HDFC should provide better service for us, paper work should be more easy. I never get any proper emails from them, I use to get lot of calls initially but they never given me any feedback. It would be helpful if the property can be approved for Kerala.
06:10 PM - Oct 31, 2014
My experience with HDFC limited in terms of home loan is good. As I haven't finalized my property yet, I didn't go further. However, customer relationship officer did call me and provided detailed information. The interest rate is normal.
06:00 PM - Oct 31, 2014
I think Corporation bank has offered competitive rate and they disbursed the home loan amount within 15 days. All the benefits like pre closure and part payment are available in Corporation bank. They are bit slow in process and no updates on time thus I followed them to get status. However, I am satisfied.
01:09 PM - Oct 30, 2014
I had applied for home loan with HDFC limited and its in processing stage. I had already submitted the documents and its quite minimal documents given.Processing fees is around 13000 where 2000 for confirmation of the rate as per the market value. They could have negotiated in that part, however not made. I did spoke with the relationship manager where he is so interactive and he is giving up all the information. It would be fine if the relationship officer calls up instantly and intimate the offers so that could avail loan at the best rate.
12:18 PM - Oct 30, 2014
Response was normal, I applied home loan with HDFC limited , Interest rate is very high to compare other bank , At the same time I got best offer from other bank so I dropped my loan approach with HDFC limited, I never got any call back about my loan procedures. it could better if they provide proper follow up for the customer.
11:14 AM - Oct 30, 2014
No much experience with HDFC limited because they have not interacted with me even once. I have dropped my plan in taking this loan as their rate of interest is high and there was not even a single follow up call from their end.
06:06 PM - Oct 31, 2014
I don't have much experience with HDFC ltd as I haven't availed home loan through them. But initially customer relationship officer contacted me they informed about the loan process, they did good follow up regarding my application. Overall their services are good but I felt their interest rate is very high when compared with others.
05:58 PM - Oct 31, 2014
I havenÃ¢??t faced any issues with HDFC Limited. 10.15% of interest is competitive. I closed the application with HDFC Limited because my existing bank gave best offer in rate but I have no complaints at all. HDFC Limited is charging high processing fee so they could reduce it and waive it off.
01:07 PM - Oct 30, 2014
The rate of interest that HDFC Limited offering is same like other banks. Staffs of HDFC Limited are good in response and I am very much happy with them. For home loan process I did not get response as satisfactory. They were ready to offer processing fee of 0.5% but it is too high according to me so I suggest HDFC Limited to lower the fees.
11:54 AM - Oct 30, 2014
I had selected the property but due to some personal issues I unable to take it so I skipped the plan of Home loan with HDFC Limited. I would take it after six months so sure I would come back to HDFC Limited. I did not go in depth to get full satisfaction but whole service that I got was really good. The rate of interest is around 10.5% to 11%.
10:32 AM - Oct 30, 2014
Overall service with HDFC ltd is fine, The interest rate is very high when compared with others. Not an issue I have already applied in different Banks where I am eligible for a better EMI options. Now I am unable to take home loan with HDFC ltd.
06:04 PM - Oct 31, 2014
The response for my home loan with HDFC LTD was so fast. Customer relationship officer contacted me immediately, I liked the way they responded. I did not preceded my next step after that as their Interest rate was very high compare with nationalized bank
03:48 PM - Oct 31, 2014
I haven't had much interaction with HDFC limited When I applied home loan with them, actually I wanted some more information about the location but they couldn't confirm it. So in the mean time I did with others they confirmed it and I got response from the nationalized bank so I dropped my further move with HDFC limited.
12:37 PM - Oct 30, 2014
I did apply my home loan with many other bank, I got response from HDFC limited. Their services was good, they continuously called me and gave me proper details about home loan. Once I had already got better loan option in SBI and LIC compare to HDFC limited. I feel LIC provides less interest and fee charges. Apart from this its good experience.
11:52 AM - Oct 30, 2014
I approached home loan with HDFC limited, Instantly their customer relationship officer contacted me regarding my property location. Unfortunately I was unable to take this loan as I had some personal issues. Otherwise I felt their rate of interest and processing fees is little high.
10:25 AM - Oct 30, 2014
Regarding my home loan application with HDFC limited I never had much interaction. Their interest rate is very high which is 11% and disappointing thing is that they were not ready to reduce the rate of interest & I had to arrange money from other source
06:02 PM - Oct 31, 2014
I don’t have much experience with HDFC LTD, I did apply for a home loan with them, initially I had interest to take the loan but later we were in another plan so I dropped. Customer relationship officer were really good. The time what they took for proces
03:31 PM - Oct 31, 2014
My experience with HDFC Limited was good and they gave regular follow ups. The relationship officers gave enough information about home loan. Due to some personal issues I closed home loan application. As per market, the rate of interest 10.15% is good. On the whole I felt good in dealing with HDFC Limited.
12:26 PM - Oct 30, 2014
I did applied Home loan with ICICI, processing time is very fast, They did very good job to me, Compare to other norms ICICI providing very less, I did approached for Rs.32 lack they did the same amount what I approached , It better they could reduce interest rate
11:19 AM - Oct 30, 2014
I applied once home loan with HDFC limited there is no difference between other banks. All are offering the same thing, I didnâ??t face any issues with HDFC limited, I promised them after finalizing my property I will get back to them, My concern they should respect and wants accuracy of the customer, customer service was good but they use to call me once for every five days its embarrassing me. it would be nice if they avoid frequent calls.
06:25 PM - Oct 29, 2014
Are legally adult enough to handle it
Have still got it
Get a regular pay check
Make more than a basic buck
EMI limited to about 50%
of monthly income
Loan capped @ 75% - 85% on property value
EMIs of other loans lower
Making your spouse a co-applicant
Choose longer tenure loans of up to 20 - 30 years
Alternatively add your parents as co-applicants
|Interest Rate (Monthly reducing balance)||10% - 10.5%|
|Processing Fees||0.5% of Loan|
|Loan Tenure||1 year to 20-30 years|
|Partial pre-payment Charges||Nil|