Multiple banks. Different interest rates. Call it a "conflict of interest".
  • Axis Personal Loan Diwali Offers Nov 2018 is Rated as "Excellent!" by 2395 Users

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    Axis Personal Loan Diwali Offers Nov 2018

    Diwali Offers from Axis Bank Personal Loan – November 2018

    Apply for a personal loan from Axis Bank for any of your multiple needs and repay it conveniently through EMIs. You can enjoy minimum documentation as well as fast approval. If you are in need of a loan to fund your Diwali-related purchases, you should hurry up! Get a loan at attractive interest rates today and enjoy the joyous occasion with your family and friends.

    Key Features and Benefits of Axis Bank Personal Loan

    • The minimum loan amount offered by Axis Bank is Rs.50,000.
    • The maximum quantum one can get is Rs.15 lakhs.
    • The interest rates for Axis Bank personal loan range from 15.75% to 24% p.a.
    • You can carry over your existing loan to Axis Bank with the Balance Transfer option.
    • You can receive Axis eDGE reward points when you take a personal loan.
    • The processing fee amount ranges from 1.50% to 2.00% of loan amount plus GST.
    • You do not have to pay any prepayment charges for this loan.
    • The minimum income requirement is Rs.15,000 per month.
    • You should be at least 21 years old and not more than 60 years old to be eligible for this loan.

    Celebrate Diwali 2018 with an Axis Bank Personal Loan

    Are you wondering how you will meet your multiple expenses associated with Diwali celebrations? You don’t have to worry about that. Simply, apply for a personal loan from Axis Bank as per your repayment ability. You can celebrate the festival of lights with full splendor this year! With an Axis Bank personal loan, you can have everything you want for this festive season. Pamper yourself and your family members with new grand clothes, mouth-watering sweets and savories, pretty decorations, brand new furniture, advanced home appliances, and even a new vehicle!

    You can decide your Axis Bank personal loan amount and loan tenure by calculating your EMIs through the BankBazaar EMI calculator. Once this is done, you can visit any Axis bank branch or apply online through the official website of Axis Bank.

    If you want extensive details about an Axis Bank personal loan, you can find them on BankBazaar.com. Here, you will get full information about the eligibility criteria, interest rates, documents required, etc. Additionally, if you want to be at the receiving end of exciting offers and gift vouchers, apply for a personal loan through Axis Bank today and get started!

    Personal Loan Reviews

    • Axis Bank Personal Loan
      "Reduce the charges"
      0.5 5.0/5 "Blown Away!"
      I took my personal loan in Axis Bank before 4.5 years back and its been completed before 5 to 6 months have taken top-up loan. The customer service is very good. The charges are more compared to other banks. The loan duration is 5 years. Monthly installment is 5600 rupees through net banking.
      Was this review helpful? 1
      , bangalore
      Reviewed on Jan 14, 2019
    • Axis Bank Personal Loan
      "More than satisfactory"
      0.5 4.0/5 "Great!"
      I have taken a personal loan from Axis Bank. The process was good to close the loan. I went to the bank to close the loan and within ten minutes it got closed. It was a very fast process. They said that I will receive the NOC within seven days but I got it on the sixth day itself.
      Was this review helpful? 0
      , bangalore
      Reviewed on Jan 12, 2019
    • Axis Bank Personal Loan
      "Good service"
      0.5 3.0/5 "Satisfactory"
      There was some difficulty which i had faced to change the ECS date and i had requested to change it. The process in getting this loan has been quite good and the interest rate with them was around 11.5% and there has not been any sort of additional charges which they had made so far.
      Was this review helpful? 2
      , bangalore
      Reviewed on Jan 11, 2019
    • Axis Bank Personal Loan
      "Good in Need"
      0.5 5.0/5 "Blown Away!"
      I was looking for a personal loan and and thats when i applied with Axis bank. The interest rates that i had on my personal loan was reasonable. Services were satisfactory in Axis and i am happy about it. I have completed the loan tenure successfully.
      Was this review helpful? 3
      , kolkata
      Reviewed on Jan 11, 2019
    • Axis Bank Personal Loan
      "High Interest Charges"
      0.5 3.0/5 "Satisfactory"
      At the time when i was planing for a personal loan i had applied with Axis Bank.. There was a delay in the procedure and later it got approved.. The interest rates on my personal loan were too high, it was 18% and also it was a fixed interest rate..
      Was this review helpful? 3
      , chennai
      Reviewed on Jan 11, 2019
    • Axis Bank Personal Loan
      "Interest rate should be reduced"
      0.5 4.0/5 "Great!"
      Previously I had personal loan with AXIS, before four years I took that loan. At the time the interest rate was very high. They respond very well on the customer queries on the loan part . Only concern about the interest rate it would be great if they reduce it.
      Was this review helpful? 0
      , chennai
      Reviewed on Jan 09, 2019
    • Axis Bank Personal Loan
      "Satisfactory"
      0.5 5.0/5 "Blown Away!"
      I directly approached AXIS Bank for the personal loan before four years I have done lots of documents. The guy who interacted with me gave me the door step service I am very happy with that professional service, but the interest rate is quite high anyways it helped me a lot.
      Was this review helpful? 1
      , kolkata
      Reviewed on Jan 09, 2019
    • Axis Bank Personal Loan
      "They need to improve their service"
      0.5 2.0/5 "Expected more"
      Interest rate is very much higher around 18% for the personal loan. I felt AXIS Is higher than HDFC, they have taken processing fee. If I want to take the top up the loan with Axis, they have lots of procedure its should be simple . but 8% of interest is excess from other banks.
      Was this review helpful? 0
      , cuddalore
      Reviewed on Jan 09, 2019
    • Axis Bank Personal Loan
      "Not satisfied with the service"
      0.5 1.0/5 "Really Bad"
      I had applied for a Personal loan with them and it did not got approved. The process was very lengthy and the banking services has not been bad. But the interest rate with them has been very high and there has been some hassle faced with them where at the end the loan did not got approved.
      Was this review helpful? 2
      , chennai
      Reviewed on Jan 08, 2019
    • Axis Bank Personal Loan
      "Excellent service"
      0.5 5.0/5 "Blown Away!"
      I have been using Axis bank personal loan , they have given me sufficient loan amount ,and i am happy with loan amount, and the rate of interest they have charged me was nominal,they have charged me up to 10.5% and the processing fee they have charged me was nominal, there was no hidden charges ,overall service is good
      Was this review helpful? 2
      , chennai
      Reviewed on Jan 08, 2019
    • Axis Bank Personal Loan
      "Good service"
      0.5 3.0/5 "Satisfactory"
      I have been using personal loan with Axis bank recently,the loan amount they have given me was okay as per my requirement they have charged me was okay they have given me up to 11,000 from march monthly emi will get cut, and the rate of interest they have charged me was nominal and the processing fee they have charged me was nominal,but rate of interest they have charged me is not fixed, they are charging me hidden charges.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Jan 07, 2019
    • Axis Bank Personal Loan
      "Interest rate should be flexible"
      0.5 5.0/5 "Blown Away!"
      I already have personal loan with AXIS but I didn't go the top up because of the higher interest its around 16% for 2 lakhs. I was taken the loan before two years due to emergency purpose I have availed it, the process was smooth but only concern about the interest.
      Was this review helpful? 1
      , bangalore
      Reviewed on Jan 05, 2019
    • Axis Bank Personal Loan
      "Good Service"
      0.5 4.0/5 "Great!"
      I hold a savings account in Axis bank and i am pretty much happy with the services. I had applied for a personal loan and my loan application was processed on time, there was no delay. The interest rates are reasonable compare to the market value.
      Was this review helpful? 6
      , bangalore
      Reviewed on Jan 04, 2019
    • Axis Bank Personal Loan
      "Excellent Service"
      0.5 5.0/5 "Blown Away!"
      The process in getting this loan has been quite good and there hasn't been any hassle faced. The loan amount has been sufficient and the interest rate with them has been nominal when compared with the market rate. I was getting a corporate offer where the rate of interest was less when compared with the market rate. The processing fee which they had charged also had been minimal.
      Was this review helpful? 5
      , mumbai
      Reviewed on Jan 03, 2019
    • Axis Bank Personal Loan
      "Good service"
      0.5 3.5/5 "Pretty good"
      It was quite a good experience with this loan and it was taken five years back. The loan amount has been sufficient and the interest rate was around 15% during that time where it was quite high. The experience was not quite good because the interest rate was high during that time.
      Was this review helpful? 5
      , chennai
      Reviewed on Jan 03, 2019
    • Axis Bank Personal Loan
      "Looking for less interest rate"
      0.5 5.0/5 "Blown Away!"
      It was a good experience with AXIS bank for personal loan, the process was quick and i received my loan amount on time. Customer support is fine with this bank and their response is on time. Tenure period for this loan is 5 years and the rate of interest was nominal in this bank.
      Was this review helpful? 6
      , new delhi
      Reviewed on Jan 03, 2019
    • Axis Bank Personal Loan
      "Good service"
      0.5 5.0/5 "Blown Away!"
      I took a personal loan from the Axis. The whole application process was easy and hassle free. It took just few working days to disburse the loan amount to my account. The documentation was done digitally which was easy and convenient. Loan amount is satisfactory .
      Was this review helpful? 3
      , coimbatore
      Reviewed on Dec 30, 2018
    • Axis Bank Personal Loan
      "Excellent service"
      0.5 5.0/5 "Blown Away!"
      I have been using Axis bank personal loan , they have given me sufficient loan amount ,and i am happy with loan amount, and the rate of interest they have charged me was nominal, and the processing fee they have charged me was nominal, there were no hidden charges ,overall service is good.
      Was this review helpful? 10
      , hyderabad
      Reviewed on Dec 27, 2018
    • Axis Bank Personal Loan
      "Satisfactory"
      0.5 5.0/5 "Blown Away!"
      My process with Axis Bank for the personal loan is good. They are very fast in the process to get the loan through. The customer support and response is good. The rate of interest and processing charges is not satisfactory. It is very pretty high when compared with others.
      Was this review helpful? 2
      , bangalore
      Reviewed on Dec 22, 2018
    • Axis Bank Personal Loan
      "Good. Can do better in the ROI"
      0.5 4.0/5 "Great!"
      Axis Bank is pretty good in the personal loan services. The customer support is fine and they are very quick to collect the paper work and process the loan. The rate of interest and processing charges are on the higher side, and they can work on it.
      Was this review helpful? 2
      , hyderabad
      Reviewed on Dec 22, 2018
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