Why BankBazaar Home Loan?
  • Compare multiple bank offers
  • Apply Online for Lowest Rates
  • Get e-approval instantly
 Home Loan Ratings
4.0 / 5.0 by 499 users

Fees & Charges

Promised Interest Rate

Customer Service

Responsiveness

 Home Loan Reviews

"My overall experience was good. They immediately responded to my request and made so many calls and did continuous follow up . They were very interested in processing the loan for me but i declined the loan as the deal was not working out. I approached HDFC LTD via bankbazaar and they also provided good services. The website is good and user friendly. "

, Bangalore
More Reviews
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Get E-approved on Your Home Loan

Compare & Apply online at BankBazaar.com to get instant e-approval for your home loan from HDFC Ltd, Axis Bank & ICICI Bank.

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BankBazaar.com has coordinated with Axis Bank, HDFC Ltd and ICICI Bank to get you the best deals on your home loan.

Types of Home Loans

Various types of home loans are available in India like home purchase loans, construction, extension, home improvement loans, conversion loans, bridge loans & land purchase loans.
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Rates & special offers displayed below are accurate & applicable ONLY for applications made on BankBazaar.com

  • Some fields are incorrect or have not been filled in. Please correct this to proceed.
  • Enter the builder and project name Example. "DLF BUILDING INDIA - COMMANDERS COURT"
  • Include only the following components of cost: Basic Cost, car parking (if being sold), Firefighting charges, electricity/water charges,Electrification charges, Power Back Up, Internal Development Charges (IDC), External Development Charges (EDC), Preferential Location Charges (PLC), Interest Free Maintenance Security Deposit ( IFMS), Club Membership, VAT & Service Tax, Stamp duty and registration charges.
  • As per the Agreement to Sale or as per the Registered Sale Deed value, whichever is higher.
  • Cost of construction as per engineering estimate.
  • Current outstanding balance on the home loan you wish to transfer.
  •  / 
     / 
  • Choose 'Salaried professional' if you are salaried and are qualified as a doctor, dentist, lawyer, architect, engineer or chartered accountant
  • Slowly start typing your employer's name and choose from the recommendations provided. If you do not see your employer on our list, simply type the name in this field.
  • Include your experience at your current job and all previous jobs.
  • This is your gross monthly salary as per your monthly payslip prior to deductions (include only payments via direct deposit or cheque i.e. exclude payments in hard cash and in-kind components)
  • This is your net monthly salary as credited to your bank account after all deductions.
  • This is your monthly take-home salary after taxes as per your monthly payslip.
  • Gross Total Income as per latest ITR.
  • Depreciation as per latest year's ITR.
  • Sum of the gross annual salaries paid by partnership firm to all partners in latest year.
  • Sum of the gross annual salaries paid to all directors in latest year.
  • Annual interest on capital paid by partnership firm to you in latest year.
  • Sum of the annual interest on capital paid by partnership firm to all partners in latest year.
  • This is your previous year's monthly take-home salary after taxes as per your monthly payslip
  • Profit After Tax as per previous year's ITR
  • Depreciation as per previous year's ITR
  • Annual interest on capital paid by partnership firm to you in previous year.
  • This is the sum of all monthly payments on all company's currently open loans.Please ignore those loans where remaining loan term is less than 12 months.
  • This is the approximate sum of all monthly incentives (include only payments via direct deposit or cheque i.e. exclude payments in hard cash and in-kind components), if any, earned by you
  • This is the annual bonus (excluding any cash component), if any, earned by you
  • This is the sum of all monthly payments that you are making on all your currently open loans.Please ignore those loans where remaining loan term is less than 3 months.
  •  / 
     / 
  • Choose 'Salaried professional' if you are salaried and are qualified as a doctor, dentist, lawyer, architect, engineer or chartered accountant
  • Slowly start typing your employer's name and choose from the recommendations provided. If you do not see your employer on our list, simply type the name in this field.
  • Include your experience at your current job and all previous jobs.
  • This is the co-applicant's gross monthly salary as per his/her monthly payslip prior to deductions (include only payments via direct deposit or cheque i.e. exclude payments in hard cash and in-kind components)
  • This is the co-applicant's net monthly salary as credited to his/her bank account after all deductions.
  • form.details.coApplicant.income.monthlyTakeHomeSalary.se.helpMsg
  • Profit after tax as per latest year's ITR.
  • Depreciation as per latest year's ITR.
  • Sum of the gross annual salaries paid by partnership firm to all partners in latest year.
  • Sum of the gross annual salaries paid to all directors in latest year.
  • Annual interest on capital paid by partnership firm to the co-applicant in latest year.
  • Sum of the annual interest on capital paid by partnership firm to all partners in latest year.
  • This is the co-applicant's previous year's monthly take-home salary after taxes as per the co-applicant's monthly payslip
  • Profit After Tax as per previous year's ITR
  • Depreciation as per previous year's ITR
  • Annual interest on capital paid by partnership firm to the co-applicant in previous year.
  • This is the sum of all monthly payments on all company's currently open loans.Please ignore those loans where remaining loan term is less than 12 months.
  • This is the approximate sum of all monthly incentives (include only payments via direct deposit or cheque i.e. exclude payments in hard cash and in-kind components), if any, earned by the co-applicant
  • This is the annual bonus (excluding any cash component), if any, earned by co-applicant.
  • This is the sum of all monthly payments that the co-applicant is making on all his/her currently open loans.Please ignore those loans where remaining loan term is less than 3 months.
  • Please enter reference ID, if any
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Step 1 of 3

Home Loan Overview

Thinking of buying your Dream Home? Compare and apply online at BankBazaar.com to get instant e-approval for Home Loans

Buying your dream home is an important milestone in your life and requires a lot of planning, thinking and money, but with a wide variety of housing loans available in India, financing your dream home project is just a click away. Check your Home Loan eligibility now by filling up the above form and get best housing loan offers instantly. Check your Eligibility Now!

Why Apply for a Home Loan on BankBazaar.com?
  • Lowest interest rates: We have coordinated with HDFC Ltd, Axis Bank, ICICI Bank & others to get you the best home loan interest rates. In fact, HDFC Ltd, Axis Bank & ICICI Bank use BankBazaar.com-powered technology to give their customers the best home loan experience on their websites, www.hdfcinstanthomeloans.com, https://loans.icicibank.com/home-loan.html and https://loans.axisbank.com/home-loan.html
  • Instant e-approval: On BankBazaar.com you can compare home loan offers, apply online and get instant e-approval for your home loans from HDFC Ltd, Axis Bank and ICICI Bank.
  • Simple Online Comparison: Compare home loan offers on the basis of loan eligibility, EMI, interest rate, fees and customer ratings.
  • Transparency: Aimed at helping you make the right choice, we provide objective and transparent information about your loan options.
  • Privacy: Your application is sent only to the lender you choose, and is never shared with anyone else.
How to get home loans on BankBazaar.com
  • Eligibility Calculator: Fill the form above to instantly get customized home loan quotes that you are eligible for.
  • Compare home loan offers: Compare customized home loans offers from HDFC Ltd, Axis Bank & ICICI based on your eligibility criteria and apply online for the one you like.
  • Your application will be sent electronically to the lender you chose. The lender will contact you within one day.
  • BankBazaar.com will update you on your loan application status via email & SMS alerts.

Home Loan FAQs

  1. What are the factors I need to keep in mind while comparing home loans from different financial institutions?
    A loan applicant needs to check on the following parameters when comparing home loans.
    • Purpose of loan i.e. purchase a already built home, purchase a plot & construct on it
    • Eligible loan amount, as this will govern the down payment you will have to make
    • EMI and interest rate
    • Processing fees
    • Pre-payment and pre-closure fees
    • Ratings of the customer experience by previous customers
  2. Can I take a home loan for Home improvement or home extension?
    Yes, Apart from Home purchase you can take home loan for Home Improvement Loan, Home Extension Loan, Home Conversion Loan, Bridge Loan, Home Construction Loan and Land Purchase Loan.

  3. Will there be any additional costs when I purchase a home?
    Registration charges, transfer charges and stamp duty costs are some of the costs in addition to the cost of the home.

  4. What are the other costs that usually accompany a home loan?
    Home loans are usually accompanied by the following extra costs:
    • Processing Charge/Booking fee: It is a fee paid to the lender, when you apply for a loan. It could either be a fixed amount (not linked to the loan quantum), or could be a percentage of the loan amount.
    • Pre-payment Penalty: If a loan is paid back before the end of the agreed duration, a penalty is charged by some banks/financial institutions, which could be up to 2% of the amount pre-paid (Some institutions also consider all partial payments done in the last 12 months, as part of the pre-paid amount). However, most lenders currently do not charge a pre-payment fee for floating rate loans.
    • Miscellaneous Costs: Some lenders may levy a documentation or consultant charge. This is also known as "Application fee", in some institutions.
    • Registration and Stamp Duty charges - These are to be paid at the local Sub-Registrar's Office (SRO), as Charges for transferring the rights of the property from the builder/seller, and registering it in the name of the buyer (the loan applicant).
  5. Can I have a co-applicant for a home loan?
    Yes, it is good to have a co-applicant. This can help you increase the loan amount you are eligible for as the income of the co-applicant is also taken into consideration. Providing additional security like bonds, fixed deposits and LIC policies will also help in enhancing eligibility.

  6. What is EMI? How is it calculated?
    An equated monthly Installment (EMI) is the amount of money that is paid back to the lender on a monthly basis. It is essentially made up of two parts, the principal amount and the interest on the principal amount equally divided across each month in the loan tenure. The EMI is always paid up to the bank or lender on a fixed date each month until the total amount due is paid up during the tenure.
    The EMI facility helps the borrower plan his budget. The EMI is calculated taking into account the loan amount, the time frame for repaying the loan and the interest rate on the borrowed sum.

  7. What is an amortization schedule?
    An amortization schedule is a table giving the reduction of your loan amount by monthly installments. The amortization schedule gives the breakup of every EMI towards repayment interest and outstanding principal of your loan.

  8. Can I avail a tax rebate on my home loan?
    Yes, under Section 80C and Section 24 tax deductions are capped at 1 lakh for the principal repaid and 1.5 lakhs for the interest repaid.

  9. What are the loan tenure options?
    You have the option of selecting a loan tenure you are comfortable with, ranging up to 25 years, provided the term does not extend beyond your reaching 65 years of age or retirement age, whichever is earlier.

  10. What is the repayment period for a NRI Home Loan?
    The housing finance offered to NRIs normally do not exceed 7 years. The repayment for the loan is by way of EMIs. The EMIs begin only after the entire loan is disbursed. In case of a part disbursement, you will pay only the interest amount on the disbursed loan amount every month instead of the EMI. This is known as pre-EMI.

  11. What are the Tax Benefits applicable to Non-Resident Indians?
    No tax benefits are available for NRI customers unless you file returns and hence become eligible to avail the tax rebates available for home loans.

  12. Does BankBazaar.com charge me for its services?
    No, BankBazaar.com’s services come to you free of charge.

  13. How will the security and privacy of my data be ensured?
    BankBazaar.com’s will never share your data with any third party other than the financial institution that you decide to apply to. Our sound technology practices ensure a highly secure environment for all your data.

  14. What happens once I submit my application on BankBazaar.com?
    As soon your application is electronically submitted on BankBazaar.com, we will transmit it securely to the financial institution of your choice. This financial institution will then contact you directly to take the process forward.
    BankBazaar.com’s will also keep you updated on the status of your application via email and SMS alerts. You can also view the status of your application online at BankBazaar.com.

Home Loan Eligibility & Documentation

Home Loan Eligibility:
Anyone with a repayment capability and a dream to buy a home is eligible to get a home loan. Some of the important eligibility criteria are as follows:

  • Salaried individual or Self employed individual or Self employed professional like doctor, lawyer, etc.
  • NRI or resident Indians
  • Aged between 21 years and 65 years
  • Have a good CIBIL credit score
  • Good repayment capacity with fixed & stable income source
  • Employment at a stable company
  • Try our home loan eligibility calculator to check how much loan amount you are eligible for.

How is your home loan eligibility determined?
Based on the following aspects financial institutes will determine your loan eligibility:

  • Your monthly income
  • Property cost (you can get 80% of the property value if the loan amount is less than 20 lakhs and 85% of the property value if the loan amount is more than 20 lakhs. )
  • Other EMI’s which you are paying for any other loan

Fill the form above to check your actual home loan amount eligibility.


Home Loan documentation: For a speedy Home Loan approval you will need genuine documents which will help banks to give quick approvals. Here is a standard list of options for each document required.
Identity proof:

  • Driving license
  • Voters ID
  • Passport
  • PAN card
  • Ration card
  • Employee ID
  • Bank passbook
  • Letter from a recognized public authority or public servant verifying your photograph
  • Confirmation letter from your employer or another bank verifying your photograph

Address Proof:

  • Driving license
  • Voters ID
  • Passport
  • Ration card
  • Bank passbook or Bank account statement
  • LIC policy/ receipt
  • Utility Bill – telephone, electricity, water, gas (less than 2 months old)
  • Letter from any recognized public authority verifying residence address of the customer
  • Letter from your employer

Age Proof:

  • Driving license
  • Passport
  • Bank passbook
  • PAN Card
  • Birth certificate
  • 10th standard mark sheet

Income Proof: The following set of documents that detail your credit profile varies according to whether you are a salaried individual or a self-employed individual.
Self Employed/Entrepreneurs:

  • A brief introduction of Business/Profession
  • Balance Sheet, profit and loss account statement of income, proof of income tax returns for the last 3 years certified by a CA
  • Photographs
  • Receipts of advance tax payments if any made
  • A photocopy of Registration Certificate of establishment under Shops and Establishments Act/Factories Act
  • Registration Certificate for deduction of Profession Tax
  • Certificate of Practice
  • Receipts of Bank loans
  • Proof of investments (FD Certificates, Shares, any other fixed asset)

Salaried Individuals:

  • Income Proof ( you just need to provide one of the options listed for income proof)
  • Latest Pay slip
  • Form 16
  • Increment/Promotion letters
  • Appointment letter
  • Pay slip (Last 2 months) with salary account bank statement
  • Certified letter from Employer
  • IT returns ( for three years )
  • Investment proof (FD certificates, shares, any fixed asset etc.)
  • Documents supporting the financial background of the borrower (his liability and assets if any)
  • Photographs

What are the documents required for obtaining NRI Home Loans?
NRIs are required to submit a few documents more than is required for a resident Indian:

  • A copy of the passport
  • A copy of the works contract (also sometimes referred to as the contract card/labor card)
  • The power of attorney (POA). The POA is required because the borrower is not based in India and in such a scenario; the HFC would need a representative ‘in lieu of’ the NRI to deal with as required. Although not compulsory, the POA is usually drawn on the NRI’s parents, wife or children

I am purchasing a flat from the builder, what supporting documents I will need to submit to the bank?

  • Original copy of your agreement with the builder
  • 7/12 extract – This is issued by the concerned land authorities giving details such as the survey numbers, area, date from which current owner is registered as owner etc.
  • Property register card, which is obtained from the City Survey Department
  • N.A. permission for the land from the collector, if its agricultural - If the land is agricultural and is being utilised for residential/ commercial/industrial use, then such agricultural land has to be converted to non-agricultural land and a Non-Agriculture Order has to be obtained from the Collector of the district where the property is located.
  • Search Report and Title Certificate – A search report and title certificate can be obtained from an advocate who will conduct a survey of the title of the property by visiting the office of registrar. A legal opinion can avoid any legal hassles later and is mandatory to be filed with the agreement for sale.
  • Development agreement between the owner of land and the builder
  • Copy of order under the Urban land Ceiling Act
  • Copy of building plans sanctioned by the competent authority
  • Commencement certificate granted by the Corporation
  • Building completion certificate
  • Latest receipts for taxes paid towards the land or property or flat to be purchased
  • Partnership deed or memorandum of association of the builders firm

I am purchasing the house from a Cooperative Society, what documents I will need to submit to get a home loan?

  • Original share certificate of the Society
  • Allotment letter from the Society in your name
  • Copy of the lease deed, if executed
  • Certificate of the registration of the society
  • Copy of the byelaw’s of the Society
  • No objection certificate from the Society
  • 7/12 extract or property register card in the Society’s name
  • Copy of N.A permission for the land from the collector
  • Search Report and Title Certificate
  • Copy of order under the Urban Land Ceiling Act
  • Copy of the building plans sanctioned by a competent authority
  • Commencement certificate granted by Corporation
  • The latest receipts of taxes paid for the property
  • Original Agreement to assign / Deed of assignment

What documents I will need, if I am constructing house on my own land?

  • Original sale deed of land and extract of Index II
  • 7/12 extract or property register card in your name
  • Copy of N.A. permission for land from the collector
  • Search and title report
  • Copy of tax paid under Urban Land Ceiling Act ( obtained from Commissionerate of Urban Land Ceiling and Urban Land Tax )
  • Copy of the building plans sanctioned by a competent authority
  • Building permission granted by the Corporation
  • The latest receipts of taxes paid for your land
  • Estimate of the cost of construction certified by the architect

What are the documents that need to submitted for disbursement of a home improvement loan?

  • Title deeds for the past of 13 years
  • Encumbrance certificate for the past 13 years ‘Khata’ certificate
  • Most recent tax receipts for the property
  • Approved plan
  • License for the extension
  • Cost estimate from a qualified engineer
  • Cost estimate from the architect

Home Loan Interest RatesUpdated on 17 April 2014

Details of Home Loan

Home Loan Interest Rate.(Monthly reducing balance)
10.5% to 14.25% floating. Check Customized Interest Rates Now!
Processing Fees
0.5% to 1% of loan amount
Home Loan Tenure
1 year to 20 years
Home Loan Amount Funded
Up to 85% of property value
Pre-payment Charges
0% to 2% of amount being prepaid
Pre-closure Charges
0% to 2% of amount being preclosed
Guarantor Requirement
No guarantor required

Home Loan Articles

  • Checklist-Home loan documentation!
    Home loans are easy to come by these days. So, don’t fret over it. Focus on the documents you need to furnish while applying for a home loan. Documents required: We give you a standard list of documents your bank will ask for. Besides this you need to submit details of the property or home you are obtaining the loan for.
  • Are you loan eligible?
    Home loans are the most easily accessible financial supplement to purchase your dream home. To understand how to enhance your eligibility to apply for a home loan, make a simple self-assessment. Here is how banks do it.
  • Beware of these home loan facts!
    A bank is eligible to demand additional security when property prices fall. Even if you are loyal on your EMI payments, this clause demands a security cover in addition to your loan amount and if a borrower fails to provide such a security then he/ she may be declared a defaulter by the lender.
  • Have more questions on loans? Ask us now!
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Home Loan Forum

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  Home Loan Reviews
Customer Reviews
Page 1 of 25 1 2 3 4 5
  • Good Response
    /images/customer_review/default-unknown-person.png
    AVINASH MONDAL, bangalore
    Yes, I recommend this bank.
    HDFC LIMITED Home Loan
    5.0/5
    validated-source
    (0)

    My overall experience was good. They immediately responded to my request and made so many calls and did continuous follow up . They were very interested in processing the loan for me but i declined the loan as the deal was not working out. I approached HDFC LTD via bankbazaar and they also provided good services. The website is good and user friendly.

    Was this review helpful? Yes

    Thank you for your vote

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    Promised Interest Rate
    Fees & Charges
    Customer Service
    Responsiveness
    took a Home Loan from HDFC LIMITED on BankBazaar.com Reviewed on
  • Should Maintain Good Rapport
    /images/customer_review/default-unknown-person.png
    VISHWAS BHAUSAHEB TARALEKAR, mumbai
    Yes, I recommend this bank.
    BANK OF INDIA Home Loan
    3.0/5
    validated-source
    (1)

    I have my saving account with Bank of India and they have zero balance account scheme which is amazing as other banks are expecting us to maintain 10,000 rs every quater.Also they provided a free debit card when the account was opened ,but am little worried about customer service they provide as the staffs are not co-operative when compared with other banks and that is thing which bank of India has to improve."

    Was this review helpful? Yes

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    Fees & Charges
    Promised Interest Rate
    Customer Service
    Responsiveness
    took a Home Loan from BANK OF INDIA on BankBazaar.com Reviewed on
  • Customers should be educated on the process
    /images/customer_review/default-unknown-person.png
    VISHWAS BHAUSAHEB TARALEKAR, mumbai
    Yes, I recommend this bank.
    HDFC BANK Home Loan
    4.0/5
    validated-source
    (0)

    HDFC BANK Credit card services are fine. They have given me a higher credit limit and have been using this card since 5 years and so far i have not faced any issues.One bad thing with HDFC Bank is they have not explained me clearly about the the cash back reward plan. I have earned around 5000 bonus point and till now i have not utilized the bonus points to redeem it as I am not aware of the procedure

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    Promised Interest Rate
    Fees & Charges
    Customer Service
    Responsiveness
    took a Home Loan from HDFC BANK on BankBazaar.com Reviewed on
  • Some discounts needs to be given on rate of interest
    /images/customer_review/default-unknown-person.png
    VISHWAS BHAUSAHEB TARALEKAR, mumbai
    Yes, I recommend this bank.
    HDFC LIMITED Home Loan
    4.0/5
    validated-source
    (0)

    HDFC LTD should give some discounts on rate of interest otherwise I did not face any problem when i was in touch with them. They must also reduce the processing fee as few banks are giving offers on processing fee with zero % charges. Customer service is good and branch staffs are really co-operative.

    Was this review helpful? Yes

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    Promised Interest Rate
    Fees & Charges
    Customer Service
    Responsiveness
    took a Home Loan from HDFC LIMITED on BankBazaar.com Reviewed on
  • Fine Services
    /images/customer_review/default-unknown-person.png
    RAKESH KADAM, mumbai
    Yes, I recommend this bank.
    HDFC LIMITED Home Loan
    4.0/5
    validated-source
    (0)

    HDFC LTD's service was good with continuous follow up. Their processing fee and Rate of interest is very good and less when compared with others. Customer service was also fine. I got in touch with HDFC LTD via Bankbazaar.com and they are provided me a wonderful service. Bankbazaar website is very nice,interesting and comparatively good with lots of information

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    Promised Interest Rate
    Fees & Charges
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    Responsiveness
    took a Home Loan from HDFC LIMITED on BankBazaar.com Reviewed on
  • Service is not so good
    /images/customer_review/default-unknown-person.png
    ZEBA JAMIL, delhi
    Yes, I recommend this bank.
    IDBI BANK Home Loan
    4.0/5
    validated-source
    (0)

    I have a salary account with IDBI.Their services are ok and not that good. Since my company wanted me to open account in IDBI, I opened it otherwise i would have approached other banks.They are providing almost all services like other banks and their net banking facility is fine,secured and better than government banks"

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    Promised Interest Rate
    Fees & Charges
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    Responsiveness
    took a Home Loan from IDBI BANK on BankBazaar.com Reviewed on
  • Process is ok
    /images/customer_review/default-unknown-person.png
    ZEBA JAMIL, delhi
    Yes, I recommend this bank.
    LIFE INSURANCE CORPORATION OF INDIA Home Loan
    5.0/5
    validated-source
    (0)

    Taking home loan from LIC was fine and not too good.Processing loan with them was satisfactory. Customer support was good but the executive who was taking care of my loan was not co-operative as i had to follow up with him all the time. They took a long time to disburse the loan where as they committed that the disbursement turn around time would be just 15 days and i can say it was bit difficult in getting the loan sanctioned from them

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    Promised Interest Rate
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    Responsiveness
    took a Home Loan from LIFE INSURANCE CORPORATION OF INDIA on BankBazaar.com Reviewed on
  • Excellent Service
    /images/customer_review/default-unknown-person.png
    BIJU RAMACHANDRAN , thiruvananthapuram
    Yes, I recommend this bank.
    HDFC LIMITED Home Loan
    5.0/5
    validated-source
    (1)

    HDFC LTD's response was very quick. Representative who was take care of my request, helped me a lot. Overall they did a wonderful job. Their rate of interest and processing fee was reasonable . HDFC LTD is very fast in processing things and their customer support is also nice

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    Fees & Charges
    Promised Interest Rate
    Customer Service
    Responsiveness
    took a Home Loan from HDFC LIMITED on BankBazaar.com Reviewed on
  • Good Reward Scheme
    /images/customer_review/default-unknown-person.png
    UTPAL KUMAR SINGH, pune
    Yes, I recommend this bank.
    CITIBANK Home Loan
    4.5/5
    validated-source
    (0)

    CitiBank is very good in terms of Salary account. Their net banking facility is awesome and I use online banking a lot for almost all transactions. I like the fund transfer facility they have provided in net banking.Citibank has good reward plans and in which i was able to earn 2500 rs bonus points on my credit card.

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    Promised Interest Rate
    Fees & Charges
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    took a Home Loan from CITIBANK on BankBazaar.com Reviewed on
  • Should give discounts on processing fee
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    UTPAL KUMAR SINGH, pune
    Yes, I recommend this bank.
    HDFC LIMITED Home Loan
    3.5/5
    validated-source
    (0)

    HDFC LTD is very good but they must reduce their processing fees which is high when compared with other banks. If processing fee is reduced ,all those customers who chose other bank for home loan processing would definitely come back to HDFC Ltd. Their customer support is good and to be in the market they should be even more aggressive.

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    Promised Interest Rate
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    took a Home Loan from HDFC LIMITED on BankBazaar.com Reviewed on
  • Quicker Process
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    MANOJ ALCHLIA, mumbai
    Yes, I recommend this bank.
    ICICI BANK Home Loan
    3.0/5
    validated-source
    (0)

    ICICI Bank services are wonderful and their processing fee is much lower on home loans.Their loan processing system is superb and they did things in a very short time. I had initially taken this loan on floating and till now the loan is on floating type only. Advantage of taking loan in floating mode,rate of interest will be very less when compared with Fixed Rates.ICICI Banks customer service is also good and always I receive good response from them

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    Fees & Charges
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    took a Home Loan from ICICI BANK on BankBazaar.com Reviewed on
  • Attractive Interest Rates
    /images/customer_review/default-unknown-person.png
    MANOJ ALCHLIA, mumbai
    Yes, I recommend this bank.
    SARASWAT COOPERATIVE BANK Home Loan
    3.0/5
    validated-source
    (0)

    "My Overall experience with Saraswat Bank was good but their processing fee is high and should be reduced to retain the customers.Customer support is really awesome and approval was done in normal time like how other banks does.Best things with saraswat bank is their rate of interest is less when compared with other banks "

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    took a Home Loan from SARASWAT COOPERATIVE BANK on BankBazaar.com Reviewed on
  • Needs Improvement On Credit Card Customer Service
    /images/customer_review/default-unknown-person.png
    DINESH KUMAR MISHRA , delhi
    Yes, I recommend this bank.
    HDFC BANK Home Loan
    4.0/5
    validated-source
    (0)

    I have my company salary account with HDFC Bank.Overall its a best bank to deal and so far I haven't faced any problem with regard to my savings account but always have a issue with credit card customer service.They provide a bad service and they don't give proper response. Good things with HDFC Bank account is their net banking services and fund transfer facility"

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    Promised Interest Rate
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    took a Home Loan from HDFC BANK on BankBazaar.com Reviewed on
  • Should Be Transparent
    /images/customer_review/default-unknown-person.png
    DINESH KUMAR MISHRA , delhi
    Yes, I recommend this bank.
    HDFC LIMITED Home Loan
    5.0/5
    validated-source
    (1)

    My overall experience with HDFC LTD was good. I got a very nice response from them. It will be better if they cut down the processing fee charges as it is very high when compared with other banks.They failed to inform me about the hidden charges well in advance which is bad and customers need to updated on all charges

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    Fees & Charges
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    took a Home Loan from HDFC LIMITED on BankBazaar.com Reviewed on
  • Good Support
    /images/customer_review/default-unknown-person.png
    PRABHU NAGARATINAM, chennai
    Yes, I recommend this bank.
    HDFC BANK Home Loan
    4.0/5
    validated-source
    (0)

    HDFC Bank provides a pretty good services. Customer support is really good. One negative point with HDFC Bank is their phone banking services and it is not up to the mark. When i try to reach phone banking they make me wait in the line,Telephone identification number needs to be entered which doesn’t work most of the time and very complicated to reach the phone bankers. otherwise the service is fine and almost for the past 8 years I have been banking with them and feel comfortable

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    took a Home Loan from HDFC BANK on BankBazaar.com Reviewed on
  • Nice response
    /images/customer_review/default-unknown-person.png
    PRABHU NAGARATINAM, chennai
    Yes, I recommend this bank.
    HDFC LIMITED Home Loan
    3.0/5
    validated-source
    (0)

    HDFC LTD maintains a good rapport with their customers.Executive who processed my loan was very good.Overall it was a very good experience.Rate of interest charged by HDFC LTD is very high when compared with government banks and it will be good if the reduces the rate. One good thing with HDFC Ltd is their responsiveness and my loan process was carried out in a very smooth manner.

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    took a Home Loan from HDFC LIMITED on BankBazaar.com Reviewed on
  • Best Customer Service
    /images/customer_review/default-unknown-person.png
    TANWEER MOHMMAD, bangalore
    Yes, I recommend this bank.
    ICICI BANK Home Loan
    5.0/5
    validated-source
    (0)

    One thing I like the most with ICICI Bank is their customer support. They build a good rapport with their customers and when compared with other banks ICICI is the best with regard to customer service.They are more commercial and even for bank statements they charge.I have a credit card also from ICICI,I am a new user and never faced any problems so far.Another exiting scheme is ICICI Bank's IWish account where there is not limitation on the amount for Recurring Deposit"

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    took a Home Loan from ICICI BANK on BankBazaar.com Reviewed on
  • Existing Customer should be given good response
    /images/customer_review/default-unknown-person.png
    TANWEER MOHMMAD, bangalore
    Yes, I recommend this bank.
    AXIS BANK Home Loan
    4.0/5
    validated-source
    (1)

    I Am an existing customer of Axis Bank for the past 7 years. When i approached them for the home loan,they were unable to process the loan for me at that time and they got back when the home loan offer was over,which was quite frustrating and I told them not interested. Response given to me by Axis Bank for my home loan was poor being an existing customer"

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    Fees & Charges
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    took a Home Loan from AXIS BANK on BankBazaar.com Reviewed on
  • Executive was not knowledgeable
    /images/customer_review/default-unknown-person.png
    TANWEER MOHMMAD, bangalore
    Yes, I recommend this bank.
    HDFC LIMITED Home Loan
    4.0/5
    validated-source
    (0)

    HDFC LTD was good but the person who handled my account was not completely aware of the process and due to which the loan process got delayed.Their processing fee is much higher when compared with other banks and rate of interest being at par.HDFC LTD disbursed my loan within 5-7 days.Overall experience was good and the mainly delay happened due to intercity loan process

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    took a Home Loan from HDFC LIMITED on BankBazaar.com Reviewed on
  • Excellent service from IDBI!!!!
    /images/customer_review/default-unknown-person.png
    SHASHANK KUMAR NAGAR, lucknow
    Yes, I recommend this bank.
    IDBI BANK Home Loan
    5.0/5
    validated-source
    (0)

    Overall i am very happy and satisfied that I got my home loan from IDBI Bank. Their respond to our query so well and get our loan process quick. Their interest rate and processing fees is quite competitive with other Banks when compared in the market.

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    took a Home Loan from IDBI BANK on BankBazaar.com Reviewed on
Customer Reviews
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