed on Jun 18, 2017
    • SBI Home Loan
      "Need lot of improvement on customer service and the processi"
      0.5 4.0/5 "Great!"
      I do hold a home loan with State bank of India and the interest rate was around 8.65%, also I got the reminder up for the interest rate got reduced as 8.35%. Service aspects are okay. I would like to suggest that they could improve the response, also the customer service could be get improve a lot.
      Was this review helpful? 1
      , bangalore
      Reviewed on Jun 17, 2017
    • Bank Bazaar Customer Support
      "Good services"
      0.5 4.0/5 "Great!"
      It was a nice experience at Bankbazaar as there were no issues when it comes to response. I got it on time and there were regular follow up calls as well. The website has been good and informative. There are a lot of details which helps the customer choose the right bank too.
      Was this review helpful? 0
      , bangalore
      Reviewed on Jun 17, 2017
    • SBI Home Loan
      "Overall good"
      0.5 4.0/5 "Great!"
      My process is on for the home loan with State Bank of India, and it has been a good experience till now. There are no hassles when it comes to services and response. The main part in the interest rate which is a good deal and the processing charges were also very much nominal.
      Was this review helpful? 0
      , bangalore
      Reviewed on Jun 17, 2017
    • Bank Bazaar Customer Support
      "Better "
      0.5 3.0/5 "Satisfactory"
      I have no concern about the Bankbazaar.com service like they have done up to the mark and also I have experienced it before. The service is very fast and the response is an immediate one, also am using it from the last five years of time. I am happy with the Bankbazaar.com.
      Was this review helpful? 1
      , bangalore
      Reviewed on Jun 16, 2017
    • HDFC Limited Home Loan
      "Average "
      0.5 3.0/5 "Satisfactory"
      I have not taken the home loan with the HDFC limited because I have arranged through some other sources. Services are fine with them and the rate of interest was around 8.35%. Rate of interest and the processing charges were happy.
      Was this review helpful? 1
      , bangalore
      Reviewed on Jun 16, 2017
    • Bank Bazaar Customer Support
      "Very good services"
      0.5 5.0/5 "Blown Away!"
      The level of service provided by Bankbazaar has been good and I am happy with the overall experience. I received call on day one and the process was quick. The website is also very informative and it was very easy to use and register my information. No hassles overall.
      Was this review helpful? 0
      , bangalore
      Reviewed on Jun 15, 2017
    • Punjab National Bank Home Loan
      "Satisfactory"
      0.5 5.0/5 "Blown Away!"
      I received a quick response from PNB housing finance for the home loan. But, I still could not go ahead because I got a option directly with another provider and I got my paper work done face to face and the PNB options was through an online channel. The interest rate and charges was reasonable too.
      Was this review helpful? 1
      , bangalore
      Reviewed on Jun 15, 2017
    • Bank Bazaar Customer Support
      "Nice services"
      0.5 4.0/5 "Great!"
      The services at Bankbazaar has been good as well. I got a proper response as soon as I registered and the process was smooth in connecting me with the banks. The website has also been very easy to understand and use and in all I had no hassles from the start to finish.
      Was this review helpful? 0
      , bangalore
      Reviewed on Jun 15, 2017
    • Punjab National Bank Home Loan
      "Overall good"
      0.5 4.0/5 "Great!"
      PNB housing finance has followed up much for the home loan I had applied for, just that I could not respond back properly due to my personal reasons. There were couple of calls in between and the interest rate was around 8.5% and the processing charges was normal too.
      Was this review helpful? 0
      , bangalore
      Reviewed on Jun 15, 2017
    • Standard Chartered Bank Home Loan
      "Very Good service"
      0.5 4.0/5 "Great!"
      Initially I have asked for Rs.1lakh personal loan from Standard charted bank and they told they can give 2lakhs with the best offer and Finally they have suggested me to with 1.18lakh with the same interest then I felt OK and I got the loan from SCB. The process was good with SCB they have disbursed my loan on time. The whole process took 10 days time until the disbursement has done . The rate of interest is nominal. I am happy about the loan amount and the service.
      Was this review helpful? 0
      , bangalore
      Reviewed on Jun 14, 2017
    • Bank Bazaar Customer Support
      "Very Good service"
      0.5 4.5/5 "Excellent!"
      Initially I didn't have any idea of online to apply for my home loan, my uncle suggested me to visit the bank branch to do the process in a lesser time period, but I choose bank bazaar and I have applied home loan through bank bazaar , the process went very smooth via bank bazaar and it was quick and fast as well. When We go straight to the bank for any kind of product they have so much norms but through bank bazaar it is very easy process. The bank bazaar web site is easy to use and user friendly.
      Was this review helpful? 0
      , bangalore
      Reviewed on Jun 14, 2017
    • Punjab National Bank Home Loan
      "Quick and fast process"
      0.5 4.5/5 "Excellent!"
      I don't had an idea to go with PNB housing finance limited for my home loan, but after going there I got to know the the process was very smooth with PNB, the processing time line which was taken y PNB was very less they were very quick and fast. The rate of interest is nominal with PNB finance limited. Within 20 days of time, I got the home loan from PNB. The customer support and the response part is good with PNB. I am very much happy about the loan amount and I am very much satisfied with their service.
      Was this review helpful? 0
      , bangalore
      Reviewed on Jun 14, 2017
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    Bangalore Home Loan is Rated as "Great!" by 3576 Users

    Fees & Charges

    Promised Interest Rate

    Customer Service

    Responsiveness

    Home Loan BYTES FROM OUR KITCHEN

    Bangalore also known as Bengaluru, is the capital of the Indian state of Karnataka. It is India's third-largest city.In recent years, Bangalore propelled to be the forefront of the high-tech industry boom in India, and it currently ranks as India's most developed city and one of the world's fastest growing urban areas.

    Home loans, also known as mortgages, use the borrower's home for collateral. This home can be a single-family house up to a four-unit property, as well as a cooperative unit. Lenders fund home loans, but both the lenders themselves and brokers who act on behalf of the lenders originate, or process, them.


    You’re probably eligible for an Bangalore Home Loan if you are

    01
    02
    03
    04
    Bangalore Home Loan Minimum Age

    At least 21 years old

     Bangalore Home Loan Maximum Age

    Less than 65 years old

    Bangalore Home Loan Eligible Employment Type

    Salaried / Self-employed
    with regular income

    Bangalore Home Loan Minimum Income

    Earn more than the minimum
    income required


    Your Bangalore Home Loan amount eligibility is based on these factors

    01
    02
    03
    Bangalore Home Loan Minimum Salary

    EMI limited to about 50%
    of monthly income

    Bangalore Home Loan Maximum Loan to property value

    Loan capped @ 75% - 85% on property value

    Bangalore Home Loan EMI

    EMIs of other loans lower
    your eligibility


    Increase your eligible Bangalore Home Loan amount by these steps

    01
    02
    03
    Bangalore Home Loan Add Spouse as Co-applicant

    Make your spouse a co-applicant,
    and her income will add
    to your eligibility

    Bangalore Home Loan Maximum Tenure

    Choose longer tenure loan up to 20 - 30 years

    Bangalore Home Loan Add parents as Co-applicant

    Alternatively add your parents


    Documentation needed to apply for an Bangalore Home Loan

    • 1. Photo ID and age proof
    • 2. Signed application form with photograph
    • 3. Processing fee cheque
    • 4. Last 6 months bank statement
    • 5. Documentation for salaried applicants:
      • Last 3 months salary – slips
      • Form 16 or Income Tax Returns
    • 6. Documentation for self-employed applicants:
      • Last 3 years Income Tax Returns with computation of Income
      • Last 3 years CA Certified / Audited Balance Sheet and Profit & Loss Account

    Bangalore Home Loan Interest RatesUpdated on 23 Jun 2017

    Bangalore Home Loan Details
    Interest Rate (Monthly reducing balance) 10% - 10.5%
    Processing Fees 0.50% of Loan
    Loan Tenure 1 year to 20 - 30 years
    Partial pre-payment Charges Nil
    Pre-closure Charges Nil

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