A "low interest" loan shouldn't mean you have very little interest in paying it back!
  • Bajajfinserv Pre Approved Home Loan

    Bajaj Finserv, one of the premier consumer finance service providers, offers pre-approved home loans to various category of customers. Impressive interest rates and prepayment facilities are some of the major highlights of this home financing scheme.

    How does the Finserv Pre-Approved Home Loan work?

    • Log on to Bajaj Finserv portal
    • Share your details and request for one-time password (OTP)
    • Check your pre-approved offer
    • Apply and avail the loan

    Advantages of Bajaj Finserv Pre-Approved Home Loan

    • Quick loan disbursals
    • Minimal documentation required
    • Consolidate other banks’ home loans into one account with the balance transfer facility
    • Loan foreclosure and part-payment facilities available
    • Top-up loan facility available

    FAQ’s

    1. What is the interest rate charged?
      Salaried Self-employed
      9.95% p.a. to 10.30% p.a. 9.35% p.a. to 11.15% p.a.
    2. What documents do I need to submit?
      • KYC details
      • Address proof
      • Identity proof
      • Photograph
      • Form 16 or latest salary slips
      • Profit and loss account statements for the last 2 years (for self-employed individuals)
      • Last 6 months’ bank account statements
    3. What’s the processing fee charged?

      The processing fee charged is up to 0.8% of the loan amount for salaried individuals and up to 1.2% of the loan amount for self-employed individuals.

    4. Is there any loan foreclosure charges?

      Yes, you have to pay 4% of the outstanding amount along with applicable taxes if you plan to foreclose the loan.

    5. How much do I have to pay if I make part-payments?

      You have to pay 2% of the outstanding amount if you want to make part-prepayments.

      

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