"Very high processing fee..!!!"

ICICI BANK
ICICI BANK Personal Loan Ratings & Reviews
3.5 / 5.0 by 2344 users
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A Recent Review
"Very high processing fee..!!!"
Reviewed on 03/28/2014
RAJKUMAR MALHARI CHAVAN MALHARI CHAVAN, pune
75 % of our customers would recommend this bank. (1750 out of 2344) Write Review
Customer Reviews
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  • Good experience
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    SHIVA KUMAR D R, hyderabad
    ICICI BANK Personal Loan
    4.0/5
    Validated User
    (0)

    Experience is good with ICICI in availing personal loan. Customer service team within 48 hours, responded well and provided the information. Rate of interest is too higher, if its less it would be fine. I did liked the way the response was there,

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  • Improvisation in terms of response is required
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    SURESH M, bangalore
    Recommend Recommended by user
    ICICI BANK Personal Loan
    2.0/5
    Validated User
    (0)

    Actually, still now I am not aware about the exact reason of my personal loan why it was not processed by ICICI bank. There was an initial call for some verification, however there was not even a single call after that. It was just an single message stating its been rejected. Even the interest rate is higher. It would be fine if the response could be provided whatever the status.

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  • Overall Good Service
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    KAILASH KUMAR, gurgaon
    Recommend Recommended by user
    ICICI BANK Personal Loan
    4.0/5
    Validated User
    (1)

    Personal loan with ICICI bank, I don't have any issues with them as per their norms they are unable to process the loan. I was expecting 5 lakhs loan amount based on my take home salary after deducting EMIS I use to get 23k in hand. But they need minimum 28k to process 5 lakhs loan amount. Interest rate and charges is quite reasonable.

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  • Great experience
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    AKASH MISHRA, chennai
    Recommend Recommended by user
    ICICI BANK Personal Loan
    3.0/5
    Validated User
    (0)

    I have applied for ICICI Bank personal loan the cibil scores were not matching, that is why I was unable to take a personal loan with ICICI. Everything was good, overall its been a great experience. I have not applied for the personal loan with some other Bank also and I might re-apply it later.

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  • Overall Good Service
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    RAJU NARAYAN SHINDE, pune
    Recommend Recommended by user
    ICICI BANK Personal Loan
    4.0/5
    Validated User
    (0)

    Personal loan with ICICI it was good experience I got loan approval in 8 days. Thing is Interest rate was bit high they offered 18% which is quite high and processing fee they charged 1.75%. Pre closure charges is 5%. It would be nice if they reduce rate of interest and keep pre closure charges at least 2.5%.

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