Oriental Bank Personal Loan

Oriental Bank Personal Loan
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Oriental Bank of Commerce is an India-based bank established in Lahore and one of the public sector banks in India. Currently oriental bank of commerce is in 17th place in public sector of banks with total assets of 8237.958 crores. Oriental bank of commerce offers loan product like Education Loan, Home Loan, Auto Loan and Personal Loans. Oriental bank of commerce has two types of personal loan like Personal Loan for Govt. / PSU Employee, Personal Loan for Corporate Employee. Read on to learn about the eligibility and documentation requirements for Oriental bank personal loan


You’re probably eligible for an Oriental bank of commerce Personal Loan if you are

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Oriental bank of commerce Personal Loan Minimum Age

At least 21 years old

Oriental bank of commerce Personal Loan Maximum Age

Less than 58 years old

Oriental bank of commerce Personal Loan Eligible Employment Type

Salaried / Self – Employed
with regular income

Oriental bank of commerce Personal Loan Minimum Income

Earn more than the minimum
income required


Your Oriental bank of commerce Personal Loan amount eligibility is based on these factors

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Oriental bank of commerce Personal Loan Minimum Salary

Minimum income required
Rs.10,000 per month

Oriental bank of commerce Personal Loan Maximum Loan Funded

Maximum allowed personal loan is Rs. 5 lakhs

Oriental bank of commerce Personal Loan EMI

EMIs of other loans lower
your eligibility


Increase your eligible Oriental bank of commerce Personal Loan amount by these steps

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Oriental bank of commerce Personal Loan Payoff Outstanding Credit Card Bills

Pay off your credit card bills

“Oriental

Choose longer tenure loan up to 60 Months


Documentation needed to apply for an Oriental bank of commerce Personal Loan

  • 1. Signed application form with photograph
  • 2. Copy of passport/voter ID card/driving license
  • 3. Processing fee cheque
  • 4. Last 3 months bank statement/6 months bank passbook
  • 5. Documentation for salaried applicants:
    • Latest salary slip
    • Current dated salary certificate with the latest Form 16
  • 6. Documentation for self-employed applicants:

    • Latest Bank statement
    • Latest ITR or Form 16

Oriental bank of commerce Personal Loan Interest RatesUpdated on 25 Jul 2014

Oriental bank of commerce Personal Loan Details
Interest Rate (Monthly reducing balance) 12.50% - 13.50%
Processing Fees Min - Rs.500/ + Service tax
Loan Tenure 60 Months
Guarantor Requirement Guarantor required

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