Santa Claus comes around just once a year. In the meantime, there are Credit Cards.
Santa Claus comes around just once a year. In the meantime, there are Credit Cards.
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    We found 58 Ahmedabad Credit Cards
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  • Ahmedabad Credit Cards is Rated as "Excellent!" by 1157 Users
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    Ahmedabad Credit Cards

    Looking for a Credit Card in Ahmedabad? Compare various Credit Card offers online at BankBazaar.com for Ahmedabad city

    Ahmedabad, a place of great importance in the state of Gujarat is also the fifth largest city in the country. Its situated on the banks of river Sabarmati, which has traditionally made it a prosperous city. It is not only the judicial capital of the state but in many ways its trade capital as well. Thats the reason the city had attracted many regimes and rulers, who accorded it due significance. Ahmedabad has done well to imbibe these cultural influences and holds them rather close to its heart today. Hence when you see the city making great progress with infrastructure, industrial development and economic growth, you cannot miss the cultural influences and integration within the social fabric of the place. According to Forbes list of fastest growing cities in the world, Ahmedabad ranks at number 3. Thats a huge achievement for the place that has focussed on all round economic development and there are several steps being taken to make it a truly International city. Of course there has been a massive surge in the number of industrial units that have come up here and it has simultaneously brought about huge changes in the infrastructure to keep up with the requirements. While textile industry has always been at the forefront for commerce in the city, now other units are making their presence felt. So much so that according to RBI, the city has become the seventh largest credit centre in the country.

    The population of the city is estimated to be around 6 million and its only bound to grow with a large number of companies, big and small, setting up their business here. There is no dearth of opportunities for people to gain professional growth and financial freedom they seek. And one way of getting the latter is by the use of credit cards, which have become incredibly popular today. One of the biggest advantages of using credit cards is that you dont have to carry cash around wherever you go. You can simply swipe your card at different outlets in the city or anywhere in the world and be on top of things. And BankBazaar.com encourages you to make the best possible choice as far as Ahmedabad Credit Card options are concerned. It might be tempting to get the freedom that credit cards offer you and make it seem like several things are well within your means, even if they are not. Thats because you have the option of making your payments slowly in ways that are convenient to you. But you cannot lose sight of the fact that you are going to be charged a heavy interest rate for your purchases. That can easily blow up your monthly payments out of proportion and thats something you have to consider closely when you are thinking of getting a credit card for your personal needs. The finance charges applied by different banks and companies have to be taken into account as well before you make the financial decision of getting a credit card.

    Get the BankBazaar advantage when looking for credit cards

    • BankBazaar.com can help you get the best options if you are looking for credit cards in the city. We have a strong network of credit card companies and banks we work with so that you dont have to do the leg work of looking for offers available in the market. Here are some of the major credit card companies we work with
      • Axis Bank Credit Cards
      • HDFC Bank Credit Cards
      • CitiBank Credit Cards
      • ICICI Bank Credit Cards
      • IndusInd Bank Credit Cards
    • All you have to do is fill out the form that will establish your eligibility. Once you have done that you will be sent credit card options that you are eligible for. Since they come from the best banks and financial institutions you wont miss out on the offers out there.
    • BankBazaar.com then encourages you to compare these offers based on wide ranging factors like interest rates, finance fees, credit limit, cash advance limit etc. Balance transfer facility is something you might want to look at if you are trying to get rid of your old card. Only when you have compared these offers based on your individual requirements should you make your choice.
    • We then let you make a simple application online and offer you updates along the way so that you know how things are progressing.
    • Your personal information is protected with us and we only send it to your chosen credit card company.
    How to get Ahmedabad Credit Card on BankBazaar.com in 3 simple steps?
    • Fill up the e-form to initiate search for card offers
    • Compare card offers from our partner financial institutions
    • Apply for your credit card right from here
    • Privacy: Your application is sent only to the card provider you choose, and is never shared with anyone else.
    • BankBazaar.com will update you on your credit card application status via email & SMS alerts.
    FAQs
    1. Who can get a Credit Card?
    2. Anyone with a fixed income, aged above 21 & favourable CIBIL credit score of over 800 can get a credit card.

    3. What will be my credit limit?
    4. The credit limit will depend on various factors like your income, repayment, CIBIL score, etc. Your credit limit can be increased or decreased depending on your last years spending and repayment history

    5. Can I get an Add-on card? And will there be a separate credit limit on the Add-on card?
    6. Yes, you can get an Add-on card but, it will totally depend on the offers the credit card issuer is running at a given point of time. There will not be a separate credit limit for the add-on card.

    7. What should I do if there is a fraud transaction on my credit card?
    8. You should immediately inform your credit card issuer about the fraud transaction.

    9. What should I do if my Credit card is lost or stolen?
    10. If your credit card is lost or stolen inform your credit card issuer within 24 hours and block your card immediately for any fraudulent transactions. Ask your card issuer to send you a new card which generally gets delivered in 3-4 working days.

    11. Which payment network credit cards are available in India?
    12. Basically, Visa, MasterCard and American Express are three popular payment networks available in India. Payment Networks are not credit card issuers your credit card is issued by banks or other financial institutes.

    13. What is a grace period?
    14. A grace period is interest free period for you to pay your credit card balance in full without any interest rate charges. The grace period is calculated based on your billing cycle and not from the date of the transaction.

    15. Will there be any joining fees for credit card?
    16. Most credit card issuers do not charge you any joining fees. Some may charge you but they might reverse those charges in your first credit card statement.

    17. Is there any annual fee associated with credit cards?
    18. Most issuers waive off annual fee for the first year and then charge a minimum amount of Rs. 500 as annual fee.

    19. What is the interest rate/finance charge for credit cards?
    20. The finance charges will wary for each card issuer and type of card like Platinum, Gold, Titanium or any special credit card. Generally credit card interest rates start at 2.5% per month (30% per annum) to 3.75% per month (45% per annum).

    21. Will there be an overdue penalty or late payment fee?
    22. Yes, every card issuer will charge you a late payment fee ranging from Rs 300 to Rs 600.

    23. Will there be a separate charge for foreign currency transactions on my credit card?
    24. Yes, every card issuer will charge you some percentage of the transaction value for the foreign currency transactions. It is generally around 3.5% of the transaction value.

    25. How can I make my credit card payment?
    26. Credit Card issuers provide the following credit card payment options:

      • Through ATMs: Make payments through your card issuing bank ATMs.
      • Through Net banking: Make Card payments using your Net banking.
      • Visa Money Transfer
      • Standing Instructions: If you have bank account with your card issuing bank then you can give standing instructions to directly debit the minimum amount due or full payment due for your monthly credit card payment.
      • National Electronic Funds Transfer (NEFT): Transfer funds from any other bank account to make your card payments.
      • Drop Box Option: You can also drop a local cheque, payable to bank card A/c followed by your card number, at any drop box located in ATMs and branches of your card issuer.
      • Over the counter: You can pay directly by visiting your card issuing bank and make the cash payment for your credit card outstanding.
    Credit Card Eligibility and Documentation
    • Card holder should be in the age bracket of 18 years to 70 years.
    • Should have a fixed monthly income.
    • Should have a good CIBIL credit score.

    Documents required for Credit Card:

    • Pan Card Photocopy OR Form 60
    • Latest Salary Slip, Form 16, Income Tax return copy as income proof
    • Passport, driving license, ration card, etc. for residence proof.
    Features & Benefits of Credit Cards
    • To fulfill dreams which cant wait, apply for credit cards and live your dreams.

    Credit Cards come with great features and benefits

    • Save on fuel spends
    • Exiting reward programs
    • Comprehensive Insurance coverage
    • Cash back facilities
    • EMI facility on your product purchases
    • Balance Transfer facility
    • Interest Free Period
    • Special discounts on various productsSave on fuel spends
    Check For Latest: Gold Price in Ahmedabad Or Silver Price in Ahmedabad

    Ahmedabad Credit Cards Reviews

    • HDFC Bank Credit Card
      "A PERFECT CREDIT CARD FOR INTERMEDIATER"
      0.5 3.0/5 "Satisfactory"
      Actually i applied credit card HDFC CARD DINERS REWARDS but they approved MONEY BACK CARD, I gave my valid phone number but they noted in-valid number. I contacted the branch to process the application to next level however they took 15 days time to deliver the card to my communication address.
      Was this review helpful? 0
      , ahmedabad
      Reviewed on Jan 23, 2018
    • Bank Bazaar Credit Card
      "Excellent service"
      0.5 5.0/5 "Blown Away!"
      It was a good experience with bankbazaar, the services provided by bankbazaar is good when compared to all other banking websites. I came to know about bankbazaar.com through advertisement. Customer service was good and their response was prompt. The mobile application of bankbazaar is easy to access and is user friendly.
      Was this review helpful? 0
      , ahmedabad
      Reviewed on Jan 19, 2018
    • RBL Bank Credit Card
      "Average card to use"
      0.5 3.0/5 "Satisfactory"
      I hold a credit card with RBL bank from last 1 year, the experience was average with this bank and the services are overall good. I paid an annual fee of Rs 3000 for this credit card. I am not finding much offers in this credit card. I have a credit limit of Rs 69000 which is less when compared to other credit cards.
      Was this review helpful? 0
      , ahmedabad
      Reviewed on Jan 19, 2018
    • YES Bank Credit Card
      "Average card to use"
      0.5 3.0/5 "Satisfactory"
      I am using Yes bank credit card from last 1 year, the credit card services are comparatively good. I am not using this card much and there are very limited offers in this credit card. They charged an annual fee of Rs 499 which has to be paid every year for this credit card. The credit limit is satisfactory in this credit card.
      Was this review helpful? 0
      , ahmedabad
      Reviewed on Jan 19, 2018
    • HDFC Bank Credit Card
      "Best card to use"
      0.5 5.0/5 "Blown Away!"
      HDFC bank provides good services on credit card when compared to all other credit cards. I am using this credit card from last 7 years. There is no annual fee charged for this credit card. I get offers like 10% cash back on purchase with Flipkart and Amazon. I have a sufficient credit limit of Rs 3.65 lakhs in this credit card.
      Was this review helpful? 0
      , ahmedabad
      Reviewed on Jan 19, 2018
    • SBI Cards Credit Card
      "Good card to use"
      0.5 4.0/5 "Great!"
      I have a credit card with SBI from the year 2010, the credit card services are pretty good comparatively, This is an Elite card and i pay an annual fee of Rs 5000 for this credit card. I got 2000 reward points on spending Rs 2000. I use net banking for making payments and i have a credit limit of Rs 1 lakh which is sufficient for this credit card.
      Was this review helpful? 0
      , ahmedabad
      Reviewed on Jan 19, 2018
    • Standard Chartered Bank Credit Card
      "Not satisfied"
      0.5 1.0/5 "Really Bad"
      I am using Standard Chartered bank credit card from last 9 years, i am not happy with the credit card services, it is not up to the mark when compared to other credit cards. An annual fee of Rs 1000 has to be paid every year for this credit card. The offers are very limited in this credit card. I use net banking for making payments and i have a credit limit of Rs 75000.
      Was this review helpful? 0
      , ahmedabad
      Reviewed on Jan 19, 2018
    • American Express Credit Card
      "Best card to use"
      0.5 5.0/5 "Blown Away!"
      My credit card application was approved with AMEX and the experience was quite good. The process was good and i received my credit card within 21 days. There is no limit on this credit card and i pay an annual fee of Rs 4500 for this credit card. Customer service was good and their response was also good. I get Rs 7500 cash back on 18000 reward points and Rs 7000 cash back on 24000 reward points. I use this card for multi purpose and i will recommend this credit card.
      Was this review helpful? 0
      , ahmedabad
      Reviewed on Jan 19, 2018
    • Bank Bazaar Credit Card
      "Good service"
      0.5 4.0/5 "Great!"
      It was a good experience with bankbazaar so far, they provide very good services on financial products when compared to all other sources in the market. I know bankbazaar.com from last 2 months. Customer service was good and they responded on time. The website of bankbazaar is easy to navigate and is user friendly.
      Was this review helpful? 0
      , ahmedabad
      Reviewed on Jan 18, 2018
    • Axis Bank Credit Card
      "Best card to use"
      0.5 5.0/5 "Blown Away!"
      I have a credit card with Axis bank from last 4 years, i find this credit card is very convenient to use. There is no annual fee charged for this credit card. I get offers like buy 1 get 1 movie tickets and 5% cash back on shopping. My payment gets auto deducted from the account. I have a credit limit of Rs 1 lakh which is sufficient for this credit card.
      Was this review helpful? 0
      , ahmedabad
      Reviewed on Jan 18, 2018
    • SBI Cards Credit Card
      "Good card to use"
      0.5 4.0/5 "Great!"
      My credit card application was approved with Axis bank and the experience was good. The process was smooth and i received my credit card within 10-15 days. I have a credit limit of Rs 1 lakh which is sufficient for this credit card. An annual fee of Rs 499 which has to be paid every year for this credit card. Customer service was good and their response was on time. I get offers like 2000 reward points on spending Rs2000 within first 60 days. I use this credit card for shopping and petrol.
      Was this review helpful? 0
      , ahmedabad
      Reviewed on Jan 18, 2018
    • Bank Bazaar Credit Card
      "Excellent service"
      0.5 5.0/5 "Blown Away!"
      Bank bazaar is an asset to the customers.I am the first time user of the website.I felt the service is excellent and will continue to use forever.Keep it up and lets use the service for long years.I am a happy user of bank bazaar as always......
      Was this review helpful? 0
      , ahmedabad
      Reviewed on Jan 13, 2018
    • SBI Cards Credit Card
      "Good service"
      0.5 5.0/5 "Blown Away!"
      I have taken a credit card with Sate bank of India.The limit on the card is 25k i am happy with limit but expected more.The card has an annual fees of 499 and the card type is simply click card.I got my card processed within the TAT.I am getting Insurance very often,i am not quite happy with it.
      Was this review helpful? 0
      , ahmedabad
      Reviewed on Jan 13, 2018
    • Bank Bazaar Credit Card
      "Good service"
      0.5 4.0/5 "Great!"
      This was my first time experience with bankbazaar and it was good. I came to know about bankbazaar through advertisement. The services provided by bankbazaar is good when compared to all other banking websites. Customer service was good and their response was prompt. The mobile application of bankbazaar is easy to access and it is very much user friendly.
      Was this review helpful? 0
      , ahmedabad
      Reviewed on Jan 12, 2018
    • SBI Cards Credit Card
      "Good card to use"
      0.5 4.0/5 "Great!"
      I have my credit card approved with SBI cards and the experience was quite good. The process was quite long and it took 15 days to receive the credit card. I have a credit limit of Rs25000 which is sufficient but i expected more. An annual fee of Rs 499 has to be paid every year for this credit card. Customer service was good and they collected documents on time. I am not aware of any offers in this credit card and i use this card for multi purpose.
      Was this review helpful? 0
      , ahmedabad
      Reviewed on Jan 12, 2018
    • Bank Bazaar Credit Card
      "Best service"
      0.5 5.0/5 "Blown Away!"
      It was a good experience with bankbazaar so far, they provide very good services when compared to all other sources in the market. I know bankbazaar.com from last 1-2 years. Customer service was good and their response was prompt. The website of bankbazaar is easy to navigate and is user friendly.
      Was this review helpful? 0
      , ahmedabad
      Reviewed on Jan 12, 2018
    • ICICI Bank Credit Card
      "Better card to use"
      0.5 4.0/5 "Great!"
      I have a credit card with ICICI bank from last 2 years, the services provided by ICICI credit card is good when compared to all other credit cards. There is no annual fee charged for this credit card. I get offers like buy 1 get movie tickets in this card. I use net banking for making payments and i have a credit limit of Rs 1.3 lakhs which is less for this credit card.
      Was this review helpful? 0
      , ahmedabad
      Reviewed on Jan 12, 2018
    • HDFC Bank Credit Card
      "Good card to use"
      0.5 4.0/5 "Great!"
      I have my credit card approved with HDFC bank and the experience was good. I have a credit limit of Rs 1.5 lakhs with the cash limit of Rs 15000 which is sufficient for this credit card. I received my credit card within 15 days. Customer service was good and they collected documents on time. I get offers like reward points and cash back in this credit card and i use this card for shopping purpose.
      Was this review helpful? 0
      , ahmedabad
      Reviewed on Jan 12, 2018
    • HDFC Bank Credit Card
      "Good service"
      0.5 4.0/5 "Great!"
      The credit limit offer by Hdfc credit card department was 60k ,the offers and cash backs are good with Hdfc also the customer support was good ,the documentation procedure was very simple. In a nutshell it was a good experience that I had with Hdfc bank credit card department.
      Was this review helpful? 0
      , ahmedabad
      Reviewed on Jan 11, 2018
    • Bank Bazaar Credit Card
      "Good service"
      0.5 4.0/5 "Great!"
      I have applied for a financial product through Bankbazaar.com website which was easy for navigation,the customer support was good. It has been a very long time since I got to know about the service of Bankbazaar.com but this was first experience with Bankbazaar.com and it was a good one too.
      Was this review helpful? 0
      , ahmedabad
      Reviewed on Jan 11, 2018
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