Insurance is like a spare tyre. You may not require it, but not having one is not an option.

Bajaj Allianz Car Insurance Coverage

 4.5 / 5.0   by 284 users
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Policy Coverage

Customer Service

Claim Experience

Cashless Garages

Your car is definitely one of your most valuable assets. Apart from being really close to your heart, it is one of the most useful things one can own. Not only does a car spare one from the horror of using crowded public transport as a mode of daily commute, but it also gives you the freedom of enjoying long drives, weekend getaways and lots of memories. The flipside being that your car is prone to multiple risks like loss, damages, theft, accidents, and also various unforeseen circumstances like natural calamities, man-made dangers, so on and so forth. Your car deserves an all-round protection from every possible danger, threat, loss and unforeseen circumstances.


Bajaj Allianz being a leading insurance provider offers a comprehensive car insurance policy. The policy is extremely trusted and popular also because it provides many covers and also multiple add-on covers. All these covers are necessary to protect your car from dangers and unpredictable situations. Bajaj Allianz car insurance policy is also extremely affordable and provides wide protection. The policy also provides three plans, namely, Best Value, Standard and Flexible Plan. You can choose the one that suits your requirement the best.

Policy Coverage

If any loss or damage is caused to your car due to the below listed situations, then Bajaj Allianz Car Insurance policy provides coverage

  • Personal Accident Cover
  • This Personal accident coverage is valid for the owner/driver of the insured car. He/she is eligible to get covered for an amount of Rs 2 lakhs in case of an accident caused which results in loss/damage/injury, etc. This coverage can be availed in a scenario if the owner/driver meets with an accident while driving, travelling, dismounting or mounting from the insured car. The personal accident coverage can also be chosen to protect passenger/driver/paid driver. This cover is available but it is optional.

  • If the insured car experiences loss or damage arising out of the following natural calamities -

    1. Fire
    2. Explosion
    3. Earthquake
    4. Self-ignition
    5. Lightning
    6. Flood, hurricane, typhoon, storm and cyclone
    7. Hailstorm and frost
    8. Landslide
    9. Rockslide

  • Third Party Legal Liability Cover
  • Third-party insurance or third-party liability insurance cover has been is compulsory by Indian law. As per the Indian Motor Vehicles Act every car being driven on Indian roads needs to have this valid insurance policy. The 'third-party' policy is for protection of any third person other than the primary policyholder, i.e third party. This is a very important cover and provides total protection against any legal liability which has arisen out of the insured car causing accidental damages to a third party by injuring him or by damaging his property. These accidental damages signify permanent injury or death of a third person, and also loss and damage caused to a third party’s property as a result of an accident caused by the insured car. With the help of this cover you are relieved of the stress of going through a legal hassle and have no stressful accountability in you have caused an accidental death or harm of a third party due to your insured car being involved in the accident.

  • Bajaj Allianz comprehensive car insurance policy offers protection to your car against loss or damage caused by the following man-made reasons –

    1. Strikes
    2. Burglary
    3. Theft
    4. Riots – communal and otherwise
    5. Accident by external means
    6. Damage caused in transit by road, rail, air, elevator, etc.
    7. Acts of terrorism and other malicious acts
    8. Damages caused by anti-social activities

Apart from the above mentioned covers, Bajaj Allianz car insurance policy offers a host of add-on policy covers to ensure enhanced protection of your car. You can choose add-on covers like zero depreciation cover, driver cover, CNG kit cover, and many more. Give your car the best protection with Bajaj Allianz Car Insurance coverage.

GST Update: GST of 18% is applicable on car insurance effective from the 1st of July, 2017

Bajaj Allianz Car Insurance Reviews

Page 1 of 15 1 2 3 4 5
  • Bajaj Allianz Car Insurance
    "Good to Go with Bajaj"
    0.5 4.0/5 "Great!"
    The conditions and the insured which they are providing is good, I have insured Ford Car with Bajaj Allianz, the premium amount is reasonable but they can reduce it. Its 1.5 year old year but still the insurer providing 24 hours service, cash less garages and they have tie up with many centers, the response is great.
    Was this review helpful? 0
    , bangalore
    Reviewed on Jan 17, 2019
  • Bajaj Allianz Car Insurance
    "Good Policy"
    0.5 4.0/5 "Great!"
    I have a car insurance policy with Bajaj allianz from last 2 years, a premium of Rs 13000 has to be paid for this insurance policy. There was no claim experience so far with this car insurance. This policy has full coverage with 0% depreciation.
    Was this review helpful? 0
    , secunderabad
    Reviewed on Jan 03, 2019
  • Bajaj Allianz Car Insurance
    "Good Policy"
    0.5 5.0/5 "Blown Away!"
    I am having a car insurance policy with Bajaj Allianz from last 3 years, Rs 7800 has to be paid as a premium for this insurance. I have no claim experience so far with this insurance. Customer service is good as they intimate for renewing the policy. I am happy with the coverage value of this insurance.
    Was this review helpful? 0
    , hyderabad
    Reviewed on Dec 20, 2018
  • Bajaj Allianz Car Insurance
    "Good claim experience"
    0.5 4.0/5 "Great!"
    My dealer has provided me a car insurance policy with Bajaj Allianz. I have paid the premium amount of Rs. 25000. I had a claim experience once and i have got the claim amount of 100%. This policy covers upto Rs. 5 lakhs. They have covered me a bumper to bumper facility, road side assistance and no claim bonus.
    Was this review helpful? 1
    , chennai
    Reviewed on Dec 19, 2018
  • Bajaj Allianz Car Insurance
    "Best Policy"
    0.5 5.0/5 "Blown Away!"
    This policy covers Bumper to bumper cover and cashless garage covers. It holds zero deprecation coverage Where the representative explained the policy very well . Am satisfied with premium amount which am making . Overall am satisfied with the Bajaj Allianz insurance company .
    Was this review helpful? 1
    , ahmedabad
    Reviewed on Dec 16, 2018
  • Bajaj Allianz Car Insurance
    "Low premium with better benefits"
    0.5 5.0/5 "Blown Away!"
    One more policy taken for my another car its Maruthi dezire I paid the premium around Rs. 4000 its a old car, around 6 to 7 years, I have comprehensive plan its not zero depreciation plan. The customer service is good the premium is low and the max cover is nice.
    Was this review helpful? 3
    , new delhi
    Reviewed on Dec 13, 2018
  • Bajaj Allianz Car Insurance
    "Low premium with better benefits"
    0.5 5.0/5 "Blown Away!"
    My both the polices are insured with Bajaj Allianz, I have taken one policy for my Maruthi Ciaz car, I paid the premium was around Rs. 8000, I have taken the comprehensive it covers for the loss, damage, other natural disaster, hence I am fine with them.
    Was this review helpful? 1
    , new delhi
    Reviewed on Dec 13, 2018
  • Bajaj Allianz Car Insurance
    "Good claim process with fast service"
    0.5 4.0/5 "Great!"
    The premium amt is good in Bajaj Allianz and economical too, I paid Rs. 25k for one year. I have Hyundai I ton card its 3 years old, they gave me best insured declared amount, I got the papers on time, my claim exp is good, car got damaged and replaced and gave it on time, even they have lined with many service centers.
    Was this review helpful? 0
    , bangalore
    Reviewed on Dec 05, 2018
  • Bajaj Allianz Car Insurance
    "Its Good"
    0.5 4.0/5 "Great!"
    Cost of the car policy is good in Bajaj Allianz. I have Maruthi card they best insured value based on the age. I don't have any claim experience. The insurance company gave me Rs. 2.5 lakhs for one year, third party cover and personal accidental cover is good.
    Was this review helpful? 0
    , bangalore
    Reviewed on Dec 03, 2018
  • Bajaj Allianz Car Insurance
    "GOOD SERVICE"
    0.5 4.5/5 "Excellent!"
    BAJAJ ALLIANZ LIFE INSURANCE is the insurance provider where i am holding my car insurance policy with this provider. I am holding it from past 3 years and the premium i paid 5600 rupees for my car. The policy is for fully insured for my car.
    Was this review helpful? 2
    , coimbatore
    Reviewed on Nov 23, 2018
  • Bajaj Allianz Car Insurance
    "Superb Policy"
    0.5 5.0/5 "Blown Away!"
    I selected Bajaj Allianz for my car. I chosen the company because of the lower premium rates. They have sent all my documents to my residential address. They do have regular follow up with the customer regarding the car insurance. I never had any issues with this policy. I pay the premium amount of Rs. 6300 and i have not availed the bumper to bumper facility. They have provided me the no claim bonus upto 50%.
    Was this review helpful? 2
    , bangalore
    Reviewed on Nov 01, 2018
  • Bajaj Allianz Car Insurance
    "Best policy"
    0.5 5.0/5 "Blown Away!"
    I am having a car insurance policy with Bajaj Allianz and i have taken this policy for 2 years. A premium of Rs 17000 has to be paid for this insurance policy. I have no claim experience so far with this insurance policy and this policy has full coverage with 0% depreciation.
    Was this review helpful? 1
    , nellore
    Reviewed on Oct 31, 2018
  • Bajaj Allianz Car Insurance
    "Good policy"
    0.5 4.0/5 "Great!"
    I got Car insurance from Bajaj allianz through As The premium amount is nominal one am satisfied with it , as it has low premium amount with cashless garages comprehensive cover with bumper to bumper coverage .Customer service and response is good . I pay it annually through online banking
    Was this review helpful? 1
    , vadodara
    Reviewed on Oct 17, 2018
  • Bajaj Allianz Car Insurance
    "Good Policy"
    0.5 4.0/5 "Great!"
    I am having a car insurance with Bajaj Allianz from last 5-6 years, i pay a premium of more than Rs 9000. I had claimed 2 times with this insurance policy. There was no cashless garage facility provided. They covered 80% and i am happy with the coverage value.
    Was this review helpful? 2
    , hyderabad
    Reviewed on Oct 11, 2018
  • Bajaj Allianz Car Insurance
    "Best policy"
    0.5 5.0/5 "Blown Away!"
    I have a car insurance with Bajaj Allianz from last 4 years and it is a good policy to use. I pay a premium of Rs 14000 for this insurance policy. I also get no claim bonus and it is 0% depreciation, it has a full coverage and there was no claim experience so far.
    Was this review helpful? 1
    , hyderabad
    Reviewed on Oct 02, 2018
  • Bajaj Allianz Car Insurance
    "Good Policy"
    0.5 4.0/5 "Great!"
    My car is insured with Bajaj Allianz from last 3 years, they charge Rs 1000 as processing charges. It has a full coverage and i pay a premium of Rs 12000 for this insurance policy. My claim experience was good with this insurance and it is 0% depreciation.
    Was this review helpful? 0
    , hyderabad
    Reviewed on Oct 01, 2018
  • Bajaj Allianz Car Insurance
    "Good Service"
    0.5 5.0/5 "Blown Away!"
    I have a car insurance policy from the Bajaj Allainz . I am paying a premium of 18000 per year. I have claimed this policy once and the claim experience was really good. It has been a good experience with the policy and their services.
    Was this review helpful? 2
    , thane
    Reviewed on Sep 26, 2018
  • Bajaj Allianz Car Insurance
    "Good Service"
    0.5 5.0/5 "Blown Away!"
    My car is insured with the Bajaj Allianz general Insurance. I am paying a premium of 8000 rupees per year. So far there hasn't been any claim experience with the policy. I haven't faced any issues with their services.
    Was this review helpful? 2
    , thane
    Reviewed on Sep 26, 2018
  • Bajaj Allianz Car Insurance
    "Best policy"
    0.5 5.0/5 "Blown Away!"
    My car is insured with Bajaj Allianz from last 10 years and it is a good policy to use. I pay a premium of Rs 5000 for this insurance policy. I have claimed this insurance 4 years back and they covered 80% and i am happy with the coverage value of this insurance policy.
    Was this review helpful? 1
    , kolkata
    Reviewed on Sep 06, 2018
  • Bajaj Allianz Car Insurance
    "Good Policy"
    0.5 3.5/5 "Pretty good"
    My car is insured with Bajaj Allianz from last 1 year and it is a good policy to use. I am not aware of the premium amount of this insurance policy. My claim experience was good with this policy and they covered bumper to bumper damage, There was no cashless garage option.
    Was this review helpful? 2
    , hyderabad
    Reviewed on Aug 30, 2018
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