A "low interest" loan shouldn't mean you have very little interest in paying it back!
A "low interest" loan shouldn't mean you have very little interest in paying it back!
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    We found 38 Bangalore Home Loan
    Bank Name
    Interest Rate Range
    Processing Fee Range
    Loan Amount
    Tenure Range
    8.35% - 10.25% Fixed/Floating
    Up to 0.5% (min. ₹5,900) One time fee
    5L Min
    1-30 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.40% - 8.85% Floating
    0.5% (max. ₹11,800) One time fee
    5L - 10Crs
    3-30 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon voucher free Paperless approval available
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.35% - 8.85% Floating
    Up to 0.5% (max. ₹11,800) One time fee
    5L - 10Crs
    1-30 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.40% - 10.05% Floating
    Up to 0.5% One time fee
    2L - 3Crs
    1-30 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.35% - 9.25% Floating
    0.50% (min. ₹2,000) + applicable tax
    12L - 5Crs
    1-20 Years (10 yrs plot loan)
    Response Time : Within 30 minutes
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good To Know
    Eligibility Criteria
    8.35% - 11.75% Fixed/Floating
    0.50% (min. ₹10,000) One time fee
    5L - 10Crs
    1-30 Years
    Response Time : Within 30 minutes
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.25% - 8.25% Floating
    0 One time fee
    50L - 5Crs
    1 - 25 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Good to Know
    Eligibility Criteria
    8.55% - 8.99% Floating
    ₹5,000 to ₹10,000 + applicable tax One time fee
    20L - 10Crs
    1-30 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Think about
    Good to Know
    Eligibility Criteria
    10.67% Floating
    1% One time fee
    5L - 5Crs
    1-30 Years
    Response Time : Within 30 minutes
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.35% - 8.80% Floating
    0.5% (max. ₹11,800) One time fee
    5L - 10Crs
    3-30 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon voucher free Paperless approval available
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    9.25% Floating
    0.50% (min. ₹10,000)
    1Cr - 5Crs
    1-20 Years
    Response Time : Within 30 minutes
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    9.95% - 10.40% FIXED
    Up to 0.5% One time fee
    2L - 3Crs
    1-30 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
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  • Bangalore Home Loan is Rated as "Great!" by 4013 Users

    Fees & Charges

    Promised Interest Rate

    Customer Service

    Responsiveness

    Home Loan BYTES FROM OUR KITCHEN

    Bangalore Home Loan

    Bangalore also known as Bengaluru, is the capital of the Indian state of Karnataka. It is India's third-largest city.In recent years, Bangalore propelled to be the forefront of the high-tech industry boom in India, and it currently ranks as India's most developed city and one of the world's fastest growing urban areas.

    Home loans, also known as mortgages, use the borrower's home for collateral. This home can be a single-family house up to a four-unit property, as well as a cooperative unit. Lenders fund home loans, but both the lenders themselves and brokers who act on behalf of the lenders originate, or process, them.


    You’re probably eligible for an Bangalore Home Loan if you are

    01
    02
    03
    04
    Bangalore Home Loan Minimum Age

    At least 21 years old

     Bangalore Home Loan Maximum Age

    Less than 65 years old

    Bangalore Home Loan Eligible Employment Type

    Salaried / Self-employed
    with regular income

    Bangalore Home Loan Minimum Income

    Earn more than the minimum
    income required


    Your Bangalore Home Loan amount eligibility is based on these factors

    01
    02
    03
    Bangalore Home Loan Minimum Salary

    EMI limited to about 50%
    of monthly income

    Bangalore Home Loan Maximum Loan to property value

    Loan capped @ 75% - 85% on property value

    Bangalore Home Loan EMI

    EMIs of other loans lower
    your eligibility


    Increase your eligible Bangalore Home Loan amount by these steps

    01
    02
    03
    Bangalore Home Loan Add Spouse as Co-applicant

    Make your spouse a co-applicant,
    and her income will add
    to your eligibility

    Bangalore Home Loan Maximum Tenure

    Choose longer tenure loan up to 20 - 30 years

    Bangalore Home Loan Add parents as Co-applicant

    Alternatively add your parents


    Documentation needed to apply for an Bangalore Home Loan

    • 1. Photo ID and age proof
    • 2. Signed application form with photograph
    • 3. Processing fee cheque
    • 4. Last 6 months bank statement
    • 5. Documentation for salaried applicants:
      • Last 3 months salary – slips
      • Form 16 or Income Tax Returns
    • 6. Documentation for self-employed applicants:
      • Last 3 years Income Tax Returns with computation of Income
      • Last 3 years CA Certified / Audited Balance Sheet and Profit & Loss Account

    Bangalore Home Loan Interest RatesUpdated on 16 Dec 2017

    Bangalore Home Loan Details
    Interest Rate (Monthly reducing balance) 10% - 10.5%
    Processing Fees 0.50% of Loan
    Loan Tenure 1 year to 20 - 30 years
    Partial pre-payment Charges Nil
    Pre-closure Charges Nil

    Bangalore Home Loan Reviews

    • LIC Housing Home Loan
      "Good "
      0.5 4.0/5 "Great!"
      I do have the home loan with the Life Insurance Corporation housing finance limited. The rate of interest is around 8% and the REPO rate immigration will not be getting immediately affected on equated monthly installment.
      Was this review helpful? 1
      , bangalore
      Reviewed on Dec 15, 2017
    • Bank Bazaar Home Loan
      "Good One"
      0.5 4.0/5 "Great!"
      With bank bazaar the customer service was good from your end . As after i registered for the loan process i received the Call from the bank bazaar executive the next day . The Website of bank bazaar was good and was User friendly for me to use . It was a good experience i would say with bank bazaar .
      Was this review helpful? 1
      , bangalore
      Reviewed on Dec 15, 2017
    • ICICI Bank Home Loan
      "Pretty good"
      0.5 3.5/5 "Pretty good"
      The customer service was good from the ICICI BANK side for the home loan i took . The bank gave me a full approval on the amount i asked for . From the bank side Process was on time . We delayed from our side . The money got disbursed in 10 working days . The Rate of interest when the bank told me was 8.6% and then it went a bit high like 8.76% and then they came down at 8.7% . The Processing fee was there of 5K in month of april . The bank gave me a Pre closure option told with no charges and also part payment option is also there .
      Was this review helpful? 0
      , bangalore
      Reviewed on Dec 15, 2017
    • Bank Bazaar Home Loan
      "GOOD"
      0.5 4.0/5 "Great!"
      With bank bazaar the customer service was good from the bank side . I received Call within 2 days form the bank bazaar executive and everything was explained to me in detailed way . The Website of bank bazaar is good and very user friendly . Over all it was a good experience with bank bazaar i had .
      Was this review helpful? 0
      , bangalore
      Reviewed on Dec 14, 2017
    • HDFC Limited Home Loan
      "EXPECTED MORE"
      0.5 2.0/5 "Expected more"
      It was a good experience with HDFC LTD for the home loan i applied for . Actually the bank was not giving me a full approval on the amount i asked for . It was a good customer service from the HDFC side . They provided me every information required for the loan process . After not getting the a full approval i did not opt for the loan process .
      Was this review helpful? 0
      , bangalore
      Reviewed on Dec 14, 2017
    • Bank Bazaar Home Loan
      "Good One"
      0.5 4.0/5 "Great!"
      It was a good customer service from the Bank Bazaar side . Within 5 days i received call form the Bank Bazaar executive and he explained me everything in detailed way . The Website of bank bazaar was user friendly and easy to use and i checked my credit score on the website that to with few following steps .over all it was good experience with bank bazaar i would say .
      Was this review helpful? 0
      , bangalore
      Reviewed on Dec 14, 2017
    • HDFC Limited Home Loan
      "EXPECTED MORE"
      0.5 2.0/5 "Expected more"
      Over all it was not a good experience with HDFC LTD . They did not provide me good service from their end , the customer service is not that good as i thought it would be . Information was not delivered to me properly from the institution side . It could have been a better service from their end .
      Was this review helpful? 0
      , bangalore
      Reviewed on Dec 14, 2017
    • SBI Home Loan
      "Need to improve"
      0.5 1.0/5 "Really Bad"
      I have taken the home loan with the State bank of India and the customer service is not really good one, also am not at all happy on it because they have not shared about the tax returns. Reaching them is really difficult.
      Was this review helpful? 4
      , bangalore
      Reviewed on Dec 13, 2017
    • HDFC Limited Home Loan
      "NOT HAPPY"
      0.5 2.0/5 "Expected more"
      It was not a good experience with HDFC LTD as i expected it would be , as i thought . for the loan process they did not contacted properly . the customer service was not good as i thought it would be , they told me that i will be coming to my place for picking up the documents but no one turned up .
      Was this review helpful? 1
      , bangalore
      Reviewed on Dec 12, 2017
    • Axis Bank Home Loan
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      I have the home loan with the Axis bank and the interest rate is around 8.4%, also the customer service is good one for me. They have disbursed the loan amount within ten to fifteen working days of time.
      Was this review helpful? 2
      , bangalore
      Reviewed on Dec 11, 2017
    • Canara Bank Home Loan
      "Excellent service"
      0.5 5.0/5 "Blown Away!"
      Canara bank home loan department they offered me a interest rate of 9.45 in the beginner but now they changed my interest rate to 8.6 and the documents have submitted directly to the showroom it was a good experience with canara bank home loan service.
      Was this review helpful? 0
      , bangalore
      Reviewed on Dec 11, 2017
    • LIC Housing Home Loan
      "Have to improve their online option"
      0.5 3.5/5 "Pretty good"
      I am having the home loan with the Life Insurance Corporation of India housing finance limited and the rate of interest is good one . Response is good one with the LIC housing finance limited. I am happy with the LIC housing finance limited.
      Was this review helpful? 0
      , bangalore
      Reviewed on Dec 11, 2017
    • Punjab National Bank Home Loan
      "Quick process"
      0.5 5.0/5 "Blown Away!"
      I had applied for a home loan with Punjab national bank.the loan amount is 38 lakhs,rate of interest is 8.35% low as compared to other banks.The net banking is bestway to make payment. I am holding this account for two years.They are very quick in processing the request and they always respond on time.I did not submit documents as the bank has got a tie up with the builder.
      Was this review helpful? 3
      , bangalore
      Reviewed on Dec 06, 2017
    • HDFC Limited Home Loan
      "Excellent service"
      0.5 5.0/5 "Blown Away!"
      My home loan experience with HDFC LTD was good, the loan amount was for Rs 25 lakhs with the rate of interest of 8.6% which is nominal when compared to other sources. The process was quite long, it took one month for the loan to get approved. Documents were collected door step but it took long time for verification. Customer service was good and they followed up correctly. The tenure of this loan is 20 years and there is no penalty on preclosure and part payment.
      Was this review helpful? 6
      , bangalore
      Reviewed on Dec 05, 2017
    • HDFC Limited Home Loan
      "Good"
      0.5 3.0/5 "Satisfactory"
      I had applied for a home loan with HDFC LTD through online channel. I have chosen HDFC Bank because my property was pre approved. It was easy to go with the pre approved banks. There were some hidden charges which was not explained clearly. The rate of interest was normal, and the rate of interest offered was 8.35%.
      Was this review helpful? 3
      , bangalore
      Reviewed on Dec 04, 2017
    • Bank Bazaar Home Loan
      "Housing finance"
      0.5 4.0/5 "Great!"
      Good comparison all at one place. It saves lots of time and energy. In one place we can login and Lots of choices are available . It shows results of Private as well as public sector banks and even private financiers. All the very best also it is very easy to choose the best option.
      Was this review helpful? 2
      , bangalore
      Reviewed on Dec 03, 2017
    • DHFL Home Loan
      "Good One"
      0.5 5.0/5 "Blown Away!"
      It was a good customer service i received form the DHFL bank side for the home loan process . DHLF gave me a full approval on the amount i asked for .the rate of interest was 10.15% and processing fee was 1% they charged . the money got disbursed within 15 working days and the DHLF provided me option of pre closure and part payment after an year with additional charges applicable .
      Was this review helpful? 1
      , bangalore
      Reviewed on Dec 01, 2017
    • ICICI Bank Home Loan
      "Good"
      0.5 4.0/5 "Great!"
      I am having the home loan with the ICICI bank and the interest rate is around 9.5%. I would like to say that the customer service is good one with the ICICI bank for the home loan. Initial down payment is lesser one with the ICICI bank.
      Was this review helpful? 0
      , bangalore
      Reviewed on Nov 30, 2017
    • Bank Bazaar Home Loan
      "Good options "
      0.5 4.0/5 "Great!"
      I have been using bank bazaar website for last six months they respond on time and they give a call immediately once i place the request online,i get multiple options to get the best product with the best bank.I liked the website as its user friendly.
      Was this review helpful? 0
      , bangalore
      Reviewed on Nov 28, 2017
    • HDFC Limited Home Loan
      "Excellent service"
      0.5 4.0/5 "Great!"
      I have taken a Home loan with Hdfc limited.The loan amount is 40 lakhs,rate of interest is 8.5% nominal as compared to others.They have deducted 10,000 as processing fees.They have processed my loan within two weeks.I use net banking as well as Mobile App.
      Was this review helpful? 1
      , bangalore
      Reviewed on Nov 28, 2017
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