"Very high processing fee..!!!"

ICICI BANK
ICICI BANK Personal Loan Ratings & Reviews
3.5 / 5.0 by 1944 users
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A Recent Review
"Very high processing fee..!!!"
Reviewed on 03/28/2014
RAJKUMAR MALHARI CHAVAN MALHARI CHAVAN, pune
Customer Reviews
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  • Requirement was fulfilled
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    HEMANT KISAN CHOGALE, mumbai
    Recommend Recommended by user
    ICICI BANK Personal Loan
    3.0/5
    Validated User
    (0)

    The rate of interest offered for personal loan is 17% initially and later on negotiated and now its 15%. There no processing fees charged. Even the loan amount did fulfill my requirements. The personal loan requirement was fulfilled by this bank.

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    took a Personal Loan from ICICI BANK on BankBazaar.com Reviewed on
  • Good experience
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    RONALD VARGHESE, bangalore
    ICICI BANK Personal Loan
    4.0/5
    Validated User
    (0)

    I had applied for a personal loan online with ICICI bank. The last email I received from ICICI bank stated my loan application has been rejected due to some terms & conditions are not matched. The customer service was OK. The response was quite delayed upto 2 to 3 weeks of time. The rate of interest and charges are also quite high.

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    took a Personal Loan from ICICI BANK on BankBazaar.com Reviewed on
  • Good service
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    SIVAGURUNATHAN M, chennai
    ICICI BANK Personal Loan
    5.0/5
    Validated User
    (0)

    Its good to avail the personal loan from icici bank . Very simple documentation . I got my credit around 2 days. They offered me 5 lakhs for 13.9% . Everything was fine . Hassle free bank. I got an each and every sms alert before my due date for the last 4 months.

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    took a Personal Loan from ICICI BANK on BankBazaar.com Reviewed on
  • Needs to be improved
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    VINODH KUMAR, new delhi
    Recommend Recommended by user
    ICICI BANK Personal Loan
    1.0/5
    Validated User
    (0)

    I have taken personal loan from icici bank where one person takes all the responsibilities. They are taking decisions on the interest rates and not even confirming to me . At the time of disbursal only they confirmed me with loan EMI and interest rate part. They offered me 16% with 5 years tenure period whereas I have asked for 15% . I have taken this loan during my emergency time. They need to improve on the customer service in toll free. They need to provide application details along with the receipt. Pretty high preclosure charges

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    took a Personal Loan from ICICI BANK on BankBazaar.com Reviewed on
  • Good
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    VENKATESWARI ESWARAN, chennai
    Recommend Recommended by user
    ICICI BANK Personal Loan
    4.0/5
    Validated User
    (0)

    ICICI Bank personal loan: The processing and the documentation was very simple and it was transparent. The customer service executive are friendly and took the initiate in updating me on the status of the loan till the loan amount got disbursed and the overall service was good.

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    took a Personal Loan from ICICI BANK on BankBazaar.com Reviewed on
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