ICICI Bank personal loan process was fine. I got a very good service from bankbazaar. I am very much happy with the response provided by them. The loan was offered to me within a span of 6 days. Customer service offered by them was good. Interest rate offered by them was fine processing fee was fine. I have got the complete loan amount.
My opinion about ICICI Bank personal loan process was fine.The most interesting part is they did not make the customer to run here and there. They managed to offer the loan within weeks time. Interest rate offered by them was fine, it would be great if they reduce it even more. It would be great if they reduce the processing fee to a certain extent.
It was a very good experience with the ICICI bank for the personal loan. It took only 4 to 5 day for my loan to get disbursed and they have processed it well. The services offered by the bank was good and the first month emi has been debited and so far no issues with the bank.
Interest rate was high comparing to other banks in icici bank for the personal loan. I got the approval within 10 days but there was delay in the verification and there was no update with regard to the application, when i tried to reach them there was no proper response. Processing fee was less comparing the with other banks. My suggestion is they have to improve the customer service and have to do the verification at the earliest as the customer is looking for the amount soon.If possible they can reduce the interest rate.