Home Loan with HDFC Limited they called and informed all the details clear and gave prompt response it was very good part. Since my company is not listed with them they are unable to process the loan. They offered interest rate at 13% it was comparatively high. It would have been great if they provide any optional way for those whose companies are not listed with them and need to improvise on interest rate in order to avail the loan.
06:06 PM - Sep 29, 2014
There are not many private financial lenders in India as trust worthy as Indiabulls Housing Finance ltd, I had taken a loan from a certain lender for my first home and had a torrid time repaying the amount. To avoid the hassles again I tried IBHFL and I am glad that I choose the right company. The loan executives have extensive knowledge of the market and give valuable suggest for customers based on their individual needs.
05:12 PM - Sep 29, 2014
The housing loan application was canceled from my side due to some personal issue however the response from the Axis Bank customer service executive was very quick and they explained me about the process in a clear manner the overall service was good.
04:49 PM - Sep 27, 2014
I was planning to get a home loan to buy my property in Himachal Pradesh. I went to one of the branch of HDFC LTD and inquired about my home loan requirement. They told me that they don't offer the home loan where they don't have a branch. The overall communication with HDFC officers was very good and I don't find any difference in the rate of interest since all the banks are offering the same interest rates.
06:01 PM - Sep 29, 2014
I have not finalized my new property yet therefore my recent home loan application with HDFC LTD has been closed. The documentation part was bit high, interest rate was 10.50% it was quite good when compare to Axis bank. It would be great if they improvise on documentation part.
04:13 PM - Sep 29, 2014
One of my colleague recommended HDFC LTD to me and gave me the contact number of a relationship officer. After we discussed I met that guy and submitted my documents to him. After 15 days of processing my loan was disbursed at a rate of interest of 10.75%. I feel the rate of interest was quite good when compared to other banks.
04:37 PM - Sep 27, 2014
As per HDFC LTD the property should be greater than 2 acres to be eligible for a home loan. The property that I had finalized is lesser than the said limit therefore my home loan application has been closed by HDFC LTD. According to me HDFC LTD should re-consider my home loan application since the price of the land is getting increased and the customers couldn't afford more acres. I feel the processing fee shouldn't be applicable at all.
05:48 PM - Sep 29, 2014
My experience of availing home loan through Axis bank is satisfactory, I got loan approval in 4 days it was very quick process. Interest rate is 10.75% it was bit high when compare to other banks. Best part is documentation is quite easy. Overall i am happy with service.
04:11 PM - Sep 29, 2014
The housing loan application was canceled from Axis bank because my CIBIL score was less however the response from the customer service executive was good. The executive explained me on the loan process and the documents that required to process the loan.
03:06 PM - Sep 27, 2014
Home Loan with HDFC Initially they informed all the thing clearly and they asked my required and requested to keep the documents ready, after few days i received the message stating application is closed, Since my property is outside of city it comes under panchayat approved. I would suggest they need to inform initially when they ask about the property. They need to improvise on Customer service and response part.
05:45 PM - Sep 29, 2014
State Bank of India housing loan: I got the loan approval in three days and i got the loan amount disbursed in 7 days. I would personally appreciate the Zonal manager of GOA State Bank of India Mr Devilal Sharma who took the initiative in getting my loan application processed in quick time.
12:27 PM - Sep 29, 2014
I got the call from the Axis Bank customer service executive initially they said they can process. The executive informed that they said that they will send an executive to collected the documents but there was no response. After a weeks time i got a message stating that my loan application was canceled due to credit limit.I would say that they need to analyze the customer history before calling the customer for the processing of the loan so that it would save the time of the customer.
01:06 PM - Sep 27, 2014
Are legally adult enough to handle it
Have still got it
Get a regular pay check
Make more than a basic buck
EMI limited to about 50%
of monthly income
Loan capped @ 75% - 85% on property value
EMIs of other loans lower
Making your spouse a co-applicant
Choose longer tenure loans of up to 20 - 30 years
Alternatively add your parents as co-applicants
|Interest Rate (Monthly reducing balance)||10% - 10.5%|
|Processing Fees||0.5% of Loan|
|Loan Tenure||1 year to 20-30 years|
|Partial pre-payment Charges||Nil|