Santa Claus comes around just once a year. In the meantime, there are Credit Cards.
  • Allahabad Bank Credit Card Payment

    Allahabad Bank is among the top banks in the country offering its customers with a wide and varied range of financial products. One of the major products which the bank offers is a variety of credit cards which is curated to suit the needs of their customers. Here are the options which the bank offers to its customers to pay their credit card bills.

    Allahabad Bank Credit Card Payment Methods

    Online Methods Offline Methods
    Auto Debit Cash
    Allahabad Bank Net banking Draft
    Allahabad Bank Mobile Banking Cheque
    UPI Phone banking
    RTGS NEFT
    NEFT ATMs
    Patym

    Here Are The Methods To Pay The Allahabad Bank Credit Card Bill Online:

    Allahabad Bank Net banking

    The feature of net banking is available for all the customers who have an account with Allahabad Bank and who hold a savings account with other banks. It must be noted that before making any kind of payment, the credit card must be registered. Without registering the card, payments cannot be made.

    Here are the steps you need to follow in order to pay your credit card bill through net banking:

    • Log in to your Allahabad Bank account or your savings bank net banking account.
    • Select the tab of 'credit card' and click on the 'bill payment' option and enter the bill amount.
    • The money will then be debited from your account sending you a confirmation through e-mail.
    • If you do not hold an Allahabad Bank account, log in to your savings net banking account.
    • Click on the credit card tab and select the 'payment' option. Once done, the money will be debited.

    Auto Debit

    The method of Auto-Debit is the most common method by which you can pay your credit card bill. This payment option can be opted by both Allahabad Bank account holders and non-Allahabad Bank savings account holders.

    Here, the bill amount is automatically debited from your savings account on the due date. While applying for the credit card, you can opt for auto-debit as your mode of payment by providing the bank with your account details and IFSC code. At the end of every billing cycle, the bank will debit the amount directly from the account you have provided. In the case of you opting for an auto-debit in the middle of the cycle, the bill amount will be automatically debited from the following month.

    Allahabad Bank Mobile Banking

    Mobile banking is another payment option which customers can choose to pay their credit card bill. In order to pay your credit card bill through mobile banking, here are the steps you need to follow:

    • Log in to the mobile app of Allahabad Bank and click on the tab, credit card. Select 'credit card' from the list of options.
    • Register your credit card by entering the card number and other required details.
    • Enter the bill amount and click on the payment option.
    • After the transaction, an e-mail confirmation will be sent.

    UPI

    In order to pay your credit card bill through UPI, you will have to register yourself through the BHIM app. Here are the steps to follow in order to pay your credit card bill with UPI:

    • Download the BHIM app.
    • Activate BHIM with your mobile number which is registered with your bank accounts.
    • Create a UPI account with a security pin.
    • Add the bank account which you would want to use for the credit and debit transactions through UPI.

    RTGS

    Real Time Gross Settlement is a form of online payment for your credit card bill. It is a mode of payment under net banking. RTGS payment is only applicable for transactions which amount up to more than Rs.2 lakh per day.

    In this method, you will need to log in to your net banking service and then register your credit card. Once the card is registered, you can select the payment option and then add your bill amount by selecting RTGS payment. RTGS is a type of payment which is offered by all net banking services.

    NEFT

    You can pay your credit card bill through NEFT if you do hold an account with the Allahabad Bank or if you hold a savings account in any other bank. Registering your credit card is important before making any NEFT payments for credit card bills.

    Here are the steps which need to be followed to pay your credit card bill through NEFT.

    • Login to your net banking account.
    • Click on the credit card tab.
    • Once done, click on the option 'pay'.
    • Select the option of 'NEFT' and enter the bill amount. Click on 'pay'.
    • The amount will be debited from your account. An e-mail confirmation will be sent.

    Paytm

    Paytm also allows you to pay your credit card bills as well. Here are the steps you need to follow to pay your credit card bill through the Paytm app:

    • Log in to your Paytm app.
    • Under the category of 'recharge and bill payments', select the credit card option.
    • Enter your credit card number and the bill amount.
    • Select the mode of payment (Paytm Wallet or any linked Savings account) and click on 'pay'.

    Here Are The Methods To Pay The Allahabad Bank Credit Card Bill Offline:

    Cash

    To pay your credit card bill through cash, visit the branch of Allahabad Bank or any other bank of which you hold a savings account of. A cash deposit form must be filled with your credit card account number, the date, the bill amount as well as the denomination of the notes. The form then needs to be submitted to the bank teller.

    Draft

    The credit card payment can also be done through a demand draft. Here, the draft must include your credit card number and other details such as the name of the holder as well as the expiry date. The demand draft must be submitted at a branch of Allahabad Bank. In most cases, a draft payment takes up to 3 working days to get cleared.

    Cheque Payment

    Both Allahabad Bank and non- Allahabad Bank account holders have the provision to pay their credit card bill by cheque. A cheque stating the credit card account number, the date and the bill amount must be filled and then submitted either directly at a drop box or at the bank branch.

    Phone Banking

    Phone Banking is an offline method where you as a credit cardholder will have to call the customer care of the phone banking services of Allahabad Bank. You must give your credit card number, bill amount as well as your savings account number and IFSC code from which the money will be debited to the bank official you will be connected with. The official will then make the payment on your behalf.

    NEFT

    NEFT is also an offline mode of payment where you will have to visit the bank branch of Allahabad Bank or your savings account branch in case you do not hold an Allahabad Bank account. When you visit the branch, speak with a bank official and they will help you make the payment.

    ATM

    Payment of your credit card can also be made through an ATM. You will have to visit the ATM and select the option of 'deposit' and not withdrawal. Once you do, you will have to enter the credit card number or the account number and then click on submit. It is advised to check the ATM as many ATMs do not offer the option of deposit.

    Payment Method Processing Time
    Allahabad Bank Net Banking Within 2 working days
    Allahabad Bank MobileBanking Application Within 2 working days
    Autopay Within 2 working days
    NEFT Within 1-2 working days
    Cheque Payment Within 3 working days

    Allahabad Bank Credit Card Bill Payment Faqs:

    1. How can I access the Internet Banking Facility at Allahabad Bank?
    2. In order to begin using the Net Banking facility in Allahabad Bank, the customer will have to fill the Internet Banking Application Form that is available in any branch of the Bank and submit the duly filled form at the Branch. Once this is done, the customer will receive his/her user id and password by post.

    3. Who should I contact regarding queries related to Allahabad Credit Card Payments?
    4. The Allahabad bank customer care service is available 24/7 to answer all your queries related to the Allahabad Credit Card payment. You can also walk-in to an Allahabad Bank branch to enquire about the same.

    5. What happens if I do not have sufficient funds in my account to initiate a fund transfer/ Auto Debit/ Standing Instruction?
    6. The payment will not be processed. Kindly make sure you maintain sufficient balance in your linked account so that auto debit/ standing instruction is not dishonoured. Additional Charges may be applicable on the same. Contact the bank for more details.

      

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