Santa Claus comes around just once a year. In the meantime, there are Credit Cards.

American Express Credit Card Reward Points

 4.5 / 5.0   by 3146 users
Used this product? Write a review >>

Fees & Charges

Promised Interest Rate

Customer Service

Responsiveness

American Express offers the Membership Rewards program to its credit card customers in India. The number of rewards points that can be collected will depend on the amount spent by the customer during the course of the year. American Express customers can redeem accumulated rewards points for shopping vouchers, travel bookings, entertainment offers and lots more.

Card holders can also transfer accrued rewards points to other loyalty programmes like frequent guest programs and frequent flyer programs. Customers holding the following American Express credit cards are eligible for Membership Rewards - The American Express Platinum Credit Card,The American Express Platinum Travel Credit Card, The Jet Airways American Express Platinum Credit Card and The American Express Platinum Reserve Credit Card. Card holders will not have to enroll separately for any of the loyalty programs offered by American Express.

American Express customers can link any Basic card account with another card account to avail rewards points. There is no limit on the number of accounts that can be linked. Membership rewards points can be earned for all types of purchase transactions done using an American Express credit card. After the purchase is done, the rewards points will be updated in the customer’s card account within 24 to 48 hours.

 

How can I earn reward points under the American Express Membership Rewards Program?

 

American Express customers can earn Membership Rewards points for all types of purchases done on their credit cards. Rewards points earned on a supplementary credit card will get directed to the primary account holder.

Under the American Express Membership Rewards Program, customers can earn rewards points in the following manner. Additionally, PAYBACK Points and JPMiles can also be availed.

 
Type of American Express Credit Card Earning Rate
The American Express Platinum Card 1 Membership Rewards Point for every Rs. 40 that is spent (excludes insurance payments, fuel transactions and utility services)
The American Express Membership Rewards Credit Card 1 Membership Rewards Point for every Rs. 50 that is spent (excludes insurance payments, fuel transactions and utility services)
The American Express Platinum Travel Credit Card 1 Membership Rewards Point for every Rs. 50 that is spent (excludes insurance payments, fuel transactions and utility services)
The American Express Gold Card 1 Membership Rewards Point for every Rs.50 that is spend (excludes insurance payments, fuel transactions and utility services)
The American Express Platinum Reserve Credit Card 1 Membership Rewards Point for every Rs. 50 that is spent (excludes insurance payments, fuel transactions and utility services)
The American Express PAYBACK Credit Card 3 PAYBACK Points can be availed for every Rs.100 spent (excludes insurance payments, fuel transactions and utility services)
The Jet Airways American express Platinum Credit Card 8 JPMiles can be availed for every Rs.150 spent (excludes insurance payments, fuel transactions and utility services)

American Express customers can earn bonus rewards points either as EXTRA Membership Rewards Points or as EXTRA JPMiles.

 

EXTRA Membership Rewards Points

Under the “EXTRA” programs, American Express credit card customers can earn up to 20 bonus Membership Rewards Points for every Rs. 100 spent for shopping, travel, dining and lodging.

 

EXTRA JPMiles

Under the “EXTRA” programs, American Express credit card customers can earn up to 20 bonus JPMiles for every Rs. 100 spent for shopping, travel, dining and lodging.

 

Points for Charges

Customers can utilise their Membership Rewards points for charges as long as they have a minimum of 1,000 points. All they will have to do in order to redeem this is to log into their account, select ‘Recent Activity’ or ‘Current Statement’ and then select ‘ Use Points for Your Charges’.

After this the eligible charges will be have to selected and then customers will have to click on ‘submit.

 

Points for Travel

Customers can also use their Membership Rewards points in order to book their next trip via American Express Travel. Customers can select their hotel, flight, vacation package or a cruise on the American Express Travel site and select the option to use either all or some Membership Rewards points for their booking at checkout. Then they will have to select the number of points to be redeemed and then choose ‘Apply’.

 

How do you redeem rewards points under the Membership Rewards Program?

 

Redemption of Membership rewards points can be done for a range of gifts and e-vouchers from the plethora of options available. American Express credit card holders can choose from any of the below given options to make redemptions.

  • Select & Pay with Points
  • Electronics
  • Hotels Gift Certificates
  • Home & Health
  • Fashion and Accessories

Thanks to the Rewards Program, customers can shop for a number of products such as outdoor essentials, electronics, dining offers, apparel and gifts and others. Redeeming these points are quite easy and so are procuring them. However, each credit card comes with a different set of conditions through which Reward Points can be availed based on the benefits and features of that card.

Top Cards from American Express:

Display of any trademarks, tradenames, logos and other subject matters of intellectual property belong to their respective intellectual property owners. Display of such IP along with the related product information does not imply BankBazaar's partnership with the owner of the Intellectual Property or issuer/manufacturer of such products.

American Express Credit Card Reward Points Reviews

Page 1 of 50 1 2 3 4 5
  • American Express Credit Card
    "Excellent service"
    AMERICAN EXPRESS BANKING CORPORATION
    0.5 5.0/5 "Blown Away!"
    I have been using Amex bank credit card for long time, their service is too good, they have charged me annual fee in this card and there is waived off option available in this card, their is no limit in credit card, it unlimited credit they are given me and there offers are also good.
    Was this review helpful? 0
    , hyderabad
    Reviewed on Jul 16, 2019
  • American Express
    American Express Credit Card
    "Excellent Card"
    AMERICAN EXPRESS BANKING CORPORATION
    0.5 5.0/5 "Blown Away!"
    I am holding AMERICAN EXPRESS bank credit card for more than 2 years which was applied directly to bank. It is an annual fee chargeable and after 2 years there is an option for a waiver off for a certain amount usage. The credit limit is good. I use this card for shopping, fuel , restaurants based on the usage I get reward points.
    Was this review helpful? 0
    , mumbai
    Reviewed on Jul 16, 2019
  • American Express Credit Card
    "Good Service"
    AMERICAN EXPRESS BANKING CORPORATION
    0.5 5.0/5 "Blown Away!"
    I am using American Express Banking Corporation Bank credit card which was applied directly through and using for the past 3 years and this was a free card .I have got all the required details through the agent .The credit limit was really good and there was no difficulties faced so far .I am completely satisfied on using this card.
    Was this review helpful? 0
    , bangalore
    Reviewed on Jul 16, 2019
  • American Express Credit Card
    "Good Service"
    AMERICAN EXPRESS BANKING CORPORATION
    0.5 5.0/5 "Blown Away!"
    I am using American Express Banking corporation Bank credit card which was taken through directly.I am using this credit card for the past 2 years and the credit limit was really good and this was a free card and there are good reward points as well as cash back offers ,I have got clear picture about the card process through the agent.
    Was this review helpful? 0
    , bangalore
    Reviewed on Jul 16, 2019
  • American Express Credit Card
    "Brand value card which is not useful"
    AMERICAN EXPRESS BANKING CORPORATION
    0.5 1.0/5 "Really Bad"
    I had a very pathetic experience on my Amex card because the grocery shop and petrol bunks are not accepting the card hence i have closed the card but i have not received the NOC letter also till now. I thought that i get a fuel benefits hence i opted the Amex card. The limit of Amex card is Rs. 5 lakhs which is satisfactory one. I'm fully satisfied with their customer care experience and they are very prompt.
    Was this review helpful? 0
    , greater noida
    Reviewed on Jul 15, 2019
  • American Express Credit Card
    "Good for flight booking"
    AMERICAN EXPRESS BANKING CORPORATION
    0.5 5.0/5 "Blown Away!"
    Amex gave me the best limit, since 9 months I have been using this card. I would say its not much beneficial but the customer care is very genuine, they gave me additional card as well. Yearly fee is manageable and I can convert the points into JP Miles.
    Was this review helpful? 0
    , bangalore
    Reviewed on Jul 15, 2019
  • American Express Credit Card
    "Best services"
    AMERICAN EXPRESS BANKING CORPORATION
    0.5 5.0/5 "Blown Away!"
    Amex always best for service class people because they are very good in their communication when they are respecting the customer's on their query. Their mobile is excellent and I'm satisfied one. They are having a regular offer with their partner like dining and flight tickets.
    Was this review helpful? 0
    , vadodara
    Reviewed on Jul 15, 2019
  • American Express Credit Card
    "Average card"
    AMERICAN EXPRESS BANKING CORPORATION
    0.5 3.0/5 "Satisfactory"
    I have been holding Amex credit card from long time, they have charged me annual fee in this card, but there is waived off option is available like if i spend certain amount in an year then my annual fee will get waived off, it automatically get waived off , the credit limit which they have given to me was okay.
    Was this review helpful? 0
    , hyderabad
    Reviewed on Jul 15, 2019
  • American Express Credit Card
    "Brilliant card"
    AMERICAN EXPRESS BANKING CORPORATION
    0.5 5.0/5 "Blown Away!"
    The way how they treat their customer is very nice. They give lots of offers on online and the customer relationship is really good. I have been seeing some good rewards points are getting accumulated which i can see directly in the bill as well online banking. I can convert those rewards points for making a bill payment.
    Was this review helpful? 0
    , hyderabad
    Reviewed on Jul 15, 2019
  • American Express Credit Card
    "Good Service"
    AMERICAN EXPRESS BANKING CORPORATION
    0.5 4.0/5 "Great!"
    I am using American express Banking corporation credit card which was got through directly .I have got all the relevant details about the card process ,I have got very good credit limit and this card is easy to access,I have not any difficulties so far ,I have got the card on time and having good reward points and also cash back offers .I am using this card for the past 1year .
    Was this review helpful? 0
    , bangalore
    Reviewed on Jul 15, 2019
  • American Express Credit Card
    "Good Service"
    AMERICAN EXPRESS BANKING CORPORATION
    0.5 4.0/5 "Great!"
    I have American Express Bank credit card directly .I have got all the required details about the card process .I have got credit limit and there was no difficulties faced so far on using this credit card .I have got the credit card on time .I am comfortable on using this credit card so far .
    Was this review helpful? 0
    , new delhi
    Reviewed on Jul 15, 2019
  • American Express Credit Card
    "GOOD"
    AMERICAN EXPRESS BANKING CORPORATION
    0.5 4.0/5 "Great!"
    It is a AMERICAN EXPRESS BANKING CORPORATION credit card where the card has the good credit limit also it is a payable card but there is a waver off option is available with the card. There are many offers of lounge facility, movie tickets are available.
    Was this review helpful? 0
    , bangalore
    Reviewed on Jul 14, 2019
  • American Express Credit Card
    "GOOD"
    AMERICAN EXPRESS BANKING CORPORATION
    0.5 3.0/5 "Satisfactory"
    It is not a convenient portal to use in all places with the credit card of AMERICAN EXPRESS BANKING CORPORATION, i am not aware of the offers with the card, i am using from last 2 months, i have purchased through online, the card has the lesser limit and it is a life time free card.
    Was this review helpful? 0
    , hyderabad
    Reviewed on Jul 13, 2019
  • American Express Credit Card
    "Good"
    AMERICAN EXPRESS BANKING CORPORATION
    0.5 5.0/5 "Blown Away!"
    I am holding an American Express credit card. The features of this card is excellent. It is lifetime free card. Credit limit is very low, I was expecting above 50 thousand. I have been using this card for the last 3 years. American express overall service is wonderful.
    Was this review helpful? 0
    , bangalore
    Reviewed on Jul 13, 2019
  • American Express Credit Card
    "Need overall improvement"
    AMERICAN EXPRESS BANKING CORPORATION
    0.5 3.5/5 "Pretty good"
    Best part of AMEX the customer support is excellent in the service. But charges wise they are lacking they have huge fee and also accessibility is less. Many places they wont accept it, only four machine get access, like AXIS, HDFC, SBI , AMEX remaining machine wont work of Amex card. They have max swiping limit of Rs. 2.5 lakhs hence they have limited machine access.
    Was this review helpful? 0
    , bangalore
    Reviewed on Jul 13, 2019
  • American Express Credit Card
    "Tie up should be increased"
    AMERICAN EXPRESS BANKING CORPORATION
    0.5 4.0/5 "Great!"
    I felt the charges are more they are taking Rs.499 but it should be waived off. Even I done the purchase of Rs. 48,000 and I paid the bills on time but I did not get the offer. They told will get the amazon voucher as complimentary but I didn't receive. Whatever they promised it was not fulfilled. The card was also not acceptable in many places. they should get tie up with many outlets.
    Was this review helpful? 0
    , new delhi
    Reviewed on Jul 13, 2019
  • American Express Credit Card
    "Good for all transactions"
    AMERICAN EXPRESS BANKING CORPORATION
    0.5 4.0/5 "Great!"
    I am holding Amex card for last one year, the credit limit is best in my card. The card offers are good, they got tied up with more outlets, I get discounts dinning, restaurants, shopping. Even they are taking reasonable charges on yearly basis.
    Was this review helpful? 1
    , chennai
    Reviewed on Jul 12, 2019
  • American Express Credit Card
    "Best card in terms of rewards points and customer care"
    AMERICAN EXPRESS BANKING CORPORATION
    0.5 5.0/5 "Blown Away!"
    Amex has good rewards points and they responding the query within 1 minutes and they are resolving the complaint in 1 day. They have a very good rewards points system between all other cards. I got the limit of Rs. 2.1 lakh and if i use the card for 1.5 lakhs in a year and whatever the charges deducted for annual fee it will get reversed.
    Was this review helpful? 0
    , hyderabad
    Reviewed on Jul 12, 2019
  • American Express Credit Card
    "Good. Can work on charges"
    AMERICAN EXPRESS BANKING CORPORATION
    0.5 5.0/5 "Blown Away!"
    Amex Bank was good overall in the credit card process. It was seamless. The customer support is good. The credit limit is also satisfactory. The card has charges annually. The best is I get travel coupons on the card and also I earn rewards too.
    Was this review helpful? 0
    , bangalore
    Reviewed on Jul 12, 2019
  • American Express Credit Card
    "Card has a good rewards points"
    AMERICAN EXPRESS BANKING CORPORATION
    0.5 4.0/5 "Great!"
    I get a very good rewards points on my American Express credit card. I got a welcome bonus as well. They have given me a auto debit facility for insurance premium I haven't tried the Amex customer care service. There is no hidden charges deducted by them.
    Was this review helpful? 0
    , mumbai
    Reviewed on Jul 12, 2019
Common Loader Icon
Page 1 of 50 1 2 3 4 5
reTH65gcmBgCJ7k
This Page is BLOCKED as it is using Iframes.