"Very high processing fee..!!!"

ICICI BANK
ICICI BANK Personal Loan Ratings & Reviews
3.5 / 5.0 by 1897 users
Get Free Quotes
A Recent Review
"Very high processing fee..!!!"
Reviewed on 03/28/2014
RAJKUMAR MALHARI CHAVAN MALHARI CHAVAN, pune
Customer Reviews
Page 2 of 200 1 2 3 4 5
  • Has to be more transparent
    https://cdn1.bankbazaar.com/images/customer_review/default-unknown-person.png
    AVIK RANJAN DAS, mumbai
    Recommend Recommended by user
    ICICI BANK Personal Loan
    4.0/5
    Validated User
    (0)

    My opinion for ICICI Personal loan is ok, as the service charges are high. I have got first installment to be paid shortly, first EMI is pretty normal, expect for the insurance charge of rs 620 which is added along with the processing fee. This was not disclosed to me during the initial stage, later while processing the loan they mentioned about this insurance.

    Was this review helpful? Yes

    Thank you for your vote

    Thanks, you've already rated this review

    Fees & Charges
    Promised Interest Rate
    Customer Service
    Responsiveness
    took a Personal Loan from ICICI BANK on BankBazaar.com Reviewed on
  • Can be better
    https://cdn1.bankbazaar.com/images/customer_review/default-unknown-person.png
    KALYAN VISWANADHA, visakhapatnam
    ICICI BANK Personal Loan
    2.0/5
    Validated User
    (0)

    I have taken a personal loan with ICICI Bank, my experience with this Bank is not satisfactory because at the time of verification, the executives of ICICI were not contacting the right person,due to which it was failure. I spoke with the concerned HR and then asked the executive to contact that particular HR to make sure that I am a employee of that company, its because of this, the entire loan process got delayed. I mailed ICICI Bank in this connection to sort it out and at last after 20 days I got the loan.

    Was this review helpful? Yes

    Thank you for your vote

    Thanks, you've already rated this review

    Fees & Charges
    Promised Interest Rate
    Customer Service
    Responsiveness
    took a Personal Loan from ICICI BANK on BankBazaar.com Reviewed on
  • Good one
    https://cdn1.bankbazaar.com/images/customer_review/default-unknown-person.png
    VIVEK TIWARI, mumbai
    Recommend Recommended by user
    ICICI BANK Personal Loan
    3.5/5
    Validated User
    (0)

    I am holding a ICICI Bank personal loan, I was in touch with them constantly, happy with the rate of interest and processing fee offered by them. Customer service is really good, there was no issues with regards to loan disbursement. They were calling me frequently, my only concern would be they should offer some discounts or offers for the existing customers to retain them and to make them feel special.

    Was this review helpful? Yes

    Thank you for your vote

    Thanks, you've already rated this review

    Fees & Charges
    Promised Interest Rate
    Customer Service
    Responsiveness
    took a Personal Loan from ICICI BANK on BankBazaar.com Reviewed on
  • Has to be transparent
    https://cdn1.bankbazaar.com/images/customer_review/default-unknown-person.png
    MOSHIN A SHEKH , bangalore
    Recommend Recommended by user
    ICICI BANK Personal Loan
    3.0/5
    Validated User
    (0)

    My experience with ICICI Bank personal loan was not up to the mark, because of the following reasons, to begin with ICICI initially promised me an interest rate of 13.9%, however they offered me 15.5 % , another issue was, they have promised that there will not be any preclosure charges , post approval they said there will be preclosure charge of 5%. Also, there was a mismatch in the amount which was promised as they initially promised, they said they can offer 3 lakhs for a tenure of 4 years, post approval they confirmed that they can offer 2 lakhs for a tenure of 4 years, in spite of all these issues I still managed to take this loan, as I was in need of a personal loan and ICICI helped me in taking this loan.

    Was this review helpful? Yes

    Thank you for your vote

    Thanks, you've already rated this review

    Fees & Charges
    Promised Interest Rate
    Customer Service
    Responsiveness
    took a Personal Loan from ICICI BANK on BankBazaar.com Reviewed on
  • Excellent
    https://cdn1.bankbazaar.com/images/customer_review/default-unknown-person.png
    NASIR SHEIK, chennai
    Recommend Recommended by user
    ICICI BANK Personal Loan
    4.0/5
    Validated User
    (0)

    My experience with ICICI Bank personal loan was quite satisfactory , as it could have been much better, if they transferred or sanctioned the loan amount on time, as I tried to contact them once than twice, after so many reminders I got my loan amount. They also sent a confirmation to my email id.

    Was this review helpful? Yes

    Thank you for your vote

    Thanks, you've already rated this review

    Fees & Charges
    Promised Interest Rate
    Customer Service
    Responsiveness
    took a Personal Loan from ICICI BANK on BankBazaar.com Reviewed on
Page 2 of 200 1 2 3 4 5
reTH65gcmBgCJ7k - pingdom check string.