Santa Claus comes around just once a year. In the meantime, there are Credit Cards.
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    American Express Credit Card Reward Points

    American Express offers the Membership Rewards program to its credit card customers in India. The number of rewards points that can be collected will depend on the amount spent by the customer during the course of the year. American Express customers can redeem accumulated rewards points for shopping vouchers, travel bookings, entertainment offers and lots more.

    Card holders can also transfer accrued rewards points to other loyalty programmes like frequent guest programs and frequent flyer programs. Customers holding the following American Express credit cards are eligible for Membership Rewards - The American Express Platinum Credit Card,The American Express Platinum Travel Credit Card, The Jet Airways American Express Platinum Credit Card and The American Express Platinum Reserve Credit Card. Card holders will not have to enroll separately for any of the loyalty programs offered by American Express.

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    American Express customers can link any Basic card account with another card account to avail rewards points. There is no limit on the number of accounts that can be linked. Membership rewards points can be earned for all types of purchase transactions done using an American Express credit card. After the purchase is done, the rewards points will be updated in the customer’s card account within 24 to 48 hours.

    How can I earn reward points under the American Express Membership Rewards Program?

    American Express customers can earn Membership Rewards points for all types of purchases done on their credit cards. Rewards points earned on a supplementary credit card will get directed to the primary account holder.

    Under the American Express Membership Rewards Program, customers can earn rewards points in the following manner. Additionally, PAYBACK Points and JPMiles can also be availed.

    Type of American Express Credit Card Earning Rate
    The American Express Platinum Card 1 Membership Rewards Point for every Rs. 40 that is spent (excludes insurance payments, fuel transactions and utility services)
    The American Express Membership Rewards Credit Card 1 Membership Rewards Point for every Rs. 50 that is spent (excludes insurance payments, fuel transactions and utility services)
    The American Express Platinum Travel Credit Card 1 Membership Rewards Point for every Rs. 50 that is spent (excludes insurance payments, fuel transactions and utility services)
    The American Express Gold Card 1 Membership Rewards Point for every Rs.50 that is spend (excludes insurance payments, fuel transactions and utility services)
    The American Express Platinum Reserve Credit Card 1 Membership Rewards Point for every Rs. 50 that is spent (excludes insurance payments, fuel transactions and utility services)
    The American Express PAYBACK Credit Card 3 PAYBACK Points can be availed for every Rs.100 spent (excludes insurance payments, fuel transactions and utility services)
    The Jet Airways American express Platinum Credit Card 8 JPMiles can be availed for every Rs.150 spent (excludes insurance payments, fuel transactions and utility services)

    American Express customers can earn bonus rewards points either as EXTRA Membership Rewards Points or as EXTRA JPMiles.

    EXTRA Membership Rewards Points

    Under the “EXTRA” programs, American Express credit card customers can earn up to 20 bonus Membership Rewards Points for every Rs. 100 spent for shopping, travel, dining and lodging.

    EXTRA JPMiles

    Under the “EXTRA” programs, American Express credit card customers can earn up to 20 bonus JPMiles for every Rs. 100 spent for shopping, travel, dining and lodging.

    Points for Charges

    Customers can utilise their Membership Rewards points for charges as long as they have a minimum of 1,000 points. All they will have to do in order to redeem this is to log into their account, select ‘Recent Activity’ or ‘Current Statement’ and then select ‘ Use Points for Your Charges’.

    After this the eligible charges will be have to selected and then customers will have to click on ‘submit.

    Points for Travel

    Customers can also use their Membership Rewards points in order to book their next trip via American Express Travel. Customers can select their hotel, flight, vacation package or a cruise on the American Express Travel site and select the option to use either all or some Membership Rewards points for their booking at checkout. Then they will have to select the number of points to be redeemed and then choose ‘Apply’.

    How do you redeem rewards points under the Membership Rewards Program?

    Redemption of Membership rewards points can be done for a range of gifts and e-vouchers from the plethora of options available. American Express credit card holders can choose from any of the below given options to make redemptions.

    • Select & Pay with Points
    • Electronics
    • Hotels Gift Certificates
    • Home & Health
    • Fashion and Accessories

    Thanks to the Rewards Program, customers can shop for a number of products such as outdoor essentials, electronics, dining offers, apparel and gifts and others. Redeeming these points are quite easy and so are procuring them. However, each credit card comes with a different set of conditions through which Reward Points can be availed based on the benefits and features of that card.

    Top Cards from American Express:

    Check Other Banks Credit Card Reward Points Online 2018

    American Express Credit Card Reward Points Reviews

    • American Express Credit Card
      "Excellent Service"
      0.5 5.0/5 "Blown Away!"
      It has almost been a year since i am using this credit card and the services which they had been providing so far has been quite good. They had given me a good credit limit which is more than 2,00,000 and there has also been some added benefits with this card. There is some annual charges with this card which will get waved off once using 4000 for the purchases every month.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Jan 21, 2019
    • American Express Credit Card
      "Very Good Service"
      0.5 4.0/5 "Great!"
      I am using this credit card for the last three years and i am happy with the credit limit which they had given with this card. There has been an annual charges with this card and there has also been some good benefits in holding this card. It has been an annual chargeable card as well.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Jan 21, 2019
    • American Express Credit Card
      "Average card"
      0.5 3.0/5 "Satisfactory"
      I have been using Amex bank credit card for long time,they have charged me annual fee in this card but there is waived off option available in this card, and i am happy with the credit limit they have given me in this card,but this card is not much useful for me,as in many outlets this card is not acceptable, i can not be reliable with this card,i need to take another card as well with me.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Jan 21, 2019
    • American Express Credit Card
      "Excellent card"
      0.5 5.0/5 "Blown Away!"
      I have been using Amex bank credit card for long time,they have charged me annual fee in this card but there is waived off option available in this card, and i am happy with the credit limit they have given me in this card, and there support team is customer friendly , they have given me good offers,the best card and the best service they have given me.
      Was this review helpful? 0
      , gurgaon
      Reviewed on Jan 20, 2019
    • American Express Credit Card
      "Excellent card"
      0.5 5.0/5 "Blown Away!"
      I have been using Amex bank credit card for long time,they have not charged me annual fee in this card, as it is life time free credit card, and i am happy with the credit limit they have given me in this card,even they have given me more good offers in this card.
      Was this review helpful? 0
      , new delhi
      Reviewed on Jan 20, 2019
    • American Express Credit Card
      "Use it corporate not personal"
      0.5 3.5/5 "Pretty good"
      This is a corporate card which I'm using with Amex card. I can able to make a unlimited transaction. The bill payment is done from company. The customer care service is really nice and i can able to connect with the customer care easily. For personal use, the card is quite expensive. The interest rates are quite high.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Jan 20, 2019
    • American Express Credit Card
      "Excellent card"
      0.5 5.0/5 "Blown Away!"
      I have been using Amex credit card from past one year, it was my corporate card,there service is good,as there customer care is customer friendly ,and they have charged me annual fee in this card,but there is waived off option available in this card,like if i spend certain amount then my annual fee will get waived off,and they have given me good credit limit.
      Was this review helpful? 0
      , mumbai
      Reviewed on Jan 20, 2019
    • American Express Credit Card
      "Average service"
      0.5 3.0/5 "Satisfactory"
      I am not much happy with the Amex credit card, i have been using this card for long time,the reason behind it is that in many outlets this card is not applicable,in service part as well there is problem , like whatever transaction i have made they do not give me statement,i have been using mobile application still there to the statement is not getting highlighted, they have not charged me annual fee,as it is life time free card,and i am not happy with the credit limit,i required some more credit limit,overall service they have given me was average.
      Was this review helpful? 0
      , bangalore
      Reviewed on Jan 20, 2019
    • American Express Credit Card
      "Good card"
      0.5 4.0/5 "Great!"
      There is no reason for choosing this AMERICAN EXPRESS BANK credit card. They have given me a good credit limit and I'm happy about it.I have got the statement on time and its clear. Its easy to make the payment. Benefits were good with this card .
      Was this review helpful? 0
      , new delhi
      Reviewed on Jan 19, 2019
    • American Express Credit Card
      "Average card"
      0.5 3.0/5 "Satisfactory"
      I have been using Amex rewards credit card for an while,there service is good,they have charged me annual fee but there is waived off option available, and i am not happy with the credit limit they have given me in this card,they have just given me up to 10,000 as an limit which is too low compare to other bank card,i had talk to customer care regarding it they have said that in future they will be increasing , still i am waiting for that.
      Was this review helpful? 0
      , ahmedabad
      Reviewed on Jan 19, 2019
    • American Express Credit Card
      "Offers are not much"
      0.5 3.0/5 "Satisfactory"
      I carry a American express credit card and i would say its a good card. When it comes to the customer service they are not good at it. At times i have felt that the customer support people are arrogant, they don't respond properly. Also one drawback is that American card is not accepted everywhere.
      Was this review helpful? 0
      , mumbai
      Reviewed on Jan 19, 2019
    • American Express Credit Card
      "Average"
      0.5 2.5/5 "Just OK"
      It is fine experience with AMERICAN EXPRESS BANK credit card . The service which has been getting through their customer support was good but coming to their offers only i use to get benefits on online . This card is not expected everywhere i never thought the acceptance will that much less.
      Was this review helpful? 0
      , chennai
      Reviewed on Jan 19, 2019
    • American Express Credit Card
      "Best card"
      0.5 5.0/5 "Blown Away!"
      I have using American express credit card for last 3 years . Am satisfied with the credit limit which they have offered . There is no additional charges for the transaction which i make. There is annual charges for the card which gets waived off after using certain limit. Customer service and response is good.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Jan 19, 2019
    • American Express Credit Card
      "World class service"
      0.5 4.0/5 "Great!"
      I am holding Amex membership reward point card, I heard the interest rate is lower than other credit card. Because all banks providing 13 to 15% of interest but Amex is charging 12% of interest. The offers are good in Amex but the card which I am holding it.
      Was this review helpful? 0
      , secunderabad
      Reviewed on Jan 19, 2019
    • American Express Credit Card
      "Excellent card"
      0.5 5.0/5 "Blown Away!"
      The experience with Amex card is good , the reason for choosing this card is for rewards system,as they have given great rewards system,like if i do 4000 rupees transaction then they 1000 points ,like i do 4 different transaction from amex then i will be getting 1000 reward points , and they have not charged me annual fee,as it is life time,yes i am happy with the credit limit ,usually i do not bothered for credit limit as i have many cards.
      Was this review helpful? 0
      , bangalore
      Reviewed on Jan 19, 2019
    • American Express Credit Card
      "Good rewards card but not acceptable everywhere"
      0.5 4.0/5 "Great!"
      I have been using American express platinum credit card for last 10-12 years , where they have given pretty good credit limit . This card is annual charges card which gets waived off thorough redeem points . One drawback is as this card doesn't accepted in many of the merchants . But this card comes with good offers and good reward points. Overall am satisfied with my card .
      Was this review helpful? 0
      , kolkata
      Reviewed on Jan 19, 2019
    • American Express Credit Card
      "Till date no hassles"
      0.5 5.0/5 "Blown Away!"
      My credit card is with Amex bank. The features on the card is good and there are no hassles. The billing is also satisfactory. The credit limit is fine and there are good offers like cash back and reward points too. It is a life time free credit card too.
      Was this review helpful? 0
      , mumbai
      Reviewed on Jan 19, 2019
    • American Express Credit Card
      "Excellent Service"
      0.5 5.0/5 "Blown Away!"
      I am using this credit card for the last four months, and i am happy with the services which they had provided so far. The credit limit with this card has been good and there has also been some added benefits in holding this card. There has been some annual charges with this card as well.
      Was this review helpful? 0
      , bangalore
      Reviewed on Jan 19, 2019
    • American Express Credit Card
      "Simply superb card in terms of customer care"
      0.5 4.0/5 "Great!"
      Till now i never had any late bill payment charges. If i use the transaction of Rs. 1.80 lakhs per annum then they will waive off the annual charges. There is no good rewards points. If i use Rs. 150 then they are providing 3 rewards points and i can encash it.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Jan 19, 2019
    • American Express Credit Card
      "Awesome card"
      0.5 5.0/5 "Blown Away!"
      Amex card is good card to use. Most best thing is their customer care service. They also provided me a charge back option. If i swipe the card on merchants, i feel its not secure and if i call the customer care then they will refund money immediately. The only issue which i faced was most of the merchants are not accepting the card. I can use the card on different POS machines since they are having a tie up with other banks.
      Was this review helpful? 0
      , new delhi
      Reviewed on Jan 19, 2019
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