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User reviews
  • The offered rate of interest is 10.1% which is reasonable. Axis bank executive has contacted me once for Home loan process and informed that he would come to collect documents but he never came. I dropped the plan of purchasing land and moreover the executive from Axis bank never turned back, they would have contacted me and updated the status but did not do so, which I am not much satisfied. In general I am satisfied with customer service of Axis bank and I would like to recommend to my friends.
    06:34 PM - Oct 18, 2014

    1.0/5 "Really Bad"
  • I would say the response as well the customer service team is quite good with AXIS bank in availing home loan. One concern is my email address as well as my residential address was not registered which was a delay, however finally it was resolved. The interest rate is as per the market standard and even the processing fees is lower as there was an offer.
    05:31 PM - Oct 18, 2014

    4.0/5 "Great!"
  • Axis bank is providing more loan amount while comparing to other banks. The home loan process was simple and easy, they sanctioned the home loan in a short period of time. My house did not have BRF plan thus they rejected my home loan application. I got a call from Axis bank executive and they provided enough details about loan. It would be great if Axis bank approve loan also for BRF plan housing.
    03:24 PM - Oct 18, 2014

    4.0/5 "Great!"
  • I had recently availed a home loan from HDFC LTD. Initially they were co-operative in all the thing. When the process went on the executive was not supportive. He was not attending the call in spite of contacting several times. He neither picked my call nor called me back for about 20 days. Everything went smooth once he got in touch with me. The documentation was very quick and my loan was disbursed within 10 to 15 days of time at a rate of interest 10.15%.
    06:18 PM - Oct 18, 2014

    NIRAL SHAH, vadodara
    3.0/5 "Satisfactory"
  • It was a good experience of availing a home loan from CANFIN last month. They basically took lot of time to disburse my loan. However when these finance companies are undertaken by websites like the processing would be much more faster because bankbazaar will ensure to speed up their processing. I think the rate of interest is quite decent. They are offering 10.95% for less than rs30 lakhs.
    05:21 PM - Oct 18, 2014

    RAVI KIRAN, bangalore
    3.5/5 "Pretty good"
  • It was a nice experience of availing a home loan from HDFC LTD in the month of Aug'2014. The services provided by HDFC LTD are very nice. There was no hectic and they have not asked for any special documents at all. They have supported very well at each & every point in regards to documentaiton. They didn't even ask me to visit their branch when I was out of station and sent my documents through courier. I have saved lot of time and money.
    02:02 PM - Oct 18, 2014

    4.5/5 "Excellent!"
  • I had availed a home loan of rs20 lakhs from IDBI bank and I had closed the loan within the first 6 months. The processing was fast and completed within 12 days of time. They offered me an interest rate of 10.5% however they don't have a good customer service and also ther response was not that good.
    05:55 PM - Oct 18, 2014

    5.0/5 "Blown Away!"
  • I had finalized a B-Khata property and I applied for a home loan with Tata Capital. They rejected my application stating B-Khata properties are not eligible for a home loan. The reality is that when we go through the local agent with some of the finance companies are offering a home loan for a B-Khata property also. My home loan need was fulfilled by such finance company only.
    05:20 PM - Oct 18, 2014

    RAVI KIRAN, bangalore
    1.0/5 "Really Bad"
  • It was a great experience of availing a home loan from HDFC LTD couple of months ago. The HDFC LTD branch relationship manager was very good and helpful. It took almost one month to get all the things done due to some delay in documentation. They keep requesting more & more documents at the last moment. It would be better if they request all the documents at one shot. Because of the manager we are very happy with the services of HDFC LTD and he made things done effectively.
    01:41 PM - Oct 18, 2014

    4.0/5 "Great!"
  • It was a good experience with Corporation bank in availing home loan. This bank offered the loan for the joined account which is been linked with my brother's account. Interest rate is 11.75% with 1% as the processing fees. Pre payment option is available where there is no charges.
    05:35 PM - Oct 18, 2014

    4.0/5 "Great!"
  • The executives of Axis bank has contacted me several times and they addressed my queries properly. Response was good from Axis bank for my home loan. The rate of interest is 10.25%. I felt fees and charges to be high however one of the Relationship Manager promised me to offer processing fee of 5,000 instead of 10,000. I got opportunity to go abroad in a couple of weeks thus I dropped the home loan application with Axis bank.
    04:58 PM - Oct 18, 2014

    BIVAS BANERJEE, bangalore
    4.0/5 "Great!"
  • My experience with Axis bank was good and I am satisfied with customer service. Home loan application with Axis bank got closed due to some document issues but I am happy with service they provided. The rate of interest 10% is not much high and not much low, it is reasonable and I am satisfied with the processing fee as well. Everything has been explained better.
    01:34 PM - Oct 18, 2014

    5.0/5 "Blown Away!"
BankBazaar Home Loan is Rated as "Pretty good" by 3118 Users
 3.5 / 5.0   by 3118 users
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Fees & Charges

Promised Interest Rate

Customer Service



You're eligible for a Home Loan if you:

That's 21 years old, same time that everything besides milk becomes legal too

Are legally adult enough to handle it

Less than 65 years of age, because sanguine golden years are for playing golf

Have still got it

Salaried or self-employed - whatever puts food on your table

Get a regular pay check

There's a minimum amount for that regular pay check

Make more than a basic buck

Your eligibility depends on

So you'll have enough for life's other goodies

EMI limited to about 50%
of monthly income

So you have something to call your very own from the get go

Loan capped @ 75% - 85% on property value

So you don't bite off more than you can chew. Trust us, it's less painful this way

EMIs of other loans lower
your eligibility

Boost your eligibility by

Her income will bolster your eligibility and make good on your wedding vows of sharing, caring and avoiding doing the dishes.

Making your spouse a co-applicant

We've all learned that haste makes waste

Choose longer tenure loans of up to 20 - 30 years

They will always remain older, wiser and more credible than their offspring.

Alternatively add your parents as co-applicants

Nothing gets done without that paperwork (which we'll happily carry over to the bank for you, no sweat). Here's what you'll need:

  • 1. Photo ID and age proof
  • 2. Signed application form with photograph
  • 3. Processing fee cheque
  • 4. Last 6 months bank statement
  • 5. Documentation for salaried applicants:
    • Last 3 months salary - slips
    • Form 16 or Income Tax Returns
  • 6. Documentation for self-employed applicants:
    • Last 3 years Income Tax Returns with computation of Income
    • Last 3 years CA Certified / Audited Balance Sheet and Profit & Loss Account

Home Loan Interest RatesUpdated on 21 Oct 2014

Home Loan Details
Interest Rate (Monthly reducing balance) 10% - 10.5%
Processing Fees 0.5% of Loan
Loan Tenure 1 year to 20-30 years
Partial pre-payment Charges Nil
Pre-closure Chargest Nil

rated 3.5 /5.0
by 3118 users
Over 5,00,000 Happy Customers with loans & cards
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This is our forte- helping you compare the finest deals. Additionally, we'll handpick offers that suit your profile and present the best rates from several banks, so you can make a thoroughly-informed decision.

Breaking Down Offers
Breaking down offers

We're obsessed with giving you a 365 degree view of offers. So, we'll break it down for you - EMIs, eligibility, maximum amount that can be borrowed, fees, hidden charges... no more getting fooled by the fine print!

Why Apply Online
Preferred over builder

There's a good reason by thousands of customers choose BankBazaar - we support you in many more ways than a builder would through the process - multiple options & timely handheld support.

Cheaper then Dealer
Why apply online?

You don't have to fight for parking space! Jokes apart, applying online will help you save time and money; plus, you'll be able to use the services of our super-friendly customer service team at anytime and get all your queries answered.

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We showcase the best loan offers and help you compare them... what next? Well, we'll aid you in applying to the bank of your choice and work with you right up to the delivery of the loan!

Still have a gazillion questions?
Still have a gazillion questions?

Think of BankBazaar as your loan-savvy buddy! Our customer support team is at your service to clear doubts on eligibility, offers, procedures and documentation, and help you apply. They'll even co-ordinate with the bank to get you your loan on time.

Connect to the Bank
We'll connect you to the bank

We know the bank guys really well! So, if you want to talk to a bank representative or get help on your loan application, we won't just connect you to them; we'll also do the follow-up on your behalf.

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