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User reviews
  • I had a good experience with the Axis Bank when i applied for the housing loan. The executives called me and explained me on the loan process in a clear manner. The loan application was canceled from my end because the property was not finalized. In future if i am looking for a housing loan i will go with Axis Bank.
    03:30 PM - Sep 13, 2014

    RAJU RAY, kolkata
    5.0/5 "Blown Away!"
  • I had cancelled my plan of buying the property which was already finalized by me hence my home loan application with ICICI bank has been closed at this time. I may go for the home loan in the next three to four months from now. I had so far experienced a good customer service and response from ICICI bank.
    03:11 PM - Sep 13, 2014

    MITHUN VERNEKAR, bangalore
    4.0/5 "Great!"
  • Axis bank the process was bit slow, for some documents it was delayed from my end. Interest rate was fine as per market value. Since i am their customer from past 7 years i would suggest they should have considered on processing fee, i was bit disappointed with that.
    01:56 PM - Sep 13, 2014

    PRASANNA KUMAR, hyderabad
    3.5/5 "Pretty good"
  • My recent home loan application with ICICI bank has been closed as of now because I had post ponded my plan for sometimes due to some personal reasons. In future if I need a home loan I would surely go with ICICI bank only since the customer service of ICICI bank was quite good and the response from them was very quick.
    03:25 PM - Sep 13, 2014

    NARINDER KAUR, new delhi
    4.0/5 "Great!"
  • It was me who refused to go for a home loan with ICICI bank because I already decided to go with public sector banks ICICI bank was pretty good and they called me several times for follow up. The response was quite fast. I think all banks are giving the same interest rates, processing fee & charges and I don't find a difference.
    03:07 PM - Sep 13, 2014

    2.5/5 "Just OK"
  • Axis bank home loan they had good follow up the representative came to office and collected the documents, not much documentation required. I would suggest the executive need to be clear in providing the information in terms of documents, process was bit slow, as per discussion my EMI date is 8th but they approved on 5th communication part need to improve, interest rate was 10.25% its normal one.
    01:29 PM - Sep 13, 2014

    4.0/5 "Great!"
  • Axis Bank housing loan the customer service executive are good in responding to the details. The loan application was canceled from my side, due to some personal issue i have postponed the plan of taking the housing loan. One suggestion i would say that when compare with other nationalized bank the interest rate is high if that is reduced it will be good.
    03:23 PM - Sep 13, 2014

    4.0/5 "Great!"
  • HDFC Limited housing loan the processing and the documentation was very simple and transparent. The customer relationship officer Mr Akelesh & Mr Abishake who took the initiative in updating me on the status of the loan till the loan got disbursed. The whole process got completed in five days.
    02:21 PM - Sep 13, 2014

    LAXMAN SINGH, jodhpur
    5.0/5 "Blown Away!"
  • I had a good experience with the Axis Bank when i applied for the housing loan. The response from the customer service executives was good. The loan application was canceled from my side due to some personal issues. In future if i am looking for the housing loan i will go with Axis Bank.
    01:10 PM - Sep 13, 2014

    SANKARA NARAYANAN, thiruvananthapuram
    4.0/5 "Great!"
  • It was a good experience of availing a home loan from DHFL last month. Only thing is that they increase the rate of interest very often. The customer service is not that great and really needs improvement. They do not have a toll free for an existing customer and it is quite difficult reach the customer care executives. Almost 15 to 20 days were taken for disbursing my loan. I think they charged me a high rate of interest, processing fee & charges.
    03:20 PM - Sep 13, 2014

    3.0/5 "Satisfactory"
  • The overall experience was good from the Axis Bank when i applied for the housing loan. The customer service executive are eager in providing the loan but the loan application was canceled from my side because they were unable to fulfill my required loan amount.
    02:20 PM - Sep 13, 2014

    LAXMAN SINGH, jodhpur
    4.0/5 "Great!"
  • Home loan with Axis bank i would suggest their representative need to be more clear on product knowledge. When i visited the bank the way of approach is nice, interest rate was reasonable. They need to more quick on their process, everything is fine but the agent who was handling me was not up to the mark.
    12:47 PM - Sep 13, 2014

    PRAKASH N, coimbatore
    3.0/5 "Satisfactory"
BankBazaar Home Loan is Rated as "Pretty good" by 2322 Users
 3.5 / 5.0   by 2322 users
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Fees & Charges

Promised Interest Rate

Customer Service



You're eligible for a Home Loan if you:

That's 21 years old, same time that everything besides milk becomes legal too

Are legally adult enough to handle it

Less than 65 years of age, because sanguine golden years are for playing golf

Have still got it

Salaried or self-employed - whatever puts food on your table

Get a regular pay check

There's a minimum amount for that regular pay check

Make more than a basic buck

Your eligibility depends on

So you'll have enough for life's other goodies

EMI limited to about 50%
of monthly income

So you have something to call your very own from the get go

Loan capped @ 75% - 85% on property value

So you don't bite off more than you can chew. Trust us, it's less painful this way

EMIs of other loans lower
your eligibility

Boost your eligibility by

Her income will bolster your eligibility and make good on your wedding vows of sharing, caring and avoiding doing the dishes.

Making your spouse a co-applicant

We've all learned that haste makes waste

Choose longer tenure loans of up to 20 - 30 years

They will always remain older, wiser and more credible than their offspring.

Alternatively add your parents as co-applicants

Nothing gets done without that paperwork (which we'll happily carry over to the bank for you, no sweat). Here's what you'll need:

  • 1. Photo ID and age proof
  • 2. Signed application form with photograph
  • 3. Processing fee cheque
  • 4. Last 6 months bank statement
  • 5. Documentation for salaried applicants:
    • Last 3 months salary - slips
    • Form 16 or Income Tax Returns
  • 6. Documentation for self-employed applicants:
    • Last 3 years Income Tax Returns with computation of Income
    • Last 3 years CA Certified / Audited Balance Sheet and Profit & Loss Account

Home Loan Interest RatesUpdated on 15 Sep 2014

Home Loan Details
Interest Rate (Monthly reducing balance) 10% - 10.5%
Processing Fees 0.5% of Loan
Loan Tenure 1 year to 20-30 years
Partial pre-payment Charges Nil
Pre-closure Chargest Nil

rated 3.5 /5.0
by 2322 users
Over 5,00,000 Happy Customers with loans & cards
Hdfc Bank CITI Bank ICICI Bank AXIS_BANK Bajaj Fin Serv Bank Magma Standard Chartered Bank Indusind Bank American Epress Bank DHFL SBI Card Tata Capital Fullerton Bank Credila HDFC TVS CREDIT SERVICES PNB Housing Finance Limited LIC HFL
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Offers to Compare
Over 25 offers to compare!

This is our forte- helping you compare the finest deals. Additionally, we'll handpick offers that suit your profile and present the best rates from several banks, so you can make a thoroughly-informed decision.

Breaking Down Offers
Breaking down offers

We're obsessed with giving you a 365 degree view of offers. So, we'll break it down for you - EMIs, eligibility, maximum amount that can be borrowed, fees, hidden charges... no more getting fooled by the fine print!

Why Apply Online
Preferred over builder

There's a good reason by thousands of customers choose BankBazaar - we support you in many more ways than a builder would through the process - multiple options & timely handheld support.

Cheaper then Dealer
Why apply online?

You don't have to fight for parking space! Jokes apart, applying online will help you save time and money; plus, you'll be able to use the services of our super-friendly customer service team at anytime and get all your queries answered.

Comparing Best Car Loans
Done comparing! Now what?

We showcase the best loan offers and help you compare them... what next? Well, we'll aid you in applying to the bank of your choice and work with you right up to the delivery of the loan!

Still have a gazillion questions?
Still have a gazillion questions?

Think of BankBazaar as your loan-savvy buddy! Our customer support team is at your service to clear doubts on eligibility, offers, procedures and documentation, and help you apply. They'll even co-ordinate with the bank to get you your loan on time.

Connect to the Bank
We'll connect you to the bank

We know the bank guys really well! So, if you want to talk to a bank representative or get help on your loan application, we won't just connect you to them; we'll also do the follow-up on your behalf.

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