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Oriental Bank Personal Loans

Avail Fast & Easy Personal Loans from Oriental Bank.

Oriental Bank Personal Loan Interest Rates

Get the Best Oriental Bank Personal Loans at low interest rates.

Oriental Bank Personal Loan Comparison

Compare interest rates & calculate EMI for Oriental Bank personal loans.
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Oriental Bank Personal Loan

salaried self employed

Compare Oriental Bank Personal Loan with other banks & check your loan eligibility

We've identified the lowest interest rate quotes for your profile with great savings.

Rates & special offers displayed below are accurate & applicable ONLY for applications made on BankBazaar.com

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Oriental Bank Personal Loan Overview

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Oriental Bank Personal Loan Oriental Bank of Commerce Personal Loans for urgent cash needs.

Oriental Bank of Commerce Personal Loans are absolutely hassle free with minimum documentation you can now secure a Loan for an amount of Minimum Rs 50000 Maximum Rs 150000 with Oriental Bank of Commerce.

Fill the form above and check your personal loan eligibility instantly.

Benefits of Oriental Bank of Commerce Personal Loans:
  • Flexible Repayment options, ranging from 12 to 60 months.
  • No security or collateral is required to get a Oriental Bank of Commerce personal loan
  • Minimal documentation and quick approvals
  • Repayment through easy EMI’s

Get more information on Oriental Bank of Commerce Home Loans and Oriental Bank of Commerce Car Loans.

Oriental Bank of Commerce Personal Loan Facts:
  • Take a personal loan only when you cannot borrow from friends & family.
  • Always compare personal loan offers from various banks.
  • Check your eligibility Compare interest rates, Processing fees, prepayment charges & Calculate EMI before signing the personal loan agreement.
  • Make sure you don’t default your payments which can impact your CIBIL credit score. A CIBIL credit score above 800 will help you get quick approvals for personal loan, home loan or car loan. A score of 100 will result in immediate personal loan rejection.

Oriental Bank Personal Loan FAQs

  1. How much loan can I get?
    Oriental Bank offers loans starting from Minimum Rs.50,000/- Maximum Rs 15,00,000.

  2. How do I repay my Personal loan?
    You can repay your loan amount through Easy EMI repayments through cheques or ECS.

  3. What security do I need to provide to get the Oriental Bank personal loan?
    There is no security or collateral required to get a Oriental Bank personal loan.

  4. What are the loan tenure options?
    You can repay your loan over a period of 12 to 60 months.

  5. How long will it take for me to get my loan?
    Once you submit your application form and supporting documents, Oriental Bank shall give approval within 5 working days provided everything is in order. All loan approvals are at the sole discretion of the Oriental Bank.

  6. Is there any pre-closure charge for Oriental Bank Personal Loan?
    No, there is no pre-closure fees.

  7. What is the loan processing fees?
    Oriental Bank charges 0.5% as loan processing fees.

Oriental Bank Personal Loan Eligibility & Documentation

Oriental Bank Personal Loan Eligibility:

  • Aged above 21 years.
  • Salaried individual
  • Good repayment capacity with fixed & stable income source
  • Work for a stable company

How is your Oriental Bank Personal loan eligibility determined?
Based on the following aspects Oriental Bank will determine your loan eligibility:

  • Your monthly income
  • Total experience
  • Other EMI’s which you are paying for any other loan

Fill the form above to check your actual personal loan amount eligibility.

Oriental Bank Personal Loan documentation:

  • Proof of Identity (any one) Passport / Driving License / Voters ID / PAN Card
  • Proof of Residence (any one) Ration Card / Utility Bill / Passport / LIC Policy Receipt
  • Latest 3 months Bank Statement (where salary/income is credited)
  • Salary slips for last 2 months

Oriental Bank Personal Loan Interest RatesUpdated on 25 April 2014

Details of Oriental Bank Personal Loan

Oriental Personal Loan Interest Rate.(Monthly reducing balance)
13.75% floating. Check Customized Interest Rates Now!
Processing Fees
0.5% of loan amount
Personal Loan Tenure
1 year to 5 years
Personal Loan Amount
Minimum Rs.50,000/- Maximum Rs 15,00,000
Pre-closure Charges
Guarantor Requirement
One personal guarantee preferably of fellow employee, subject to the condition that one employee will not stand as guarantor in more than two accounts.

Personal Loan Articles

  • Document Checklist for Personal Loans!!!
    A personal loan is by nature an unsecured credit that is provided to an individual based on his personal capability of repayment. The process is extremely simple and fast provided that the requisite documents are in order when applying for the loan.
  • What happens after a personal loan is disbursed?
    The ease and simplicity associated with the personal loan along with no restrictions on the end usage makes it extremely popular option to raise funds when there is an urgent need. There are many doubts in the minds of applicants regarding the post disbursal procedure involved in a personal loan
  • When should one apply for a personal loan?
    One should opt for a personal loan only when all other means of availing funds have been exhausted and the need is pressing and situational. Taking a personal loan when the need is not justifiable or other means are available creates tremendous amount financial complications at a later stage.
  • Have more questions on loans? Ask us now!

Personal Loan Forum

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