I had a good experience with the Axis Bank when i applied for the housing loan. The executives called me and explained me on the loan process in a clear manner. The loan application was canceled from my end because the property was not finalized. In future if i am looking for a housing loan i will go with Axis Bank.
03:30 PM - Sep 13, 2014
I had cancelled my plan of buying the property which was already finalized by me hence my home loan application with ICICI bank has been closed at this time. I may go for the home loan in the next three to four months from now. I had so far experienced a good customer service and response from ICICI bank.
03:11 PM - Sep 13, 2014
Axis bank the process was bit slow, for some documents it was delayed from my end. Interest rate was fine as per market value. Since i am their customer from past 7 years i would suggest they should have considered on processing fee, i was bit disappointed with that.
01:56 PM - Sep 13, 2014
My recent home loan application with ICICI bank has been closed as of now because I had post ponded my plan for sometimes due to some personal reasons. In future if I need a home loan I would surely go with ICICI bank only since the customer service of ICICI bank was quite good and the response from them was very quick.
03:25 PM - Sep 13, 2014
It was me who refused to go for a home loan with ICICI bank because I already decided to go with public sector banks ICICI bank was pretty good and they called me several times for follow up. The response was quite fast. I think all banks are giving the same interest rates, processing fee & charges and I don't find a difference.
03:07 PM - Sep 13, 2014
Axis bank home loan they had good follow up the representative came to office and collected the documents, not much documentation required. I would suggest the executive need to be clear in providing the information in terms of documents, process was bit slow, as per discussion my EMI date is 8th but they approved on 5th communication part need to improve, interest rate was 10.25% its normal one.
01:29 PM - Sep 13, 2014
Axis Bank housing loan the customer service executive are good in responding to the details. The loan application was canceled from my side, due to some personal issue i have postponed the plan of taking the housing loan. One suggestion i would say that when compare with other nationalized bank the interest rate is high if that is reduced it will be good.
03:23 PM - Sep 13, 2014
HDFC Limited housing loan the processing and the documentation was very simple and transparent. The customer relationship officer Mr Akelesh & Mr Abishake who took the initiative in updating me on the status of the loan till the loan got disbursed. The whole process got completed in five days.
02:21 PM - Sep 13, 2014
I had a good experience with the Axis Bank when i applied for the housing loan. The response from the customer service executives was good. The loan application was canceled from my side due to some personal issues. In future if i am looking for the housing loan i will go with Axis Bank.
01:10 PM - Sep 13, 2014
It was a good experience of availing a home loan from DHFL last month. Only thing is that they increase the rate of interest very often. The customer service is not that great and really needs improvement. They do not have a toll free for an existing customer and it is quite difficult reach the customer care executives. Almost 15 to 20 days were taken for disbursing my loan. I think they charged me a high rate of interest, processing fee & charges.
03:20 PM - Sep 13, 2014
The overall experience was good from the Axis Bank when i applied for the housing loan. The customer service executive are eager in providing the loan but the loan application was canceled from my side because they were unable to fulfill my required loan amount.
02:20 PM - Sep 13, 2014
Home loan with Axis bank i would suggest their representative need to be more clear on product knowledge. When i visited the bank the way of approach is nice, interest rate was reasonable. They need to more quick on their process, everything is fine but the agent who was handling me was not up to the mark.
12:47 PM - Sep 13, 2014
Are legally adult enough to handle it
Have still got it
Get a regular pay check
Make more than a basic buck
EMI limited to about 50%
of monthly income
Loan capped @ 75% - 85% on property value
EMIs of other loans lower
Making your spouse a co-applicant
Choose longer tenure loans of up to 20 - 30 years
Alternatively add your parents as co-applicants
|Interest Rate (Monthly reducing balance)||10% - 10.5%|
|Processing Fees||0.5% of Loan|
|Loan Tenure||1 year to 20-30 years|
|Partial pre-payment Charges||Nil|