Bajaj Finserv is one of India’s most diversified non-banks offering a plethora of financial solutions. Bajaj Finserv offers customers the facility to switch to their plan in case they are unhappy with their present home loan plan. Balance Transfer implies you can refinance or transfer the remainder of your loan amount to some other financial institution in case you get better terms and conditions. At Bajaj Finserv, to avail this facility, all you have to do is find the total savings on the home loan balance transfer and fill an online application form for home loan balance transfer. The online home loan balance transfer from other banks to Bajaj Finserv can be processed within 4 days with minimum paperwork.
Home Loan Balance Transfer Bank Wise
Bajaj Finserv comes with many advantages such as:
To top these all, Bajaj Finserv also gives some bonus facilities such as:
If you decide to go for the home loan balance transfer, you will also get an option of a top up loan available at a minimal interest rate. The loan amount that can be used according to your wish, from a holiday to home improvement purposes.
If borrower has bought property within a span of 12 months using their own money, he or she can avail Bajaj Finserv’s refinance option and get a housing loan grant up to the property’s registered value.
Transferring your home loan with Bajaj Finserv can prove useful in the following ways:
Bajaj Finserv offers HDFC Life Group Credit Protect Plus, which is a customized insurance policy that offers protection to the family members of the insured member in case of critical illness or death.
The company provides a three month EMI grace period where you do not have no penalty is charged for non-payment of EMIs up to three months.
You can log in to the home loan digital customer portal and access all the information you need on your home loan account.
No, the property that you want to refinance should have been purchased within the last 12 months with your own money.
No, Bajaj Finserv does not levy any foreclosure charges even if you foreclose your loan at any time within the tenure.
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