Document executive came my place to collect all stuffs and have transferred the loan amount in time period of 72 hours as per the commitment. There were no hiccups or issues when I was dealing with ICICI bank for personal loan but still I never received the hard copy of the agreement. Services are good and infact I hold credit card where no issues. Interest rate for personal loan is very high while comparing in market. Fees and charges are similar to other banks.
I have taken a personal loan with ICICI Bank. The interest rate offered by them was 13.49% . The main reason for choosing ICICI Bank is because its near to my place. I have been holding an account with them for about 8 years of time. Initially, they offered me around 13.75% later after negotiating with them they have reduced that to 13.49%. Processing fee charged by them was rs 800.
I have taken a personal loan with ICICI Bank I would say the service offered by them is very average. The main thing is the rate of interest offered by them is really high which is 18% . They took only about 4 to 5 days of time to process the loan. The processing fee charged by them was 5% which is rs 3000 and also on top of that they have added insurance for rs 3000.
I have taken a personal loan with ICICI Bank. Customer service offered by them is really good. I did not face any problem with them as such. This is the first time I have taken the loan . The rate of interest offered by them is on the higher side. HDFC bank was charging 0.99% for one lakh. I am not happy with the way the executives of ICICI Bank dealt with me.
Response provided by ICICI Bank for the personal loan is really good. The service offered by them is really good. Rate of interest offered by them is very low when compared with others as other banks were offering around 20%. ICICI Bank has offered me about 14%. Processing fee charged by them is very less and documentation part was very simple.