Why Two Wheeler Insurance?

Two wheeler insurance policies provide hassle free protection to your bike or scooter against physical damage, theft and third party liability.

Two Wheeler Insurance Providers

ICICI Lombard, Tata AIG, Bajaj Allianz & Reliance are the top Two Wheeler Insurance providers in India.

What is Covered?

Loss Of Or Damage To The Vehicle Insured due to Accident, Theft, Fire, Terrorism, Earthquake, etc
Secure & Safe

Reliance Two Wheeler Insurance

Learn about Two Wheeler Insurance

Reliance Two Wheeler Insurance Overview

Reliance Two Wheeler Insurance Reliance Two Wheeler Insurance

Two wheelers are convenient and exuberant. However, damage of your vehicle due to natural calamities/ accidents and loss by way of theft, can make your smooth ride jerky.

Ensure your peace of mind with Reliance Two Wheeler Insurance. We cover you against various kinds of losses and liability. Get comprehensive coverage for the liability arising out of the third party and the loss or damage to your two-wheeler.

Reliance Two Wheeler Insurance Key Highlights
  • Instant Policy Issuance through online and on call (1800 3002 8282)
  • Speedy claims settlement
  • No documentation
  • Attractive Discounts
  • Comprehensive insurance of your Two-wheeler, on and off the road
  • Super fast Service with 24/7 emergency helpline service

Reliance Two Wheeler Insurance FAQs

  1. What are the different types of Insurance policies available? Is it compulsory to take a comprehensive cover?
    You can either opt for a Third Party Cover or a Comprehensive Policy. In India, it is compulsory to have a Third Party Policy that covers you against legal liability for injury or death or property damage caused to any third party in an accident. This policy does not cover damages or loss caused to your own vehicle in an accident or theft.

  2. Are any of the covers optional? Will the premium change by the number of covers?
    In case of a Third Party Cover, there are no optional risks which means you have to take the full cover. This is also a compulsory cover which you must take before you drive your vehicle around in India. In the case of a Comprehensive policy, you can choose to insure passengers travelling in the vehicle, drivers, accessories, by paying additional premium.

  3. What is the geographical area where the policy is valid?
    The policy is valid in the whole of India. It is also valid in the SAARC countries like Bangladesh /Bhutan / Nepal / Sri Lanka /Pakistan / Maldives

  4. What happens to the No Claims Bonus once the car is sold?
    You can then enjoy the No Claims Bonus on the premium for your new vehicle if you purchase it within 3 years from date of cancelling / transferring the policy.

Reliance Two Wheeler Insurance Benefits & Coverage

Reliance Two Wheeler Insurance Benefits & Coverage

  • Accident, fire, lightening
  • Self-ignition, explosion
  • Theft
  • Riot and strike, malicious act, terrorism
  • Earthquake, flood, cyclone and inundation
  • Transit by rail, road, air and elevator
  • Personal Accident Cover
  • Third Party Liability

Reliance Two Wheeler Insurance Claim Process

Reliance Two Wheeler Insurance Claim Process

As soon as a claim occurs, please intimate immediately to Help line number 1800 3002 8282(toll free), 3989 8282(local call charges apply), call centre executive will be happy to help you with the claim procedure.
  • Your Contact Numbers
  • Policy Number
  • Name of Insured person,
  • Date & Time of accident,
  • Vehicle number
  • Make and Model,
  • Location of Loss,
  • Garage Name with contact details
  • Brief description on how the accident took place,
  • Extent of loss
  • Place & contact details of the Insured Person if the person intimating the claim is not insured.

Two Wheeler Insurance Articles

  • What are Auto loans?
    Auto loans are loans offered to customers for the purpose of purchasing new vehicles and also refinancing old one. In India, auto loans fall into three different categories namely two wheeler loans, car loans and commercial vehicle loans.
  • Auto insurance add ons!
    Apart from the Loss to Vehicle and Third Party Cover, all insurance companies offer add-ons to the policy. These add-ons come at an extra premium and will give you extra cover.
  • Cut down your auto loan by Rs30,000-Rs50,000!
    Yes this can be possible. By zeroing on the best car loan deal and insurance policy you can cut you’re your car loan amount by Rs30,000-50,000. Just by looking around in the market as to what rates are the cars being offered can give you a pretty much good idea. Obviously, your salesman will give you an attractive deal on those shining and well polished you see at the car showroom. But what you have to understand Is that , the sales person will be earning about 2% commission on the car.
  • Tips to lower your auto insurance bill
    Apart from zeroing down on the best car loan deal, it is equally important to choose an appropriate auto insurance policy. We all know that, auto insurance is a mandatory legal requirement when you purchase your car. And there have been instances where you, as an insured, have been charged high premiums. But in these times of a de-tariffed era, there are several ways by which you can lower the premium rates offered to your by your insurers.

Two Wheeler Insurance Forum