Allahabad Bank is one of the leading credit card providers in India and in tandem with this status, the Bank offers easy credit card payment options to its customers. The Allahabad Bank payment options include online payment methods such as - ECS, Auto Debit, InstaPay, Net Banking, Neft, etc.; and offline payment methods such as- cash payment to Andhra Bank branch, demand drafts, cheques, etc. Customers can choose whichever payment option is convenient to them and pay off their outstanding dues on or before the due date.
Allahabad Bank Credit Card Bill Payment Options:
Allahabad Bank credit card holders who have an account in the Bank can place a Standing Instruction mandate to process payments to outstanding amount due on the credit card account, automatically every month in order to debit their account with the required credit card bill amount on the due date. The standing instruction can be created in the Allahabad Bank Branch where the customer has a savings account. Either the minimum payable amount or the total bill payment can be paid out regularly on the due date through this method of credit card bill payment.
InstaPay is an online bill payment facility which is available to customers whose banks have enabled this facility on their online portals. InstaPay is offered in Allahabad bank and for other bank customers as well. Using this option, other bank customers can make payments to the Allahabad Bank credit card outstanding amount. Through Allahabad Bank or Other Bank InstaPay Bill Payment option, you can choose a credit card and click on the “submit” option. Then enter the payment details to initiate the payment process. The transaction will be processed within 2 days. Customers of a Bank need not register for this facility in order to use the same.
The Allahabad Bank customers who have enabled Internet Banking, can register for their Allahabad Bank credit card bill payment through this mode. Thus, you can pay Allahabad Bank Credit card bills online through the bank’s net banking feature. The payment is processed instantly and the amount is debited from your linked account.
Using NEFT facility, Allahabad Bank credit card holders who has an account in another bank and wish to use the other bank net banking to make a payment towards the Allahabad Bank credit card dues can use the NEFT (National Electronic Funds Transfer) facility to transfer either the minimum due amount or the total amount due on the card.
Direct cash payment towards the Allahabad Bank credit card bill at a branch of Allahabad Bank is one of the offline modes of payment. Ideally, the payment has to be made before the due date taking the processing time into consideration.
The Allahabad Bank Credit card bill amount can also be settled by way of cheque or Demand Draft which can be deposited at any of the Allahabad Bank Branches. Allahabad Bank also has specific credit card centres which collect Cheques and Drafts made towards payment of the credit card bill amount. The customer can find the address of the closest credit card centre in his/her credit card statement. A non- Allahabad bank account holder can drop the cheque at any Allahabad Bank branch prior to the due payment date so that the amount is credited in the card holder’s credit card account on time.
Allahabad Bank credit card statement is sent to the credit card holder once it is generated for a particular billing cycle. This can also be viewed online if the customer has a Net Banking account. The Allahabad Bank credit card statement will be sent to the customer’s e-mail address that has been registered at the time of application for the credit card. The credit card statement will specify details such as the total amount due, due date for payment, the minimum amount due, etc.
In order to begin using the Net Banking facility in Allahabad Bank, the customer will have to fill the Internet Banking Application Form that is available in any branch of the Bank and submit the duly filled form at the Branch. Once this is done, the customer will receive his/her user id and password by post.
The Allahabad bank customer care service is available 24/7 to answer all your queries related to the Allahabad Credit Card payment. You can also walk-in to an Allahabad Bank branch to enquire about the same.
The payment will not be processed. Kindly make sure you maintain sufficient balance in your linked account so that auto debit/ standing instruction is not dishonoured. Additional Charges may be applicable on the same. Contact the bank for more details.