I have applied for personal loan with ICICI their was no response from their end. Once I received call from Mr.Ashok said to keep the documents ready but no body has turned up to collect the papers. It would be nice if they improvise on response part and commitment.
I am satisfied with the ICICI services in terms of personal loan. Customer service is quite ok in terms of response and documents are much where I felt unnecessary. I spoke with them inspite of that, they did ask for many documents which is not required. However, the rate of interest is nominal.
ICICI personal loan their is no proper reason for closing the application. It would be better if they inform the reason for closing the application so that I can improvise on myself. They should have consider on my case. Since I am using their account from past 10 years.
ICICI Personal loan initially they came and collected the documents, later they declined their was no information given for closing the application. It would be great if they inform the reason for closing the application so that I can improvise my self. They offered bit high rate of interest when compare to nationalized banks.
Personal loan with ICICI as their was already my loan is going on, so they require some papers and agreement copies which was not ready at that time as per their norms they are unable to process the loan. The interest rate was bit high when I compared with other banks. It would be better if they make process simple and reduce interest rate.