Santa Claus comes around just once a year. In the meantime, there are Credit Cards.
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    Agra Credit Cards

    Card
    1st Year Fee
    Rewards
    Joining Perks
    499
    Response Time Within 30 minutes
    Paperless approval option available
    0
    Response Time Within 30 minutes
    3000
    Response Time Within 30 minutes
    1000
    Response Time Within 30 minutes
    Instant Decision
    0
    Response Time Within 30 minutes
    2500
    Response Time Within 30 minutes
    10000
    Response Time Within 30 minutes
    0
    Response Time Within 30 minutes
    9999
    Response Time Within 30 minutes
    2500
    Response Time Within 30 minutes
    10000
    Response Time Within 30 minutes
    499
    Response Time Within 30 minutes
    Paperless approval option available
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    Compare, check your eligibility and apply for credit cards online.

    Agra Credit Cards Reviews

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    Agra Credit Cards is Rated as "Great!" by 24 Users

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    Looking for a Credit Card in Agra? Compare various Credit Card offers online at BankBazaar.com for Agra city

    Agra, the city of Taj Mahal, has held its historical importance till date in many ways. It was the capital of erstwhile Hindustan and a seat to Mughal rulers in the country. It is home of one of the seven wonders in the world and one of the most popular tourist destinations on travellers map. Taj Mahal of course is a sight to behold and attracts thousands of tourists on a daily basis. And then theres the Agra Fort and Fatehpur Sikri, which are world heritage sites as well. But theres a lot more to the city in Uttar Pradesh, which is situated at the proximal distance from the national capital. With the new New Delhi-Agra highway opening up, the distance has reduced further and it will have a greater impact on the development of the city. While culture plays an important part in locals lives they have also experienced a sea change in terms of their lifestyle. They have taken in the modern influences not only from the country but all over the world today. Hence people living here want to experience the luxuries that they can now afford with the help of credit cards. If you are one of them and want to look at your Agra Credit Card options then we can help you out. Since BankBazaar.com works with reputed banks and financial institutions in the country, we assure you the best possible deals on credit cards that will suit your requirements

    You must understand that having a credit card makes your life a lot easier. You can buy things that you cant afford outright and pay for them over the course of time. You also realize that you wont have to carry huge amounts of cash when you step out of the house, and feel a lot safer. But you also need to realize that having credit cards means you are subjected to finance charges etc that can be a burden on your expenses. BankBazaar.com gives you all the information regarding your Agra Credit Card options. You will know everything there is to know about finance charges, interest free credit period, maximum credit limit and a lot more so that you make smart use of your credit cards. You can also apply online for a credit card from one of our partner banks HDFC Bank, ICICI Bank, Axis Bank, Citibank or IndusInd Bank.

    Get BankBazaar advantages when looking for credit card offers in Agra
    • Bankbazaar.com will guide you through the process and will help chalk out a plan to get the best in terms of choice and rates. After you have compared credit card plans on the website, you can go ahead and apply online. But, before that let us now look at some of the prominent benefits of credit cards offered by banks in Agra
      • Wide range of choice to suit all credit needs
      • Availability of cobranded cards
      • Women specific cards
      • Extensive reward programs with attractive cash back offers
    • Its important to realize that given the popularity of credit cards today there are several offerings each from various banks and credit card companies. There are some that might be suited for corporate companies while others could be ideal for individuals. BankBazaar.com will make sure you have all the options at your fingertips so that you can choose the right card for you. Some of the offers we have for you include
      • Axis Bank Credit Cards
      • HDFC Bank Credit Cards
      • Apply CitiBank Credit Cards
      • ICICI Bank Credit Cards
    • You can start the process by filling out a simple eligibility form. Based on the information you have provided you will get credit card offers from reputed companies that are in accordance with your eligibility.
    • BankBazaar.com then allows you to compare these offers based on their hallmark features. From the finance fees you are charged to the cash withdrawal limit on the card, from maximum credit limit to interest free credit period, these factors are crucial while deciding the right card for your needs. You can also look into customer ratings for cards etc before making your decision.
    • Once you have made up your mind you can make your application online, which will save you the hassle. We will offer you updates at frequent intervals to keep you in the loop.
    FAQs
    1. Who can get a Credit Card?
    2. Anyone with a fixed income, aged above 21 & favourable CIBIL credit score of over 800 can get a credit card.

    3. What will be my credit limit?
    4. The credit limit will depend on various factors like your income, repayment, CIBIL score, etc. Your credit limit can be increased or decreased depending on your last years spending and repayment history

    5. Can I get an Add-on card? And will there be a separate credit limit on the Add-on card?
    6. Yes, you can get an Add-on card but, it will totally depend on the offers the credit card issuer is running at a given point of time. There will not be a separate credit limit for the add-on card.

    7. What should I do if there is a fraud transaction on my credit card?
    8. You should immediately inform your credit card issuer about the fraud transaction.

    9. What should I do if my Credit card is lost or stolen?
    10. If your credit card is lost or stolen inform your credit card issuer within 24 hours and block your card immediately for any fraudulent transactions. Ask your card issuer to send you a new card which generally gets delivered in 3-4 working days.

    11. Which payment network credit cards are available in India?
    12. Basically, Visa, MasterCard and American Express are three popular payment networks available in India. Payment Networks are not credit card issuers your credit card is issued by banks or other financial institutes.

    13. What is a grace period?
    14. A grace period is interest free period for you to pay your credit card balance in full without any interest rate charges. The grace period is calculated based on your billing cycle and not from the date of the transaction.

    15. Will there be any joining fees for credit card?
    16. Most credit card issuers do not charge you any joining fees. Some may charge you but they might reverse those charges in your first credit card statement.

    17. Is there any annual fee associated with credit cards?
    18. Most issuers waive off annual fee for the first year and then charge a minimum amount of Rs. 500 as annual fee.

    19. What is the interest rate/finance charge for credit cards?
    20. The finance charges will wary for each card issuer and type of card like Platinum, Gold, Titanium or any special credit card. Generally credit card interest rates start at 2.5% per month (30% per annum) to 3.75% per month (45% per annum).

    21. Will there be an overdue penalty or late payment fee?
    22. Yes, every card issuer will charge you a late payment fee ranging from Rs 300 to Rs 600.

    23. Will there be a separate charge for foreign currency transactions on my credit card?
    24. Yes, every card issuer will charge you some percentage of the transaction value for the foreign currency transactions. It is generally around 3.5% of the transaction value.

    25. How can I make my credit card payment?
    26. Credit Card issuers provide the following credit card payment options:

      • Through ATMs: Make payments through your card issuing bank ATMs.
      • Through Net banking: Make Card payments using your Net banking.
      • Visa Money Transfer
      • Standing Instructions: If you have bank account with your card issuing bank then you can give standing instructions to directly debit the minimum amount due or full payment due for your monthly credit card payment.
      • National Electronic Funds Transfer (NEFT): Transfer funds from any other bank account to make your card payments.
      • Drop Box Option: You can also drop a local cheque, payable to bank card A/c followed by your card number, at any drop box located in ATMs and branches of your card issuer.
      • Over the counter: You can pay directly by visiting your card issuing bank and make the cash payment for your credit card outstanding.
    Credit Card Eligibility and Documentation
    • Card holder should be in the age bracket of 18 years to 70 years.
    • Should have a fixed monthly income.
    • Should have a good CIBIL credit score.

    Documents required for Credit Card:

    • Pan Card Photocopy OR Form 60
    • Latest Salary Slip, Form 16, Income Tax return copy as income proof
    • Passport, driving license, ration card, etc. for residence proof.
    Features & Benefits of Credit Cards
    • To fulfill dreams which cant wait, apply for credit cards and live your dreams.

    Credit Cards come with great features and benefits:

    • Save on fuel spends
    • Exiting reward programs
    • Comprehensive Insurance coverage
    • Cash back facilities
    • EMI facility on your product purchases
    • Balance Transfer facility
    • Interest Free Period
    • Special discounts on various products
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