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Agartala is the capital of Tripura and the second largest city in the state. It is one of the fastest growing cities in the north east of India, pulling in people from different walks of life for employment and career opportunities. According to the census of 2011, the population of the city was 399,700. The uniqueness of Agartala is that it shares a strong cultural bonding with Bangladesh and its culture, cuisine and traditions. Unlike the other north-eastern state capitals that are in hilly regions, the city lies on the western end of the Ganga Brahmaputra plain. Handicraft is one of the dominant businesses, especially bamboo handicrafts and hand woven shawls and textiles. Today, Agartala is a booming software and ITES hub in the north-east producing some fine talent for the country.
At such times, Credit cards can be of great help. Credit cards schemes and loans when judiciously used can further improve the conditions of this city.It also helps the middle-class man reach out to his everyday dreams and aspirations thereby facilitating a better quality of living. Another advantage is that you dont need to be carrying huge sums of money. Its easy to carry around and buying things is just a swipe away. When you make a purchase and produce the card to make the payment, the merchant swipes the card in a Point of Sale (POS) system.Get BankBazaar advantages when looking for credit card offers in Agartala
Anyone with a fixed income, aged above 21 & favourable CIBIL credit score of over 800 can get a credit card.
The credit limit will depend on various factors like your income, repayment, CIBIL score, etc. Your credit limit can be increased or decreased depending on your last years spending and repayment history
Yes, you can get an Add-on card but, it will totally depend on the offers the credit card issuer is running at a given point of time. There will not be a separate credit limit for the add-on card.
You should immediately inform your credit card issuer about the fraud transaction.
If your credit card is lost or stolen inform your credit card issuer within 24 hours and block your card immediately for any fraudulent transactions. Ask your card issuer to send you a new card which generally gets delivered in 3-4 working days.
Basically, Visa, MasterCard and American Express are three popular payment networks available in India. Payment Networks are not credit card issuers your credit card is issued by banks or other financial institutes.
A grace period is interest free period for you to pay your credit card balance in full without any interest rate charges. The grace period is calculated based on your billing cycle and not from the date of the transaction.
Most credit card issuers do not charge you any joining fees. Some may charge you but they might reverse those charges in your first credit card statement.
Most issuers waive off annual fee for the first year and then charge a minimum amount of Rs. 500 as annual fee.
The finance charges will wary for each card issuer and type of card like Platinum, Gold, Titanium or any special credit card. Generally credit card interest rates start at 2.5% per month (30% per annum) to 3.75% per month (45% per annum).
Yes, every card issuer will charge you a late payment fee ranging from Rs 300 to Rs 600.
Yes, every card issuer will charge you some percentage of the transaction value for the foreign currency transactions. It is generally around 3.5% of the transaction value.
Credit Card issuers provide the following credit card payment options:
Documents required for Credit Card:
Credit Cards come with great features and benefits: