I had a nice experience of applying for a personal loan with ICICI bank. I was looking for an interest rate of 11 to 13% however they were offering me around 16%. Therefore I don't want to avail the loan at this time. ICICI bank was very good in terms of customer service & response. There is no benefit of holding a salary account of ICICI bank for the past 7 years. I may not recommend the bank due to high rate of interest.
I had recently applied for a personal loan with ICICI bank. I had dropped the plan of availing the loan from ICICI bank because I felt the rate of interest was little bit higher and the documentation was more & complicated. One more thing is the pre-closure charges are applicable and no part payment is allowed. In terms of service ICICI bank is very good and they respond promptly. They called me at the right time and co-ordinated well.
It was a disappointing experience of applying for a personal loan with ICICI bank through bankbazaar. After my personal loan application was forwarded to ICICI bank. One of the bank manager called me and told me that my salary did not meet the requirement of the bank for a personal loan. Otherwise the response was very quick and the rate of interest was around 13%. I think the processing fee was little bit high.
I had recently applied for a personal loan with ICICI bank. Unfortunately my loan application has been closed as of now. Nobody met me for collecting the documents because someone from the bank called me and said my salary did not meet the banks requirement for a personal loan.
I had to let my personal loan application close with ICICI bank because I felt the rate of interest was too high and not affordable. Also the loan amount offered by the bank was quite lesser than my expectation. I don't' have any other issues with their services or response. My overall experience was good.