I did not receive any information from ICICI Bank under what grounds my personal loan has been declined. I would like to know the reason as well. I would be grateful, if they can get back to me with the reason for decline. Overall its fine.
ICICI bank should focus on customer requirement and appraoch should be faster for personal loan process. I approached ICICI bank for personal loan but I got delayed response. Rate of interest they said somewhere around 17%, which is nominal and moderate. As well I would say processing fee as affordable.
I was not offered the loan amount what I have requested for, that is the reason why I have not taken personal loan with ICICI Bank. As the loan amount is less, it does not serve the purpose and hence I dropped the idea of taking this loan. Nothing much, the features and benefits offered by this loan was good
I am holding a ICICI Bank for the last 8 years, in spite of me holding this account for several years now, they were not able to process my personal loan request. They have rejected that stating cibil scores were less. Otherwise everything else is good.
Initially , I was confirmed that ICICI Bank can offer 3.5 lakhs for personal loan. Later they confirmed that they can offer only 2.5 lakhs. Its mainly because of which I lost interest on that application. Interest rate offered by them is high, but still manageable and
Good if they provide me the required amount.